marketcaparena

SRBK

SR Bancorp, Inc.

Company overview

Market capitalization
$151.33M
Employees
119
Latest publication
2026-09-29
About SR Bancorp, Inc.

SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey. The company provides deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit; business checking accounts for small businesses; and bill payment services through its online banking system. It also offers loans comprising one- to four family-residential mortgage, commercial real estate, multi-family, commercial and industrial, consumer, home equity, unsecured personal, and rehabilitation loans; and lines of credit. In addition, the company is involved in the investment activities. SR Bancorp, Inc. was founded in 1887 and is based in Bound Brook, New Jersey.

Company website

Financial statements

Income Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20262026-06-30 · USDFY 20252025-06-30 · USDFY 20232023-06-30 · USDFY 20222022-06-30 · USDFY 20212021-06-30 · USD
Total Revenue51,796,000USD50,049,000USD17,384,000USD14,783,000USD14,392,000USD
Interest Income49,580,000USD46,315,000USD16,119,000USD13,432,000USD13,180,000USD
Interest Expense18,348,000USD16,734,000USD2,428,000USD1,535,000USD2,415,000USD
Net Interest Income31,232,000USD29,581,000USD13,691,000USD11,897,000USD10,765,000USD
Non Interest Income2,216,000USD————
Revenue Net Of Interest Expense33,448,000USD————
Non Interest Expense28,473,000USD————
Labor And Related Expense15,705,000USD————
Income Before Tax4,400,000USD6,127,000USD1,803,000USD2,234,000USD1,395,000USD
Income Tax Expense1,047,000USD991,000USD250,000USD363,000USD145,000USD
Net Income3,353,000USD5,136,000USD1,553,000USD1,871,000USD1,250,000USD
Cost Of Revenue—16,867,000USD2,428,000USD1,535,000USD2,415,000USD
Gross Profit—33,182,000USD14,956,000USD13,248,000USD11,977,000USD
Selling General Administrative—1,854,000USD8,461,000USD6,981,000USD6,637,000USD
Selling And Marketing Expenses—385,000USD198,000USD266,000USD167,000USD
Unclassified Operating Expenses—24,816,000USD4,494,000USD3,767,000USD3,778,000USD
Total Operating Expenses—27,055,000USD13,153,000USD11,014,000USD10,582,000USD
Operating Income—6,127,000USD1,803,000USD2,234,000USD1,395,000USD
Tax Provision—991,000USD250,000USD363,000USD145,000USD
Net Income From Continuing Ops—5,136,000USD1,553,000USD1,871,000USD1,250,000USD
Ebit—6,127,000USD1,803,000USD2,234,000USD1,395,000USD
Ebitda—8,470,000USD2,197,000USD2,629,000USD1,847,000USD
Depreciation And Amortization—2,343,000USD394,000USD395,000USD452,000USD
Reconciled Depreciation—2,343,000USD413,000USD395,000USD452,000USD
Total Other Income Expense Net—-3,562,000USD-826,000USD-736,000USD-658,000USD
Net Income Applicable To Common Shares————1,250,000USD
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Income Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ3 20262026-03-31 · USDQ2 20262025-12-31 · USDQ1 20262025-09-30 · USDQ4 20252025-06-30 · USDQ3 20252025-03-31 · USDQ2 20252024-12-31 · USDQ1 20252024-09-30 · USDQ3 20242024-03-31 · USD
Total Revenue12,475,000USD12,891,000USD12,500,000USD13,589,000USD12,024,000USD12,172,000USD12,268,000USD12,162,000USD
