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    RBCAA

    REPUBLIC BANCORP INC /KY/

    Company overview

    Market capitalization
    —
    Employees
    966
    Latest publication
    2026-09-29
    About REPUBLIC BANCORP INC /KY/

    Republic Bancorp, Inc. operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse Lending, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions. The company offers retail mortgage, commercial and industrial, CRE and multi-family, construction and land development, consumer, and aircraft loans; service charges on consumer and commercial deposit accounts, mortgage banking income, debit and credit card interchange fee income, title insurance commissions, and swap fee incomes; private banking; and lockbox processing, remote deposit capture, business online banking, account reconciliation, and automated clearing house processing services; internet banking services and products through its website; mobile banking; and other banking services. In addition, it offers short-term, revolving credit facilities to mortgage bankers across the United States through mortgage warehouse lines of credit; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; prepaid and debit solutions, such as issuing of payroll, general purpose reloadable cards, issuing of demand deposit accounts, savings accounts and/or debit cards; and consumer credit products; and consumer credit products. The company offers its services through full-services banking centers in Kentucky, Indiana, Florida, Ohio, and Tennessee. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.

    Company website

    Financial statements

    Income Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Revenue122,100,000USD139,114,000USD118,692,000USD118,167,000USD118,359,000USD161,356,000USD115,631,000USD116,819,000USD
    Cost Of Revenue39,629,000USD33,115,000USD34,502,000USD28,292,000USD27,824,000USD44,822,000USD40,665,000USD35,901,000USD
    Gross Profit61,642,000USD105,999,000USD84,190,000USD89,875,000USD90,535,000USD116,534,000USD74,966,000USD80,918,000USD
    Selling And Marketing Expenses3,097,000USD—2,422,000USD2,668,000USD1,243,000USD1,387,000USD2,827,000USD1,983,000USD
    Total Operating Expenses3,097,000USD50,614,000USD56,595,000USD52,113,000USD50,145,000USD56,572,000USD51,916,000USD47,069,000USD
    Operating Income58,545,000USD55,385,000USD27,595,000USD37,762,000USD40,390,000USD59,962,000USD23,050,000USD33,849,000USD
    Total Other Income Expense Net-15,995,000USD—-6,711,000USD———23,050,000USD-10,546,000USD
    Interest Income102,531,000USD113,787,000USD103,233,000USD103,239,000USD102,203,000USD129,838,000USD103,108,000USD101,546,000USD
    Interest Expense20,829,000USD23,335,000USD24,423,000USD26,269,000USD26,001,000USD27,150,000USD27,714,000USD30,241,000USD
    Net Interest Income81,702,000USD90,452,000USD78,810,000USD76,970,000USD76,202,000USD102,688,000USD75,394,000USD71,305,000USD
    Non Interest Income19,569,000USD———————
    Revenue Net Of Interest Expense101,271,000USD———————
    Non Interest Expense53,564,000USD———————
    Labor And Related Expense30,943,000USD———————
    Communications And Information Technology8,686,000USD———————
    Income Before Tax42,550,000USD55,385,000USD27,595,000USD37,762,000USD40,390,000USD59,962,000USD23,050,000USD33,849,000USD
    Income Tax Expense9,684,000USD12,816,000USD4,774,000USD8,018,000USD8,906,000USD12,694,000USD4,034,000USD7,306,000USD
