marketcaparena

TCBS

Texas Community Bancshares, Inc.

Company overview

Market capitalization
$48.92M
Employees
61
Latest publication
2026-09-29
About Texas Community Bancshares, Inc.

Texas Community Bancshares, Inc. operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. The company offers deposit accounts, including checking accounts, money market accounts, savings accounts, certificates of deposit, and individual retirement accounts. It also originates one- to four-family residential mortgage loans, commercial real estate, multi-family, construction and land, automobiles, recreational and all-terrain vehicles, boats, agricultural, construction and land loan, balloon, and commercial loans. The company was founded in 1934 and is headquartered in Mineola, Texas.

Company website

Financial statements

Income Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
Total Revenue6,555,000USD6,268,000USD6,729,999USD6,691,000USD6,053,000USD6,096,000USD6,387,000USD6,236,000USD
Interest Income5,824,000USD5,536,000USD5,781,000USD5,529,000USD5,430,000USD5,584,000USD5,594,000USD5,647,000USD
Interest Expense2,144,000USD2,139,000USD2,284,000USD2,287,000USD2,300,000USD2,306,000USD2,460,000USD2,489,000USD
Net Interest Income3,680,000USD3,397,000USD3,497,000USD3,242,000USD3,130,000USD3,278,000USD3,134,000USD3,158,000USD
Non Interest Income731,000USD———————
Revenue Net Of Interest Expense4,411,000USD———————
Non Interest Expense3,160,000USD———————
Labor And Related Expense1,640,000USD———————
Income Before Tax1,147,000USD955,000USD1,026,999USD766,000USD822,000USD749,000USD611,000USD603,000USD
Income Tax Expense177,000USD119,000USD186,000USD86,000USD144,000USD106,000USD94,000USD88,000USD
Net Income970,000USD836,000USD841,000USD680,000USD678,000USD643,000USD517,000USD515,000USD
Cost Of Revenue—2,145,000USD2,557,000USD2,774,000USD2,258,000USD2,419,000USD2,508,000USD2,752,000USD
Gross Profit—4,123,000USD4,172,999USD3,917,000USD3,795,000USD3,677,000USD3,879,000USD3,484,000USD
Selling General Administrative—1,696,000USD2,185,000USD1,619,000USD1,640,000USD1,725,000USD1,967,000USD1,706,000USD
Unclassified Operating Expenses—1,472,000USD—1,532,000USD—1,203,000USD1,301,000USD1,175,000USD
Total Operating Expenses—3,168,000USD3,146,000USD3,151,000USD2,973,000USD2,928,000USD3,268,000USD2,881,000USD
Operating Income—955,000USD1,026,999USD766,000USD822,000USD749,000USD611,000USD603,000USD
Tax Provision—119,000USD186,000USD86,000USD144,000USD106,000USD94,000USD88,000USD
Net Income From Continuing Ops—836,000USD841,000USD680,000USD678,000USD643,000USD517,000USD515,000USD
Ebit—955,000USD1,026,999USD766,000USD822,000USD749,000USD611,000USD603,000USD
Ebitda—1,079,000USD1,177,999USD914,000USD970,000USD895,000USD754,000USD748,000USD
Depreciation And Amortization—124,000USD151,000USD148,000USD148,000USD146,000USD143,000USD145,000USD
Reconciled Depreciation—124,000USD151,000USD148,000USD148,000USD146,000USD143,000USD145,000USD
Selling And Marketing Expenses————1,835,000USD———
Total Other Income Expense Net——————611,000USD-615,000USD
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Income Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USD
Total Revenue25,570,000USD19,331,000USD14,428,000USD12,251,000USD12,359,166USD11,649,825USD
Cost Of Revenue10,008,000USD8,270,000USD2,491,000USD2,166,000USD2,993,000USD2,801,504USD
Gross Profit15,562,000USD11,060,000USD11,937,000USD10,085,000USD9,366,000USD8,848,321USD
Selling General Administrative7,169,000USD7,468,000USD6,181,000USD5,452,000USD5,180,548USD4,729,793USD
