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    NWFL

    NORWOOD FINANCIAL CORP

    Company overview

    Market capitalization
    $369.58M
    Employees
    275
    Latest publication
    2026-09-29
    About NORWOOD FINANCIAL CORP

    Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; construction financing; land and consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and internet and mobile banking services. Further, it offers annuity and insurance products; and engages in mutual fund sale, advisory services, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates automated teller machines and branches in Northeastern Pennsylvania; and in New York counties of Delaware, Sullivan, Ontario, Otsego, and Yates. The company was founded in 1870 and is based in Honesdale, Pennsylvania.

    Company website

    Financial statements

    Income Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
    Total Revenue42,983,000USD31,180,000USD35,557,000USD34,697,000USD33,454,000USD32,435,000USD30,782,000USD29,878,000USD
    Interest Income40,457,000USD38,383,000USD33,046,000USD32,192,000USD31,206,000USD30,084,000USD28,487,000USD27,671,000USD
    Interest Expense13,618,000USD13,829,000USD12,102,000USD11,734,000USD12,141,000USD12,227,000USD12,556,000USD12,746,000USD
    Net Interest Income26,839,000USD24,554,000USD20,944,000USD20,458,000USD19,065,000USD17,857,000USD15,931,000USD14,925,000USD
    Non Interest Income2,526,000USD———————
    Revenue Net Of Interest Expense29,365,000USD———————
    Non Interest Expense15,792,000USD———————
    Labor And Related Expense8,674,000USD———————
    Income Before Tax11,629,000USD4,820,000USD9,368,000USD10,531,000USD7,833,000USD7,287,000USD4,850,000USD5,341,000USD
    Income Tax Expense2,301,000USD1,090,000USD1,926,000USD2,197,000USD1,628,000USD1,514,000USD1,006,000USD1,128,000USD
    Net Income9,328,000USD3,730,000USD7,442,000USD8,334,000USD6,205,000USD5,773,000USD3,844,000USD4,213,000USD
    Cost Of Revenue—15,288,000USD12,102,000USD11,232,000USD13,084,000USD13,084,000USD13,901,000USD13,093,000USD
    Gross Profit—15,892,000USD23,455,000USD23,465,000USD20,363,000USD19,351,000USD16,881,000USD16,785,000USD
    Selling General Administrative—826,000USD11,259,000USD7,064,000USD5,596,000USD6,878,000USD6,578,000USD6,263,000USD
    Unclassified Operating Expenses—10,246,000USD2,349,000USD5,870,000USD6,935,000USD5,186,000USD5,453,000USD5,181,000USD
    Total Operating Expenses—11,072,000USD13,608,000USD12,934,000USD12,531,000USD12,064,000USD12,031,000USD11,444,000USD
    Operating Income—4,820,000USD9,836,000USD10,531,000USD7,832,000USD7,287,000USD4,850,000USD5,341,000USD
    Tax Provision—1,090,000USD1,926,000USD2,197,000USD1,627,000USD1,514,000USD1,006,000USD1,128,000USD
    Net Income From Continuing Ops—3,730,000USD7,442,000USD8,334,000USD6,205,000USD5,773,000USD3,844,000USD4,213,000USD
    Ebit—4,820,000USD9,836,000USD10,531,000USD7,832,000USD7,287,000USD4,850,000USD5,341,000USD
    Ebitda—5,423,000USD9,847,000USD10,905,000USD8,189,000USD7,618,000USD5,201,000USD5,685,000USD
    Depreciation And Amortization—603,000USD11,000USD374,000USD357,000USD331,000USD351,000USD344,000USD
    Reconciled Depreciation—603,000USD407,000USD374,000USD357,000USD331,000USD351,000USD344,000USD
    Total Other Income Expense Net——-468,000USD25,650,000USD1,000USD——5,341,000USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Income Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Revenue136,143,000USD101,429,000USD103,664,000USD85,598,000USD79,431,000USD66,235,000USD54,062,000USD49,561,000USD
    Cost Of Revenue49,502,000USD53,062,000USD39,021,000USD8,169,000USD9,957,000USD13,429,000USD9,928,000USD7,382,000USD
    Gross Profit86,634,000USD48,367,000USD64,643,000USD77,429,000USD69,474,000USD52,806,000USD44,134,000USD42,179,000USD
