PEBO (Peoples Bancorp Inc.) Stock Financials & Earnings | Market Cap Arena

PEBO (Peoples Bancorp Inc.) Stock Financials & Earnings | Market Cap Arena

PEBOPeoples Bancorp Inc.

Mkt Cap$1B

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Revenue (TTM)$593M

Net Income (TTM)$107M

EPS (TTM)$2.99

Free Cash Flow (TTM)$122M

Gross Margin66.0%

Op. Margin19.4%

Net Margin18.0%

FCF Margin20.6%

P/S Ratio (TTM)1.9x

P/E Ratio (TTM)10.8x

YoY Rev Growth-3.8%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$101M	$88M	$34M
Q2 23	$127M	$97M	$27M
Q3 23	$144M	$110M	$41M
Q4 23	$150M	$112M	$44M
Q1 24	$151M	$104M	$38M
Q2 24	$152M	$102M	$36M
Q3 24	$156M	$105M	$41M
Q4 24	$157M	$108M	$35M
Q1 25	$149M	$99M	$31M
Q2 25	$150M	$95M	$27M
Q3 25	$137M	$88M	$18M
Q4 25	$157M	$109M	$38M

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	3.1x	11.0x
Q2 23	2.8x	11.4x
Q3 23	2.5x	10.8x
Q4 23	2.2x	10.1x
Q1 24	2.0x	9.9x
Q2 24	1.9x	9.3x
Q3 24	1.9x	9.3x
Q4 24	1.9x	9.8x
Q1 25	1.9x	10.3x
Q2 25	1.9x	11.0x
Q3 25	1.9x	11.3x
Q4 25	1.9x	10.8x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	$48M	$45M
Q2 23	$15M	$11M
Q3 23	$50M	$46M
Q4 23	$31M	$28M
Q1 24	$37M	$33M
Q2 24	$32M	$30M
Q3 24	$34M	$33M
Q4 24	$40M	$40M
Q1 25	$34M	$32M
Q2 25	$51M	$49M
Q3 25	$14M	$13M
Q4 25	$35M	$28M

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$3M
Q2 23	$4M
Q3 23	$3M
Q4 23	$3M
Q1 24	$4M
Q2 24	$2M
Q3 24	$866K
Q4 24	$197K
Q1 25	$3M
Q2 25	$1M
Q3 25	$2M
Q4 25	$7M

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+35.2%	+49.3%
Q2 23	+55.6%	+100.2%
Q3 23	+62.9%	+87.7%
Q4 23	+59.0%	+76.3%
Q1 24	+49.0%	+67.1%
Q2 24	+19.9%	+16.7%
Q3 24	+8.2%	+11.2%
Q4 24	+4.5%	+14.5%
Q1 25	-1.3%	+4.0%
Q2 25	-1.0%	+5.9%
Q3 25	-12.5%	+2.9%
Q4 25	-0.1%	-2.7%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$0	0.0%
Q2 23	$0	0.0%
Q3 23	$0	0.0%
Q4 23	$0	0.0%
Q1 24	$0	0.0%
Q2 24	$0	0.0%
Q3 24	$0	0.0%
Q4 24	$0	0.0%
Q1 25	$0	0.0%
Q2 25	$0	0.0%
Q3 25	$0	0.0%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q1 23	$33M	$930K
Q2 23	$39M	$1M
Q3 23	$38M	$1M
Q4 23	$63M	$1M
Q1 24	$40M	$1M
Q2 24	$38M	$681K
Q3 24	$38M	$971K
Q4 24	$68M	$1M
Q1 25	$42M	$903K
Q2 25	$4M	$718K
Q3 25	$46M	$2M
Q4 25	$47M	$439K

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$157M	$1.0B	$1.2B
Q2 23	$148M	$1.1B	$1.3B
Q3 23	$299M	$1.0B	$1.3B
Q4 23	$427M	$1.0B	$1.5B
Q1 24	$430M	$1.1B	$1.5B
Q2 24	$236M	$1.1B	$1.4B
Q3 24	$284M	$1.1B	$1.4B
Q4 24	$218M	$1.1B	$1.3B
Q1 25	$187M	$1.1B	$1.3B
Q2 25	$186M	$11M	$197M
Q3 25	$190M	$977M	$1.2B
Q4 25	$189M	$0	$189M

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	27M	-2.1%
Q2 23	33M	+19.1%
Q3 23	35M	+7.4%
Q4 23	35M	+0.1%
Q1 24	35M	-0.1%
Q2 24	35M	+0.2%
Q3 24	35M	+0.2%
Q4 24	35M	+0.2%
Q1 25	35M	+0.1%
Q2 25	35M	+0.0%
Q3 25	35M	+0.3%
Q4 25	35M	+0.1%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$166K	699
FY 15	$185K	817
FY 16	$206K	782
FY 17	$228K	774
FY 18	$232K	871
FY 19	$253K	900
FY 20	$239K	894
FY 21	$206K	1K
FY 22	$268K	1K
FY 23	$354K	1K
FY 24	$416K	1K
FY 25	$425K	1K