Cost Of Revenue4,662,000USD4,519,000USD4,511,000USD4,494,000USD4,336,000USD4,318,000USD3,719,000USD3,238,000USD
Gross Profit7,813,000USD8,372,000USD7,989,000USD9,095,000USD7,688,000USD7,854,000USD8,549,000USD8,926,000USD
Selling General Administrative7,106,000USD3,924,000USD437,000USD3,965,000USD4,027,000USD3,746,000USD3,611,000USD4,019,000USD
Total Operating Expenses7,190,000USD7,235,000USD7,094,000USD6,669,000USD7,062,000USD6,509,000USD6,819,000USD7,571,000USD
Operating Income623,000USD1,137,000USD895,000USD2,426,000USD626,000USD1,345,000USD1,730,000USD1,355,000USD
Interest Income12,475,000USD12,310,000USD11,935,000USD11,820,000USD11,483,000USD11,545,000USD11,467,000USD11,648,000USD
Interest Expense4,662,000USD4,519,000USD4,340,000USD4,256,000USD4,299,000USD4,306,000USD3,873,000USD3,380,000USD
Net Interest Income7,813,000USD7,791,000USD7,595,000USD7,564,000USD7,184,000USD7,239,000USD7,594,000USD8,268,000USD
Income Before Tax1,168,000USD1,088,000USD895,000USD2,426,000USD626,000USD1,345,000USD1,730,000USD1,355,000USD
Income Tax Expense282,000USD254,000USD202,000USD215,000USD89,000USD324,000USD363,000USD292,000USD
Tax Provision282,000USD254,000USD202,000USD215,000USD89,000USD324,000USD363,000USD292,000USD
Net Income886,000USD834,000USD693,000USD2,211,000USD537,000USD1,021,000USD1,367,000USD1,063,000USD
Net Income From Continuing Ops886,000USD834,000USD693,000USD2,211,000USD537,000USD1,021,000USD1,367,000USD1,063,000USD
Ebitda623,000USD1,668,000USD1,428,000USD2,964,000USD1,176,000USD1,917,000USD2,413,000USD2,000,000USD
Reconciled Depreciation518,000USD554,000USD533,000USD538,000USD550,000USD572,000USD683,000USD645,000USD
Total Other Income Expense Net545,000USD-49,000USD——-10,293,000USD-2,290,000USD-9,166,000USD1,355,000USD
Selling And Marketing Expenses—112,000USD130,000USD121,000USD97,000USD85,000USD82,000USD75,000USD
Unclassified Operating Expenses—3,199,000USD6,527,000USD2,583,000USD2,938,000USD2,678,000USD3,126,000USD3,477,000USD
Ebit—1,137,000USD895,000USD2,426,000USD626,000USD1,345,000USD1,730,000USD1,355,000USD
Depreciation And Amortization—531,000USD533,000USD538,000USD550,000USD572,000USD683,000USD645,000USD
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Balance sheet Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ4 20262026-06-30 · USDQ3 20262026-03-31 · USDQ2 20262025-12-31 · USDQ1 20262025-09-30 · USDQ4 20252025-06-30 · USDQ3 20252025-03-31 · USDQ2 20252024-12-31 · USDQ1 20252024-09-30 · USD
Total Assets1,192,175,000USD1,143,450,000USD1,142,961,000USD1,110,096,000USD1,084,405,000USD1,073,907,000USD1,064,505,000USD1,052,960,000USD
Cash And Equivalents71,461,000USD———————
Total Liabilities1,010,380,000USD———————
Total Stockholder Equity181,795,000USD184,450,000USD188,451,000USD191,933,000USD193,780,000USD195,068,000USD198,145,000USD200,544,000USD
Total Equity Including Noncontrolling Interest181,795,000USD———————
Property Plant Equipment Net7,562,000USD7,896,000USD7,782,000USD7,723,000USD8,098,000USD6,898,000USD7,231,000USD7,512,000USD
Goodwill20,417,000USD———————
Intangible Assets5,123,000USD—5,677,000USD5,976,000USD6,291,000USD6,622,000USD6,971,000USD7,355,000USD
