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    UBSI

    UNITED BANKSHARES INC/WV

    Company overview

    Market capitalization
    $6.36B
    Employees
    2,749
    Latest publication
    2026-09-29
    About UNITED BANKSHARES INC/WV

    United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.

    Company website

    Financial statements

    Income Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Revenue456,703,000USD447,544,999USD460,989,000USD474,942,000USD452,052,000USD432,612,000USD404,466,000USD413,635,000USD
    Interest Income418,197,000USD415,929,000USD430,053,000USD430,957,000USD421,196,000USD403,647,000USD376,034,000USD382,723,000USD
    Interest Expense132,885,000USD133,414,000USD142,596,000USD150,842,000USD146,659,000USD143,592,000USD143,426,000USD152,467,000USD
    Net Interest Income285,312,000USD282,515,000USD287,457,000USD280,115,000USD274,537,000USD260,055,000USD232,608,000USD230,256,000USD
    Non Interest Income38,506,000USD———————
    Revenue Net Of Interest Expense323,818,000USD———————
    Non Interest Expense154,715,000USD———————
    Income Before Tax164,142,000USD155,988,000USD159,896,000USD164,483,000USD152,088,000USD106,933,000USD121,059,000USD119,916,000USD
    Income Tax Expense32,765,000USD31,788,000USD31,068,000USD33,735,000USD31,367,000USD22,627,000USD26,651,000USD24,649,000USD
    Net Income131,377,000USD124,200,000USD128,828,000USD130,748,000USD120,721,000USD84,306,000USD94,408,000USD95,267,000USD
    Net Income Applicable To Common Shares131,225,000USD———————
    Cost Of Revenue—141,189,999USD142,596,000USD162,937,000USD152,548,000USD172,695,000USD150,117,000USD159,410,000USD
    Gross Profit—306,355,000USD318,393,000USD312,005,000USD299,504,000USD259,917,000USD254,349,000USD254,225,000USD
    Selling General Administrative—101,226,000USD151,718,000USD147,522,000USD78,885,000USD78,885,000USD75,946,000USD75,903,000USD
    Unclassified Operating Expenses—49,141,000USD——68,531,000USD74,099,000USD57,344,000USD58,406,000USD
    Total Operating Expenses—150,367,000USD151,718,000USD147,522,000USD147,416,000USD152,984,000USD133,290,000USD134,309,000USD
    Operating Income—155,988,000USD166,675,000USD164,483,000USD152,088,000USD106,933,000USD121,059,000USD119,916,000USD
    Tax Provision—31,788,000USD31,068,000USD33,735,000USD31,367,000USD22,627,000USD26,651,000USD24,649,000USD
    Net Income From Continuing Ops—124,200,000USD128,828,000USD130,748,000USD120,721,000USD84,306,000USD94,408,000USD95,267,000USD
    Ebitda—155,988,000USD166,675,000USD164,483,000USD152,088,000USD106,933,000USD121,059,000USD119,916,000USD
    Total Other Income Expense Net——-6,779,000USD-6,779,000USD423,504,000USD—2,842,000USD4,544,000USD
    Ebit———————115,372,000USD
    Depreciation And Amortization———————909,000USD
    Source0001193125-26-339565DeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Income Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Revenue1,820,595,000USD1,620,707,000USD1,528,850,000USD1,145,514,000USD1,059,239,000USD1,137,790,000USD910,746,000USD841,422,000USD
    Cost Of Revenue630,776,000USD616,206,000USD512,549,000USD124,381,000USD28,413,000USD215,171,000USD205,953,000USD151,083,000USD
    Gross Profit1,189,819,000USD1,004,501,000USD1,016,301,000USD1,021,133,000USD1,030,826,000USD922,619,000USD704,793,000USD690,339,000USD