    Selling General Administrative30,797,000USD26,362,000USD24,550,000USD22,683,000USD21,289,000USD20,960,000USD17,511,000USD16,499,000USD
    Unclassified Operating Expenses20,340,000USD21,333,000USD18,317,000USD17,845,000USD16,852,000USD13,095,000USD9,533,000USD9,219,000USD
    Total Operating Expenses51,137,000USD48,625,000USD43,497,000USD41,044,000USD38,614,000USD34,440,000USD27,311,000USD25,975,000USD
    Operating Income35,486,000USD-258,000USD21,146,000USD36,385,000USD30,860,000USD18,366,000USD16,823,000USD16,204,000USD
    Interest Income126,528,000USD112,580,000USD89,850,000USD75,666,000USD71,070,000USD58,455,000USD47,284,000USD42,496,000USD
    Interest Expense48,204,000USD50,389,000USD33,473,000USD7,269,000USD5,757,000USD7,979,000USD8,678,000USD5,657,000USD
    Net Interest Income78,324,000USD62,191,000USD64,007,000USD68,397,000USD65,313,000USD50,476,000USD38,606,000USD36,839,000USD
    Income Before Tax35,019,000USD-258,000USD21,146,000USD36,385,000USD30,860,000USD18,366,000USD16,823,000USD16,204,000USD
    Income Tax Expense7,265,000USD-98,000USD4,387,000USD7,152,000USD5,945,000USD3,286,000USD2,608,000USD2,553,000USD
    Tax Provision7,264,000USD-98,000USD5,732,000USD7,152,000USD5,945,000USD3,286,000USD2,608,000USD2,553,000USD
    Net Income27,754,000USD-160,000USD16,759,000USD29,233,000USD24,915,000USD15,080,000USD14,215,000USD13,651,000USD
    Net Income From Continuing Ops27,755,000USD-160,000USD23,545,000USD29,233,000USD24,915,000USD15,080,000USD14,215,000USD13,651,000USD
    Ebit35,486,000USD-258,000USD21,146,000USD36,385,000USD30,860,000USD18,366,000USD16,823,000USD16,204,000USD
    Ebitda36,559,000USD1,119,000USD22,606,000USD37,956,000USD32,464,000USD19,802,000USD17,929,000USD17,225,000USD
    Depreciation And Amortization1,073,000USD1,377,000USD1,460,000USD1,571,000USD1,604,000USD1,436,000USD1,106,000USD1,021,000USD
    Reconciled Depreciation1,469,000USD1,377,000USD1,493,000USD101,000USD123,000USD1,436,000USD1,106,000USD1,021,000USD
    Total Other Income Expense Net-467,000USD-9,845,000USD-22,606,000USD-7,269,000USD30,860,000USD-2,049,000USD-4,854,000USD-4,878,000USD
    Selling And Marketing Expenses—930,000USD630,000USD516,000USD473,000USD385,000USD267,000USD257,000USD
    Net Income Applicable To Common Shares———29,233,000USD24,915,000USD15,080,000USD14,215,000USD13,651,000USD
    Research Development———————0USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Assets2,907,914,000USD2,917,254,000USD2,424,842,000USD2,411,951,000USD2,365,350,000USD2,376,044,000USD2,317,462,000USD2,279,751,000USD
    Total Liabilities2,618,274,000USD———————
    Total Stockholder Equity289,640,000USD283,938,000USD242,157,000USD234,905,000USD225,425,000USD220,707,000USD213,508,000USD195,654,000USD
    Total Equity Including Noncontrolling Interest289,640,000USD———————
    Property Plant Equipment Net25,262,000USD25,299,000USD22,971,000USD22,292,000USD21,608,000USD20,273,000USD19,657,000USD18,503,000USD
    Goodwill36,375,000USD———————
    Intangible Assets3,153,000USD3,318,000USD98,000USD109,000USD121,000USD136,000USD152,000USD167,000USD
    Common Stock1,118,000USD1,118,000USD952,000USD949,000USD949,000USD949,000USD949,000USD831,000USD
    Retained Earnings146,685,000USD140,843,000USD141,130,000USD136,662,000USD131,199,000USD127,865,000USD152,964,000USD140,489,000USD
    Accumulated Other Comprehensive Income-24,543,000USD-24,131,000USD-21,343,000USD-23,708,000USD-27,505,000USD-28,684,000USD-33,121,000USD-38,027,000USD
    Total Liab—2,633,316,000USD2,182,685,000USD2,177,046,000USD2,139,925,000USD2,155,337,000USD2,103,954,000USD2,084,097,000USD
    Other Current Liab—2,506,698,000USD2,078,645,000USD2,073,968,000USD1,997,834,000USD2,004,448,000USD1,859,163,000USD1,855,251,000USD
    Capital Stock—1,118,000USD952,000USD949,000USD949,000USD949,000USD949,000USD831,000USD