Unclassified Operating Expenses5,029,000USD4,530,000USD3,579,000USD4,022,000USD3,243,000USD2,831,006USD
Total Operating Expenses12,198,000USD11,998,000USD9,760,000USD9,474,000USD8,424,000USD7,560,799USD
Operating Income3,364,000USD-937,000USD2,177,000USD611,000USD941,866USD1,287,522USD
Interest Income22,324,000USD17,212,000USD12,528,000USD10,512,000USD10,764,340USD9,965,281USD
Interest Expense9,177,000USD7,914,000USD2,283,000USD2,116,000USD2,508,612USD2,641,812USD
Net Interest Income13,147,000USD10,742,000USD10,245,000USD8,396,000USD8,255,728USD7,323,469USD
Income Before Tax3,364,000USD-937,000USD2,177,000USD611,000USD941,866USD1,287,522USD
Income Tax Expense522,000USD-204,000USD423,000USD93,000USD192,969USD230,421USD
Tax Provision522,000USD-43,000USD423,000USD93,000USD192,969USD230,421USD
Net Income2,842,000USD-733,000USD1,754,000USD518,000USD749,000USD1,057,101USD
Net Income From Continuing Ops2,842,000USD7,000USD1,754,000USD518,000USD748,897USD1,057,101USD
Ebit3,364,000USD-937,000USD2,177,000USD611,000USD942,355USD1,287,522USD
Ebitda3,957,000USD-515,000USD2,608,000USD1,048,000USD1,372,355USD1,711,823USD
Depreciation And Amortization593,000USD422,000USD431,000USD437,000USD430,000USD424,301USD
Reconciled Depreciation593,000USD423,000USD431,000USD437,000USD430,489USD424,300USD
Total Other Income Expense Net—-1,000USD-1,579,001USD611,000USD-1,666,134USD-1,407,265USD
Net Income Applicable To Common Shares———518,000USD748,897USD1,057,101USD
Selling And Marketing Expenses————452USD—
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Balance sheet Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
Total Assets444,347,000USD430,446,000USD429,842,000USD439,485,000USD444,082,000USD442,209,000USD443,457,000USD446,023,000USD
Total Liabilities389,136,000USD———————
Total Stockholder Equity55,211,000USD54,234,000USD53,757,000USD53,535,000USD52,869,000USD52,755,000USD52,108,000USD52,712,000USD
Total Equity Including Noncontrolling Interest55,211,000USD———————
Property Plant Equipment Net13,579,000USD13,121,000USD11,459,000USD11,435,000USD11,511,000USD11,441,000USD11,526,000USD11,627,000USD
Common Stock34,000USD34,000USD34,000USD34,000USD34,000USD34,000USD34,000USD34,000USD
Retained Earnings33,902,000USD33,105,000USD32,412,000USD31,804,000USD31,242,000USD30,683,000USD30,163,000USD29,770,000USD
Accumulated Other Comprehensive Income-3,152,000USD-3,372,000USD-3,063,000USD-3,255,000USD-4,158,000USD-4,371,000USD-4,766,000USD-4,127,000USD
Other Current Assets—-60,070,000USD228,000USD—-294,685,000USD—-3,211,000USD—
Total Liab—376,212,000USD376,085,000USD385,950,000USD391,213,000USD389,454,000USD391,349,000USD393,311,000USD
Other Current Liab—331,957,000USD327,904,000USD334,162,000USD339,180,000USD337,532,000USD335,828,000USD326,307,000USD
Capital Stock—34,000USD34,000USD34,000USD34,000USD34,000USD34,000USD34,000USD
Cash—13,305,000USD9,385,000USD6,344,000USD22,228,000USD17,891,000USD13,735,000USD8,388,000USD
Cash And Short Term Investments—55,113,000USD50,923,000USD69,160,000USD75,231,000USD92,687,000USD88,924,000USD89,063,000USD
Total Current Assets—56,796,000USD52,583,000USD71,993,000USD78,269,000USD95,681,000USD92,135,000USD92,116,000USD
Total Current Liabilities—331,957,000USD327,904,000USD334,162,000USD339,180,000USD337,532,000USD335,828,000USD326,307,000USD
Net Debt—28,262,000USD36,284,000USD42,428,000USD27,008,000USD31,667,000USD36,143,000USD54,808,000USD
Short Long Term Debt Total—41,567,000USD45,669,000USD48,772,000USD49,236,000USD49,558,000USD49,878,000USD63,196,000USD
Long Term Debt—41,567,000USD45,669,000USD48,772,000USD49,236,000USD49,558,000USD49,878,000USD63,196,000USD