    Net Income32,866,000USD42,569,000USD22,821,000USD29,744,000USD31,484,000USD47,268,000USD19,016,000USD26,543,000USD
    Selling General Administrative—35,764,999USD37,836,000USD31,790,000USD31,532,000USD31,888,000USD31,727,000USD29,556,000USD
    Unclassified Operating Expenses—14,849,001USD16,337,000USD17,655,000USD17,370,000USD23,297,000USD17,362,000USD15,530,000USD
    Tax Provision—12,816,000USD4,774,000USD8,018,000USD8,906,000USD12,694,000USD4,034,000USD7,306,000USD
    Net Income From Continuing Ops—42,569,000USD22,821,000USD29,744,000USD31,484,000USD47,268,000USD19,016,000USD26,543,000USD
    Ebit—55,385,000USD27,595,000USD37,762,000USD40,390,000USD59,962,000USD23,050,000USD33,849,000USD
    Ebitda—59,274,000USD31,310,000USD41,311,000USD43,930,000USD63,838,000USD27,052,000USD37,089,000USD
    Depreciation And Amortization—3,889,000USD3,715,000USD3,549,000USD3,540,000USD3,876,000USD4,002,000USD3,240,000USD
    Reconciled Depreciation—3,889,000USD3,715,000USD3,549,000USD3,540,000USD3,876,000USD4,002,000USD3,240,000USD
    Source0001104659-26-092605DeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Income Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Revenue521,338,000USD499,791,000USD421,555,000USD316,221,000USD310,021,000USD335,008,000USD343,192,000USD315,126,000USD
    Cost Of Revenue135,440,000USD175,208,000USD114,909,000USD29,841,000USD20,474,000USD51,221,000USD70,515,000USD61,491,000USD
    Gross Profit385,898,000USD324,583,000USD306,646,000USD286,380,000USD289,547,000USD283,787,000USD272,677,000USD253,635,000USD
    Selling General Administrative141,235,000USD121,662,000USD118,597,000USD112,908,000USD111,679,000USD107,176,000USD99,924,000USD108,525,000USD
    Selling And Marketing Expenses7,720,000USD9,439,000USD8,446,000USD6,875,000USD4,390,000USD4,031,000USD5,023,000USD4,432,000USD
    Unclassified Operating Expenses71,234,000USD65,779,000USD66,390,000USD49,752,000USD62,036,000USD69,947,000USD54,537,000USD46,415,000USD
    Total Operating Expenses220,189,000USD196,880,000USD193,433,000USD169,535,000USD178,105,000USD181,154,000USD159,484,000USD159,372,000USD
    Operating Income165,709,000USD127,703,000USD113,213,000USD116,845,000USD111,442,000USD102,633,000USD113,193,000USD94,263,000USD
    Interest Income438,513,000USD432,986,000USD331,833,000USD244,184,000USD226,260,000USD252,258,000USD280,883,000USD256,181,000USD
    Interest Expense103,843,000USD120,832,000USD67,285,000USD7,493,000USD5,666,000USD19,943,000USD44,757,000USD30,123,000USD
    Net Interest Income334,670,000USD312,154,000USD285,109,000USD236,691,000USD220,594,000USD232,315,000USD236,126,000USD226,058,000USD
    Income Before Tax165,709,000USD127,703,000USD113,213,000USD116,845,000USD111,442,000USD102,633,000USD113,193,000USD94,263,000USD
    Income Tax Expense34,392,000USD26,332,000USD22,839,000USD25,739,000USD23,831,000USD19,387,000USD21,494,000USD16,411,000USD
    Tax Provision34,392,000USD26,332,000USD23,954,000USD25,739,000USD23,552,000USD19,387,000USD21,494,000USD16,411,000USD
    Net Income131,317,000USD101,371,000USD90,374,000USD91,106,000USD87,611,000USD83,246,000USD91,699,000USD77,852,000USD
    Net Income From Continuing Ops131,317,000USD101,371,000USD89,228,000USD91,106,000USD86,789,000USD83,246,000USD91,699,000USD77,852,000USD
    Ebit165,709,000USD127,703,000USD113,213,000USD116,845,000USD111,442,000USD102,633,000USD113,193,000USD94,263,000USD