    Selling General Administrative457,010,000USD307,974,000USD309,553,000USD300,340,000USD342,187,000USD333,663,000USD217,777,000USD235,904,000USD
    Unclassified Operating Expenses142,630,000USD231,948,000USD233,613,000USD236,850,000USD220,005,000USD223,605,000USD157,495,000USD122,627,000USD
    Total Operating Expenses599,640,000USD539,922,000USD552,496,000USD545,350,000USD567,973,000USD562,879,000USD380,354,000USD363,174,000USD
    Operating Income590,179,000USD464,579,000USD463,805,000USD475,783,000USD462,853,000USD359,740,000USD324,439,000USD327,165,000USD
    Interest Income1,685,853,000USD1,502,121,000USD1,339,886,000USD1,006,457,000USD795,117,000USD802,270,000USD762,562,000USD717,715,000USD
    Interest Expense583,689,000USD591,053,000USD481,396,000USD105,559,000USD52,383,000USD108,609,000USD184,640,000USD129,070,000USD
    Net Interest Income1,102,164,000USD911,068,000USD939,638,000USD900,898,000USD742,734,000USD693,661,000USD577,922,000USD588,645,000USD
    Income Before Tax583,400,000USD464,579,000USD463,805,000USD475,783,000USD462,853,000USD359,740,000USD324,439,000USD327,165,000USD
    Income Tax Expense118,797,000USD91,583,000USD97,492,000USD96,156,000USD95,115,000USD70,717,000USD64,340,000USD70,823,000USD
    Tax Provision118,797,000USD91,583,000USD99,287,000USD100,623,000USD95,115,000USD74,605,000USD64,340,000USD70,823,000USD
    Net Income464,603,000USD372,996,000USD366,313,000USD379,627,000USD367,738,000USD289,023,000USD260,099,000USD256,342,000USD
    Net Income From Continuing Ops464,603,000USD372,996,000USD386,688,000USD379,627,000USD367,738,000USD289,023,000USD260,099,000USD256,342,000USD
    Ebitda590,179,000USD474,975,000USD486,911,000USD499,453,000USD470,764,000USD343,304,000USD303,997,000USD306,104,000USD
    Reconciled Depreciation-13,051,000USD10,396,000USD23,106,000USD5,516,000USD5,908,000USD-16,436,000USD-20,531,000USD-21,061,000USD
    Total Other Income Expense Net-6,779,000USD15,704,000USD27,571,000USD-154,129,000USD-142,898,000USD-151,520,000USD-96,573,000USD-88,788,000USD
    Ebit—464,579,000USD463,805,000USD475,783,000USD462,853,000USD359,740,000USD324,439,000USD327,165,000USD
    Depreciation And Amortization—10,396,000USD23,106,000USD23,670,000USD7,911,000USD-16,436,000USD-20,442,000USD-21,061,000USD
    Selling And Marketing Expenses——9,330,000USD8,160,000USD5,781,000USD5,611,000USD5,082,000USD4,643,000USD
    Net Income Applicable To Common Shares———379,627,000USD367,738,000USD289,023,000USD260,099,000USD256,342,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Assets33,751,832,000USD33,705,380,000USD33,660,281,000USD33,407,181,000USD32,783,363,000USD32,788,494,000USD30,023,545,000USD29,863,262,000USD
    Total Liabilities28,241,295,000USD———————
    Total Stockholder Equity5,510,537,000USD5,488,126,000USD5,495,983,000USD5,445,715,000USD5,364,541,000USD5,314,449,000USD4,993,223,000USD4,967,820,000USD
    Total Equity Including Noncontrolling Interest5,510,537,000USD———————
    Property Plant Equipment Net304,061,000USD181,762,000USD184,704,000USD185,868,000USD187,970,000USD296,784,000USD267,873,000USD269,408,000USD
    Goodwill2,018,848,000USD———————
    Common Stock377,959,000USD377,921,000USD377,142,000USD377,081,000USD377,077,000USD377,076,000USD356,737,000USD356,418,000USD