Long Term Investments—77,591,000USD78,176,000USD104,970,000USD93,482,000USD95,975,000USD97,285,000USD103,607,000USD
Short Term Investments—41,808,000USD41,538,000USD62,816,000USD53,003,000USD74,796,000USD75,189,000USD80,675,000USD
Net Receivables—1,683,000USD1,660,000USD2,833,000USD3,038,000USD2,994,000USD3,211,000USD3,053,000USD
Common Stock Shares Outstanding—2,886,000shares2,887,275shares2,865,622shares2,922,938shares2,965,742shares2,986,015shares3,007,265shares
Non Current Assets Total—373,650,000USD377,259,000USD367,492,000USD365,813,000USD346,528,000USD351,322,000USD353,907,000USD
Non Current Liabilities Total—44,255,000USD48,181,000USD51,788,000USD52,033,000USD51,922,000USD55,521,000USD67,004,000USD
Non Currrent Assets Other—25,511,000USD25,362,000USD26,926,000USD18,552,000USD14,926,000USD22,045,000USD24,989,000USD
Unclassified Non Current Assets—257,427,000USD262,262,000USD224,128,000USD242,202,000USD177,558,000USD-223,672,000USD-131,784,000USD
Unclassified Non Current Liabilities—2,688,000USD2,512,000USD3,016,000USD2,797,000USD2,364,000USD5,643,000USD3,808,000USD
Unclassified Equity—24,433,000USD24,340,000USD24,918,000USD25,717,000USD26,375,000USD26,643,000USD27,001,000USD
Short Term Debt——13,146,000USD———3,803,000USD—
Property Plant Equipment Gross——18,116,000USD———17,738,000USD—
Unclassified Current Liabilities——-13,146,000USD———-3,803,000USD—
Intangible Assets———33,000USD66,000USD99,000USD132,000USD165,000USD
Other Assets—————46,529,000USD444,006,000USD345,303,000USD
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Balance sheet Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USD
Total Assets429,842,000USD443,457,000USD452,044,000USD417,346,000USD364,826,000USD299,637,973USD267,558,838USD
Other Current Assets228,000USD—25,520,000USD12,309,000USD38,010,000USD23,260,313USD25,427,379USD
Total Liab376,085,000USD391,349,000USD387,818,000USD333,093,000USD301,018,000USD252,623,000USD236,505,065USD
Total Stockholder Equity53,757,000USD52,108,000USD64,226,000USD84,253,000USD63,808,000USD47,014,973USD31,053,773USD
Other Current Liab327,904,000USD335,828,000USD231,329,000USD189,525,000USD166,763,000USD100,418,331USD205,363,147USD
Common Stock34,000USD34,000USD34,000USD33,000USD33,000USD——
Capital Stock34,000USD34,000USD34,000USD33,000USD33,000USD——
Retained Earnings32,412,000USD30,163,000USD31,972,000USD34,083,000USD32,329,000USD31,810,769USD31,061,872USD
Cash9,385,000USD13,735,000USD17,710,000USD8,952,000USD20,606,000USD19,983,036USD22,888,558USD
Cash And Short Term Investments50,923,000USD88,924,000USD-13,060,000USD120,190,000USD77,406,000USD32,949,200USD33,603,531USD
Total Current Assets52,583,000USD92,135,000USD25,520,000USD372,855,000USD78,442,000USD33,944,294USD34,491,041USD
Total Current Liabilities327,904,000USD335,828,000USD247,157,000USD204,286,000USD166,845,000USD100,494,147USD205,363,147USD
Net Debt36,284,000USD36,143,000USD59,186,000USD53,542,000USD6,965,000USD10,785,059USD8,253,360USD
Short Term Debt13,146,000USD3,803,000USD15,828,000USD14,761,000USD82,000USD75,816USD—
Short Long Term Debt Total45,669,000USD49,878,000USD76,896,000USD62,494,000USD27,571,000USD30,768,095USD31,141,918USD
Long Term Debt45,669,000USD49,878,000USD76,896,000USD62,494,000USD27,571,000USD30,768,095USD31,141,918USD
Long Term Investments78,176,000USD97,285,000USD119,347,000USD134,980,000USD90,482,000USD47,294,161USD49,894,080USD
Short Term Investments41,538,000USD75,189,000USD93,327,000USD107,153,000USD56,800,000USD12,966,164USD10,714,973USD
Net Receivables1,660,000USD3,211,000USD1,764,000USD1,391,000USD1,036,000USD995,094USD887,510USD
