STBA

MKT CAP:$2B

S&T Bancorp, Inc.

Market Cap

$2B

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$43.89+$4.65 (+11.85%)

Apr 22, 2026

Company Details

S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services. The company operates through six segments: Commercial Real Estate, Commercial and Industrial, Business Ba...

CEO

Christopher J. McComish

IPO Date

Apr 21, 1992

Website

www.stbancorp.com

Key Metrics TTM

Revenue

$470M

+22.5% YoY

Net Income

$110M

EPS (Diluted)

$2.88

Free Cash Flow

$145M

Revenue / Share

$12.64

Gross Margin

73.9%

Operating Margin

29.0%

Net Margin

23.4%

FCF Margin

30.9%

P/S

3.4x

P/E

14.4x

Earnings Reports

Q1 2026

Apr 23, 2026

NEW

$140MEPS $0.94

FY 2025

Feb 27, 2026

$569M+0.6%EPS $3.49

Q4 2025

Feb 27, 2026

$145MEPS $0.89

FY 2024

Feb 28, 2025

$565M+5.5%EPS $3.40

FY 2023

Feb 26, 2024

$536M+34.2%EPS $3.74

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q3 17	$80M	$68M	$32M
Q4 17	$81M	$69M	$32M
Q1 18	$80M	$66M	$32M
Q2 18	$84M	$61M	$25M
Q3 18	$86M	$71M	$34M
Q4 18	$88M	$68M	$32M
Q1 19	$90M	$66M	$27M
Q2 19	$93M	$72M	$31M
Q3 19	$93M	$69M	$32M
Q4 19	$98M	$78M	$27M
Q1 20	$100M	$62M	$16M
Q2 20	$93M	-$4M	-$45M
Q3 20	$93M	$68M	$20M
Q4 20	$91M	$78M	$30M
Q4 25	$145M	$100M	$42M
Q1 26	$140M	$101M	$44M

Valuation

Quarter	P/S	P/E
Q3 17	4.5x	17.2x
Q4 17	4.4x	19.0x
Q1 18	4.2x	16.8x
Q2 18	4.7x	19.3x
Q3 18	4.5x	16.8x
Q4 18	3.9x	12.4x
Q1 19	3.9x	13.4x
Q2 19	3.6x	12.1x
Q3 19	4.0x	14.1x
Q4 19	4.3x	16.3x
Q1 20	2.8x	12.1x
Q2 20	2.3x	30.5x
Q3 20	1.8x	36.7x
Q4 20	2.6x	46.3x
Q4 25	3.7x	37.1x
Q1 26	3.4x	14.5x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q2 17	$22M	$20M
Q3 17	$31M	$31M
Q4 17	$31M	$30M
Q1 18	$38M	$37M
Q2 18	$27M	$26M
Q3 18	$21M	$19M
Q4 18	$43M	$41M
Q1 19	$30M	$29M
Q2 19	$28M	$28M
Q3 19	$34M	$32M
Q4 19	$46M	$45M
Q1 20	-$60M	-$61M
Q2 20	$28M	$27M
Q3 20	$29M	$27M
Q4 20	$56M	$55M
Q4 25	$37M	$36M

Capital Expenditures

Quarter	CapEx
Q2 17	$2M
Q3 17	$628.0K
Q4 17	$1M
Q1 18	$309.0K
Q2 18	$495.0K
Q3 18	$2M
Q4 18	$2M
Q1 19	$2M
Q2 19	$802.0K
Q3 19	$1M
Q4 19	$1M
Q1 20	$1M
Q2 20	$1M
Q3 20	$1M
Q4 20	$1M
Q4 25	$1M