    Ebitda180,389,000USD142,330,000USD128,219,000USD134,897,000USD129,755,000USD116,114,000USD124,246,000USD105,042,000USD
    Depreciation And Amortization14,680,000USD14,627,000USD15,006,000USD18,052,000USD18,313,000USD13,481,000USD11,053,000USD10,779,000USD
    Reconciled Depreciation14,680,000USD14,627,000USD8,575,000USD9,862,000USD12,439,000USD13,481,000USD11,053,000USD10,779,000USD
    Total Other Income Expense Net-26,694,000USD64,492,000USD-2,160,000USD-5,201,000USD-20,140,000USD-28,450,000USD-26,648,000USD-482,000USD
    Net Income Applicable To Common Shares———91,106,000USD86,789,000USD83,246,000USD91,699,000USD77,852,000USD
    Research Development———————0USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Assets7,061,829,000USD7,253,279,000USD7,042,061,000USD7,014,919,000USD6,970,917,000USD7,075,555,000USD6,846,667,000USD6,692,470,000USD
    Cash And Equivalents354,091,000USD———————
    Cash And Short Term Investments354,679,000USD599,105,000USD219,972,000USD1,069,391,000USD979,561,000USD1,174,855,000USD775,077,000USD997,781,000USD
    Short Term Investments588,000USD886,641,000USD890,582,000USD585,153,000USD494,753,000USD381,835,000USD342,926,000USD466,916,000USD
    Total Liabilities5,905,032,000USD———————
    Total Stockholder Equity1,156,797,000USD1,133,387,000USD1,102,293,000USD1,084,520,000USD1,060,106,000USD1,034,089,000USD992,029,000USD979,705,000USD
    Total Equity Including Noncontrolling Interest1,156,797,000USD———————
    Property Plant Equipment Net71,295,000USD102,778,000USD67,316,000USD70,688,000USD70,978,000USD67,853,000USD68,491,000USD68,904,000USD
    Goodwill40,516,000USD———————
    Common Stock4,609,000USD4,606,000USD4,601,000USD4,600,000USD4,597,000USD4,594,000USD4,587,000USD4,585,000USD
    Retained Earnings998,978,000USD976,258,000USD945,399,000USD932,042,000USD911,337,000USD889,687,000USD853,627,000USD842,515,000USD
    Accumulated Other Comprehensive Income-8,201,000USD-6,934,000USD-4,401,999USD-7,100,000USD-9,561,000USD-11,665,000USD-14,238,000USD-14,233,000USD
    Other Current Assets—-199,634,000USD————-92,187,000USD532,077,000USD
    Total Liab—6,119,892,000USD5,939,768,000USD5,930,399,000USD5,910,811,000USD6,041,466,000USD5,854,638,000USD5,712,765,000USD
    Capital Stock—4,606,000USD4,601,000USD4,600,000USD4,597,000USD4,594,000USD4,587,000USD4,585,000USD
    Good Will—40,516,000USD40,516,000USD40,516,000USD40,516,000USD40,516,000USD40,516,000USD40,516,000USD
    Other Assets—5,424,605,000USD5,590,069,000USD5,344,750,000USD5,427,087,000USD7,075,555,000USD6,846,667,000USD4,913,731,000USD
    Cash—599,105,000USD219,972,000USD484,238,000USD484,808,000USD793,020,000USD432,151,000USD530,865,000USD
    Total Current Assets—599,105,000USD242,263,000USD1,164,966,000USD1,075,125,000USD1,266,960,000USD867,264,000USD1,086,318,000USD
    Total Current Liabilities—81,337,000USD355,520,000USD5,412,867,000USD5,389,342,000USD5,495,610,000USD5,313,864,000USD5,181,079,000USD
    Net Debt—-119,776,000USD406,902,000USD-883,000USD-7,370,000USD-296,471,000USD103,288,000USD-44,685,000USD
    Short Term Debt—81,337,000USD355,520,000USD74,522,000USD72,103,000USD89,718,000USD103,318,000USD79,383,000USD
    Short Long Term Debt Total—479,329,000USD626,874,000USD483,355,000USD477,438,000USD496,549,000USD535,439,000USD486,180,000USD
    Long Term Debt—366,500,000USD506,000,000USD375,000,000USD370,000,000USD370,000,000USD395,000,000USD370,000,000USD
