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    NBTB

    NBT BANCORP INC

    Company overview

    Market capitalization
    $2.64B
    Employees
    2,303
    Latest publication
    2026-09-29
    About NBT BANCORP INC

    NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services. In addition, the company offers insurance products, such as personal property and casualty, business liability, and commercial insurance; and other products and services through a network of ATM locations and 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company serves retail, commercial, and municipal customers. It operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.

    Company website

    Financial statements

    Income Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Revenue235,488,000USD232,782,000USD238,248,000USD238,774,000USD224,020,000USD201,197,000USD199,486,000USD201,444,000USD
    Cost Of Revenue80,854,000USD53,875,000USD56,869,000USD55,804,000USD71,192,000USD54,735,000USD53,841,000USD57,481,000USD
    Selling And Marketing Expenses937,000USD—1,068,000USD833,000USD974,000USD1,138,000USD990,000USD711,000USD
    Total Operating Expenses937,000USD112,232,000USD111,688,000USD111,145,000USD122,121,000USD99,241,000USD100,098,000USD95,185,000USD
    Interest Income185,761,000USD182,646,000USD188,544,000USD190,467,000USD177,577,000USD154,404,000USD157,737,000USD156,230,000USD
    Interest Expense48,798,000USD48,298,000USD53,104,000USD55,804,000USD53,357,000USD47,181,000USD51,632,000USD54,561,000USD
    Net Interest Income136,963,000USD134,348,000USD135,440,000USD134,663,000USD124,220,000USD107,223,000USD106,105,000USD101,669,000USD
    Non Interest Income49,727,000USD———————
    Revenue Net Of Interest Expense186,690,000USD———————
    Non Interest Expense111,438,000USD———————
    Labor And Related Expense69,004,000USD———————
    Communications And Information Technology11,850,000USD———————
    Income Before Tax69,116,000USD66,675,000USD69,691,000USD71,825,000USD30,707,000USD47,221,000USD45,547,000USD48,778,000USD
    Income Tax Expense16,086,000USD15,533,000USD14,182,000USD17,354,000USD8,197,000USD10,476,000USD9,542,000USD10,681,000USD
    Net Income53,030,000USD51,142,000USD55,509,000USD54,471,000USD22,510,000USD36,745,000USD36,005,000USD38,097,000USD
    Gross Profit—178,907,000USD181,379,000USD182,970,000USD152,828,000USD146,462,000USD145,645,000USD143,963,000USD
    Selling General Administrative—79,769,000USD21,648,000USD21,854,000USD20,731,000USD62,388,000USD63,297,000USD61,456,000USD
    Unclassified Operating Expenses—32,463,000USD88,972,000USD88,458,000USD100,416,000USD35,715,000USD35,811,000USD33,018,000USD
    Operating Income—66,675,000USD69,691,000USD71,825,000USD30,707,000USD47,221,000USD45,547,000USD48,778,000USD
    Tax Provision—15,533,000USD14,182,000USD17,354,000USD8,197,000USD10,476,000USD9,542,000USD10,681,000USD
    Net Income From Continuing Ops—51,142,000USD55,509,000USD54,471,000USD22,510,000USD36,745,000USD36,005,000USD38,097,000USD
    Ebit—66,675,000USD69,691,000USD71,825,000USD30,707,000USD47,221,000USD45,547,000USD48,778,000USD
    Ebitda—75,750,000USD72,416,000USD75,254,000USD39,115,000USD54,247,000USD52,455,000USD55,614,000USD
    Depreciation And Amortization—9,075,000USD2,725,000USD3,429,000USD8,408,000USD7,026,000USD6,908,000USD6,836,000USD
    Reconciled Depreciation—9,075,000USD9,039,000USD9,059,000USD8,408,000USD7,026,000USD6,908,000USD6,836,000USD
    Total Other Income Expense Net————-17,180,000USD-1,221,000USD-898,000USD-543,000USD