Common Stock79,000USD81,000USD84,000USD87,000USD89,000USD92,000USD93,000USD87,000USD
Retained Earnings122,257,000USD121,753,000USD121,243,000USD120,798,000USD120,505,000USD118,705,000USD118,593,000USD117,572,000USD
Accumulated Other Comprehensive Income-731,000USD-1,011,000USD-840,000USD-713,000USD-1,002,000USD-1,444,000USD-1,262,000USD-880,000USD
Total Liab—959,000,000USD954,510,000USD918,163,000USD890,625,000USD878,839,000USD866,360,000USD852,416,000USD
Other Current Liab—2,999,000USD891,540,000USD869,612,000USD846,022,000USD835,584,000USD824,081,000USD819,384,000USD
Capital Stock—81,000USD84,000USD87,000USD89,000USD92,000USD93,000USD87,000USD
Good Will—25,810,000USD26,094,000USD26,393,000USD20,417,000USD20,417,000USD20,417,000USD20,400,000USD
Other Assets—242,567,000USD266,585,000USD241,997,000USD1,083,016,000USD1,073,907,000USD246,853,000USD90,411,000USD
Cash—4,662,000USD81,842,000USD58,305,000USD57,779,000USD62,224,000USD53,426,000USD47,298,000USD
Cash And Short Term Investments—4,662,000USD82,075,000USD58,540,000USD58,016,000USD62,224,000USD53,456,000USD47,325,000USD
Total Current Assets—867,177,000USD85,276,000USD61,700,000USD61,088,000USD65,188,000USD56,330,000USD50,125,000USD
Total Current Liabilities—2,999,000USD891,745,000USD869,726,000USD846,245,000USD835,821,000USD824,333,000USD819,676,000USD
Net Debt—48,337,000USD-29,057,000USD-20,307,000USD-24,568,000USD-30,212,000USD-21,199,000USD-24,893,000USD
Short Term Debt—2,999,000USD2,785,000USD630,000USD854,000USD30,828,000USD30,995,000USD906,000USD
Short Long Term Debt Total—52,999,000USD52,785,000USD37,998,000USD33,211,000USD32,012,000USD32,227,000USD22,405,000USD
Long Term Debt—50,000,000USD50,000,000USD35,000,000USD30,000,000USD30,000,000USD30,000,000USD20,000,000USD
Long Term Investments—134,805,000USD140,838,000USD138,269,000USD141,882,000USD145,445,000USD148,841,000USD152,543,000USD
Short Term Investments—5,224,000USD233,000USD235,000USD237,000USD0USD30,000USD27,000USD
Net Receivables—862,515,000USD3,201,000USD3,160,000USD3,072,000USD2,964,000USD2,874,000USD2,800,000USD
Accounts Payable—210,000USD205,000USD114,000USD223,000USD237,000USD252,000USD292,000USD
Property Plant Equipment Gross—19,734,000USD19,386,000USD19,099,000USD19,229,000USD17,823,000USD17,954,000USD18,031,000USD
Common Stock Shares Outstanding—7,556,692shares7,694,569shares7,927,521shares8,061,281shares8,315,030shares8,590,981shares8,543,750shares
Non Current Assets Total—33,706,000USD1,057,685,000USD1,048,396,000USD1,023,317,000USD1,008,719,000USD1,008,175,000USD1,002,835,000USD
Non Current Liabilities Total—956,001,000USD62,765,000USD48,437,000USD44,380,000USD43,018,000USD42,027,000USD32,740,000USD
Non Currrent Assets Other—-1,056,385,000USD47,837,000USD49,875,000USD49,700,000USD48,542,000USD48,994,000USD47,335,000USD
Unclassified Non Current Assets—-377,372,000USD562,872,000USD578,163,000USD-286,087,000USD-293,112,000USD528,868,000USD677,279,000USD
Unclassified Current Liabilities—-3,209,000USD———-30,828,000USD-30,995,000USD—
Unclassified Non Current Liabilities—906,001,000USD12,765,000USD13,437,000USD14,380,000USD13,018,000USD12,027,000USD12,740,000USD
