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    SOFI

    SoFi Technologies, Inc.

    Company overview

    Market capitalization
    $20.57B
    Employees
    6,100
    Latest publication
    2026-09-29
    About SoFi Technologies, Inc.

    SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

    Company website

    Financial statements

    Income Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Revenue1,571,009,000USD1,408,376,000USD1,335,193,000USD1,268,047,000USD1,129,512,000USD1,036,845,000USD1,007,893,000USD986,162,000USD
    Cost Of Revenue200,139,000USD316,903,000USD315,549,000USD315,646,000USD284,603,000USD270,764,000USD280,645,000USD298,377,000USD
    Gross Profit-46,562,000USD1,091,473,000USD1,019,644,000USD952,401,000USD844,909,000USD766,081,000USD727,248,000USD687,785,000USD
    Research Development191,276,000USD187,675,000USD172,836,000USD89,707,000USD—156,206,000USD148,986,000USD139,714,000USD
    Selling General Administrative216,800,000USD197,584,000USD194,244,000USD188,405,000USD165,390,000USD156,397,000USD160,922,000USD148,921,000USD
    Selling And Marketing Expenses392,397,000USD335,539,000USD305,614,000USD286,878,000USD264,744,000USD238,176,000USD229,261,000USD214,904,000USD
    General And Administrative Expenses216,800,000USD———————
    Total Operating Expenses800,473,000USD891,921,000USD834,312,000USD803,850,000USD732,717,000USD686,299,000USD667,324,000USD623,930,000USD
    Operating Income-847,035,000USD199,552,000USD185,332,000USD148,551,000USD112,192,000USD79,782,000USD59,924,000USD63,855,000USD
    Total Other Income Expense Net1,051,344,000USD40,095,000USD-310,142,000USD——-133,251,000USD20,831,000USD16,000,000USD
    Interest Income1,140,528,000USD1,000,996,000USD927,421,000USD891,561,000USD792,405,000USD763,812,000USD743,937,000USD723,374,000USD
    Interest Expense352,333,000USD308,008,000USD310,142,000USD306,447,000USD274,568,000USD265,086,000USD273,768,000USD292,364,000USD
    Net Interest Income788,195,000USD692,988,000USD617,279,000USD585,114,000USD517,837,000USD498,726,000USD470,169,000USD431,010,000USD
    Non Interest Income430,481,000USD———————
    Revenue Net Of Interest Expense1,218,676,000USD———————
    Non Interest Expense1,000,612,000USD———————
    Labor And Related Expense343,353,000USD———————
    Income Before Tax204,309,000USD199,552,000USD185,332,000USD148,551,000USD112,192,000USD79,782,000USD59,924,000USD63,855,000USD
    Income Tax Expense47,717,000USD32,820,999USD11,783,000USD9,159,000USD14,929,000USD8,666,000USD-272,549,000USD3,110,000USD
    Net Income156,592,000USD166,731,000USD173,549,000USD139,392,000USD97,263,000USD71,116,000USD332,473,000USD60,745,000USD
    Net Income Applicable To Common Shares156,645,000USD———————
    Unclassified Operating Expenses—171,123,000USD161,618,000USD238,860,000USD302,583,000USD135,520,000USD128,155,000USD120,391,000USD
    Tax Provision—32,821,000USD11,783,000USD9,159,000USD14,929,000USD8,666,000USD-272,549,000USD3,110,000USD
    Net Income From Continuing Ops—166,731,000USD173,549,000USD139,392,000USD97,263,000USD71,116,000USD332,473,000USD60,745,000USD
    Ebit—199,552,000USD185,332,000USD148,551,000USD112,192,000USD79,782,000USD59,924,000USD63,855,000USD
    Ebitda—267,130,000USD248,212,000USD207,796,000USD168,935,000USD135,065,000USD113,469,000USD115,646,000USD
    Depreciation And Amortization—67,578,000USD62,880,000USD59,245,000USD56,743,000USD55,283,000USD53,545,000USD51,791,000USD
    Reconciled Depreciation—67,578,000USD62,880,000USD59,245,000USD56,743,000USD55,283,000USD53,545,000USD51,791,000USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Income Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20232023-12-31 · USDFY 20192019-12-31 · USDFY 20172017-12-31 · USD
    Total Revenue4,769,597,000USD2,051,067,000USD442,659,000USD824,626,000USD
    Cost Of Revenue1,186,562,000USD1,092,833,000USD279,740,000USD152,211,000USD