    Source0001140361-26-031820DeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Income Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Revenue867,432,999USD785,989,000USD662,349,000USD537,001,000USD494,755,000USD491,263,000USD507,399,000USD464,800,000USD
    Cost Of Revenue241,699,999USD231,155,000USD169,844,000USD39,027,000USD10,531,000USD83,738,000USD81,391,000USD67,454,000USD
    Gross Profit625,733,000USD554,834,000USD492,505,000USD497,974,000USD484,224,000USD407,525,000USD426,008,000USD397,346,000USD
    Selling General Administrative83,325,000USD239,252,000USD200,507,000USD191,027,000USD175,621,000USD164,622,000USD183,710,000USD180,192,000USD
    Selling And Marketing Expenses4,013,000USD3,386,000USD3,054,000USD2,822,000USD2,521,000USD2,288,000USD2,773,000USD2,782,000USD
    Unclassified Operating Expenses318,951,000USD132,738,000USD135,485,000USD107,969,000USD106,224,000USD107,528,000USD84,093,000USD77,370,000USD
    Total Operating Expenses406,289,000USD375,376,000USD339,046,000USD301,818,000USD284,366,000USD274,438,000USD270,576,000USD260,344,000USD
    Operating Income219,444,000USD179,458,000USD153,459,000USD196,156,000USD199,858,000USD133,087,000USD155,432,000USD137,002,000USD
    Interest Income710,992,000USD611,670,000USD481,047,000USD384,070,000USD339,876,000USD348,282,000USD367,534,000USD344,255,000USD
    Interest Expense209,446,000USD211,548,000USD144,570,000USD21,880,000USD18,788,000USD32,604,000USD55,979,000USD38,626,000USD
    Net Interest Income501,546,000USD400,122,000USD378,825,000USD362,190,000USD321,088,000USD315,678,000USD311,555,000USD305,629,000USD
    Income Before Tax219,444,000USD179,458,000USD153,459,000USD196,156,000USD199,858,000USD133,087,000USD155,432,000USD137,002,000USD
    Income Tax Expense50,209,000USD38,817,000USD34,677,000USD44,161,000USD44,973,000USD28,699,000USD34,411,000USD24,436,000USD
    Tax Provision50,209,000USD38,817,000USD35,902,000USD44,161,000USD44,973,000USD28,699,000USD34,411,000USD24,436,000USD
    Net Income169,235,000USD140,641,000USD118,782,000USD151,995,000USD154,885,000USD104,388,000USD121,021,000USD112,566,000USD
    Net Income From Continuing Ops169,235,000USD140,641,000USD124,457,000USD151,995,000USD154,885,000USD104,388,000USD121,021,000USD112,566,000USD
    Ebit219,444,000USD179,458,000USD153,459,000USD196,156,000USD199,858,000USD133,087,000USD155,432,000USD137,002,000USD
    Ebitda241,032,000USD206,953,000USD175,731,000USD215,217,000USD219,738,000USD153,636,000USD175,747,000USD150,324,000USD
    Depreciation And Amortization21,588,000USD27,495,000USD22,272,000USD19,061,000USD19,880,000USD20,549,000USD20,315,000USD13,322,000USD
    Reconciled Depreciation33,532,000USD27,495,000USD20,206,000USD2,264,000USD2,808,000USD20,549,000USD20,315,000USD13,322,000USD
    Total Other Income Expense Net—-1,531,000USD-48,521,000USD-967,000USD199,858,000USD-4,800,000USD-3,100,000USD-38,626,000USD
    Net Income Applicable To Common Shares———151,995,000USD154,885,000USD104,388,000USD121,021,000USD112,566,000USD
    Research Development———————0USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Assets16,214,957,000USD16,204,406,000USD15,995,121,000USD16,112,584,000USD16,014,781,000USD13,864,251,000USD13,786,666,000USD13,839,552,000USD
    Total Liabilities14,271,038,000USD———————
    Total Stockholder Equity1,943,919,000USD1,914,397,000USD1,896,216,000USD1,853,146,000USD1,805,166,000USD1,565,775,000USD1,526,141,000USD1,521,980,000USD
    Total Equity Including Noncontrolling Interest1,943,919,000USD———————
    Property Plant Equipment Net98,119,000USD100,253,000USD99,277,000USD98,669,000USD95,793,000USD81,598,000USD80,840,000USD80,133,000USD