    Good Will—36,375,000USD29,266,000USD29,266,000USD29,266,000USD29,266,000USD29,266,000USD29,266,000USD
    Other Assets—150,728,000USD74,163,000USD111,176,000USD83,842,000USD2,376,044,000USD2,317,462,000USD104,532,000USD
    Cash—100,738,000USD44,436,000USD74,730,000USD53,045,000USD75,407,000USD72,339,000USD82,880,000USD
    Cash And Short Term Investments—228,746,000USD324,453,000USD215,917,000USD350,620,000USD378,942,000USD470,185,000USD479,771,000USD
    Total Current Assets—239,561,000USD333,703,000USD224,603,000USD359,262,000USD387,529,000USD478,651,000USD487,833,000USD
    Total Current Liabilities—2,516,390,000USD2,135,497,000USD2,093,791,000USD2,035,309,000USD2,018,312,000USD2,006,788,000USD1,920,392,000USD
    Net Debt—-12,470,000USD29,697,000USD-2,659,000USD58,805,000USD43,183,000USD122,523,000USD54,532,000USD
    Short Long Term Debt—0USD44,714,000USD10,000,000USD26,500,000USD0USD98,673,000USD52,453,000USD
    Short Long Term Debt Total—88,268,000USD74,133,000USD72,071,000USD111,850,000USD118,590,000USD194,862,000USD137,412,000USD
    Long Term Debt—88,268,000USD29,419,000USD62,071,000USD85,350,000USD118,590,000USD59,852,000USD84,959,000USD
    Long Term Investments—128,008,000USD408,782,000USD141,187,000USD402,460,000USD408,742,000USD397,846,000USD396,891,000USD
    Short Term Investments—128,008,000USD280,017,000USD141,187,000USD297,575,000USD303,535,000USD397,846,000USD396,891,000USD
    Net Receivables—10,815,000USD9,250,000USD8,686,000USD8,642,000USD8,587,000USD8,466,000USD8,062,000USD
    Accounts Payable—9,692,000USD12,138,000USD9,823,000USD10,975,000USD13,864,000USD12,615,000USD12,688,000USD
    Common Stock Shares Outstanding—9,163,000shares9,163,000shares9,163,000shares9,163,000shares9,163,000shares8,215,000shares8,052,000shares
    Non Current Assets Total—2,677,693,000USD2,091,139,000USD2,187,348,000USD2,006,088,000USD1,988,515,000USD1,838,811,000USD1,791,918,000USD
    Non Current Liabilities Total—116,926,000USD47,188,000USD83,255,000USD104,616,000USD137,025,000USD97,166,000USD163,705,000USD
    Non Currrent Assets Other—378,666,000USD61,845,000USD324,382,000USD62,849,000USD64,947,000USD78,245,000USD68,724,000USD
    Unclassified Non Current Assets—1,955,299,000USD1,494,014,000USD1,558,936,000USD1,405,942,000USD-910,893,000USD-1,003,817,000USD1,173,835,000USD
    Unclassified Non Current Liabilities—28,658,000USD17,769,000USD21,184,000USD19,266,000USD18,435,000USD37,314,000USD78,746,000USD
    Unclassified Equity—164,990,000USD120,466,000USD120,053,000USD119,833,000USD119,628,000USD91,767,000USD91,530,000USD
    Short Term Debt——44,714,000USD10,000,000USD26,500,000USD—135,010,000USD52,453,000USD
    Property Plant Equipment Gross——45,909,000USD———41,257,000USD—
    Unclassified Current Liabilities——-44,714,000USD—-26,500,000USD—-98,673,000USD-52,453,000USD
    Other Current Assets——————-8,466,000USD90,942,000USD
    Inventory———————-2,108,465,000USD
    Unclassified Current Assets———————-90,942,000USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Assets2,424,842,000USD2,317,462,000USD2,201,079,000USD2,047,070,000USD2,068,504,000USD1,851,864,000USD1,230,610,000USD1,184,559,000USD
    Intangible Assets98,000USD152,000USD221,000USD306,000USD407,000USD530,000USD235,000USD336,000USD
    Total Liab2,182,685,000USD2,103,954,000USD2,020,009,000USD1,879,985,000USD1,863,242,000USD1,657,079,000USD1,093,182,000USD1,062,274,000USD
    Total Stockholder Equity242,157,000USD213,508,000USD181,070,000USD167,085,000USD205,262,000USD194,785,000USD137,428,000USD122,285,000USD
    Other Current Liab2,078,645,000USD1,859,163,000USD1,795,159,000USD1,727,727,000USD1,756,793,000USD1,535,385,000USD957,529,000USD946,780,000USD
    Common Stock952,000USD949,000USD831,000USD829,000USD827,000USD824,000USD634,000USD630,000USD