    Gross Profit3,583,035,000USD2,051,067,000USD442,659,000USD506,708,000USD
    Research Development648,332,000USD511,419,000USD147,458,000USD68,256,000USD
    Selling General Administrative704,436,000USD511,011,000USD152,275,000USD131,202,000USD
    Selling And Marketing Expenses1,095,412,000USD719,400,000USD—211,182,000USD
    Unclassified Operating Expenses608,998,000USD—-981,991,000USD38,434,000USD
    Total Operating Expenses3,057,178,000USD1,741,830,000USD-682,258,000USD449,074,000USD
    Operating Income525,857,000USD-300,326,000USD-239,599,000USD57,634,000USD
    Interest Income3,375,199,000USD2,051,067,000USD608,193,000USD—
    Interest Expense1,156,243,000USD789,327,000USD278,359,000USD0USD
    Net Interest Income2,218,956,000USD1,261,740,000USD329,834,000USD—
    Income Before Tax525,857,000USD-301,158,000USD-239,599,000USD50,083,000USD
    Income Tax Expense44,537,000USD416,000USD98,000USD311,000USD
    Tax Provision44,537,000USD-416,000USD98,000USD—
    Net Income481,320,000USD-300,742,000USD-239,697,000USD49,772,000USD
    Net Income From Continuing Ops481,320,000USD-300,742,000USD-239,697,000USD—
    Ebit525,857,000USD-300,326,000USD-239,599,000USD57,634,000USD
    Ebitda760,008,000USD-300,326,000USD-223,644,000USD65,782,000USD
    Depreciation And Amortization234,151,000USD201,416,000USD15,955,000USD8,148,000USD
    Reconciled Depreciation234,151,000USD201,416,000USD15,955,000USD—
    Total Other Income Expense Net-1,156,243,000USD-832,000USD-278,359,000USD-7,551,000USD
    Net Income Applicable To Common Shares——-263,620,000USD49,121,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Assets60,947,548,000USD53,698,258,000USD50,660,478,000USD45,293,450,000USD41,112,171,000USD37,749,286,000USD36,250,951,000USD34,380,176,000USD
    Cash And Equivalents3,126,237,000USD———————
    Total Liabilities49,871,321,000USD———————
    Total Stockholder Equity11,076,227,000USD10,811,591,000USD10,489,495,000USD8,779,963,000USD6,860,580,000USD6,678,514,000USD6,525,134,000USD6,121,481,000USD
    Total Equity Including Noncontrolling Interest11,076,227,000USD———————
    Deferred Revenue7,281,000USD———————
    Property Plant Equipment Net582,861,000USD537,344,000USD510,389,000USD466,048,000USD431,968,000USD394,440,000USD369,088,000USD350,375,000USD
    Goodwill1,425,015,000USD———————
    Intangible Assets226,528,000USD582,989,000USD610,097,000USD631,371,000USD638,528,000USD669,537,000USD639,922,000USD611,086,000USD
    Common Stock128,000USD127,000USD126,000USD120,000USD111,000USD110,000USD109,000USD108,000USD
    Retained Earnings-500,955,000USD-657,547,000USD-824,278,000USD-997,827,000USD-1,137,219,000USD-1,234,482,000USD-1,305,598,000USD-1,638,071,000USD
    Accumulated Other Comprehensive Income-11,981,000USD-2,743,000USD10,979,000USD9,548,000USD3,593,000USD2,828,000USD-8,365,000USD8,109,000USD
    Other Current Assets—360,231,000USD905,066,000USD-75,430,000USD-70,104,000USD-66,322,999USD276,931,000USD-65,158,000USD
    Total Liab—42,886,667,000USD40,170,983,000USD36,513,487,000USD34,251,591,000USD31,070,772,000USD29,725,817,000USD28,258,695,000USD
    Other Current Liab—40,242,697,000USD37,869,559,000USD32,946,399,000USD29,540,674,000USD27,256,528,000USD26,243,520,000USD24,407,786,000USD
    Capital Stock—127,000USD126,000USD120,000USD111,000USD110,000USD109,000USD108,000USD
    Good Will—1,393,505,000USD1,393,505,000USD1,393,505,000USD1,393,505,000USD1,393,505,000USD1,393,505,000USD1,393,505,000USD
    Other Assets—44,819,368,000USD40,913,416,000USD37,334,260,000USD34,434,430,000USD31,349,296,000USD29,659,193,000USD28,311,059,000USD
    Cash—3,401,020,000USD4,929,452,000USD3,246,351,000USD2,122,502,000USD2,085,697,000USD2,538,293,000USD2,354,965,000USD
    Cash And Short Term Investments—6,449,380,000USD7,360,432,000USD5,639,593,000USD4,389,090,000USD4,239,153,000USD4,342,336,000USD3,833,031,000USD
    Total Current Assets—6,809,611,000USD9,158,978,000USD5,639,593,000USD4,389,090,000USD4,239,153,000USD5,206,763,000USD3,833,031,000USD