    Long Term Investments—886,641,000USD890,582,000USD849,226,000USD711,906,000USD615,663,000USD595,626,000USD478,064,000USD
    Net Receivables—199,634,000USD22,291,000USD95,575,000USD95,564,000USD92,105,000USD92,187,000USD88,537,000USD
    Property Plant Equipment Gross—71,286,000USD159,770,000USD70,688,000USD70,978,000USD67,853,000USD155,830,000USD68,904,000USD
    Common Stock Shares Outstanding—19,830,000shares19,799,000shares19,791,000shares19,795,000shares19,797,000shares19,778,000shares19,735,000shares
    Non Current Assets Total—6,654,174,000USD6,799,798,000USD5,849,953,000USD5,895,792,000USD5,808,595,000USD5,979,403,000USD5,606,152,000USD
    Non Current Liabilities Total—6,038,555,000USD5,584,248,000USD517,532,000USD521,469,000USD545,856,000USD540,774,000USD531,686,000USD
    Non Currrent Assets Other—279,414,000USD217,092,000USD328,536,000USD334,647,000USD333,748,000USD330,008,000USD324,955,000USD
    Unclassified Current Assets—-1,086,275,000USD-890,582,000USD————-532,077,000USD
    Unclassified Non Current Assets—-79,780,000USD—-783,763,000USD-689,342,000USD-2,324,740,000USD-1,901,905,000USD-220,018,000USD
    Unclassified Non Current Liabilities—5,672,055,000USD5,078,248,000USD142,532,000USD151,469,000USD175,856,000USD145,774,000USD161,686,000USD
    Unclassified Equity—154,851,000USD152,093,999USD150,378,000USD149,136,000USD146,879,000USD143,466,000USD142,253,000USD
    Other Current Liab———5,338,345,000USD5,317,239,000USD5,405,892,000USD5,210,546,000USD5,101,696,000USD
    Inventory———————-1,191,255,000USD
    Source0001104659-26-092605DeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Assets7,042,061,000USD6,846,667,000USD6,594,891,000USD5,834,531,000USD6,093,632,000USD6,168,325,000USD5,620,319,000USD5,240,404,000USD
    Total Liab5,939,768,000USD5,854,638,000USD5,682,135,000USD4,977,918,000USD5,258,578,000USD5,345,002,000USD4,856,075,000USD4,550,470,000USD
    Total Stockholder Equity1,102,293,000USD992,029,000USD912,756,000USD856,613,000USD834,232,000USD823,323,000USD764,244,000USD689,934,000USD
    Common Stock4,601,000USD4,587,000USD4,553,000USD4,648,000USD4,702,000USD4,899,000USD4,907,000USD4,900,000USD
    Capital Stock4,601,000USD4,587,000USD4,553,000USD4,648,000USD4,702,000USD4,899,000USD4,907,000USD4,900,000USD
    Retained Earnings945,399,000USD853,627,000USD786,487,000USD742,250,000USD687,700,000USD666,278,000USD614,171,000USD545,013,000USD
    Good Will40,516,000USD40,516,000USD40,516,000USD16,300,000USD16,300,000USD16,300,000USD16,300,000USD16,300,000USD
    Other Assets5,590,069,000USD5,622,012,000USD-1,587,017,000USD4,812,324,000USD4,199,746,000USD4,469,424,000USD4,114,845,000USD5,843,601,000USD
    Cash219,972,000USD432,151,000USD316,567,000USD313,689,000USD756,971,000USD485,587,000USD385,303,000USD351,474,000USD
    Cash And Short Term Investments219,972,000USD775,077,000USD907,880,000USD934,054,000USD1,252,097,000USD1,009,450,000USD856,658,000USD827,212,000USD
    Total Current Assets242,263,000USD867,264,000USD995,410,000USD944,449,000USD1,260,643,000USD1,019,474,000USD870,551,000USD842,243,000USD
    Total Current Liabilities355,520,000USD5,313,864,000USD5,150,781,000USD4,754,801,000USD5,130,283,000USD4,944,207,000USD3,953,625,000USD3,639,135,000USD
    Net Debt406,902,000USD103,288,000USD196,590,000USD36,076,000USD-401,332,000USD46,019,000USD610,084,000USD682,756,000USD
    Short Term Debt355,520,000USD103,318,000USD97,618,000USD216,956,000USD290,967,000USD211,026,000USD167,617,000USD182,990,000USD