Unclassified Equity—63,546,000USD67,880,000USD71,674,000USD74,099,000USD77,623,000USD80,628,000USD83,678,000USD
Other Current Assets———826,371,000USD———48,604,000USD
Unclassified Current Assets———-826,371,000USD———-105,830,000USD
Inventory———————57,226,000USD
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Balance sheet Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20262026-06-30 · USDFY 20252025-06-30 · USDFY 20242024-06-30 · USDFY 20232023-06-30 · USDFY 20222022-06-30 · USDFY 20212021-06-30 · USD
Total Assets1,192,175,000USD1,084,405,000USD1,020,844,000USD651,486,000USD648,631,000USD639,358,000USD
Cash And Equivalents71,461,000USD—————
Total Liabilities1,010,380,000USD—————
Total Stockholder Equity181,795,000USD193,780,000USD199,483,000USD122,084,000USD118,231,000USD121,943,000USD
Total Equity Including Noncontrolling Interest181,795,000USD—————
Property Plant Equipment Net7,562,000USD8,098,000USD7,730,000USD3,565,000USD3,443,000USD3,511,000USD
Goodwill20,417,000USD—————
Intangible Assets5,123,000USD6,291,000USD7,724,000USD1,189,000USD1,068,000USD—
Common Stock79,000USD89,000USD95,000USD———
Retained Earnings122,257,000USD120,505,000USD116,205,000USD127,099,000USD125,546,000USD123,675,000USD
Accumulated Other Comprehensive Income-731,000USD-1,002,000USD-1,217,000USD-5,015,000USD-7,315,000USD-1,732,000USD
Other Current Assets—198,000USD-2,695,000USD43,638,000USD36,412,000USD—
Total Liab—890,625,000USD821,361,000USD529,402,000USD530,400,000USD517,415,000USD
Other Current Liab—846,022,000USD807,100,000USD503,917,000USD522,072,000USD509,993,000USD
Capital Stock—89,000USD95,000USD———
Good Will—26,708,000USD20,417,000USD———
Other Assets—1,022,165,000USD890,209,000USD360,898,000USD320,121,000USD290,555,000USD
Cash—57,779,000USD45,909,000USD42,449,000USD35,344,000USD56,751,000USD
Cash And Short Term Investments—58,016,000USD45,934,000USD78,549,000USD83,220,000USD103,876,000USD
Total Current Assets—61,088,000USD48,629,000USD79,738,000USD84,288,000USD104,915,000USD
Total Current Liabilities—846,245,000USD807,249,000USD503,917,000USD522,072,000USD509,993,000USD
Net Debt—-24,568,000USD-43,506,000USD-22,430,000USD-35,344,000USD-56,751,000USD
Short Term Debt—854,000USD791,000USD———
Short Long Term Debt Total—33,211,000USD2,403,000USD20,019,000USD——
Long Term Debt—30,000,000USD—20,000,000USD——
Long Term Investments—141,882,000USD158,350,000USD207,285,000USD240,779,000USD240,377,000USD
Short Term Investments—237,000USD25,000USD36,100,000USD47,876,000USD47,125,000USD
Net Receivables—3,072,000USD2,695,000USD1,189,000USD1,068,000USD1,039,000USD
Accounts Payable—223,000USD149,000USD0USD——
Property Plant Equipment Gross—19,229,000USD18,300,000USD13,349,000USD12,814,000USD12,487,000USD
Common Stock Shares Outstanding—8,444,355shares6,834,000shares9,507,930shares9,507,930shares9,507,930shares
Non Current Assets Total—1,023,317,000USD972,215,000USD571,748,000USD564,343,000USD534,443,000USD
Non Current Liabilities Total—44,380,000USD14,112,000USD25,485,000USD8,328,000USD7,422,000USD
Non Currrent Assets Other—49,700,000USD48,341,000USD34,746,000USD33,439,000USD30,882,000USD