    Retained Earnings2,320,125,000USD2,241,354,000USD2,170,327,000USD2,094,957,000USD2,016,671,000USD1,948,696,000USD1,917,726,000USD1,873,577,000USD
    Accumulated Other Comprehensive Income-143,367,000USD-149,115,000USD-138,927,000USD-157,815,000USD-183,728,000USD-195,008,000USD-223,903,000USD-198,912,000USD
    Intangible Assets—30,429,000USD32,267,000USD34,608,000USD38,473,999USD39,289,000USD8,866,000USD9,776,000USD
    Total Liab—28,217,254,000USD28,164,298,000USD27,961,466,000USD27,418,822,000USD27,474,045,000USD25,030,322,000USD24,895,442,000USD
    Capital Stock—377,921,000USD377,142,000USD377,081,000USD377,077,000USD377,076,000USD356,737,000USD356,418,000USD
    Good Will—2,018,848,000USD2,018,848,000USD2,018,864,000USD2,011,030,000USD2,022,411,000USD1,888,889,000USD1,888,889,000USD
    Other Assets—25,957,235,000USD25,822,760,000USD25,625,146,000USD25,150,772,000USD32,180,240,000USD30,023,545,000USD20,542,041,000USD
    Cash—2,305,034,000USD2,542,250,000USD2,518,719,000USD2,314,692,000USD2,608,884,000USD2,290,976,000USD1,907,579,000USD
    Cash And Short Term Investments—5,517,106,000USD5,601,702,000USD2,818,570,000USD2,607,380,000USD2,863,752,000USD2,552,434,000USD5,147,080,000USD
    Total Current Assets—5,517,106,000USD5,601,702,000USD2,818,570,000USD2,714,867,000USD2,974,261,000USD2,654,846,000USD5,254,111,000USD
    Total Current Liabilities—166,175,000USD198,573,000USD27,052,533,000USD26,496,672,000USD26,540,650,000USD24,137,949,000USD24,010,314,000USD
    Net Debt—-1,512,722,000USD-1,621,076,000USD-1,722,387,000USD-1,505,974,000USD-1,790,325,000USD-1,487,695,000USD-1,097,055,000USD
    Short Term Debt—166,175,000USD198,573,000USD169,013,000USD160,798,000USD176,015,000USD176,090,000USD181,969,000USD
    Short Long Term Debt Total—792,312,000USD921,174,000USD796,332,000USD808,718,000USD818,559,000USD803,281,000USD810,524,000USD
    Long Term Debt—532,216,000USD531,817,000USD531,418,000USD551,021,000USD550,623,000USD540,420,000USD540,091,000USD
    Long Term Investments—3,530,568,000USD3,400,400,000USD3,359,524,000USD3,396,653,000USD3,313,997,000USD3,259,296,000USD3,538,415,000USD
    Short Term Investments—3,212,072,000USD3,059,452,000USD299,851,000USD293,996,000USD254,868,000USD261,458,000USD3,239,501,000USD
    Net Receivables—109,470,000USD109,232,000USD112,077,000USD107,487,000USD110,509,000USD102,412,000USD107,031,000USD
    Property Plant Equipment Gross—296,979,000USD562,638,000USD297,638,000USD299,869,000USD296,784,000USD504,010,000USD269,408,000USD
    Common Stock Shares Outstanding—140,092,196shares140,980,184shares142,444,497shares142,444,497shares142,698,000shares135,732,000shares135,505,000shares
    Non Current Assets Total—2,231,039,000USD2,235,819,000USD30,588,611,000USD30,068,496,000USD29,814,233,000USD27,368,699,000USD24,609,151,000USD
    Non Current Liabilities Total—28,051,079,000USD27,965,725,000USD908,933,000USD922,150,000USD933,395,000USD892,373,000USD885,128,000USD
    Unclassified Current Assets—-109,470,000USD-109,232,000USD-112,077,000USD———-1,909,001,000USD
    Unclassified Non Current Assets—-29,487,803,000USD-29,223,160,000USD-1,429,539,000USD-1,665,454,999USD-8,891,914,000USD-8,838,994,000USD-2,393,624,000USD
