SRBK

MKT CAP:$142M

SR Bancorp, Inc. Common stock

Market Cap

$142M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$18.59+$2.71 (+17.10%)

Apr 22, 2026

Company Details

SR Bancorp, Inc., through its subsidiary, Somerset Savings Bank, SLA, provides commercial banking services. The company offers various deposit and loan products to individuals and small businesses. It operates branches in Hunterdon, Middles...

CEO

Christopher J. Pribula

IPO Date

Sep 20, 2023

Website

www.somersetsavings.com

Key Metrics TTM

Revenue

$51M

+15.6% YoY

Net Income

$4M

EPS (Diluted)

$0.54

Free Cash Flow

$9M

Revenue / Share

$6.63

Gross Margin

65.0%

Operating Margin

10.0%

Net Margin

8.4%

FCF Margin

17.4%

P/S

2.8x

P/E

33.2x

Earnings Reports

Q3 2025

Apr 29, 2026

PENDING

Q2 2025

Feb 13, 2026

$13M+5.9%EPS $0.11

Q1 2025

Nov 14, 2025

$13M+1.9%EPS $0.09

FY 2024

Sep 29, 2025

$50M+30.4%EPS $0.61

Q4 2024

Sep 29, 2025

$14M+81.0%EPS $0.28

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q3 21	$4M	$3M	$583.0K
Q4 21	$4M	$4M	$774.0K
Q1 22	$4M	$4M	$399.0K
Q2 22	$4M	$4M	$475.0K
Q3 22	$4M	$4M	$274.0K
Q4 22	$5M	$4M	$655.0K
Q1 23	$6M	$496.0K	-$12M
Q2 23	$13M	$9M	$2M
Q3 23	$12M	$9M	$1M
Q4 23	$8M	$4M	-$3M
Q1 24	$12M	$9M	$2M
Q2 24	$12M	$8M	$1M
Q3 24	$12M	$8M	$626.0K
Q4 24	$14M	$9M	$2M
Q1 25	$13M	$8M	$895.0K
Q2 25	$13M	$8M	$1M

Valuation

Quarter	P/S	P/E
Q3 21	—	—
Q4 21	6.1x	45.6x
Q1 22	5.8x	46.3x
Q2 22	5.4x	45.8x
Q3 22	5.2x	52.1x
Q4 22	4.9x	54.9x
Q1 23	4.0x	—
Q2 23	3.0x	—
Q3 23	1.8x	—
Q4 23	2.1x	—
Q1 24	2.1x	95.3x
Q2 24	2.3x	246.4x
Q3 24	2.3x	—
Q4 24	2.2x	21.8x
Q1 25	2.3x	26.4x
Q2 25	2.4x	28.7x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q3 21	$765.0K	$697.0K
Q4 21	-$1M	-$1M
Q1 22	$1M	$1M
Q2 22	-$496.0K	-$791.0K
Q3 22	$713.0K	$695.0K
Q4 22	$879.0K	$741.0K
Q1 23	-$2M	-$2M
Q2 23	-$935.0K	-$976.0K
Q3 23	-$4M	-$4M
Q4 23	$5M	$4M
Q1 24	$2M	$2M
Q2 24	-$1M	-$2M
Q3 24	$3M	$2M
Q4 24	$2M	$2M
Q1 25	$1M	$1M
Q2 25	$4M	$4M

Capital Expenditures

Quarter	CapEx
Q3 21	$68.0K
Q4 21	$20.0K
Q1 22	$65.0K
Q2 22	$295.0K
Q3 22	$18.0K
Q4 22	$138.0K
Q1 23	$273.0K
Q2 23	$41.0K
Q3 23	$44.0K
Q4 23	$744.0K
Q1 24	$82.0K
Q2 24	$101.0K
Q3 24	$74.0K
Q4 24	$176.0K
Q1 25	$76.0K
Q2 25	$76.0K