    Capital Stock952,000USD949,000USD831,000USD829,000USD827,000USD824,000USD634,000USD630,000USD
    Retained Earnings141,130,000USD152,964,000USD135,284,000USD130,020,000USD110,015,000USD93,796,000USD86,536,000USD78,434,000USD
    Good Will29,266,000USD29,266,000USD29,266,000USD29,266,000USD29,266,000USD29,290,000USD11,331,000USD11,331,000USD
    Other Assets74,163,000USD123,022,000USD5,615,000USD1,122,937,000USD995,408,000USD1,233,133,000USD765,272,000USD1,453,349,000USD
    Cash44,436,000USD72,339,000USD66,120,000USD31,866,000USD206,681,000USD111,693,000USD15,415,000USD18,348,000USD
    Cash And Short Term Investments324,453,000USD470,185,000USD472,379,000USD450,793,000USD613,463,000USD338,279,000USD225,620,000USD261,625,000USD
    Total Current Assets333,703,000USD478,651,000USD480,502,000USD457,710,000USD619,352,000USD344,511,000USD229,339,000USD265,401,000USD
    Total Current Liabilities2,135,497,000USD2,006,788,000USD1,904,151,000USD1,863,595,000USD1,818,818,000USD1,600,289,000USD1,022,217,000USD1,001,632,000USD
    Net Debt29,697,000USD122,523,000USD102,192,000USD141,349,000USD-115,861,000USD-5,931,000USD103,279,000USD86,982,000USD
    Short Term Debt44,714,000USD135,010,000USD98,482,000USD133,215,000USD60,822,000USD63,303,000USD62,256,000USD53,046,000USD
    Short Long Term Debt44,714,000USD98,673,000USD74,406,000USD93,215,000USD60,822,000USD63,303,000USD31,751,000USD15,589,000USD
    Short Long Term Debt Total74,133,000USD194,862,000USD168,312,000USD173,215,000USD90,820,000USD105,762,000USD118,694,000USD105,330,000USD
    Long Term Debt29,419,000USD59,852,000USD69,830,000USD40,000,000USD29,998,000USD42,459,000USD56,438,000USD52,284,000USD
    Long Term Investments408,782,000USD397,846,000USD406,259,000USD418,927,000USD406,782,000USD1,397,582,000USD916,072,000USD841,730,000USD
    Short Term Investments280,017,000USD397,846,000USD406,259,000USD418,927,000USD406,782,000USD226,586,000USD210,205,000USD243,277,000USD
    Net Receivables9,250,000USD8,466,000USD8,123,000USD6,917,000USD5,889,000USD6,232,000USD3,719,000USD3,776,000USD
    Accounts Payable12,138,000USD12,615,000USD10,510,000USD2,653,000USD1,203,000USD1,601,000USD2,432,000USD1,806,000USD
    Property Plant Equipment Net22,971,000USD19,657,000USD17,838,000USD17,924,000USD17,289,000USD17,814,000USD14,228,000USD13,846,000USD
    Property Plant Equipment Gross45,909,000USD41,257,000USD38,207,000USD37,814,000USD35,908,000USD17,814,000USD14,228,000USD13,846,000USD
    Accumulated Other Comprehensive Income-21,343,000USD-33,121,000USD-47,348,000USD-57,353,000USD-256,000USD5,119,000USD1,187,000USD-5,020,000USD
    Common Stock Shares Outstanding9,163,000shares8,000,000shares8,084,000shares8,177,000shares8,199,000shares7,230,000shares6,332,000shares6,290,000shares
    Non Current Assets Total2,091,139,000USD1,838,811,000USD1,720,577,000USD1,589,360,000USD1,449,152,000USD1,507,353,000USD1,001,271,000USD919,158,000USD
    Non Current Liabilities Total47,188,000USD97,166,000USD115,858,000USD16,390,000USD44,424,000USD56,790,000USD70,965,000USD60,642,000USD
    Non Currrent Assets Other61,845,000USD78,245,000USD67,249,000USD61,369,000USD54,910,000USD62,137,000USD59,405,000USD51,915,000USD
    Unclassified Non Current Assets1,494,014,000USD1,190,623,000USD1,194,129,000USD-61,369,000USD-54,910,000USD-1,233,133,000USD-765,272,000USD-1,453,349,000USD
    Unclassified Current Liabilities-44,714,000USD-98,673,000USD-74,406,000USD-93,215,000USD-60,822,000USD-63,303,000USD-31,751,000USD-15,589,000USD
    Unclassified Non Current Liabilities17,769,000USD37,314,000USD46,028,000USD-50,731,000USD-14,426,000USD-14,331,000USD-9,211,000USD-8,358,000USD
    Unclassified Equity120,466,000USD91,767,000USD91,472,000USD96,068,000USD95,616,000USD94,564,000USD48,837,000USD47,692,000USD