    Short Long Term Debt Total626,874,000USD535,439,000USD513,157,000USD349,765,000USD355,639,000USD531,606,000USD995,387,000USD1,034,230,000USD
    Long Term Debt506,000,000USD395,000,000USD380,000,000USD95,000,000USD25,000,000USD41,240,000USD41,240,000USD41,240,000USD
    Long Term Investments890,582,000USD595,626,000USD742,929,000USD707,862,000USD542,045,000USD5,322,766,000USD4,943,746,000USD4,655,182,000USD
    Short Term Investments890,582,000USD342,926,000USD591,313,000USD620,365,000USD495,126,000USD523,863,000USD471,355,000USD475,738,000USD
    Net Receivables22,291,000USD92,187,000USD87,530,000USD10,395,000USD8,546,000USD10,024,000USD13,893,000USD15,031,000USD
    Property Plant Equipment Net67,316,000USD68,491,000USD68,102,000USD68,995,000USD74,898,000USD82,857,000USD81,402,000USD43,126,000USD
    Property Plant Equipment Gross159,770,000USD155,830,000USD152,825,000USD68,995,000USD74,898,000USD82,857,000USD35,206,000USD—
    Accumulated Other Comprehensive Income-4,401,999USD-14,238,000USD-20,408,000USD-31,979,000USD1,874,000USD8,509,000USD3,098,000USD-997,000USD
    Common Stock Shares Outstanding19,809,000shares19,540,000shares19,853,000shares19,905,000shares20,559,000shares20,869,000shares20,934,000shares21,065,000shares
    Non Current Assets Total6,799,798,000USD5,979,403,000USD5,599,481,000USD4,891,094,000USD4,832,989,000USD5,148,851,000USD4,749,768,000USD4,398,161,000USD
    Non Current Liabilities Total5,584,248,000USD540,774,000USD531,354,000USD224,129,000USD128,295,000USD400,795,000USD902,450,000USD911,335,000USD
    Non Currrent Assets Other217,092,000USD330,008,000USD316,866,000USD188,807,000USD168,737,000USD199,632,000USD178,136,000USD158,678,000USD
    Unclassified Current Assets-890,582,000USD—-546,975,000USD-330,423,000USD-768,640,000USD-501,011,000USD-997,964,000USD-4,392,771,000USD
    Unclassified Non Current Liabilities5,078,248,000USD145,774,000USD151,354,000USD-4,932,688,000USD-5,219,448,000USD-5,024,422,000USD-4,025,268,000USD-3,697,884,000USD
    Unclassified Equity152,093,999USD143,466,000USD137,571,000USD137,046,000USD135,254,000USD138,738,000USD137,161,000USD136,118,000USD
    Other Current Liab—5,210,546,000USD5,053,163,000USD4,462,521,000USD4,839,316,000USD4,733,181,000USD3,786,008,000USD3,456,145,000USD
    Unclassified Non Current Assets—-677,250,000USD4,431,068,000USD-903,194,000USD-168,737,000USD-4,942,128,000USD-4,584,661,000USD-6,318,726,000USD
    Other Current Assets——317,938,000USD328,842,000USD768,640,000USD501,011,000USD399,189,000USD3,794,964,000USD
    Inventory——229,037,000USD1,581,000USD-768,640,000USD-501,011,000USD-399,189,000USD160,000USD
    Other Liab———82,887,000USD63,343,000USD80,215,000USD71,643,000USD58,749,000USD
    Accounts Payable———4,537,845,000USD4,840,418,000USD4,733,181,000USD3,786,008,000USD3,456,145,000USD
    Non Current Liabilities Other———4,978,930,000USD5,259,400,000USD5,303,762,000USD4,814,835,000USD4,509,230,000USD
    Net Tangible Assets———840,313,000USD817,932,000USD807,023,000USD748,244,000USD673,634,000USD
    Unclassified Current Liabilities———-4,462,521,000USD-4,840,418,000USD-4,733,181,000USD-4,266,112,000USD-3,566,145,000USD
    Earning Assets——————598,775,000USD597,647,000USD
    Short Long Term Debt——————480,104,000USD110,000,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow YTD

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USD
    Stock Based Compensation1,410,000USD