    Total Current Liabilities—40,728,697,000USD38,445,369,000USD33,432,399,000USD30,026,674,000USD27,742,528,000USD26,862,304,000USD24,893,786,000USD
    Net Debt—-1,486,315,000USD-2,994,827,000USD-438,875,000USD1,912,122,000USD1,054,162,000USD665,917,000USD926,926,000USD
    Short Term Debt—486,000,000USD486,000,000USD486,000,000USD486,000,000USD486,000,000USD486,000,000USD486,000,000USD
    Short Long Term Debt—486,000,000USD486,000,000USD486,000,000USD486,000,000USD486,000,000USD486,000,000USD486,000,000USD
    Short Long Term Debt Total—1,914,705,000USD1,934,625,000USD2,807,476,000USD4,034,624,000USD3,139,859,000USD3,204,210,000USD3,281,891,000USD
    Long Term Debt—1,327,998,000USD1,329,682,000USD2,228,472,000USD3,457,190,000USD2,560,724,000USD2,607,301,000USD2,694,863,000USD
    Long Term Investments—3,231,227,000USD2,680,196,000USD2,512,437,000USD2,374,810,000USD2,153,456,000USD1,925,189,000USD1,554,285,000USD
    Short Term Investments—3,048,360,000USD2,430,980,000USD2,393,242,000USD2,266,588,000USD2,153,456,000USD1,804,043,000USD1,478,066,000USD
    Property Plant Equipment Gross—537,344,000USD797,688,000USD466,048,000USD431,968,000USD394,440,000USD585,993,000USD350,375,000USD
    Common Stock Shares Outstanding—1,378,011,000shares1,346,110,000shares1,291,011,000shares1,184,197,000shares1,185,466,000shares1,151,047,000shares1,104,450,416shares
    Non Current Assets Total—46,888,647,000USD41,501,500,000USD39,653,857,000USD36,723,081,000USD33,510,133,000USD31,044,188,000USD30,547,145,000USD
    Non Current Liabilities Total—2,157,970,000USD1,725,614,000USD3,081,088,000USD4,224,917,000USD3,328,244,000USD2,863,513,000USD3,364,909,000USD
    Non Currrent Assets Other—2,019,152,000USD224,246,000USD2,144,451,000USD1,932,743,000USD1,958,718,000USD342,669,000USD1,497,517,000USD
    Unclassified Non Current Assets—-5,694,938,000USD-4,830,349,000USD-4,828,215,000USD-4,482,903,000USD-4,408,819,000USD-3,285,378,000USD-3,170,682,000USD
    Unclassified Current Liabilities—-486,000,000USD-486,000,000USD-486,000,000USD-1,162,293,000USD-486,000,000USD-486,000,000USD-486,000,000USD
    Unclassified Non Current Liabilities—829,972,000USD395,932,000USD852,616,000USD767,727,000USD767,520,000USD256,212,000USD670,046,000USD
    Unclassified Equity—11,471,627,000USD11,302,542,000USD9,768,002,000USD7,993,984,000USD7,909,948,000USD7,838,879,000USD7,751,227,000USD
    Net Receivables——893,480,000USD75,430,000USD70,104,000USD66,322,999USD587,496,000USD65,158,000USD
    Accounts Payable——89,810,000USD—676,293,000USD—132,784,000USD—
    Unclassified Current Assets———-75,430,000USD-70,104,000USD-66,322,999USD—-65,158,000USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20172017-12-31 · USD
    Total Assets50,660,478,000USD36,250,951,000USD30,074,858,000USD19,007,675,000USD9,176,326,000USD8,563,499,000USD7,289,160,000USD—
    Intangible Assets610,097,000USD639,922,000USD544,517,000USD592,009,000USD452,838,000USD504,683,000USD213,401,000USD—
    Other Current Assets905,066,000USD276,931,000USD112,748,000USD73,429,000USD-812,724,000USD-804,216,155USD190,720,000USD—
    Total Liab40,170,983,000USD29,725,817,000USD24,519,872,000USD13,479,199,000USD4,478,623,000USD5,509,928,000USD5,188,491,000USD—
    Total Stockholder Equity10,489,495,000USD6,525,134,000USD5,554,986,000USD5,528,476,000USD4,697,703,000USD3,053,571,000USD2,100,669,000USD—
    Other Current Liab37,869,559,000USD26,243,520,000USD18,822,922,000USD7,488,267,000USD-497,810,000USD-486,000,000USD-161,000,000USD—
    Common Stock126,000USD109,000USD97,000USD93,000USD83,000USD772,721,873USD——
    Capital Stock126,000USD109,000USD320,471,000USD320,467,000USD320,457,000USD3,173,686,000USD2,439,731,000USD—
    Retained Earnings-824,278,000USD-1,305,598,000USD-1,804,263,000USD-1,503,521,000USD-1,183,114,000USD-699,177,000USD-474,558,000USD—
    Good Will1,393,505,000USD1,393,505,000USD1,393,505,000USD1,622,991,000USD898,527,000USD899,270,000USD15,673,000USD—