    Other Current Assets——74,340,000USD39,129,000USD214,312,000USD118,890,000USD20,690,000USD650,368,000USD
    Current Deferred Revenue——-10,510,000USD—————
    Inventory——-1,564,240,000USD-39,129,000USD-214,312,000USD-118,890,000USD-20,690,000USD1,115,000USD
    Unclassified Current Assets——-74,340,000USD-39,129,000USD-214,312,000USD-118,890,000USD-236,116,000USD-898,995,000USD
    Other Liab———10,731,000USD14,426,000USD14,331,000USD9,211,000USD8,358,000USD
    Treasury Stock———-3,308,000USD-1,767,000USD-342,000USD-400,000USD-81,000USD
    Non Current Liabilities Other———16,390,000USD14,426,000USD14,331,000USD14,527,000USD8,358,000USD
    Net Tangible Assets———137,513,000USD175,589,000USD164,965,000USD125,862,000USD110,618,000USD
    Earning Assets——————215,426,000USD247,512,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow YTD

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USD
    Depreciation331,000USD
    Deferred Income Tax-1,211,000USD
    Change In Working Capital162,000USD
    Operating Cash Flow14,903,000USD
    Capital Expenditures-953,000USD
    Net Investments-14,909,000USD
    Other Investing Activities-57,020,000USD
    Unclassified Investing Cash Flow51,570,000USD
    Investing Cash Flow-21,312,000USD
    Net Debt Issuance-14,714,000USD
    Net Common Stock Issuance-1,000USD
    Common Dividends Paid-6,991,000USD
    Unclassified Financing Cash Flow43,968,000USD
    Financing Cash Flow22,262,000USD
    Change In Cash15,853,000USD
    End Cash Flow60,289,000USD
    SourceDisclosureDeterministicFinal

    Cash flow Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
    Net Income3,730,000USD7,442,000USD8,335,000USD6,205,000USD5,773,000USD-12,651,000USD3,845,000USD4,213,000USD
    Depreciation603,000USD407,000USD374,000USD357,000USD331,000USD328,000USD351,000USD344,000USD
    Stock Based Compensation210,000USD240,000USD179,000USD178,000USD179,000USD180,000USD159,000USD189,000USD
    Other Non Cash Items5,953,000USD-2,305,000USD1,492,000USD3,106,000USD3,029,000USD17,608,000USD910,000USD2,914,000USD
    Change To Account Receivables-85,000USD-564,000USD-44,000USD-55,000USD-121,000USD-404,000USD267,000USD-194,000USD
    Change In Working Capital-3,503,000USD1,751,000USD-1,196,000USD-2,944,000USD1,128,000USD-477,000USD-374,000USD1,398,000USD
    Total Cash From Operating Activities5,997,000USD8,775,000USD9,339,000USD6,755,000USD9,098,000USD4,806,000USD4,645,000USD9,105,000USD
    Capital Expenditures-455,000USD-1,074,000USD2,609,000USD-1,677,000USD-932,000USD-1,467,000USD-573,000USD-533,000USD
    Free Cash Flow5,542,000USD7,701,000USD11,948,000USD5,078,000USD8,166,000USD3,339,000USD4,072,000USD8,572,000USD
    Investments-7,008,000USD-1,820,000USD-21,151,000USD-12,892,000USD-51,819,000USD-62,547,000USD-19,900,000USD-20,022,000USD
    Total Cashflows From Investing Activities11,212,000USD-43,089,000USD-21,151,000USD-12,892,000USD-51,819,000USD-62,547,000USD-19,900,000USD-20,022,000USD
    Net Borrowings-27,509,000USD2,062,000USD-39,779,000USD-6,740,000USD-96,272,000USD17,450,000USD-13,010,000USD—
    Total Cash From Financing Activities40,928,000USD4,020,000USD33,497,000USD-16,225,000USD45,789,000USD47,200,000USD28,740,000USD-31,651,000USD
    Dividends Paid-3,506,000USD-2,871,000USD-2,872,000USD-2,871,000USD-2,875,000USD-2,427,000USD-2,426,000USD-2,433,000USD
    Sale Purchase Of Stock0USD-12,000USD0USD349,000USD-349,000USD-27,000USD-96,000USD-580,000USD
    Issuance Of Capital Stock166,000USD———0USD———
    Change In Cash58,137,000USD-30,294,000USD21,685,000USD-22,362,000USD3,068,000USD-10,541,000USD13,485,000USD-42,568,000USD
    Begin Period Cash Flow44,436,000USD74,730,000USD53,045,000USD75,407,000USD72,339,000USD82,880,000USD69,395,000USD111,963,000USD
    End Period Cash Flow102,573,000USD44,436,000USD74,730,000USD53,045,000USD75,407,000USD72,339,000USD82,880,000USD69,395,000USD