    Change To Liabilities-681,000USD
    Change In Working Capital2,998,000USD
    Operating Cash Flow74,083,000USD
    Capital Expenditures-6,112,000USD
    Net Investments-9,302,000USD
    Unclassified Investing Cash Flow114,220,000USD
    Investing Cash Flow98,806,000USD
    Common Dividends Paid-18,259,000USD
    Unclassified Financing Cash Flow-20,511,000USD
    Financing Cash Flow-38,770,000USD
    Change In Cash134,119,000USD
    End Cash Flow354,091,000USD
    Source0001104659-26-092605DeterministicFinal

    Cash flow Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
    Net Income42,569,000USD22,821,000USD29,744,000USD31,484,000USD47,268,000USD19,016,000USD26,543,000USD25,206,000USD
    Depreciation3,889,000USD3,715,000USD3,549,000USD3,540,000USD3,876,000USD4,002,000USD3,240,000USD3,534,000USD
    Stock Based Compensation855,000USD928,000USD728,000USD1,033,000USD422,000USD927,000USD600,000USD833,000USD
    Other Non Cash Items-3,177,000USD19,030,999USD-7,125,000USD-546,000USD13,074,000USD13,162,000USD11,997,000USD-7,882,000USD
    Change To Account Receivables1,030,000USD-1,494,000USD-18,000USD473,000USD-1,124,000USD-2,238,000USD1,646,000USD789,000USD
    Change In Working Capital28,870,000USD-8,558,000USD6,384,000USD-27,062,000USD28,549,000USD-13,581,000USD8,885,000USD-18,707,000USD
    Total Cash From Operating Activities73,006,000USD33,293,999USD33,280,000USD8,449,000USD93,189,000USD23,526,000USD51,265,000USD2,984,000USD
    Capital Expenditures-4,915,000USD-276,000USD-2,471,000USD-3,280,000USD-1,629,000USD-935,000USD-1,496,000USD-1,288,000USD
    Free Cash Flow68,091,000USD33,570,000USD30,809,000USD5,169,000USD91,560,000USD22,591,000USD49,769,000USD1,696,000USD
    Investments-261,000USD-14,753,000USD-152,921,000USD-201,792,000USD118,213,000USD-272,460,000USD47,577,000USD121,601,000USD
    Total Cashflows From Investing Activities155,743,000USD-298,666,000USD-53,877,000USD-201,792,000USD118,213,000USD-272,460,000USD47,577,000USD121,601,000USD
    Net Borrowings-139,500,000USD131,000,000USD5,000,000USD0USD-25,000,000USD25,000,000USD0USD—
    Total Cash From Financing Activities150,384,000USD1,106,000USD20,027,000USD-114,869,000USD149,467,000USD150,220,000USD31,964,000USD-270,889,000USD
    Dividends Paid-8,692,000USD-8,687,000USD-8,679,000USD-8,681,000USD-7,805,000USD-7,803,000USD-7,792,000USD-7,781,000USD
    Change In Cash379,133,000USD-264,266,000USD-570,000USD-308,212,000USD360,869,000USD-98,714,000USD130,806,000USD-146,304,000USD
    Begin Period Cash Flow219,972,000USD484,238,000USD484,808,000USD793,020,000USD432,151,000USD530,865,000USD400,059,000USD546,363,000USD
    End Period Cash Flow599,105,000USD219,971,999USD484,238,000USD484,808,000USD793,020,000USD432,151,000USD530,865,000USD400,059,000USD
    Other Cashflows From Investing Activities170,650,000USD-256,278,000USD101,515,000USD-105,846,000USD134,849,000USD-161,220,000USD-29,787,000USD13,868,000USD
    Other Cashflows From Financing Activities305,973,000USD-115,198,000USD23,525,000USD-88,653,000USD181,746,000USD132,785,000USD32,649,000USD-363,526,000USD
    Unclassified Investing Cash Flow-9,731,000USD-27,359,000USD—109,126,000USD-133,220,000USD162,155,000USD31,283,000USD-12,580,000USD
    Unclassified Financing Cash Flow-7,397,000USD-5,786,000USD—-17,463,000USD——7,107,000USD100,418,000USD
    Sale Purchase Of Stock—-223,000USD0USD-72,000USD—0USD0USD—
    Unclassified Operating Cash Flow—-4,643,000USD——————