    Other Assets40,913,416,000USD—23,318,483,000USD14,856,614,000USD6,318,945,000USD5,433,851,000USD5,620,281,000USD—
    Cash4,929,452,000USD2,538,293,000USD3,085,020,000USD1,421,907,000USD494,711,000USD872,582,000USD499,486,000USD—
    Cash And Short Term Investments7,360,432,000USD4,342,336,000USD3,585,962,000USD1,461,339,000USD689,618,000USD872,582,000USD499,486,000USD—
    Total Current Assets9,158,978,000USD5,206,763,000USD3,868,562,000USD1,661,818,000USD689,618,000USD922,879,000USD520,805,000USD—
    Total Current Liabilities38,445,369,000USD26,862,304,000USD19,468,837,000USD8,118,842,000USD497,810,000USD486,000,000USD161,000,000USD—
    Net Debt-2,994,827,000USD665,917,000USD2,277,613,000USD4,212,464,000USD3,685,748,000USD4,199,130,000USD4,585,415,000USD—
    Short Term Debt486,000,000USD486,000,000USD486,000,000USD486,000,000USD497,810,000USD486,000,000USD161,000,000USD—
    Short Long Term Debt486,000,000USD486,000,000USD486,000,000USD486,000,000USD497,810,000USD486,000,000USD161,000,000USD—
    Short Long Term Debt Total1,934,625,000USD3,204,210,000USD5,362,633,000USD5,634,371,000USD4,539,475,000USD5,071,712,000USD5,084,901,000USD—
    Long Term Debt1,329,682,000USD2,607,301,000USD4,754,812,000USD5,502,930,000USD4,041,665,000USD4,431,223,000USD4,799,156,000USD—
    Long Term Investments2,680,196,000USD1,925,189,000USD724,855,000USD396,769,000USD214,646,000USD604,469,000USD758,001,000USD—
    Short Term Investments2,430,980,000USD1,804,043,000USD500,942,000USD39,432,000USD194,907,000USD805,017,218USD——
    Net Receivables893,480,000USD587,496,000USD169,852,000USD127,050,000USD85,523,000USD50,297,000USD21,319,000USD—
    Accounts Payable89,810,000USD132,784,000USD159,915,000USD144,575,000USD298,164,000USD452,909,000USD103,590,000USD—
    Property Plant Equipment Net510,389,000USD369,088,000USD306,543,000USD267,239,000USD227,064,000USD198,347,000USD160,999,000USD—
    Property Plant Equipment Gross797,688,000USD585,993,000USD481,142,000USD277,034,000USD227,064,000USD236,861,000USD179,459,000USD—
    Accumulated Other Comprehensive Income10,979,000USD-8,365,000USD-1,209,000USD-8,296,000USD-1,471,000USD-166,000USD-21,000USD—
    Common Stock Shares Outstanding1,251,767,000shares1,101,390,000shares945,024,160shares900,886,113shares526,730,261shares464,610,372shares464,610,372shares36,980,502shares
    Non Current Assets Total41,501,500,000USD31,044,188,000USD26,206,296,000USD17,345,857,000USD2,167,763,000USD2,206,769,000USD1,148,074,000USD—
    Non Current Liabilities Total1,725,614,000USD2,863,513,000USD5,051,035,000USD5,360,357,000USD4,180,459,000USD4,585,712,000USD4,923,901,000USD—
    Non Currrent Assets Other224,246,000USD342,669,000USD669,284,000USD583,815,000USD-9,176,326,000USD-2,206,769,000USD-1,148,074,000USD—
    Unclassified Non Current Assets-4,830,349,000USD26,373,815,000USD-750,891,000USD-973,580,000USD-5,944,257,000USD-5,433,851,000USD-5,620,281,000USD—
    Unclassified Current Liabilities-486,000,000USD-486,000,000USD-491,718,000USD-496,028,000USD-995,620,000USD-972,000,000USD-322,000,000USD—
    Unclassified Non Current Liabilities395,932,000USD256,212,000USD296,223,000USD-463,066,000USD—143,392,000USD118,773,000USD—
    Unclassified Equity11,302,542,000USD7,838,879,000USD7,039,890,000USD6,719,733,000USD5,561,748,000USD-193,493,873USD135,517,000USD—
    Current Deferred Revenue——5,718,000USD10,028,000USD199,646,000USD33,091,000USD57,410,000USD—
    Other Liab———202,735,000USD9,994,000USD10,570,000USD5,972,000USD—
    Inventory———1,877,059,000USD727,201,000USD1,382,552,000USD711,525,000USD—
    Non Current Liabilities Other———117,758,000USD138,794,000USD———
    Net Tangible Assets———3,463,330,000USD3,514,597,000USD-1,398,207,000USD-384,355,000USD—
    Unclassified Current Assets———-1,877,059,000USD-812,724,000USD-2,187,569,218USD-902,245,000USD—
    Deferred Long Term Liab————4,100,000USD527,000USD——