    Unclassified Non Current Liabilities—27,518,863,000USD27,433,908,000USD377,515,000USD371,129,000USD382,772,000USD351,953,000USD345,037,000USD
    Unclassified Equity—2,640,045,000USD2,710,299,000USD2,754,411,000USD2,777,444,000USD2,806,609,000USD2,585,926,000USD2,580,319,000USD
    Other Current Assets———-112,077,000USD-107,487,000USD—-102,412,000USD1,909,001,000USD
    Other Current Liab———26,883,520,000USD26,335,874,000USD26,364,635,000USD23,961,859,000USD23,828,345,000USD
    Non Currrent Assets Other———794,140,000USD949,052,000USD853,426,000USD759,224,000USD754,246,000USD
    Inventory———————-3,624,509,000USD
    Source0001193125-26-339565DeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Assets33,660,281,000USD30,023,545,000USD29,926,482,000USD29,489,380,000USD29,328,902,000USD26,184,247,000USD19,662,324,000USD19,250,498,000USD
    Intangible Assets32,267,000USD8,866,000USD4,554,000USD21,022,000USD23,144,000USD20,955,000USD29,931,000USD36,947,000USD
    Other Current Assets-3,050,595,000USD—1,712,978,000USD1,273,594,000USD3,837,505,000USD2,298,495,000USD911,093,000USD11,716,283,000USD
    Total Liab28,164,298,000USD25,030,322,000USD25,155,242,000USD24,973,187,000USD24,610,274,000USD21,886,627,000USD16,298,491,000USD15,998,874,000USD
    Total Stockholder Equity5,495,983,000USD4,993,223,000USD4,771,240,000USD4,516,193,000USD4,718,628,000USD4,297,620,000USD3,363,833,000USD3,251,624,000USD
    Other Current Liab6,573,630,000USD23,961,859,000USD23,031,775,000USD22,492,895,000USD23,545,891,000USD20,787,495,000USD14,022,733,000USD14,147,055,000USD
    Common Stock377,142,000USD356,737,000USD355,644,000USD355,029,000USD353,402,000USD334,523,000USD263,736,000USD263,098,000USD
    Capital Stock377,142,000USD356,737,000USD355,644,000USD355,029,000USD353,402,000USD334,523,000USD263,736,000USD263,098,000USD
    Retained Earnings2,170,327,000USD1,917,726,000USD1,745,619,000USD1,575,426,000USD1,390,777,000USD1,205,395,000USD1,132,579,000USD1,013,037,000USD
    Good Will2,018,848,000USD1,888,889,000USD1,888,889,000USD1,888,889,000USD1,886,494,000USD1,796,848,000USD1,478,014,000USD1,478,014,000USD
    Other Assets25,822,760,000USD24,563,997,000USD-2,497,853,000USD21,517,798,000USD15,151,779,000USD15,854,558,000USD12,093,925,000USD23,367,484,000USD
    Cash2,542,250,000USD2,290,976,000USD1,597,773,000USD1,175,573,000USD3,757,243,000USD2,208,245,000USD836,673,000USD1,019,593,000USD
    Cash And Short Term Investments5,601,702,000USD2,552,434,000USD5,384,150,000USD5,717,498,000USD7,799,942,000USD5,161,604,000USD3,273,969,000USD3,356,632,000USD
    Total Current Assets5,601,702,000USD2,654,846,000USD5,495,570,000USD5,812,388,000USD7,864,454,000USD5,228,436,000USD3,332,874,000USD3,417,229,000USD
    Total Current Liabilities198,573,000USD24,137,949,000USD23,228,548,000USD22,653,593,000USD23,674,735,000USD20,929,795,000USD14,147,387,000USD14,323,382,000USD
    Net Debt-1,621,076,000USD-1,487,695,000USD480,310,000USD1,258,530,000USD-2,724,302,000USD-1,128,363,000USD1,437,352,000USD830,837,000USD
    Short Term Debt198,573,000USD176,090,000USD196,095,000USD160,698,000USD128,844,000USD142,300,000USD124,654,000USD176,327,000USD
    Short Long Term Debt Total921,174,000USD803,281,000USD2,078,083,000USD2,434,103,000USD1,032,941,000USD1,079,882,000USD2,274,025,000USD1,850,430,000USD