    Other Cashflows From Investing Activities-38,345,000USD-40,195,000USD-23,542,000USD-19,144,000USD-45,771,000USD-46,330,000USD-34,720,000USD-19,603,000USD
    Other Cashflows From Financing Activities71,457,000USD4,677,000USD76,134,000USD-6,614,000USD145,285,000USD32,028,000USD44,272,000USD-27,826,000USD
    Unclassified Investing Cash Flow57,020,000USD—20,933,000USD20,821,000USD46,703,000USD47,797,000USD35,293,000USD20,136,000USD
    Unclassified Operating Cash Flow—1,240,000USD——-1,342,000USD———
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Net Income27,755,000USD-160,000USD16,759,000USD29,233,000USD24,915,000USD15,080,000USD14,215,000USD13,651,000USD
    Depreciation1,469,000USD1,377,000USD1,460,000USD1,571,000USD1,604,000USD1,436,000USD1,106,000USD1,021,000USD
    Stock Based Compensation776,000USD721,000USD830,000USD641,000USD549,000USD536,000USD497,000USD442,000USD
    Other Non Cash Items5,322,000USD19,232,000USD3,541,000USD-1,552,000USD2,568,000USD-2,012,000USD949,000USD1,848,000USD
    Change To Account Receivables-784,000USD-343,000USD-1,206,000USD-1,028,000USD343,000USD-1,087,000USD57,000USD-60,000USD
    Change In Working Capital-1,261,000USD1,762,000USD6,651,000USD422,000USD-55,000USD-2,093,000USD683,000USD312,000USD
    Total Cash From Operating Activities33,967,000USD22,807,000USD29,824,000USD30,734,000USD29,198,000USD13,797,000USD18,438,000USD17,298,000USD
    Capital Expenditures-4,720,000USD-3,127,000USD-1,412,000USD-2,153,000USD-1,258,000USD-749,000USD-1,623,000USD-873,000USD
    Free Cash Flow29,247,000USD19,680,000USD28,412,000USD28,581,000USD27,940,000USD13,048,000USD16,815,000USD16,425,000USD
    Investments4,421,000USD-115,205,000USD-151,806,000USD-205,425,000USD-130,666,000USD-76,423,000USD-38,959,000USD-54,741,000USD
    Total Cashflows From Investing Activities-128,951,000USD-115,205,000USD-116,568,000USD-207,994,000USD-130,964,000USD-61,357,000USD-39,780,000USD-54,838,000USD
    Net Borrowings-140,729,000USD16,550,000USD65,097,000USD42,395,000USD-14,942,000USD-12,932,000USD13,364,000USD26,855,000USD
    Total Cash From Financing Activities67,081,000USD98,617,000USD120,998,000USD2,445,000USD196,754,000USD143,838,000USD18,409,000USD39,191,000USD
    Dividends Paid-11,489,000USD-9,719,000USD-9,417,000USD-9,158,000USD-8,539,000USD-7,263,000USD-6,041,000USD-5,509,000USD
    Sale Purchase Of Stock-361,000USD-703,000USD-3,100,000USD-2,515,000USD-1,440,000USD-108,000USD-428,000USD-194,000USD
    Issuance Of Capital Stock0USD28,116,000USD0USD——130,000USD127,000USD123,000USD
    Change In Cash-27,903,000USD6,219,000USD34,254,000USD-174,815,000USD94,988,000USD96,278,000USD-2,933,000USD1,651,000USD
    Begin Period Cash Flow72,339,000USD66,120,000USD31,866,000USD206,681,000USD111,693,000USD15,415,000USD18,348,000USD16,697,000USD
    End Period Cash Flow44,436,000USD72,339,000USD66,120,000USD31,866,000USD206,681,000USD111,693,000USD15,415,000USD18,348,000USD
    Other Cashflows From Investing Activities-128,652,000USD-118,052,000USD-139,545,000USD-416,000USD960,000USD15,815,000USD802,000USD-87,125,000USD
    Other Cashflows From Financing Activities219,482,000USD64,373,000USD68,418,000USD44,116,000USD219,194,000USD175,058,000USD51,597,000USD18,039,000USD
    Unclassified Investing Cash Flow—121,179,000USD176,195,000USD————87,901,000USD
    Unclassified Financing Cash Flow—28,116,000USD—-72,393,000USD2,481,000USD-10,917,000USD-40,083,000USD—
    Change To Inventory———-1,450,000USD398,000USD1,006,000USD-626,000USD—
    Change To Liabilities———1,450,000USD-398,000USD-1,006,000USD626,000USD372,000USD
    Cash And Cash Equivalents Changes———-174,815,000USD94,988,000USD96,278,000USD-2,933,000USD1,651,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Operating metrics

    No operating metrics are currently published for this company.

