UBSI

MKT CAP:$6B

United Bankshares, Inc.

Market Cap

$6B

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$43.39+$5.00 (+13.02%)

Apr 22, 2026

Company Details

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts...

CEO

Richard Matthew Adams Jr.

IPO Date

Jun 4, 1987

Website

www.ubsi-inc.com

Key Metrics TTM

Revenue

$0

— YoY

Net Income

$124M

EPS (Diluted)

$0.00

Free Cash Flow

$127M

Revenue / Share

—

Gross Margin

—

Operating Margin

—

Net Margin

—

FCF Margin

—

P/S

—

P/E

48.8x

Earnings Reports

Q1 2026

Apr 23, 2026

NEW

$0EPS $0.00

FY 2025

Feb 27, 2026

$1.8B+12.3%EPS $3.27

Q4 2025

Feb 27, 2026

$461MEPS $0.91

FY 2024

Feb 28, 2025

$1.6B+6.0%EPS $2.75

FY 2023

Feb 29, 2024

$1.5B+33.5%EPS $2.72

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q4 25	$461M	$318M	$167M
Q1 26	$0	$0	$0

Operating Cash Flow

Quarter	Operating CF	Free CF
Q4 25	$139M	$127M

Capital Expenditures

Quarter	CapEx
Q4 25	$12M

CapEx

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A
Q4 25	$152M

War Chest

Quarter	Cash	Short-term Investments	Total
Q2 22	$1.7B	$4.8B	$6.5B
Q3 22	$1.4B	$4.6B	$6.0B
Q4 22	$1.2B	$4.5B	$5.7B
Q1 23	$1.9B	$4.4B	$6.3B
Q2 23	$1.7B	$4.0B	$5.7B
Q3 23	$1.2B	$3.7B	$4.9B
Q4 23	$1.6B	$3.8B	$5.4B
Q1 24	$1.7B	$3.6B	$5.3B
Q2 24	$1.9B	$3.3B	$5.2B
Q3 24	$1.9B	$3.2B	$5.1B
Q4 24	$2.3B	$261M	$2.6B
Q1 25	$2.6B	$255M	$2.9B
Q2 25	$2.3B	$294M	$2.6B
Q3 25	$2.5B	$300M	$2.8B
Q4 25	$2.5B	$3.1B	$5.6B
Q1 26	$2.3B	$3.2B	$5.5B

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q4 25	141M	—	—
Q1 26	0	-100.0%	—

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q4 25	$180.6K	3K
Q1 26	$0	3K

Revenue / Employee