Peoples Bancorp of North Carolina, Inc.

PEBK

Free cash flow

$20M
−1.9%YoY
Q3 24: $5MQ4 24: $5MQ1 25: $5MQ2 25: $5MQ3 25: $4MQ4 25: $5MQ1 26: $5MQ2 26: $6M
Trailing 12 months

About Peoples Bancorp of North Carolina

Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the North Carolina, United States. The company offers deposit products. It also originates commercial real estate loans, commercial loans, construction and land development loans, single-family residential mortgage loans, as well as agricultural loans. In addition, the company provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. Further, it operates as a clearinghouse for the provision of appraisal services for community banks; and acquires, manages, and disposes of real property, other collateral, and other assets obtained in the ordinary course of collecting debts. The company was founded in 1912 and is headquartered in Newton, North Carolina.

peoplesbanknc.com ↗

Leadership

  • William D. Cable, Sr.President and Chief Executive Officer
  • Jeffrey N. HooperExecutive Vice President/Chief Financial Officer
  • Robert C. Abernethy, Sr.Chairman of the Board
  • James S. AbernethyVice Chairman of the Board and
  • Timothy Paul TurnerExecutive Vice President, Chief Credit Officer
  • Carol S. ShinnExecutive Vice President, Chief Operations Officer
Employees
268
Business address
NEWTON, NC
Fiscal year ends
December 31
Listed
Nasdaq · PEBK

Price

Share price

Daily closing price. The header shows the latest close, the market cap at that close and the change over the selected range. Hover or tap the chart to read any day.
$43.78
+$13.40 (+44.11%)past year
Market cap
$239M
At close
Oct 7, 2026

Share price vs index

Peoples Bancorp of North Carolina's share price and the index, each as its percentage change since the first day of the selected range. The shading shows the gap: green while Peoples Bancorp of North Carolina is ahead, orange while it is behind. The values at the end are each one's change over the range.

Valuation

Market cap divided by trailing 12 months net income (P/E) and revenue (P/S), using the four quarters reported by each day. Turn a series off in the key and the chart rescales to the other.

Income statement

Revenue, gross profit and net income

Revenue, gross profit and net income on one scale, so their sizes can be compared period by period.

Income statement

How revenue becomes net income in the chosen year or quarter. Solid bars are totals; hatched bars are the costs taken off between them.
TotalSubtracted

Operating leverage

Revenue growth against operating expense growth, each against the same quarter a year earlier. While revenue grows faster than opex, each extra dollar of sales keeps more profit.

Cash flow

Operating and free cash flow

Free cash flow is what is left of operating cash flow after capital expenditure. The gap between each pair of bars is that year's capex.

Cash flow statement

The reported movements behind the change in cash in the chosen year or quarter. Solid bars are totals; hatched bars are what was added or taken off between them.
TotalAddedSubtracted

Capital allocation

Operating cash flow above zero; what it was spent on below: capital expenditure, dividends and buybacks.

Balance sheet

Assets, liabilities and equity

The balance sheet at the end of the chosen year or quarter. What the company owns on the left, against what it owes and what belongs to shareholders on the right. Both columns add up to total assets.

War chest

Cash and short-term investments held at each quarter end. The figure at the top of each column is the total.