Unclassified Non Current Assets—-231,527,000USD-160,556,000USD-35,935,000USD-34,507,000USD-30,882,000USD
Unclassified Non Current Liabilities—14,380,000USD14,112,000USD5,485,000USD—7,422,000USD
Unclassified Equity—74,099,000USD84,305,000USD———
Current Deferred Revenue——105,772,000USD———
Inventory——-725,932,000USD-43,638,000USD-36,412,000USD—
Unclassified Current Liabilities——-106,563,000USD———
Unclassified Current Assets———-43,638,000USD-36,412,000USD—
Other Liab————8,328,000USD—
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Cash flow Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20262026-06-30 · USDFY 20252025-06-30 · USDFY 20242024-06-30 · USDFY 20232023-06-30 · USDFY 20222022-06-30 · USDFY 20212021-06-30 · USD
Depreciation2,115,000USD2,343,000USD2,174,000USD394,000USD395,000USD452,000USD
Stock Based Compensation2,139,000USD1,106,000USD515,000USD1,249,000USD1,129,000USD1,494,000USD
Deferred Income Tax153,000USD—————
Change To Liabilities1,844,000USD———0USD0USD
Change In Working Capital5,269,000USD558,000USD515,000USD148,000USD-2,002,000USD-186,000USD
Operating Cash Flow10,703,000USD—————
Capital Expenditures-820,000USD-433,000USD-1,102,000USD-516,000USD-327,000USD-240,000USD
Net Investments0USD—————
Unclassified Investing Cash Flow-94,762,000USD64,484,000USD38,193,000USD28,801,000USD28,588,000USD-19,118,000USD
Investing Cash Flow-95,582,000USD—————
Net Debt Issuance35,000,000USD—————
Net Common Stock Issuance-16,316,000USD—————
Common Dividends Paid-1,689,000USD—————
Unclassified Financing Cash Flow81,566,000USD—114,952,000USD—12,079,000USD—
Financing Cash Flow98,561,000USD—————
Change In Cash13,682,000USD11,870,000USD3,460,000USD7,105,000USD-21,407,000USD-40,913,000USD
End Cash Flow71,461,000USD—————
Net Income—5,136,000USD-10,860,000USD1,553,000USD1,871,000USD1,250,000USD
Other Non Cash Items—-4,180,000USD7,312,000USD591,000USD507,000USD876,000USD
Change To Account Receivables—-555,000USD-292,000USD-121,000USD-29,000USD-35,000USD
Total Cash From Operating Activities—4,665,000USD-1,739,000USD2,320,000USD1,035,000USD2,386,000USD
Free Cash Flow—4,232,000USD-2,841,000USD1,804,000USD708,000USD2,146,000USD
Investments—-50,483,000USD11,750,000USD2,696,000USD-34,903,000USD-71,950,000USD
Total Cashflows From Investing Activities—-50,483,000USD11,750,000USD2,695,000USD-34,903,000USD-71,950,000USD
Net Borrowings—30,000,000USD-20,000,000USD20,000,000USD0USD—
Total Cash From Financing Activities—57,688,000USD-6,551,000USD2,090,000USD12,461,000USD28,651,000USD
Dividends Paid—-444,000USD-35,500,000USD———
Sale Purchase Of Stock—-11,324,000USD0USD———
Issuance Of Capital Stock—0USD79,452,000USD0USD——
Begin Period Cash Flow—45,909,000USD42,449,000USD35,344,000USD56,751,000USD97,664,000USD
End Period Cash Flow—57,779,000USD45,909,000USD42,449,000USD35,344,000USD56,751,000USD
Other Cashflows From Investing Activities—-64,051,000USD-37,091,000USD-28,286,000USD-28,261,000USD19,358,000USD
Other Cashflows From Financing Activities—39,456,000USD-66,003,000USD-17,910,000USD382,000USD28,651,000USD
Unclassified Operating Cash Flow——-1,395,000USD-1,615,000USD—-1,500,000USD