    Revenue breakdown

    PeriodDimensionBusiness / regionRevenueCurrencySource
    Q1 2026Quarterly · 2026-03-31ProductCommissions On Mutual Funds And Annuities199,000USD0001013272-26-000005
    Q1 2026Quarterly · 2026-03-31ProductDebit Card — Atm Fees37,000USD0001013272-26-000005
    Q1 2026Quarterly · 2026-03-31ProductDebit Card — Fiduciary Activities238,000USD0001013272-26-000005
    Q1 2026Quarterly · 2026-03-31ProductDebit Card — Fiduciary And Trust238,000USD0001013272-26-000005
    Q1 2026Quarterly · 2026-03-31ProductDebit Card — Loan Related Service Fees153,000USD0001013272-26-000005
    Q1 2026Quarterly · 2026-03-31ProductDebit Card — Safe Deposit Box Rental38,000USD0001013272-26-000005
    Q1 2026Quarterly · 2026-03-31ProductDeposit Account154,000USD0001013272-26-000005
    Q1 2026Quarterly · 2026-03-31ProductFinancial Service Other798,000USD0001013272-26-000005
    Q1 2026Quarterly · 2026-03-31ProductOverdraft Fees421,000USD0001013272-26-000005
    Q1 2025Quarterly · 2025-03-31ProductDebit Card — Atm Fees94,000USD0001013272-26-000005
    Q1 2025Quarterly · 2025-03-31ProductDebit Card — Commissions On Mutual Funds And Annuities146,000USD0001013272-26-000005
    Q1 2025Quarterly · 2025-03-31ProductDebit Card — Fiduciary And Trust325,000USD0001013272-26-000005
    Q1 2025Quarterly · 2025-03-31ProductDebit Card — Safe Deposit Box Rental24,000USD0001013272-26-000005
    Q1 2025Quarterly · 2025-03-31ProductDeposit Account110,000USD0001013272-26-000005
    Q1 2025Quarterly · 2025-03-31ProductFiduciary Activities325,000USD0001013272-26-000005
    Q1 2025Quarterly · 2025-03-31ProductFinancial Service Other444,000USD0001013272-26-000005
    Q1 2025Quarterly · 2025-03-31ProductLoan Related Service Fees148,000USD0001013272-26-000005
    Q1 2025Quarterly · 2025-03-31ProductOverdraft Fees363,000USD0001013272-26-000005
    Q1 2024Quarterly · 2024-03-31ProductAtm Fees106,000USD0001562762-25-000120
    Q1 2024Quarterly · 2024-03-31ProductDebit Card526,000USD0001562762-25-000120
    Q1 2024Quarterly · 2024-03-31ProductFiduciary Activities238,000USD0001562762-25-000120
    Q1 2024Quarterly · 2024-03-31ProductFiduciary And Trust238,000USD0001562762-25-000120
    Q1 2024Quarterly · 2024-03-31ProductLoan Related Service Fees131,000USD0001562762-25-000120
    Q1 2024Quarterly · 2024-03-31ProductOverdraft Fees — Commissions On Mutual Funds And Annuities68,000USD0001562762-25-000120
    Q1 2024Quarterly · 2024-03-31ProductOverdraft Fees — Deposit Account112,000USD0001562762-25-000120
    Q1 2024Quarterly · 2024-03-31ProductOverdraft Fees — Financial Service Other268,000USD0001562762-25-000120
    Q1 2024Quarterly · 2024-03-31ProductOverdraft Fees — Safe Deposit Box Rental24,000USD0001562762-25-000120
    FY 2023Yearly · 2023-12-31ProductAtm Fees446,000USD0001562762-25-000042
    FY 2023Yearly · 2023-12-31ProductCommissions On Mutual Funds And Annuities296,000USD0001562762-25-000042
    FY 2023Yearly · 2023-12-31ProductDebit Card2,301,000USD0001562762-25-000042
    FY 2023Yearly · 2023-12-31ProductDeposit Account428,000USD0001562762-25-000042
    FY 2023Yearly · 2023-12-31ProductFiduciary Activities898,000USD0001562762-25-000042
    FY 2023Yearly · 2023-12-31ProductFinancial Service Other667,000USD0001562762-25-000042