    Goodwill453,278,000USD———————
    Intangible Assets51,117,000USD54,308,000USD57,656,000USD61,018,000USD64,447,000USD34,249,000USD36,360,000USD35,843,000USD
    Common Stock591,000USD591,000USD591,000USD591,000USD591,000USD540,000USD540,000USD540,000USD
    Retained Earnings1,262,559,000USD1,228,753,000USD1,196,850,000USD1,160,656,000USD1,125,589,000USD1,120,887,000USD1,100,209,000USD1,080,245,000USD
    Accumulated Other Comprehensive Income-89,132,000USD-87,315,000USD-82,596,000USD-98,880,000USD-109,488,000USD-121,813,000USD-142,098,000USD-125,736,000USD
    Total Liab—14,290,009,000USD14,098,905,000USD14,259,438,000USD14,209,615,000USD12,298,476,000USD12,260,525,000USD12,317,572,000USD
    Capital Stock—591,000USD591,000USD591,000USD591,000USD540,000USD540,000USD540,000USD
    Good Will—453,278,000USD453,278,000USD454,072,000USD454,072,000USD362,663,000USD362,663,000USD362,010,000USD
    Other Assets—13,526,483,000USD13,336,914,000USD13,439,874,000USD13,406,264,000USD11,464,366,000USD9,067,099,000USD9,195,187,000USD
    Cash—151,558,000USD185,158,000USD640,242,000USD541,563,000USD254,083,000USD284,056,000USD482,459,000USD
    Cash And Short Term Investments—151,558,000USD185,158,000USD806,050,000USD723,988,000USD438,790,000USD420,422,000USD1,991,797,000USD
    Total Current Assets—151,558,000USD237,158,000USD806,050,000USD723,988,000USD438,790,000USD420,422,000USD1,991,797,000USD
    Total Current Liabilities—117,806,000USD148,069,000USD13,799,647,000USD13,628,202,000USD11,794,108,000USD11,709,703,000USD11,793,237,000USD
    Net Debt—9,358,000USD6,087,000USD-320,884,000USD-130,187,000USD58,894,000USD130,927,000USD-25,793,000USD
    Short Term Debt—117,806,000USD148,069,000USD138,729,000USD112,970,000USD85,597,000USD162,942,000USD204,959,000USD
    Short Long Term Debt Total—160,916,000USD191,245,000USD319,358,000USD411,376,000USD312,977,000USD414,983,000USD456,666,000USD
    Long Term Debt—179,601,000USD179,353,000USD180,629,000USD298,406,000USD227,380,000USD252,041,000USD251,707,000USD
    Long Term Investments—2,714,319,000USD2,674,354,000USD2,634,275,000USD2,585,750,000USD2,583,071,000USD2,459,957,000USD2,406,253,000USD
    Short Term Investments—1,918,526,000USD1,862,838,000USD165,808,000USD182,425,000USD184,707,000USD136,366,000USD1,509,338,000USD
    Common Stock Shares Outstanding—52,352,800shares52,524,388shares47,109,000shares47,109,000shares47,109,000shares47,506,000shares47,473,000shares
    Non Current Assets Total—16,052,848,000USD15,757,963,000USD15,306,534,000USD15,290,793,000USD13,425,461,000USD13,366,244,000USD11,847,755,000USD
    Non Current Liabilities Total—14,172,203,000USD13,950,836,000USD459,791,000USD581,413,000USD504,368,000USD550,822,000USD524,335,000USD
    Non Currrent Assets Other—712,678,000USD584,759,000USD764,248,000USD784,920,000USD671,692,000USD699,136,000USD681,600,000USD
    Unclassified Current Assets—-1,918,526,000USD-1,862,838,000USD————-482,586,000USD
    Unclassified Non Current Assets—-1,508,471,000USD-1,448,275,000USD-2,145,622,000USD-2,100,453,000USD-1,772,178,000USD660,189,000USD-913,271,000USD
    Unclassified Non Current Liabilities—13,992,602,000USD13,771,483,000USD279,162,000USD283,007,000USD276,988,000USD298,781,000USD272,628,000USD
    Unclassified Equity—771,777,000USD780,780,000USD790,188,000USD787,883,000USD565,621,000USD566,950,000USD566,391,000USD
    Other Current Assets——-52,000,000USD————482,586,000USD
    Short Long Term Debt——0USD0USD0USD0USD16,000,000USD100,000,000USD
    Net Receivables——52,000,000USD—————