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Net Income131,317,000USD101,371,000USD90,374,000USD91,106,000USD86,789,000USD83,246,000USD91,699,000USD77,852,000USD
    Depreciation14,680,000USD14,627,000USD15,006,000USD9,862,000USD12,439,000USD13,481,000USD11,053,000USD10,779,000USD
    Stock Based Compensation3,111,000USD2,821,000USD2,738,000USD2,981,000USD2,569,000USD1,871,000USD1,619,000USD1,646,000USD
    Other Non Cash Items18,228,000USD43,119,000USD30,705,000USD54,432,000USD13,278,000USD3,250,000USD-1,486,000USD20,622,000USD
    Change To Account Receivables-2,163,000USD-1,681,000USD-4,875,000USD-3,695,000USD3,048,000USD-14,000USD1,031,000USD-1,860,000USD
    Change In Working Capital876,000USD-12,939,000USD-30,292,000USD-3,592,000USD-3,747,000USD-31,103,000USD-9,066,000USD8,314,000USD
    Total Cash From Operating Activities168,212,000USD148,999,000USD108,531,000USD154,789,000USD99,431,000USD68,434,000USD97,245,000USD119,213,000USD
    Capital Expenditures-7,104,000USD-5,809,000USD-6,896,000USD-3,503,000USD-5,785,000USD-3,582,000USD-12,883,000USD-9,822,000USD
    Free Cash Flow161,108,000USD143,190,000USD101,635,000USD151,286,000USD93,646,000USD64,852,000USD84,362,000USD109,391,000USD
    Investments-275,347,000USD-181,026,000USD-685,743,000USD-689,107,000USD242,252,000USD-167,316,000USD-174,663,000USD-170,700,000USD
    Total Cashflows From Investing Activities-436,122,000USD-181,026,000USD-516,951,000USD-254,509,000USD306,553,000USD-415,018,000USD-427,266,000USD-121,535,000USD
    Net Borrowings111,000,000USD15,000,000USD285,000,000USD-4,011,000USD-170,059,000USD-471,591,000USD-75,373,000USD51,469,000USD
    Total Cash From Financing Activities55,731,000USD147,611,000USD411,298,000USD-343,562,000USD-134,600,000USD446,868,000USD363,850,000USD54,445,000USD
    Dividends Paid-33,852,000USD-30,506,000USD-28,350,000USD-26,145,000USD-24,699,000USD-23,204,000USD-21,377,000USD-19,497,000USD
    Sale Purchase Of Stock-72,000USD672,000USD-20,279,000USD-12,577,000USD-47,528,000USD-3,935,000USD-1,418,000USD-827,000USD
    Change In Cash-212,179,000USD115,584,000USD2,878,000USD-443,282,000USD271,384,000USD100,284,000USD33,829,000USD52,123,000USD
    Begin Period Cash Flow432,151,000USD316,567,000USD313,689,000USD756,971,000USD485,587,000USD385,303,000USD351,474,000USD299,351,000USD
    End Period Cash Flow219,972,000USD432,151,000USD316,567,000USD313,689,000USD756,971,000USD485,587,000USD385,303,000USD351,474,000USD
    Other Cashflows From Investing Activities-129,850,000USD-257,146,000USD-541,207,000USD438,101,000USD70,086,000USD-244,120,000USD-239,720,000USD-157,613,000USD
    Other Cashflows From Financing Activities-7,399,000USD163,083,000USD174,927,000USD-281,005,000USD212,627,000USD-2,108,000USD1,206,645,000USD2,269,000USD
    Unclassified Investing Cash Flow-23,821,000USD262,955,000USD716,895,000USD————216,600,000USD
    Unclassified Financing Cash Flow-13,946,000USD——-19,824,000USD-104,941,000USD947,706,000USD-744,627,000USD21,031,000USD
    Change To Liabilities———3,999,000USD-5,855,000USD-13,330,000USD-1,420,000USD7,352,000USD
    Cash And Cash Equivalents Changes———-443,282,000USD271,384,000USD100,284,000USD33,829,000USD52,123,000USD
    Unclassified Operating Cash Flow————-11,897,000USD-2,311,000USD3,426,000USD—
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Operating metrics

    No operating metrics are currently published for this company.

