RVSB

MKT CAP:$113M

Riverview Bancorp, Inc.

Market Cap

$113M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$5.42+$0.37 (+7.33%)

Apr 23, 2026

Company Details

Riverview Bancorp, Inc., a bank holding company for Riverview Community Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. It offers a range of deposit product...

CEO

Nicole Sherman

IPO Date

Oct 25, 1993

Website

www.riverviewbank.com

Key Metrics TTM

Revenue

$76M

+8.4% YoY

Net Income

$5M

EPS (Diluted)

$0.23

Free Cash Flow

$15M

Revenue / Share

$3.65

Gross Margin

71.0%

Operating Margin

8.1%

Net Margin

6.4%

FCF Margin

19.3%

P/S

1.5x

P/E

23.3x

Earnings Reports

Q4 2026

May 5, 2026

PENDING

Q3 2026

Feb 13, 2026

$19M+5.4%EPS $0.07

Q2 2026

Nov 7, 2025

$19M+2.3%EPS $0.05

Q1 2026

Aug 8, 2025

$19M+5.8%EPS $0.06

FY 2025

Jun 12, 2025

$73M+9.6%EPS $0.23

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q4 22	$15M	$16M	$5M
Q1 23	$16M	$16M	$6M
Q2 23	$17M	$17M	$7M
Q3 23	$17M	$17M	$7M
Q4 23	$17M	$14M	$4M
Q1 24	$17M	$14M	$4M
Q2 24	$17M	$13M	$3M
Q3 24	$17M	$12M	$2M
Q4 24	$15M	$9M	-$4M
Q1 25	$18M	$12M	$1M
Q2 25	$19M	$13M	$2M
Q3 25	$18M	$13M	$2M
Q4 25	$18M	$13M	$1M
Q1 26	$19M	$13M	$2M
Q2 26	$19M	$14M	$1M
Q3 26	$19M	$14M	$2M

Valuation

Quarter	P/S	P/E
Q4 22	2.7x	7.7x
Q1 23	2.3x	6.9x
Q2 23	2.2x	7.2x
Q3 23	2.5x	8.5x
Q4 23	1.6x	6.2x
Q1 24	1.6x	6.7x
Q2 24	1.7x	8.7x
Q3 24	1.9x	13.1x
Q4 24	1.5x	26.1x
Q1 25	1.3x	44.3x
Q2 25	1.4x	98.7x
Q3 25	1.7x	154.1x
Q4 25	1.6x	24.2x
Q1 26	1.6x	22.4x
Q2 26	1.5x	23.9x
Q3 26	1.4x	21.9x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q4 22	$6M	$6M
Q1 23	$4M	$4M
Q2 23	$5M	$4M
Q3 23	$6M	$3M
Q4 23	-$1M	-$2M
Q1 24	$9M	$7M
Q2 24	$1M	$115.0K
Q3 24	$10M	$10M
Q4 24	-$8M	-$10M
Q1 25	$5M	$5M
Q2 25	$764.0K	-$1M
Q3 25	$2M	$2M
Q4 25	-$139.0K	-$231.0K
Q1 26	-$697.0K	-$773.0K
Q2 26	$17M	$16M
Q3 26	-$506.0K	-$736.0K

Capital Expenditures

Quarter	CapEx
Q4 22	$234.0K
Q1 23	$264.0K
Q2 23	$899.0K
Q3 23	$3M
Q4 23	$515.0K
Q1 24	$2M
Q2 24	$1M
Q3 24	$344.0K
Q4 24	$2M
Q1 25	$110.0K
Q2 25	$2M
Q3 25	$304.0K
Q4 25	$92.0K
Q1 26	$76.0K
Q2 26	$393.0K
Q3 26	$230.0K