    Property Plant Equipment Gross——280,345,000USD———253,251,000USD—
    Other Current Liab———13,660,918,000USD13,515,232,000USD11,708,511,000USD11,546,761,000USD11,588,278,000USD
    Source0001140361-26-031820DeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Assets15,995,121,000USD13,786,666,000USD13,309,040,000USD11,739,296,000USD12,012,111,000USD10,932,906,000USD9,715,925,000USD9,556,363,000USD
    Intangible Assets57,656,000USD36,360,000USD40,443,000USD7,341,000USD8,927,000USD11,735,000USD12,020,000USD15,599,000USD
    Other Current Assets-52,000,000USD—247,889,000USD230,455,000USD1,269,238,000USD674,139,000USD218,301,000USD6,202,426,000USD
    Total Liab14,098,905,000USD12,260,525,000USD11,883,349,000USD10,565,742,000USD10,761,658,000USD9,745,288,000USD8,595,528,000USD8,538,454,000USD
    Total Stockholder Equity1,896,216,000USD1,526,141,000USD1,425,691,000USD1,173,554,000USD1,250,453,000USD1,187,618,000USD1,120,397,000USD1,017,909,000USD
    Common Stock591,000USD540,000USD540,000USD497,000USD497,000USD497,000USD497,000USD497,000USD
    Capital Stock591,000USD540,000USD540,000USD497,000USD497,000USD497,000USD497,000USD497,000USD
    Retained Earnings1,196,850,000USD1,100,209,000USD1,021,831,000USD958,433,000USD856,203,000USD749,056,000USD696,214,000USD621,203,000USD
    Good Will453,278,000USD362,663,000USD361,851,000USD281,204,000USD280,541,000USD280,541,000USD274,769,000USD274,769,000USD
    Other Assets13,336,914,000USD11,527,056,000USD142,300,000USD7,179,603,000USD6,239,997,000USD6,549,050,000USD6,528,137,000USD11,730,849,000USD
    Cash185,158,000USD284,056,000USD205,189,000USD197,350,000USD1,269,071,000USD672,681,000USD216,843,000USD180,955,000USD
    Cash And Short Term Investments185,158,000USD420,422,000USD1,636,047,000USD1,724,575,000USD2,956,432,000USD2,021,379,000USD1,192,183,000USD1,179,451,000USD
    Total Current Assets237,158,000USD420,422,000USD1,636,047,000USD1,724,575,000USD2,956,432,000USD2,021,379,000USD1,192,183,000USD1,179,451,000USD
    Total Current Liabilities148,069,000USD11,709,703,000USD11,355,645,000USD10,080,945,000USD10,332,264,000USD9,250,078,000USD8,243,095,000USD8,239,907,000USD
    Net Debt142,264,000USD130,927,000USD432,198,000USD590,600,000USD-957,595,000USD-265,950,000USD603,839,000USD865,661,000USD
    Short Term Debt148,069,000USD162,942,000USD386,651,000USD585,012,000USD97,795,000USD168,386,000USD655,275,000USD871,696,000USD
    Short Long Term Debt0USD16,000,000USD293,000,000USD585,012,000USD97,795,000USD168,386,000USD655,275,000USD871,696,000USD
    Short Long Term Debt Total327,422,000USD414,983,000USD637,387,000USD787,950,000USD311,476,000USD406,731,000USD820,682,000USD1,046,616,000USD
    Long Term Debt179,353,000USD252,041,000USD250,736,000USD202,938,000USD213,681,000USD199,248,000USD101,196,000USD174,920,000USD
    Long Term Investments2,674,354,000USD2,459,957,000USD2,373,716,000USD2,477,526,000USD2,454,121,000USD8,006,564,000USD7,704,938,000USD7,605,746,000USD
    Short Term Investments1,862,838,000USD136,366,000USD1,430,858,000USD1,527,225,000USD1,687,361,000USD1,348,698,000USD975,340,000USD998,496,000USD
    Net Receivables52,000,000USD——8,049,347,000USD7,406,459,000USD———
    Property Plant Equipment Net99,277,000USD80,840,000USD80,675,000USD69,047,000USD72,093,000USD74,206,000USD75,631,000USD78,970,000USD
    Property Plant Equipment Gross280,345,000USD253,251,000USD243,492,000USD189,809,000USD184,361,000USD74,206,000USD75,631,000USD78,970,000USD
    Accumulated Other Comprehensive Income-82,596,000USD-142,098,000USD-160,934,000USD-190,034,000USD-23,344,000USD417,000USD-19,026,000USD-43,174,000USD