Property Plant Equipment Net11,459,000USD11,526,000USD11,609,000USD6,299,000USD6,215,000USD6,382,873USD6,084,149USD
Property Plant Equipment Gross18,116,000USD17,738,000USD17,491,000USD11,894,000USD11,511,000USD6,382,873USD6,084,149USD
Accumulated Other Comprehensive Income-3,063,000USD-4,766,000USD-5,592,000USD-6,999,000USD-686,000USD128,314USD-8,099USD
Common Stock Shares Outstanding2,855,459shares2,986,015shares3,062,517shares3,028,214shares3,002,129shares4,811,000shares4,761,000shares
Non Current Assets Total377,259,000USD351,322,000USD426,524,000USD9,000,000USD97,234,000USD54,350,332USD233,067,797USD
Non Current Liabilities Total48,181,000USD55,521,000USD76,896,000USD62,494,000USD27,571,000USD30,768,095USD31,141,918USD
Non Currrent Assets Other25,362,000USD22,045,000USD398,708,000USD-134,987,000USD-111,000USD-583,351USD9,640,148USD
Unclassified Non Current Assets262,262,000USD-129,050,000USD-103,405,000USD-168,174,000USD-189,150,000USD-211,343,347USD-9,640,148USD
Unclassified Current Liabilities-13,146,000USD-3,803,000USD——-274,933,000USD-235,139,944USD-204,224,263USD
Unclassified Non Current Liabilities2,512,000USD5,643,000USD—————
Unclassified Equity24,340,000USD26,643,000USD37,778,000USD57,103,000USD32,099,000USD15,075,890USD—
Intangible Assets—132,000USD265,000USD404,000USD537,000USD673,298USD809,997USD
Other Assets—349,384,000USD—35,491,000USD189,150,000USD211,343,347USD176,279,571USD
Inventory——11,296,000USD238,965,000USD-38,010,000USD-23,260,313USD-25,427,379USD
Unclassified Current Assets——-124,097,000USD4,085,000USD-38,010,000USD-23,260,313USD-25,427,379USD
Other Liab————192,000USD198,741USD187,307USD
Accounts Payable————274,933,000USD235,139,944USD204,224,263USD
Net Tangible Assets————59,603,000USD31,277,666USD30,260,069USD
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Cash flow Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
Net Income836,000USD841,000USD680,000USD678,000USD643,000USD517,000USD515,000USD348,000USD
Depreciation124,000USD151,000USD148,000USD148,000USD146,000USD143,000USD145,000USD142,000USD
Stock Based Compensation93,000USD238,000USD207,000USD188,000USD227,000USD218,000USD223,000USD207,000USD
Other Non Cash Items-6,000USD-93,000USD204,000USD-178,000USD535,000USD-363,000USD249,000USD303,000USD
Change To Account Receivables205,000USD-283,000USD328,000USD-82,000USD68,000USD-196,000USD16,000USD-198,000USD
Change In Working Capital437,000USD-966,000USD707,000USD13,000USD-3,164,000USD-638,000USD-405,000USD-536,000USD
Total Cash From Operating Activities1,608,000USD302,000USD1,591,000USD1,007,000USD-1,533,000USD-78,000USD869,000USD509,000USD
Capital Expenditures-1,786,000USD-142,000USD-39,000USD-185,000USD-28,000USD-9,000USD-11,000USD-195,000USD
Free Cash Flow-178,000USD160,000USD1,552,000USD822,000USD-1,561,000USD-87,000USD858,000USD314,000USD
Investments141,000USD27,206,000USD5,903,000USD-1,895,000USD-701,000USD110,000USD-8,558,000USD23,938,000USD
Total Cashflows From Investing Activities-1,412,000USD4,375,000USD5,903,000USD-1,895,000USD-701,000USD110,000USD-8,558,000USD23,938,000USD
Net Borrowings-4,102,000USD-3,103,000USD-464,000USD-322,000USD-320,000USD-13,318,000USD-8,016,000USD—
Total Cash From Financing Activities-192,000USD-10,410,000USD-6,606,000USD361,000USD766,000USD-4,497,000USD-6,835,000USD-13,104,000USD
Dividends Paid-143,000USD-233,000USD-118,000USD-119,000USD-123,000USD-124,000USD-125,000USD-127,000USD
Sale Purchase Of Stock0USD-816,000USD-1,006,000USD-846,000USD-495,000USD-576,000USD-418,000USD-430,000USD