    FY 2023Yearly · 2023-12-31ProductGains On Sales Of Other Real Estate Owned526,000USD0001562762-25-000042
    FY 2023Yearly · 2023-12-31ProductLoan Related Service Fees584,000USD0001562762-25-000042
    FY 2023Yearly · 2023-12-31ProductOverdraft Fees — Fiduciary And Trust898,000USD0001562762-25-000042
    FY 2023Yearly · 2023-12-31ProductSafe Deposit Box Rental92,000USD0001562762-25-000042
    Q1 2021Quarterly · 2021-03-31ProductAtm Fees101,000USD0001562762-21-000206
    Q1 2021Quarterly · 2021-03-31ProductFiduciary Activities — Commissions On Mutual Funds And Annuities36,000USD0001562762-21-000206
    Q1 2021Quarterly · 2021-03-31ProductFiduciary Activities — Deposit Account97,000USD0001562762-21-000206
    Q1 2021Quarterly · 2021-03-31ProductFiduciary Activities — Safe Deposit Box Rental27,000USD0001562762-21-000206
    Q1 2021Quarterly · 2021-03-31ProductFinancial Service Other314,000USD0001562762-21-000206
    Q1 2021Quarterly · 2021-03-31ProductLoan Related Service Fees245,000USD0001562762-21-000206
    Q1 2021Quarterly · 2021-03-31ProductOverdraft Fees228,000USD0001562762-21-000206
    Q1 2021Quarterly · 2021-03-31ProductService Charges And Fees — Debit Card492,000USD0001562762-21-000206
    Q2 2020Quarterly · 2020-06-30ProductAtm Fees104,000USD0001562762-21-000318
    Q2 2020Quarterly · 2020-06-30ProductDebit Card — Commissions On Mutual Funds And Annuities26,000USD0001562762-21-000318
    Q2 2020Quarterly · 2020-06-30ProductDebit Card — Deposit Account89,000USD0001562762-21-000318
    Q2 2020Quarterly · 2020-06-30ProductDebit Card — Loan Related Service Fees82,000USD0001562762-21-000318
    Q2 2020Quarterly · 2020-06-30ProductDebit Card — Overdraft Fees148,000USD0001562762-21-000318
    Q2 2020Quarterly · 2020-06-30ProductDebit Card — Safe Deposit Box Rental24,000USD0001562762-21-000318
    Q2 2020Quarterly · 2020-06-30ProductFiduciary Activities175,000USD0001562762-21-000318
    Q2 2020Quarterly · 2020-06-30ProductFiduciary And Trust175,000USD0001562762-21-000318
    Q2 2020Quarterly · 2020-06-30ProductFinancial Service Other297,000USD0001562762-21-000318
    FY 2019Yearly · 2019-12-31ProductCommissions On Mutual Funds And Annuities141,000USD0001562762-21-000105
    FY 2019Yearly · 2019-12-31ProductDebit Card — Atm Fees384,000USD0001562762-21-000105
    FY 2019Yearly · 2019-12-31ProductDebit Card — Deposit Account336,000USD0001562762-21-000105
    FY 2019Yearly · 2019-12-31ProductDebit Card — Fiduciary And Trust610,000USD0001562762-21-000105
    FY 2019Yearly · 2019-12-31ProductDebit Card — Safe Deposit Box Rental94,000USD0001562762-21-000105
    FY 2019Yearly · 2019-12-31ProductFiduciary Activities610,000USD0001562762-21-000105
    FY 2019Yearly · 2019-12-31ProductFinancial Service Other1,279,000USD0001562762-21-000105
    FY 2019Yearly · 2019-12-31ProductLoan Related Service Fees614,000USD0001562762-21-000105
    FY 2019Yearly · 2019-12-31ProductOverdraft Fees1,380,000USD0001562762-21-000105
    FY 2017Yearly · 2017-12-31ProductFiduciary And Trust510,000USD0000946275-19-000014
    FY 2017Yearly · 2017-12-31ProductOther961,000USD0000946275-19-000014
    FY 2017Yearly · 2017-12-31ProductService Charges And Fees4,079,000USD0000946275-19-000014

    Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.