STC

MKT CAP:$2B

Stewart Information Services Corporation

Market Cap

$2B

Financial Services·Insurance - Property & Casualty·🇺🇸 United States·NYSE

Financials·Insurance·🇺🇸·NYSE

Stock Price

$68.30-$1.69 (-2.41%)

Apr 22, 2026

Company Details

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services. The company operates in two segments, Title, and Ancillary Services and Corporate. The Title segment ...

CEO

Frederick Henry Eppinger Jr.

IPO Date

Feb 21, 1973

Website

www.stewart.com

Key Metrics TTM

Revenue

$2.8B

+21.8% YoY

Net Income

$81M

EPS (Diluted)

$2.16

Free Cash Flow

$88M

Revenue / Share

$92.50

Gross Margin

77.8%

Operating Margin

4.4%

Net Margin

2.8%

FCF Margin

3.1%

P/S

0.8x

P/E

26.7x

Earnings Reports

Q1 2026

Apr 22, 2026

NEW

$781M+27.7%EPS $0.00

FY 2025

Feb 27, 2026

$2.9B+17.3%EPS $4.04

Q4 2025

Feb 27, 2026

$791M+18.7%EPS $1.25

Q1 2025

May 6, 2025

$612M+10.4%EPS $0.11

FY 2024

Feb 28, 2025

$2.5B+10.3%EPS $2.61

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q3 23	$602M	$579M	$27M
Q4 23	$582M	$562M	$19M
Q1 24	$554M	$537M	$7M
Q2 24	$602M	$581M	$29M
Q4 24	$666M	$645M	$35M
Q1 25	$612M	$594M	$6M
Q4 25	$791M	$491M	$52M
Q1 26	$781M	$487M	$31M

Valuation

Quarter	P/S	P/E
Q3 23	—	—
Q4 23	—	—
Q1 24	—	—
Q2 24	0.9x	50.1x
Q4 24	0.9x	41.7x
Q1 25	0.9x	46.9x
Q4 25	0.8x	27.3x
Q1 26	0.8x	26.7x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q3 23	$60M	$46M
Q4 23	$39M	$31M
Q1 24	-$30M	-$40M
Q2 24	$21M	$12M
Q4 24	$68M	$56M
Q1 25	-$30M	-$42M
Q4 25	$90M	$62M

Capital Expenditures

Quarter	CapEx
Q3 23	$14M
Q4 23	$8M
Q1 24	$10M
Q2 24	$9M
Q4 24	$12M
Q1 25	$12M
Q4 25	$27M

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q4 24	+10.7%	+9.7%
Q1 25	+5.1%	+7.6%
Q4 25	+42.6%	+35.0%
Q1 26	+29.7%	+30.8%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q3 23	$3M	0.5%
Q4 23	$610.0K	0.1%
Q1 24	$3M	0.5%
Q2 24	$4M	0.6%
Q4 24	$4M	0.6%
Q1 25	$3M	0.6%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A
Q3 23	$181M
Q4 23	$178M
Q1 24	$172M
Q2 24	$180M
Q4 24	$199M
Q1 25	$186M
Q4 25	$439M
Q1 26	$439M

Revenue Segments

Quarter	Escrow Fees	Product and Service, Other	Real Estate Solutions And Abstract Fees	Title Insurance Premiums, Agency	Title Insurance Premiums, Direct	Real Estate Solutions And Other	Title - Agency Operations	Title - Direct Operations
Q3 23	$42M	$27M	$86M	$266M	$169M	—	—	—
Q4 23	$36M	$23M	$77M	$263M	$165M	—	—	—
Q1 24	$34M	$21M	$97M	$241M	$142M	—	—	—
Q2 24	$42M	$22M	$109M	$241M	$174M	—	—	—
Q1 25	—	—	—	—	—	$97M	$268M	$232M

Revenue by Geography

Quarter	Non-US	United States
Q3 23	$40M	$562M
Q4 23	$34M	$548M
Q1 24	$29M	$525M
Q2 24	$38M	$564M
Q1 25	$30M	$582M

War Chest

Quarter	Cash	Short-term Investments	Total
Q4 21	$486M	$18M	$504M
Q1 22	$397M	$18M	$415M
Q2 22	$405M	$17M	$423M
Q3 22	$321M	$18M	$339M
Q4 22	$248M	$24M	$273M
Q1 23	$175M	$26M	$201M
Q2 23	$190M	$27M	$217M
Q3 23	$203M	$37M	$240M
Q4 23	$233M	$39M	$272M
Q1 24	$138M	$43M	$181M
Q2 24	$133M	$43M	$177M
Q3 24	$184M	$45M	$229M
Q4 24	$216M	$41M	$257M
Q1 25	$149M	$46M	$194M
Q2 25	$178M	$46M	$224M
Q3 25	$189M	$45M	$233M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q3 23	28M	—	—
Q4 23	28M	+0.4%	—
Q1 24	28M	+1.0%	—
Q2 24	28M	-0.0%	—
Q4 24	28M	+0.9%	+2.3%
Q1 25	28M	+0.2%	+2.1%
Q4 25	29M	+2.5%	+3.6%
Q1 26	31M	+6.1%	+10.0%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q3 23	$84.7K	7K
Q4 23	$85.6K	7K
Q1 24	$81.5K	7K
Q2 24	$88.6K	7K
Q4 24	$95.1K	7K
Q1 25	$87.4K	7K
Q4 25	$101.4K	8K
Q1 26	$100.2K	8K

Revenue / Employee