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow YTD

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USD
    Depreciation140,684,000USD
    Stock Based Compensation148,877,000USD
    Deferred Income Tax62,625,000USD
    Other Non Cash Items-4,342,000USD
    Change To Liabilities72,376,000USD
    Change In Working Capital-303,624,000USD
    Operating Cash Flow-6,205,438,000USD
    Capital Expenditures-164,124,000USD
    Net Investments-1,580,104,000USD
    Other Investing Activities-64,898,000USD
    Unclassified Investing Cash Flow-3,416,070,000USD
    Investing Cash Flow-5,225,196,000USD
    Net Debt Issuance-406,000USD
    Net Common Stock Issuance-9,976,000USD
    Unclassified Financing Cash Flow9,650,508,000USD
    Financing Cash Flow9,640,126,000USD
    Effect Of Forex Changes On Cash-706,000USD
    Change In Cash-1,791,214,000USD
    End Cash Flow3,565,559,000USD
    SourceDisclosureDeterministicFinal

    Cash flow Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
    Net Income166,731,000USD173,549,000USD139,392,000USD97,263,000USD71,116,000USD332,473,000USD60,745,000USD17,404,000USD
    Depreciation67,578,000USD65,848,000USD59,245,000USD56,743,000USD55,283,000USD53,545,000USD51,791,000USD49,623,000USD
    Stock Based Compensation72,012,000USD68,577,000USD66,469,000USD63,256,000USD63,756,000USD66,367,000USD63,646,000USD61,057,000USD
    Other Non Cash Items69,365,000USD-81,474,000USD1,346,318,000USD-119,760,000USD-77,352,000USD11,563,000USD-85,090,000USD-13,372,000USD
    Change To Account Receivables-24,317,000USD-24,474,000USD—-14,269,000USD-3,108,000USD———
    Change In Working Capital-184,575,000USD-1,217,678,000USD-1,545,876,000USD-1,574,785,000USD-100,095,000USD-380,068,000USD-1,264,849,000USD-596,940,000USD
    Total Cash From Operating Activities119,099,000USD-991,178,000USD72,937,000USD-1,466,908,000USD21,502,000USD-200,103,000USD-1,173,581,000USD-484,371,000USD
    Capital Expenditures-68,777,000USD-67,719,000USD-63,158,000USD-65,992,000USD-54,248,000USD-44,231,000USD-45,801,000USD-39,473,000USD
    Free Cash Flow50,322,000USD-1,058,897,000USD9,779,000USD-1,532,900,000USD-32,746,000USD-244,334,000USD-1,219,382,000USD-523,844,000USD
    Investments-589,537,000USD-46,155,000USD-1,459,464,000USD-1,722,471,000USD-1,440,220,000USD-1,280,884,000USD-84,005,000USD-2,194,917,000USD
    Total Cashflows From Investing Activities-4,828,427,000USD-2,096,952,000USD-2,838,275,000USD-1,722,471,000USD-1,440,220,000USD-1,280,884,000USD-84,005,000USD-2,194,917,000USD
    Net Borrowings-3,406,000USD-901,720,000USD-1,230,477,000USD894,598,000USD-49,114,000USD-88,583,000USD143,262,000USD—
    Total Cash From Financing Activities3,114,580,000USD4,697,751,000USD3,797,410,000USD3,188,409,000USD1,425,763,000USD1,220,834,000USD1,495,150,000USD1,263,148,000USD
    Sale Purchase Of Stock-115,000USD1,620,000USD-1,620,000USD5,592,000USD-5,592,000USD-770,000USD-4,883,000USD-323,400,000USD
    Issuance Of Capital Stock87,387,000USD1,485,273,000USD——0USD———
    Change In Cash-1,595,522,000USD1,610,326,000USD1,031,844,000USD-1,533,000USD6,776,000USD-260,399,000USD238,127,000USD-1,416,276,000USD
    Begin Period Cash Flow5,356,773,000USD3,746,447,000USD2,714,603,000USD2,716,136,000USD2,709,360,000USD2,969,759,000USD2,731,632,000USD4,147,908,000USD
    End Period Cash Flow3,761,251,000USD5,356,773,000USD3,746,447,000USD2,714,603,000USD2,716,136,000USD2,709,360,000USD2,969,759,000USD2,731,632,000USD
    Other Cashflows From Financing Activities3,028,348,000USD4,097,821,000USD3,311,546,000USD2,293,811,000USD1,474,682,000USD1,288,780,000USD1,351,750,000USD1,379,941,000USD
    Unclassified Operating Cash Flow-72,012,000USD—7,389,000USD—8,794,000USD-283,983,000USD——
    Unclassified Investing Cash Flow-4,170,113,000USD—-1,708,260,000USD1,525,011,000USD1,217,349,000USD957,079,000USD86,947,000USD1,607,890,000USD
    Unclassified Financing Cash Flow89,753,000USD1,500,030,000USD1,717,961,000USD——344,807,000USD21,524,000USD223,110,000USD