    Revenue breakdown

    PeriodDimensionBusiness / regionRevenueCurrencySource
    Q1 2026Quarterly · 2026-03-31SegmentRepublic Credit Solutions Division16,532,000USD0001104659-26-057076
    Q1 2026Quarterly · 2026-03-31SegmentRepublic Payment Solutions3,815,000USD0001104659-26-057076
    Q1 2026Quarterly · 2026-03-31SegmentRepublic Processing Group — Tax Refund Solutions21,038,000USD0001104659-26-057076
    Q1 2026Quarterly · 2026-03-31SegmentRepublic Processing Group — Warehouse Lending3,924,000USD0001104659-26-057076
    Q1 2026Quarterly · 2026-03-31SegmentTraditional Banking75,102,000USD0001104659-26-057076
    Q3 2025Quarterly · 2025-09-30SegmentRepublic Credit Solutions Division16,376,000USD0001104659-25-107626
    Q3 2025Quarterly · 2025-09-30SegmentRepublic Payment Solutions3,975,000USD0001104659-25-107626
    Q3 2025Quarterly · 2025-09-30SegmentRepublic Processing Group — Tax Refund Solutions1,435,000USD0001104659-25-107626
    Q3 2025Quarterly · 2025-09-30SegmentRepublic Processing Group — Warehouse Lending3,826,000USD0001104659-25-107626
    Q3 2025Quarterly · 2025-09-30SegmentTraditional Banking67,926,000USD0001104659-25-107626
    Q2 2025Quarterly · 2025-06-30SegmentCore Banking Activities — Warehouse Lending3,572,000USD0001558370-25-010682
    Q2 2025Quarterly · 2025-06-30SegmentRepublic Credit Solutions Division16,364,000USD0001558370-25-010682
    Q2 2025Quarterly · 2025-06-30SegmentRepublic Payment Solutions4,299,000USD0001558370-25-010682
    Q2 2025Quarterly · 2025-06-30SegmentRepublic Processing Group — Tax Refund Solutions2,785,000USD0001558370-25-010682
    Q2 2025Quarterly · 2025-06-30SegmentTraditional Banking66,826,000USD0001558370-25-010682
    Q4 2024Quarterly · 2024-12-31SegmentCore Banking Activities — Warehouse Lending3,738,000USD0001104659-26-024523
    Q4 2024Quarterly · 2024-12-31SegmentRepublic Credit Solutions Division16,375,000USD0001104659-26-024523
    Q4 2024Quarterly · 2024-12-31SegmentRepublic Payment Solutions3,394,000USD0001104659-26-024523
    Q4 2024Quarterly · 2024-12-31SegmentTax Refund Solutions2,405,000USD0001104659-26-024523
    Q4 2024Quarterly · 2024-12-31SegmentTraditional Banking63,600,000USD0001104659-26-024523
    FY 2024Yearly · 2024-12-31SegmentCore Banking Activities — Warehouse Lending12,531,000USD0001104659-26-024523
    FY 2024Yearly · 2024-12-31SegmentOther65,016,000USD0001104659-26-024523
    FY 2024Yearly · 2024-12-31SegmentRepublic Payment Solutions15,083,000USD0001104659-26-024523
    FY 2024Yearly · 2024-12-31SegmentTax Refund Solutions49,956,000USD0001104659-26-024523
    FY 2024Yearly · 2024-12-31SegmentTraditional Banking242,218,000USD0001104659-26-024523
    Q3 2024Quarterly · 2024-09-30SegmentRepublic Credit Solutions Division17,656,000USD0001104659-25-107626
    Q3 2024Quarterly · 2024-09-30SegmentRepublic Payment Solutions3,716,000USD0001104659-25-107626
    Q3 2024Quarterly · 2024-09-30SegmentRepublic Processing Group — Tax Refund Solutions1,049,000USD0001104659-25-107626
    Q3 2024Quarterly · 2024-09-30SegmentRepublic Processing Group — Warehouse Lending3,596,000USD0001104659-25-107626
    Q3 2024Quarterly · 2024-09-30SegmentTraditional Banking62,101,000USD0001104659-25-107626
    Q2 2024Quarterly · 2024-06-30SegmentCore Banking Activities — Warehouse Lending2,927,000USD0001558370-25-010682
    Q2 2024Quarterly · 2024-06-30SegmentRepublic Credit Solutions Division15,593,000USD0001558370-25-010682
    Q2 2024Quarterly · 2024-06-30SegmentRepublic Payment Solutions3,691,000USD0001558370-25-010682
    Q2 2024Quarterly · 2024-06-30SegmentRepublic Processing Group — Tax Refund Solutions4,709,000USD0001558370-25-010682
    Q2 2024Quarterly · 2024-06-30SegmentTraditional Banking59,962,000USD0001558370-25-010682
    Q1 2024Quarterly · 2024-03-31SegmentCore Banking Activities — Warehouse Lending2,270,000USD0001558370-25-006869
    Q1 2024Quarterly · 2024-03-31SegmentRepublic Credit Solutions Division15,392,000USD0001558370-25-006869
    Q1 2024Quarterly · 2024-03-31SegmentRepublic Payment Solutions4,282,000USD0001558370-25-006869
    Q1 2024Quarterly · 2024-03-31SegmentTax Refund Solutions41,793,000USD0001558370-25-006869
    Q1 2024Quarterly · 2024-03-31SegmentTraditional Banking56,555,000USD0001558370-25-006869

    Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.