OPHC

MKT CAP:$68M

OptimumBank Holdings, Inc.

Market Cap

$68M

Financial Services·Banks - Regional·🇺🇸 United States·AMEX

Financials·Banks - Regional·🇺🇸·AMEX

Stock Price

$5.50+$1.26 (+29.72%)

Jun 5, 2026

52W High $5.5952W Low $3.91

Company Details

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, sa...

CEO

—

IPO Date

Jun 23, 2003

Website

www.optimumbank.com

Key Metrics TTM

Revenue

$76M

+15.7% YoY

Net Income

$17M

EPS (Diluted)

Free Cash Flow

$22M

Revenue / Share

$6.37

Gross Margin

66.6%

Operating Margin

30.4%

Net Margin

22.9%

FCF Margin

29.1%

P/S

0.9x

P/E

3.9x

Earnings Reports

Q2 2026

Jul 30, 2026

PENDING

Q1 2026

May 12, 2026

$21M+30.8%

FY 2025

Feb 26, 2026

$71M+10.7%

Q4 2025

Feb 26, 2026

$19M+14.7%

Q3 2025

Nov 10, 2025

$18M+11.3%

Revenue & Profitability

Valuation

Operating Cash Flow

CapEx Spend

OpEx vs Revenue Growth (YoY)

Stock-Based Compensation

OpEx Breakdown

War Chest

Shares Outstanding

Revenue Per Employee

Revenue / Employee