    Dividends Paid—0USD0USD——-323,400,000USD-16,503,000USD-16,503,000USD
    Other Cashflows From Investing Activities—-1,984,400,000USD392,607,000USD-1,459,019,000USD-1,163,101,000USD-912,848,000USD-41,146,000USD-1,568,417,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Net Income481,320,000USD498,665,000USD-300,742,000USD-320,407,000USD-483,937,000USD-224,053,000USD-239,697,000USD-252,399,000USD
    Depreciation234,151,000USD203,498,000USD201,416,000USD151,360,000USD101,568,000USD69,832,000USD15,955,000USD10,912,000USD
    Stock Based Compensation262,058,000USD246,152,000USD271,216,000USD305,994,000USD239,011,000USD100,778,000USD61,419,000USD43,459,000USD
    Other Non Cash Items-297,741,000USD-168,345,000USD249,973,000USD106,258,000USD137,251,000USD-381,066,000USD37,501,000USD-5,741,000USD
    Change To Account Receivables-45,312,000USD-24,474,000USD-74,346,000USD0USD1,399,000USD1,121,000USD-2,670,000USD0USD
    Change In Working Capital-4,438,434,000USD-1,612,860,000USD-7,633,174,000USD-7,495,565,000USD-1,345,314,000USD59,677,000USD70,037,000USD1,228,135,000USD
    Total Cash From Operating Activities-3,742,458,000USD-1,119,807,000USD-7,227,139,000USD-7,255,858,000USD-1,350,217,000USD-479,336,000USD-54,733,000USD1,023,277,000USD
    Capital Expenditures-242,444,000USD-163,617,000USD-121,192,000USD-103,733,000USD-52,261,000USD-24,549,000USD-37,590,000USD-13,729,000USD
    Free Cash Flow-3,984,902,000USD-1,283,424,000USD-7,348,331,000USD-7,359,591,000USD-1,402,478,000USD-503,885,000USD-92,323,000USD1,009,548,000USD
    Investments-578,502,000USD-4,820,990,000USD-1,889,864,000USD-106,333,000USD-84,604,000USD829,000USD-3,608,000USD-100,401,000USD
    Total Cashflows From Investing Activities-6,719,107,000USD-4,820,990,000USD-1,889,864,000USD-106,333,000USD110,193,000USD258,949,000USD114,868,000USD-12,251,000USD
    Net Borrowings-1,286,713,000USD-1,490,721,000USD-279,819,000USD1,333,796,000USD-1,031,087,000USD524,898,000USD-367,965,000USD-931,548,000USD
    Total Cash From Financing Activities13,109,333,000USD5,034,577,000USD10,885,602,000USD8,439,485,000USD684,987,000USD853,754,000USD93,077,000USD-954,793,000USD
    Dividends Paid0USD-16,503,000USD-40,425,000USD-40,425,000USD-40,426,000USD-10,238,159,000USD-23,923,000USD-23,923,000USD
    Sale Purchase Of Stock-64,986,000USD-323,400,000USD-15,300,000USD-8,983,000USD-283,385,000USD-40,576,000USD-8,804,000USD-3,154,000USD
    Issuance Of Capital Stock3,185,618,000USD0USD0USD0USD0USD369,840,000USD573,845,000USD0USD
    Change In Cash2,647,413,000USD-906,218,000USD1,769,276,000USD1,077,865,000USD-554,991,000USD633,222,000USD153,203,000USD56,254,000USD
    Begin Period Cash Flow2,709,360,000USD3,615,578,000USD1,846,302,000USD768,437,000USD1,323,428,000USD690,206,000USD537,003,000USD480,749,000USD
    End Period Cash Flow5,356,773,000USD2,709,360,000USD3,615,578,000USD1,846,302,000USD768,437,000USD1,323,428,000USD690,206,000USD537,003,000USD
    Other Cashflows From Investing Activities-4,205,978,000USD-3,515,144,000USD-1,372,201,000USD-184,260,000USD16,693,000USD-7,643,000USD-9,050,000USD1,478,000USD
    Other Cashflows From Financing Activities14,461,032,000USD6,541,801,000USD11,205,846,000USD7,138,315,000USD1,917,176,000USD20,472,129,000USD493,769,000USD-23,245,000USD
    Unclassified Investing Cash Flow-1,692,183,000USD3,678,761,000USD1,493,393,000USD287,993,000USD230,365,000USD290,312,000USD165,116,000USD100,401,000USD
    Unclassified Operating Cash Flow—-286,917,000USD———-104,504,000USD——
    Unclassified Financing Cash Flow—323,400,000USD——122,709,000USD-9,864,538,000USD—27,077,000USD
    Change To Liabilities———6,365,000USD-9,022,000USD95,161,000USD2,028,000USD13,226,000USD
    Cash And Cash Equivalents Changes———1,077,294,000USD-555,037,000USD———
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Operating metrics

    No operating metrics are currently published for this company.