    Common Stock Shares Outstanding50,875,220shares47,433,000shares44,770,000shares43,181,000shares43,719,000shares43,989,000shares44,124,000shares44,020,000shares
    Non Current Assets Total15,757,963,000USD13,366,244,000USD11,672,993,000USD10,014,721,000USD9,055,679,000USD8,911,527,000USD8,523,742,000USD8,376,912,000USD
    Non Current Liabilities Total3,800,209,000USD550,822,000USD527,704,000USD484,797,000USD429,394,000USD495,210,000USD352,433,000USD298,547,000USD
    Non Currrent Assets Other584,759,000USD699,136,000USD707,482,000USD656,919,000USD520,069,000USD507,744,000USD428,613,000USD378,775,000USD
    Unclassified Current Assets-1,862,838,000USD—-247,889,000USD-8,279,907,000USD-8,675,864,000USD-675,597,000USD-1,955,543,000USD-8,075,592,000USD
    Unclassified Non Current Assets-1,448,275,000USD-1,799,768,000USD7,966,526,000USD-656,919,000USD-520,069,000USD-6,518,313,000USD-6,500,366,000USD-11,707,796,000USD
    Unclassified Non Current Liabilities3,620,856,000USD298,781,000USD276,968,000USD-143,865,000USD-229,708,000USD-256,865,000USD-107,926,000USD-106,055,000USD
    Unclassified Equity780,780,000USD566,950,000USD563,714,000USD404,161,000USD416,600,000USD577,585,000USD576,211,000USD574,969,000USD
    Other Current Liab—11,546,761,000USD10,968,994,000USD9,495,933,000USD10,234,469,000USD9,081,692,000USD7,587,820,000USD7,368,211,000USD
    Unclassified Current Liabilities——-293,000,000USD-10,080,945,000USD-10,332,264,000USD-9,250,078,000USD-8,243,095,000USD-8,239,907,000USD
    Other Liab———139,050,000USD215,713,000USD256,865,000USD107,926,000USD106,055,000USD
    Inventory———105,000USD167,000USD1,458,000USD1,458,000USD2,441,000USD
    Accounts Payable———9,495,933,000USD10,234,469,000USD9,081,692,000USD7,587,820,000USD7,368,211,000USD
    Non Current Liabilities Other———286,674,000USD229,708,000USD295,962,000USD251,237,000USD123,627,000USD
    Net Tangible Assets———885,009,000USD960,985,000USD895,342,000USD833,608,000USD727,541,000USD
    Treasury Stock—————-140,434,000USD-133,996,000USD-136,083,000USD
    Earning Assets——————1,735,784,000USD1,870,725,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow YTD

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USD
    Depreciation6,539,000USD
    Stock Based Compensation4,240,000USD
    Operating Cash Flow114,926,000USD
    Capital Expenditures-5,783,000USD
    Net Investments-151,774,000USD
    Other Investing Activities-488,000USD
    Unclassified Investing Cash Flow-276,471,000USD
    Investing Cash Flow-434,516,000USD
    Net Debt Issuance168,369,000USD
    Net Common Stock Issuance-15,833,000USD
    Common Dividends Paid-38,463,000USD
    Unclassified Financing Cash Flow13,054,000USD
    Financing Cash Flow127,127,000USD
    Change In Cash-192,463,000USD
    End Cash Flow294,653,000USD
    Source0001140361-26-031820DeterministicFinal

    Cash flow Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
    Net Income51,142,000USD55,509,000USD54,471,000USD22,510,000USD36,745,000USD36,005,000USD38,097,000USD32,716,000USD
    Depreciation6,072,000USD-15,878,000USD9,059,000USD8,408,000USD7,026,000USD6,908,000USD6,836,000USD6,861,000USD
    Stock Based Compensation3,369,000USD2,546,000USD1,587,000USD873,000USD2,174,000USD837,000USD964,000USD1,907,000USD
    Other Non Cash Items6,322,000USD27,856,000USD-277,000USD25,752,000USD-54,000USD2,981,000USD662,000USD7,976,000USD
    Change In Working Capital-13,865,000USD-3,886,000USD15,749,000USD-11,066,000USD-3,886,000USD2,436,000USD5,573,000USD1,058,000USD