    Long Term Debt531,817,000USD540,420,000USD1,789,103,000USD2,197,656,000USD817,394,000USD279,837,000USD236,164,000USD234,905,000USD
    Long Term Investments3,400,400,000USD3,259,296,000USD4,125,754,000USD4,872,604,000USD4,295,749,000USD18,296,627,000USD14,246,193,000USD13,792,319,000USD
    Short Term Investments3,059,452,000USD261,458,000USD3,786,377,000USD4,541,925,000USD4,042,699,000USD2,953,359,000USD2,437,296,000USD2,337,039,000USD
    Net Receivables109,232,000USD102,412,000USD111,420,000USD94,890,000USD64,512,000USD66,832,000USD58,085,000USD60,597,000USD
    Property Plant Equipment Net89,312,000USD267,873,000USD277,506,000USD270,305,000USD279,162,000USD245,344,000USD154,427,000USD95,245,000USD
    Property Plant Equipment Gross562,638,000USD504,010,000USD515,599,000USD71,144,000USD81,942,000USD245,344,000USD154,427,000USD95,245,000USD
    Accumulated Other Comprehensive Income-138,927,000USD-223,903,000USD-259,681,000USD-332,732,000USD-4,888,000USD22,370,000USD-34,869,000USD-57,019,000USD
    Common Stock Shares Outstanding140,980,184shares135,505,000shares134,754,000shares135,118,000shares129,513,000shares120,090,000shares101,853,000shares104,299,000shares
    Non Current Assets Total2,235,819,000USD27,368,699,000USD24,430,912,000USD23,676,992,000USD21,464,448,000USD20,955,811,000USD16,330,270,000USD15,833,269,000USD
    Non Current Liabilities Total27,965,725,000USD892,373,000USD1,926,694,000USD2,319,594,000USD935,539,000USD956,832,000USD2,151,104,000USD1,674,103,000USD
    Non Currrent Assets Other95,392,000USD759,224,000USD764,478,000USD785,798,000USD710,550,000USD585,319,000USD442,742,000USD457,957,000USD
    Unclassified Current Assets-109,232,000USD—-3,200,501,000USD-1,275,646,000USD-3,837,505,000USD-2,298,495,000USD-4,624,366,000USD-15,365,735,000USD
    Unclassified Non Current Assets-29,223,160,000USD-3,379,446,000USD17,369,731,000USD-5,679,424,000USD-882,430,000USD-15,843,840,000USD-12,114,962,000USD-23,394,697,000USD
    Unclassified Current Liabilities-6,573,630,000USD——-350,427,000USD-23,479,107,000USD-344,635,000USD-544,966,000USD-503,633,000USD
    Unclassified Non Current Liabilities27,433,908,000USD351,953,000USD137,591,000USD-2,117,662,000USD-888,113,000USD-363,885,000USD-126,387,000USD-155,705,000USD
    Unclassified Equity2,710,299,000USD2,585,926,000USD2,574,014,000USD2,813,845,000USD2,796,553,000USD2,559,948,000USD1,876,439,000USD1,871,364,000USD
    Inventory——1,487,523,000USD2,052,000USD-3,837,505,000USD-2,298,495,000USD-911,093,000USD16,865,000USD
    Other Liab———46,189,000USD227,070,000USD221,585,000USD1,733,000USD1,389,000USD
    Short Long Term Debt———160,698,000USD128,844,000USD142,300,000USD374,654,000USD351,327,000USD
    Accounts Payable———189,729,000USD23,350,263,000USD202,335,000USD170,312,000USD152,306,000USD
    Treasury Stock———-250,404,000USD-170,618,000USD-159,139,000USD-137,788,000USD-101,954,000USD
    Non Current Liabilities Other———2,193,411,000USD779,188,000USD819,295,000USD2,039,594,000USD1,593,514,000USD
    Net Tangible Assets———2,627,304,000USD2,807,721,000USD2,500,772,000USD1,885,819,000USD1,773,610,000USD
    Earning Assets——————3,714,093,000USD3,632,587,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow YTD