    Revenue breakdown

    PeriodDimensionBusiness / regionRevenueCurrencySource
    Q2 2026Quarterly · 2026-06-30SegmentFinancial Services98,049,000USDDisclosure
    Q2 2026Quarterly · 2026-06-30SegmentTechnology Platform55,528,000USDDisclosure
    Q1 2026Quarterly · 2026-03-31SegmentFinancial Services80,162,000USD0001818874-26-000037
    Q1 2026Quarterly · 2026-03-31SegmentTechnology Platform49,342,000USD0001818874-26-000037
    Q4 2025Quarterly · 2025-12-31SegmentFinancial Services76,302,000USDLegacy provider
    Q4 2025Quarterly · 2025-12-31SegmentTechnology Platform93,988,000USDLegacy provider
    FY 2025Yearly · 2025-12-31GeographyInternational248,692,000USD0001818874-26-000013
    FY 2025Yearly · 2025-12-31GeographyUnited States3,364,662,000USD0001818874-26-000013
    FY 2025Yearly · 2025-12-31SegmentFinancial Services258,561,000USD0001818874-26-000013
    FY 2025Yearly · 2025-12-31SegmentTechnology Platform360,792,000USD0001818874-26-000013
    Q3 2025Quarterly · 2025-09-30SegmentFinancial Services67,155,000USD0001818874-25-000210
    Q3 2025Quarterly · 2025-09-30SegmentTechnology Platform89,636,000USD0001818874-25-000210
    Q2 2025Quarterly · 2025-06-30SegmentFinancial Services61,346,000USD0001818874-25-000180
    Q2 2025Quarterly · 2025-06-30SegmentTechnology Platform90,544,000USD0001818874-25-000180
    Q1 2025Quarterly · 2025-03-31SegmentFinancial Services53,758,000USD0001818874-26-000037
    Q1 2025Quarterly · 2025-03-31SegmentTechnology Platform86,624,000USD0001818874-26-000037
    Q4 2024Quarterly · 2024-12-31SegmentFinancial Services46,828,000USDLegacy provider
    Q4 2024Quarterly · 2024-12-31SegmentTechnology Platform88,679,000USDLegacy provider
    FY 2024Yearly · 2024-12-31GeographyInternational98,403,000USD0001818874-26-000013
    FY 2024Yearly · 2024-12-31GeographyUnited States2,576,456,000USD0001818874-26-000013
    FY 2024Yearly · 2024-12-31SegmentFinancial Services151,446,000USD0001818874-26-000013
    FY 2024Yearly · 2024-12-31SegmentTechnology Platform351,677,000USD0001818874-26-000013
    Q3 2024Quarterly · 2024-09-30SegmentFinancial Services40,230,000USD0001818874-25-000210
    Q3 2024Quarterly · 2024-09-30SegmentTechnology Platform90,995,000USD0001818874-25-000210
    FY 2023Yearly · 2023-12-31GeographyInternational94,677,000USD0001818874-26-000013
    FY 2023Yearly · 2023-12-31GeographyUnited States2,028,112,000USD0001818874-26-000013
    FY 2023Yearly · 2023-12-31SegmentFinancial Services97,464,000USD0001818874-24-000026
    FY 2023Yearly · 2023-12-31SegmentLending0USD0001818874-24-000026
    FY 2023Yearly · 2023-12-31SegmentTechnology Platform323,990,000USD0001818874-24-000026
    FY 2022Yearly · 2022-12-31GeographyInternational68,855,000USD0001818874-25-000016
    FY 2022Yearly · 2022-12-31GeographyUnited States1,504,680,000USD0001818874-25-000016
    FY 2022Yearly · 2022-12-31SegmentFinancial Services71,134,000USD0001818874-24-000026
    FY 2022Yearly · 2022-12-31SegmentLending0USD0001818874-24-000026
    FY 2022Yearly · 2022-12-31SegmentTechnology Platform305,962,000USD0001818874-24-000026
    FY 2022Yearly · 2022-12-31ProductBrokerage15,446,000USD0001818874-23-000018
    FY 2022Yearly · 2022-12-31ProductFinancial Services And Technology Platform Other3,306,000USD0001818874-23-000018
    FY 2022Yearly · 2022-12-31ProductInterchange17,391,000USD0001818874-23-000018
    FY 2022Yearly · 2022-12-31ProductLicense5,522,000USD0001818874-23-000018
    FY 2022Yearly · 2022-12-31ProductReferrals36,052,000USD0001818874-23-000018
    FY 2022Yearly · 2022-12-31ProductTechnology Platform Fees299,379,000USD0001818874-23-000018
    Q3 2022Quarterly · 2022-09-30ProductBrokerage3,854,000USD0001818874-22-000241
    Q3 2022Quarterly · 2022-09-30ProductEnterprise Services240,000USD0001818874-22-000241
    Q3 2022Quarterly · 2022-09-30ProductEquity Capital Markets Services1,322,000USD0001818874-22-000241
    Q3 2022Quarterly · 2022-09-30ProductLicense561,000USD0001818874-22-000241
    Q3 2022Quarterly · 2022-09-30ProductPayment Network4,343,000USD0001818874-22-000241
    Q3 2022Quarterly · 2022-09-30ProductReferrals10,210,000USD0001818874-22-000241
    Q3 2022Quarterly · 2022-09-30ProductTechnology Service81,474,000USD0001818874-22-000241
    Q2 2022Quarterly · 2022-06-30ProductBrokerage4,156,000USD0001818874-22-000185
    Q2 2022Quarterly · 2022-06-30ProductEnterprise Services225,000USD0001818874-22-000185