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 22	+28.3%	+45.3%
Q2 22	+34.2%	+49.7%
Q3 22	+17.0%	+30.2%
Q4 22	+23.1%	+32.7%
Q1 23	+49.2%	+405.5%
Q2 23	+198.0%	+182.0%
Q3 23	+183.1%	+168.7%
Q4 23	+57.1%	+147.5%
Q1 24	+102.6%	-43.0%
Q2 24	-3.8%	+1.8%
Q3 24	-1.1%	+5.5%
Q4 24	+81.0%	+9.4%
Q1 25	+1.9%	+10.1%
Q2 25	+5.9%	+8.6%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q3 21	$0	0.0%
Q4 21	$0	0.0%
Q1 22	$0	0.0%
Q2 22	$0	0.0%
Q3 22	$0	0.0%
Q4 22	$0	0.0%
Q1 23	$10.0K	0.2%
Q2 23	$328.0K	2.6%
Q3 23	$90.0K	0.7%
Q4 23	$87.0K	1.2%
Q1 24	$94.0K	0.8%
Q2 24	$142.0K	1.2%
Q3 24	$388.0K	3.2%
Q4 24	$482.0K	3.5%
Q1 25	$497.0K	4.0%
Q2 25	$505.0K	3.9%

OpEx Breakdown

Quarter	G&A	S&M
Q3 21	$2M	$78.0K
Q4 21	$2M	$83.0K
Q1 22	$2M	$51.0K
Q2 22	$2M	$57.0K
Q3 22	$2M	$47.0K
Q4 22	$2M	$43.0K
Q1 23	$5M	$57.0K
Q2 23	$4M	$72.0K
Q3 23	$4M	$75.0K
Q4 23	$3M	$97.0K
Q1 24	$4M	$82.0K
Q2 24	$4M	$85.0K
Q3 24	$4M	$97.0K
Q4 24	$4M	$121.0K
Q1 25	$437.0K	$130.0K
Q2 25	$4M	$112.0K

War Chest

Quarter	Cash	Short-term Investments	Total
Q4 21	$35M	$48M	$83M
Q2 22	$27M	$41M	$68M
Q3 22	$53M	$39M	$92M
Q4 22	$42M	$36M	$79M
Q1 23	$118M	$35M	$153M
Q2 23	$84M	$35M	$119M
Q3 23	$72M	$33M	$105M
Q4 23	$46M	$25.0K	$46M
Q1 24	$47M	$27.0K	$47M
Q2 24	$53M	$30.0K	$53M
Q3 24	$62M	$0	$62M
Q4 24	$58M	$237.0K	$58M
Q1 25	$4M	$0	$4M
Q2 25	$4M	$0	$4M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q3 21	10M	0.0%	—
Q4 21	10M	0.0%	—
Q1 22	10M	0.0%	0.0%
Q2 22	10M	0.0%	0.0%
Q3 22	10M	0.0%	0.0%
Q4 22	10M	0.0%	0.0%
Q1 23	9M	-3.9%	-3.9%
Q2 23	9M	-4.0%	-7.8%
Q3 23	9M	+0.3%	-7.5%
Q4 23	9M	+1.5%	-6.2%
Q1 24	9M	-4.2%	-6.5%
Q2 24	9M	+0.6%	-2.0%
Q3 24	8M	-3.2%	-5.4%
Q4 24	8M	-3.1%	-9.6%
Q1 25	8M	-1.7%	-7.2%
Q2 25	8M	-2.9%	-10.4%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q3 21	—	—
Q4 21	—	—
Q1 22	—	—
Q2 22	—	—
Q3 22	—	—
Q4 22	$73.5K	65
Q1 23	$93.2K	65
Q2 23	$194.6K	65
Q3 23	$187.1K	65
Q4 23	$64.7K	116
Q1 24	$105.8K	116
Q2 24	$104.9K	116
Q3 24	$103.7K	116
Q4 24	$114.2K	119
Q1 25	$105.0K	119
Q2 25	$108.3K	119

Revenue / Employee