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Cash flow Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ3 20262026-03-31 · USDQ2 20262025-12-31 · USDQ1 20262025-09-30 · USDQ4 20252025-06-30 · USDQ3 20252025-03-31 · USDQ2 20252024-12-31 · USDQ1 20252024-09-30 · USDQ4 20242024-06-30 · USD
Net Income886,000USD834,000USD693,000USD2,211,000USD537,000USD1,021,000USD1,367,000USD-3,032,000USD
Depreciation518,000USD554,000USD533,000USD538,000USD550,000USD572,000USD683,000USD721,000USD
Stock Based Compensation555,000USD505,000USD497,000USD482,000USD388,000USD142,000USD94,000USD87,000USD
Other Non Cash Items-608,000USD1,795,000USD-618,000USD-780,000USD-429,000USD-1,261,000USD-1,710,000USD2,741,000USD
Change To Account Receivables-261,000USD87,000USD-87,000USD-108,000USD-268,000USD-74,000USD-105,000USD-208,000USD
Change In Working Capital610,000USD-45,000USD45,000USD-523,000USD1,614,000USD-1,758,000USD1,225,000USD-633,000USD
Total Cash From Operating Activities1,896,000USD3,592,000USD1,222,000USD1,737,000USD2,571,000USD-1,432,000USD1,789,000USD4,671,000USD
Capital Expenditures-133,000USD-76,000USD-76,000USD-176,000USD-74,000USD-101,000USD-82,000USD-744,000USD
Free Cash Flow1,763,000USD3,668,000USD1,146,000USD1,561,000USD2,497,000USD-1,533,000USD1,707,000USD3,927,000USD
Investments5,982,000USD-2,610,000USD-25,524,000USD-12,564,000USD-2,362,000USD-3,850,000USD-31,707,000USD3,441,000USD
Total Cashflows From Investing Activities-18,262,000USD-12,426,000USD-25,524,000USD-12,564,000USD-2,362,000USD-3,850,000USD-31,707,000USD—
Net Borrowings0USD15,000,000USD5,000,000USD0USD0USD10,000,000USD20,000,000USD—
Total Cash From Financing Activities-1,795,000USD32,371,000USD24,828,000USD6,382,000USD8,589,000USD11,410,000USD31,307,000USD-34,696,000USD
Dividends Paid-394,000USD-406,000USD-429,000USD-444,000USD0USD0USD0USD—
Sale Purchase Of Stock-4,989,000USD-4,126,000USD-2,926,000USD-4,012,000USD-3,395,000USD-3,180,000USD-737,000USD—
Change In Cash-18,161,000USD23,537,000USD526,000USD-4,445,000USD8,798,000USD6,128,000USD1,389,000USD-26,584,000USD
Begin Period Cash Flow81,842,000USD58,305,000USD57,779,000USD62,224,000USD53,426,000USD47,298,000USD45,909,000USD72,493,000USD
End Period Cash Flow63,681,000USD81,842,000USD58,305,000USD57,779,000USD62,224,000USD53,426,000USD47,298,000USD45,909,000USD
Other Cashflows From Investing Activities-23,391,000USD-2,932,000USD-29,018,000USD-15,912,000USD-5,538,000USD-7,403,000USD-35,198,000USD—
Other Cashflows From Financing Activities3,351,000USD45,478,000USD23,183,000USD418,000USD499,000USD4,590,000USD12,044,000USD—
Unclassified Investing Cash Flow—-6,808,000USD29,094,000USD16,088,000USD5,612,000USD7,504,000USD35,280,000USD—
Unclassified Financing Cash Flow—-23,575,000USD—10,420,000USD11,485,000USD——-30,168,000USD
Issuance Of Capital Stock———0USD0USD0USD0USD-4,528,000USD
Unclassified Operating Cash Flow———————4,787,000USD
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Operating metrics

No operating metrics are currently published for this company.

Revenue breakdown

No revenue breakdown is currently published for this company.

Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.