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q3 17	+12.7%	+12.4%
Q4 17	+11.8%	+2.3%
Q1 18	+7.8%	-3.0%
Q2 18	+3.3%	+17.2%
Q3 18	+6.7%	+6.7%
Q4 18	+8.9%	+14.1%
Q1 19	+12.5%	+31.4%
Q2 19	+10.4%	+5.1%
Q3 19	+8.4%	+17.9%
Q4 19	+11.4%	+25.9%
Q1 20	+11.2%	+33.7%
Q2 20	+0.7%	+125.0%
Q3 20	+0.5%	+19.8%
Q4 20	-6.7%	-12.9%
Q4 25	+45.5%	+22.7%
Q1 26	+50.2%	-30.5%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q2 17	$841.0K	1.0%
Q3 17	$510.0K	0.6%
Q4 17	$655.0K	0.8%
Q1 18	$512.0K	0.6%
Q2 18	$267.0K	0.3%
Q3 18	$452.0K	0.5%
Q4 18	$660.0K	0.8%
Q1 19	$604.0K	0.7%
Q2 19	$376.0K	0.4%
Q3 19	$840.0K	0.9%
Q4 19	$621.0K	0.6%
Q1 20	$443.0K	0.4%
Q2 20	$30.0K	0.0%
Q3 20	$372.0K	0.4%
Q4 20	-$121.0K	-0.1%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q3 17	$24M	$766.0K
Q4 17	$28M	$1M
Q1 18	$22M	$702.0K
Q2 18	$19M	$1M
Q3 18	$21M	$1M
Q4 18	$27M	$1M
Q1 19	$21M	$1M
Q2 19	$21M	$1M
Q3 19	$19M	$1M
Q4 19	$25M	$1M
Q1 20	$22M	$1M
Q2 20	$22M	$979.0K
Q3 20	$26M	$2M
Q4 20	$27M	$2M
Q4 25	$40M	—

War Chest

Quarter	Cash	Short-term Investments	Total
Q2 22	$345M	$1.1B	$1.4B
Q3 22	$135M	$996M	$1.1B
Q4 22	$210M	$1.0B	$1.2B
Q1 23	$244M	$998M	$1.2B
Q2 23	$228M	$970M	$1.2B
Q3 23	$238M	$955M	$1.2B
Q4 23	$234M	$970M	$1.2B
Q1 24	$207M	$971M	$1.2B
Q2 24	$246M	$978M	$1.2B
Q3 24	$228M	$1.0B	$1.2B
Q4 24	$245M	$988M	$1.2B
Q1 25	$212M	$1.0B	$1.2B
Q2 25	$203M	$1.0B	$1.2B
Q3 25	$196M	$1.0B	$1.2B
Q4 25	$163M	$988M	$1.2B
Q1 26	$339M	$0	$339M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q3 17	35M	+0.2%	+0.1%
Q4 17	35M	+0.2%	+0.3%
Q1 18	35M	-0.1%	+0.2%
Q2 18	35M	+0.2%	+0.4%
Q3 18	35M	-0.5%	-0.2%
Q4 18	35M	-0.1%	-0.4%
Q1 19	35M	-0.9%	-1.3%
Q2 19	34M	-1.0%	-2.4%
Q3 19	34M	-0.1%	-2.1%
Q4 19	40M	+15.8%	+13.5%
Q1 20	39M	-0.5%	+14.0%
Q2 20	39M	-0.9%	+14.0%
Q3 20	39M	+0.1%	+14.3%
Q4 20	39M	+0.7%	-0.7%
Q4 25	38M	-3.0%	-3.2%
Q1 26	37M	-2.5%	-4.7%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q3 17	$74.3K	1K
Q4 17	$74.5K	1K
Q1 18	$74.0K	1K
Q2 18	$77.6K	1K
Q3 18	$79.3K	1K
Q4 18	$84.3K	1K
Q1 19	$86.5K	1K
Q2 19	$89.0K	1K
Q3 19	$89.3K	1K
Q4 19	$81.3K	1K
Q1 20	$83.3K	1K
Q2 20	$77.6K	1K
Q3 20	$77.7K	1K
Q4 20	$77.6K	1K
Q4 25	$120.3K	1K
Q1 26	$115.8K	1K

Revenue / Employee