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USD
    Operating Cash Flow266,016,000USD
    Capital Expenditures-11,993,000USD
    Net Investments533,252,000USD
    Other Investing Activities17,128,000USD
    Unclassified Investing Cash Flow-1,103,380,000USD
    Investing Cash Flow-564,993,000USD
    Net Common Stock Issuance-136,254,000USD
    Common Dividends Paid-106,685,000USD
    Unclassified Financing Cash Flow80,969,000USD
    Financing Cash Flow-161,970,000USD
    Change In Cash-460,947,000USD
    End Cash Flow2,081,303,000USD
    Source0001193125-26-339565DeterministicFinal

    Cash flow Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ2 20242024-06-30 · USDQ1 20242024-03-31 · USD
    Net Income124,200,000USD128,541,000USD130,748,000USD120,721,000USD84,306,000USD94,408,000USD96,290,000USD86,616,000USD
    Other Non Cash Items36,656,000USD10,378,000USD150,641,000USD89,364,000USD119,982,000USD122,623,000USD61,185,000USD124,371,000USD
    Total Cash From Operating Activities160,856,000USD138,919,000USD150,641,000USD89,364,000USD119,982,000USD136,280,000USD61,185,000USD124,371,000USD
    Capital Expenditures-4,840,000USD-11,956,000USD8,061,000USD-4,166,000USD-3,895,000USD-2,798,000USD-2,973,000USD-4,772,000USD
    Free Cash Flow156,016,000USD126,963,000USD158,702,000USD85,198,000USD116,087,000USD133,482,000USD58,212,000USD119,599,000USD
    Investments-145,461,000USD-26,280,000USD-402,772,000USD-255,145,000USD-18,674,000USD165,914,000USD222,542,000USD-2,433,000USD
    Total Cashflows From Investing Activities-304,110,000USD-222,721,000USD-402,772,000USD-255,145,000USD-18,674,000USD165,914,000USD222,542,000USD-2,433,000USD
    Net Borrowings0USD0USD-20,575,000USD0USD-10,000,000USD0USD——
    Total Cash From Financing Activities-93,962,000USD107,333,000USD456,158,000USD-129,710,000USD216,631,000USD81,218,000USD-157,512,000USD11,765,000USD
    Dividends Paid-53,382,000USD-52,481,000USD-52,717,000USD-53,326,000USD-50,478,000USD-50,191,000USD-50,187,000USD-50,137,000USD
    Sale Purchase Of Stock-70,261,000USD-47,582,000USD-26,504,000USD-32,555,000USD-20,348,000USD1,040,000USD-1,000USD-1,030,000USD
    Change In Cash-237,216,000USD23,531,000USD204,027,000USD-295,491,000USD317,939,000USD383,412,000USD126,215,000USD133,703,000USD
    Begin Period Cash Flow2,542,250,000USD2,518,719,000USD2,314,692,000USD2,610,183,000USD2,292,244,000USD1,908,832,000USD1,732,646,000USD1,598,943,000USD
    End Period Cash Flow2,305,034,000USD2,542,250,000USD2,518,719,000USD2,314,692,000USD2,610,183,000USD2,292,244,000USD1,858,861,000USD1,732,646,000USD
    Other Cashflows From Investing Activities-154,335,000USD-191,381,000USD-493,529,000USD-186,195,000USD-175,663,000USD-52,736,000USD-77,244,000USD-160,466,000USD
    Other Cashflows From Financing Activities59,952,000USD156,875,000USD555,954,000USD-28,612,000USD297,457,000USD-1,119,631,000USD142,676,000USD112,932,000USD
    Unclassified Financing Cash Flow-30,271,000USD50,521,000USD—-15,217,000USD—1,250,000,000USD-250,000,000USD-50,000,000USD
    Unclassified Investing Cash Flow—6,896,000USD485,468,000USD190,361,000USD179,558,000USD55,534,000USD80,217,000USD165,238,000USD
    Unclassified Operating Cash Flow——-130,748,000USD-120,721,000USD-84,306,000USD-94,408,000USD-100,204,000USD-90,792,000USD
    Change To Account Receivables—————9,008,000USD——
    Change In Working Capital—————13,657,000USD——
    Depreciation——————910,000USD910,000USD
    Stock Based Compensation——————3,004,000USD3,266,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Net Income464,603,000USD372,996,000USD366,313,000USD379,627,000USD367,738,000USD289,023,000USD260,099,000USD256,342,000USD
    Depreciation-13,051,000USD10,396,000USD23,106,000USD23,670,000USD7,911,000USD-16,436,000USD-20,531,000USD-21,061,000USD
    Stock Based Compensation13,089,000USD12,130,000USD12,463,000USD9,881,000USD8,018,000USD5,980,000USD4,914,000USD4,073,000USD