    Q2 2022Quarterly · 2022-06-30ProductEquity Capital Markets Services0USD0001818874-22-000185
    Q2 2022Quarterly · 2022-06-30ProductLicense558,000USD0001818874-22-000185
    Q2 2022Quarterly · 2022-06-30ProductPayment Network3,565,000USD0001818874-22-000185
    Q2 2022Quarterly · 2022-06-30ProductReferrals8,805,000USD0001818874-22-000185
    Q2 2022Quarterly · 2022-06-30ProductTechnology Service81,111,000USD0001818874-22-000185
    Q1 2022Quarterly · 2022-03-31ProductBrokerage4,730,000USD0001818874-22-000071
    Q1 2022Quarterly · 2022-03-31ProductEnterprise Services203,000USD0001818874-22-000071
    Q1 2022Quarterly · 2022-03-31ProductLicense700,000USD0001818874-22-000071
    Q1 2022Quarterly · 2022-03-31ProductPayment Network4,464,000USD0001818874-22-000071
    Q1 2022Quarterly · 2022-03-31ProductReferrals7,768,000USD0001818874-22-000071
    Q1 2022Quarterly · 2022-03-31ProductTechnology Service59,157,000USD0001818874-22-000071
    FY 2021Yearly · 2021-12-31GeographyInternational3,167,000USD0001818874-24-000026
    FY 2021Yearly · 2021-12-31GeographyUnited States981,705,000USD0001818874-24-000026
    FY 2021Yearly · 2021-12-31SegmentFinancial Services54,666,000USD0001818874-24-000026
    FY 2021Yearly · 2021-12-31SegmentLending0USD0001818874-24-000026
    FY 2021Yearly · 2021-12-31SegmentTechnology Platform193,052,000USD0001818874-24-000026
    FY 2021Yearly · 2021-12-31ProductBrokerage22,733,000USD0001818874-23-000018
    FY 2021Yearly · 2021-12-31ProductFinancial Services And Technology Platform Other6,746,000USD0001818874-23-000018
    FY 2021Yearly · 2021-12-31ProductInterchange10,642,000USD0001818874-23-000018
    FY 2021Yearly · 2021-12-31ProductLicense0USD0001818874-23-000018
    FY 2021Yearly · 2021-12-31ProductReferrals15,750,000USD0001818874-23-000018
    FY 2021Yearly · 2021-12-31ProductTechnology Platform Fees191,847,000USD0001818874-23-000018
    Q3 2021Quarterly · 2021-09-30ProductBrokerage4,298,000USD0001818874-22-000241
    Q3 2021Quarterly · 2021-09-30ProductEnterprise Services63,000USD0001818874-22-000241
    Q3 2021Quarterly · 2021-09-30ProductEquity Capital Markets Services288,000USD0001818874-22-000241
    Q3 2021Quarterly · 2021-09-30ProductLicense0USD0001818874-22-000241
    Q3 2021Quarterly · 2021-09-30ProductPayment Network2,210,000USD0001818874-22-000241
    Q3 2021Quarterly · 2021-09-30ProductReferrals4,378,000USD0001818874-22-000241
    Q3 2021Quarterly · 2021-09-30ProductTechnology Service49,951,000USD0001818874-22-000241
    Q2 2021Quarterly · 2021-06-30ProductBrokerage7,054,000USD0001818874-22-000185
    Q2 2021Quarterly · 2021-06-30ProductEnterprise Services2,696,000USD0001818874-22-000185
    Q2 2021Quarterly · 2021-06-30ProductEquity Capital Markets Services1,760,000USD0001818874-22-000185
    Q2 2021Quarterly · 2021-06-30ProductLicense0USD0001818874-22-000185
    Q2 2021Quarterly · 2021-06-30ProductPayment Network1,852,000USD0001818874-22-000185
    Q2 2021Quarterly · 2021-06-30ProductReferrals3,140,000USD0001818874-22-000185
    Q2 2021Quarterly · 2021-06-30ProductTechnology Service44,950,000USD0001818874-22-000185
    Q1 2021Quarterly · 2021-03-31ProductBrokerage4,612,000USD0001818874-22-000071
    Q1 2021Quarterly · 2021-03-31ProductEnterprise Services58,000USD0001818874-22-000071
    Q1 2021Quarterly · 2021-03-31ProductLicense0USD0001818874-22-000071
    Q1 2021Quarterly · 2021-03-31ProductPayment Network1,644,000USD0001818874-22-000071
    Q1 2021Quarterly · 2021-03-31ProductReferrals2,254,000USD0001818874-22-000071
    Q1 2021Quarterly · 2021-03-31ProductTechnology Service45,659,000USD0001818874-22-000071
    FY 2020Yearly · 2020-12-31GeographyInternational781,000USD0001818874-23-000018
    FY 2020Yearly · 2020-12-31GeographyUnited States564,751,000USD0001818874-23-000018
    FY 2020Yearly · 2020-12-31SegmentFinancial Services12,036,000USD0001818874-23-000018
    FY 2020Yearly · 2020-12-31SegmentLending0USD0001818874-23-000018
    FY 2020Yearly · 2020-12-31SegmentTechnology Platform91,295,000USD0001818874-23-000018
    FY 2020Yearly · 2020-12-31ProductBrokerage3,470,000USD0001818874-23-000018
    FY 2020Yearly · 2020-12-31ProductFinancial Services And Technology Platform Other1,411,000USD0001818874-23-000018
    FY 2020Yearly · 2020-12-31ProductInterchange2,433,000USD0001818874-23-000018
    FY 2020Yearly · 2020-12-31ProductLicense0USD0001818874-23-000018

    Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.