Change In Cash4,000USD-5,733,000USD888,000USD-527,000USD-1,468,000USD-4,465,000USD-14,524,000USD11,290,000USD
Begin Period Cash Flow6,450,000USD12,183,000USD11,295,000USD11,822,000USD13,290,000USD17,755,000USD32,279,000USD20,989,000USD
End Period Cash Flow6,454,000USD6,450,000USD12,183,000USD11,295,000USD11,822,000USD13,290,000USD17,755,000USD32,279,000USD
Other Cashflows From Investing Activities233,000USD-22,689,000USD16,213,000USD-4,481,000USD-2,453,000USD-4,988,000USD-20,027,000USD19,361,000USD
Other Cashflows From Financing Activities4,053,000USD-6,258,000USD-5,018,000USD1,648,000USD1,704,000USD9,521,000USD1,724,000USD-7,232,000USD
Unclassified Investing Cash Flow——-16,174,000USD4,666,000USD2,481,000USD4,997,000USD20,038,000USD-19,166,000USD
Unclassified Financing Cash Flow———————-5,315,000USD
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Cash flow Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USD
Net Income2,842,000USD-1,305,000USD-733,000USD1,754,000USD518,000USD749,000USD1,057,101USD
Depreciation-149,000USD572,000USD422,000USD431,000USD437,000USD430,489USD424,300USD
Stock Based Compensation253,000USD980,000USD721,000USD297,000USD202,000USD871,912USD385,978USD
Other Non Cash Items1,426,000USD3,870,000USD1,854,000USD477,000USD382,000USD749,956USD186,911USD
Change To Account Receivables31,000USD-191,000USD-401,000USD-396,000USD32,000USD-125,000USD-70,357USD
Change In Working Capital-3,410,000USD-1,700,000USD256,000USD145,000USD406,000USD111,555USD285,886USD
Total Cash From Operating Activities1,367,000USD1,941,000USD2,288,000USD3,129,000USD1,757,000USD1,911,000USD2,097,557USD
Capital Expenditures-394,000USD-1,201,000USD-5,601,000USD-393,000USD-137,000USD-806,000USD-73,150USD
Free Cash Flow973,000USD740,000USD-3,313,000USD2,736,000USD1,620,000USD1,105,000USD2,024,407USD
Investments21,486,000USD8,802,000USD-60,213,000USD-72,184,000USD-45,602,000USD7,429,882USD-1,668,070USD
Total Cashflows From Investing Activities7,682,000USD8,802,000USD-31,154,000USD-72,184,000USD-52,798,000USD-29,910,000USD-21,398,776USD
Net Borrowings-4,209,000USD-27,018,000USD14,402,000USD34,923,000USD-3,197,000USD-373,823USD7,603,024USD
Total Cash From Financing Activities-15,889,000USD-10,513,000USD32,999,000USD56,067,000USD64,883,000USD30,541,858USD14,165,862USD
Dividends Paid-593,000USD-504,000USD-368,000USD-28,000USD-2,606,000USD——
Sale Purchase Of Stock-3,163,000USD-1,578,000USD-2,199,000USD0USD-2,606,000USD——
Change In Cash-6,840,000USD230,000USD4,133,000USD-12,988,000USD13,842,000USD2,543,268USD-5,135,357USD
Begin Period Cash Flow13,290,000USD13,060,000USD8,927,000USD21,915,000USD8,073,000USD5,529,907USD10,665,264USD
End Period Cash Flow6,450,000USD13,290,000USD13,060,000USD8,927,000USD21,915,000USD8,073,000USD5,529,907USD
Other Cashflows From Investing Activities-13,410,000USD-12,922,000USD-41,161,000USD-18,909,000USD-7,999,000USD-31,489,327USD-24,895,484USD
Other Cashflows From Financing Activities-7,924,000USD18,587,000USD21,164,000USD213,672,000USD39,793,000USD30,915,858USD6,562,838USD
Unclassified Investing Cash Flow—14,123,000USD75,821,000USD19,302,000USD—-5,044,555USD5,237,928USD
Issuance Of Capital Stock———-104,000USD30,893,000USD0USD—
Unclassified Financing Cash Flow———-192,500,000USD33,499,000USD——
Change To Liabilities————0USD0USD0USD
Unclassified Operating Cash Flow—————-1,001,912USD—
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Operating metrics

No operating metrics are currently published for this company.

Revenue breakdown

No revenue breakdown is currently published for this company.

Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.