    Other Non Cash Items71,048,000USD39,643,000USD37,640,000USD309,882,000USD190,550,000USD-176,711,000USD-110,218,000USD4,673,000USD
    Change To Account Receivables-6,820,000USD9,008,000USD-16,530,000USD-30,370,000USD2,562,000USD1,106,000USD2,512,000USD-7,782,000USD
    Change In Working Capital-36,745,000USD13,657,000USD-1,364,000USD30,875,000USD32,307,000USD38,765,000USD-775,000USD40,655,000USD
    Total Cash From Operating Activities498,906,000USD445,454,000USD435,237,000USD760,822,000USD609,539,000USD140,447,000USD147,694,000USD294,035,000USD
    Capital Expenditures-17,714,000USD-12,128,000USD-11,687,000USD-16,862,000USD-15,380,000USD-19,025,000USD-11,083,000USD-5,776,000USD
    Free Cash Flow481,192,000USD433,326,000USD423,550,000USD743,960,000USD594,159,000USD121,422,000USD136,611,000USD286,757,000USD
    Investments74,395,000USD571,485,000USD-340,391,000USD-3,358,965,000USD103,978,000USD-359,583,000USD-251,324,000USD-827,796,000USD
    Total Cashflows From Investing Activities-899,312,000USD571,485,000USD38,994,000USD-3,447,656,000USD15,654,000USD137,585,000USD-379,048,000USD-873,015,000USD
    Net Borrowings-30,575,000USD-1,250,000,000USD-410,250,000USD1,411,854,000USD-138,002,000USD-1,579,354,000USD363,327,000USD18,740,000USD
    Total Cash From Financing Activities650,412,000USD-323,638,000USD-51,940,000USD105,316,000USD923,909,000USD1,093,543,000USD48,451,000USD-66,791,000USD
    Dividends Paid-209,002,000USD-200,727,000USD-194,727,000USD-193,041,000USD-181,277,000USD-162,713,000USD-138,939,000USD-142,350,000USD
    Sale Purchase Of Stock-126,989,000USD-1,040,000USD-1,382,000USD-79,460,000USD-11,211,000USD-21,317,000USD-35,673,000USD-100,724,000USD
    Change In Cash250,006,000USD693,301,000USD422,291,000USD-2,581,518,000USD1,549,102,000USD1,371,575,000USD-182,903,000USD-645,771,000USD
    Begin Period Cash Flow2,292,244,000USD1,598,943,000USD1,176,652,000USD3,758,170,000USD2,209,068,000USD837,493,000USD1,020,396,000USD1,666,167,000USD
    End Period Cash Flow2,542,250,000USD2,292,244,000USD1,598,943,000USD1,176,652,000USD3,758,170,000USD2,209,068,000USD837,493,000USD1,020,396,000USD
    Other Cashflows From Investing Activities-1,035,466,000USD-299,240,000USD-769,186,000USD-71,829,000USD-72,944,000USD516,193,000USD-116,641,000USD-372,168,000USD
    Other Cashflows From Financing Activities973,169,000USD1,128,129,000USD554,419,000USD887,522,000USD1,714,188,000USD1,000USD1,358,062,000USD-18,717,000USD
    Unclassified Investing Cash Flow79,473,000USD311,368,000USD1,160,258,000USD————332,725,000USD
    Unclassified Financing Cash Flow43,809,000USD——-1,921,559,000USD-459,789,000USD2,856,926,000USD-1,498,326,000USD176,260,000USD
    Change To Liabilities———3,865,000USD-12,959,000USD-8,608,000USD20,162,000USD9,137,000USD
    Cash And Cash Equivalents Changes———-2,581,518,000USD1,549,102,000USD1,371,575,000USD-182,903,000USD-645,771,000USD
    Issuance Of Capital Stock—————1,000USD1,000USD0USD
    Unclassified Operating Cash Flow——————14,205,000USD9,353,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Operating metrics

    No operating metrics are currently published for this company.

    Revenue breakdown

    PeriodDimensionBusiness / regionRevenueCurrencySource
    FY 2021Yearly · 2021-12-31ProductCredit Card5,485,000USD0001193125-24-053462
    FY 2021Yearly · 2021-12-31ProductDeposit Account38,689,000USD0001193125-24-053462
    FY 2021Yearly · 2021-12-31ProductFiduciary And Trust15,559,000USD0001193125-24-053462
    FY 2021Yearly · 2021-12-31ProductFinancial Service Other2,990,000USD0001193125-24-053462
    FY 2021Yearly · 2021-12-31ProductMortgage Banking171,692,000USD0001193125-24-053462
    FY 2021Yearly · 2021-12-31ProductService Other96,543,000USD0001193125-24-053462

    Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.