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q4 22	+4.4%	-3.4%
Q1 23	+5.2%	+26.0%
Q2 23	+7.4%	+36.3%
Q3 23	+11.1%	+24.7%
Q4 23	+10.1%	+28.9%
Q1 24	+5.6%	+31.8%
Q2 24	+1.3%	+36.4%
Q3 24	-0.4%	+46.3%
Q4 24	-12.6%	+46.9%
Q1 25	+3.0%	+21.9%
Q2 25	+7.7%	+17.7%
Q3 25	+6.6%	+9.0%
Q4 25	+23.1%	-11.2%
Q1 26	+5.8%	+4.3%
Q2 26	+2.3%	+6.0%
Q3 26	+5.4%	+5.0%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q4 22	$30.0K	0.2%
Q1 23	$63.0K	0.4%
Q2 23	$129.0K	0.7%
Q3 23	$100.0K	0.6%
Q4 23	$98.0K	0.6%
Q1 24	$62.0K	0.4%
Q2 24	-$70.0K	-0.4%
Q3 24	$19.0K	0.1%
Q4 24	$23.0K	0.2%
Q1 25	$26.0K	0.1%
Q2 25	$26.0K	0.1%
Q3 25	$264.0K	1.4%
Q4 25	$68.0K	0.4%
Q1 26	$109.0K	0.6%
Q2 26	$209.0K	1.1%
Q3 26	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q4 22	$6M	$127.0K
Q1 23	$6M	$197.0K
Q2 23	$6M	$295.0K
Q3 23	$6M	$202.0K
Q4 23	$6M	$229.0K
Q1 24	$6M	$313.0K
Q2 24	$6M	$355.0K
Q3 24	$6M	$282.0K
Q4 24	$6M	$326.0K
Q1 25	$7M	$310.0K
Q2 25	$7M	$367.0K
Q3 25	$7M	$317.0K
Q4 25	$7M	$284.0K
Q1 26	$416.0K	$237.0K
Q2 26	$7M	$333.0K
Q3 26	$413.0K	$255.0K

War Chest

Quarter	Cash	Short-term Investments	Total
Q4 22	$242M	$166M	$407M
Q1 23	$142M	$182M	$324M
Q2 23	$114M	$214M	$328M
Q3 23	$25M	$212M	$236M
Q4 23	$22M	$211M	$234M
Q1 24	$30M	$204M	$234M
Q2 24	$31M	$194M	$225M
Q3 24	$38M	$196M	$234M
Q4 24	$24M	$143M	$167M
Q1 25	$28M	$137M	$165M
Q2 25	$31M	$133M	$164M
Q3 25	$25M	$21M	$47M
Q4 25	$29M	$14M	$43M
Q1 26	$34M	$12M	$47M
Q2 26	$33M	$11M	$44M
Q3 26	$29M	$14M	$42M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q4 22	22M	-0.0%	-0.8%
Q1 23	22M	-0.6%	-1.4%
Q2 23	22M	-1.8%	-2.5%
Q3 23	22M	-0.6%	-3.0%
Q4 23	21M	-0.5%	-3.5%
Q1 24	21M	-1.2%	-4.1%
Q2 24	21M	+0.2%	-2.0%
Q3 24	21M	-0.4%	-1.9%
Q4 24	21M	-0.0%	-1.4%
Q1 25	21M	0.0%	-0.1%
Q2 25	21M	-0.1%	-0.4%
Q3 25	21M	-0.3%	-0.4%
Q4 25	21M	-0.1%	-0.5%
Q1 26	21M	-0.1%	-0.6%
Q2 26	21M	-0.1%	-0.7%
Q3 26	21M	-0.9%	-1.3%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q4 22	$68.5K	224
Q1 23	$72.9K	224
Q2 23	$76.9K	224
Q3 23	$77.7K	224
Q4 23	$73.9K	229
Q1 24	$75.3K	229
Q2 24	$76.2K	229
Q3 24	$75.7K	229
Q4 24	$65.4K	226
Q1 25	$78.6K	226
Q2 25	$83.1K	226
Q3 25	$81.7K	226
Q4 25	$76.5K	238
Q1 26	$79.0K	238
Q2 26	$80.7K	238
Q3 26	$81.8K	238

Revenue / Employee