    Total Cash From Operating Activities53,040,000USD66,147,000USD80,589,000USD46,477,000USD42,005,000USD49,167,000USD52,132,000USD50,518,000USD
    Capital Expenditures-4,423,000USD-4,031,000USD-6,240,000USD3,701,000USD-3,701,000USD-3,631,000USD-4,307,000USD-1,379,000USD
    Free Cash Flow48,617,000USD62,116,000USD74,349,000USD50,178,000USD38,304,000USD45,541,000USD47,825,000USD49,139,000USD
    Investments-48,012,000USD-27,891,000USD-13,821,000USD331,898,000USD-113,163,000USD-147,592,000USD-58,010,000USD-180,430,000USD
    Total Cashflows From Investing Activities-5,689,000USD-35,842,000USD-13,821,000USD331,898,000USD-113,163,000USD-147,592,000USD-58,010,000USD-180,430,000USD
    Net Borrowings-30,290,000USD7,794,000USD-92,281,000USD-15,666,000USD-102,384,000USD-42,055,000USD-19,783,000USD—
    Total Cash From Financing Activities181,605,000USD-183,431,000USD31,911,000USD-90,895,000USD41,185,000USD-99,983,000USD280,817,000USD18,340,000USD
    Dividends Paid-19,239,000USD-19,315,000USD-19,404,000USD-17,808,000USD-16,067,000USD-16,041,000USD-16,039,000USD-15,092,000USD
    Sale Purchase Of Stock-11,014,000USD-10,185,000USD2,207,000USD-93,000USD-2,114,000USD492,000USD61,000USD-188,000USD
    Change In Cash228,956,000USD-153,126,000USD98,679,000USD287,480,000USD-29,973,000USD-198,403,000USD274,939,000USD-111,572,000USD
    Begin Period Cash Flow487,116,000USD640,242,000USD541,563,000USD254,083,000USD284,056,000USD482,459,000USD207,520,000USD319,092,000USD
    End Period Cash Flow716,072,000USD487,116,000USD640,242,000USD541,563,000USD254,083,000USD284,056,000USD482,459,000USD207,520,000USD
    Other Cashflows From Investing Activities47,199,000USD66,672,000USD25,082,000USD17,365,000USD-10,158,000USD-64,065,000USD-56,021,000USD-171,021,000USD
    Other Cashflows From Financing Activities242,148,000USD-161,725,000USD143,479,000USD-57,328,000USD161,750,000USD-42,379,000USD316,578,000USD76,089,000USD
    Unclassified Investing Cash Flow—-70,592,000USD-18,842,000USD-21,066,000USD13,859,000USD67,696,000USD60,328,000USD172,400,000USD
    Unclassified Financing Cash Flow——-2,090,000USD————-42,469,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Net Income169,235,000USD140,641,000USD118,782,000USD151,995,000USD154,885,000USD104,388,000USD121,021,000USD112,566,000USD
    Depreciation316,000USD27,495,000USD22,272,000USD19,061,000USD19,880,000USD20,549,000USD20,315,000USD13,322,000USD
    Stock Based Compensation-674,000USD5,992,000USD5,102,000USD4,530,000USD4,414,000USD4,581,000USD4,210,000USD3,936,000USD
    Other Non Cash Items90,928,000USD4,962,000USD33,250,000USD15,555,000USD-5,140,000USD9,103,000USD-10,787,000USD27,503,000USD
    Change In Working Capital-24,587,000USD748,000USD-27,907,000USD-7,918,000USD-12,667,000USD-49,930,000USD-4,902,000USD-9,554,000USD
    Total Cash From Operating Activities235,218,000USD188,567,000USD157,457,000USD183,223,000USD157,635,000USD142,412,000USD153,463,000USD147,773,000USD
    Capital Expenditures-16,302,000USD-11,742,000USD-9,254,000USD-7,009,000USD-7,740,000USD-8,157,000USD-6,647,000USD-7,402,000USD
    Free Cash Flow218,916,000USD176,825,000USD148,203,000USD176,214,000USD149,895,000USD134,255,000USD146,816,000USD140,371,000USD
    Investments119,061,000USD-399,160,000USD-319,678,000USD-862,150,000USD-504,854,000USD-655,801,000USD109,945,000USD-409,240,000USD
    Total Cashflows From Investing Activities169,072,000USD-399,160,000USD-44,226,000USD-926,216,000USD-546,058,000USD-709,725,000USD-64,343,000USD-417,619,000USD
    Net Borrowings-202,537,000USD-223,861,000USD-206,861,000USD476,037,000USD-95,693,000USD-414,181,000USD-225,934,000USD137,428,000USD
    Total Cash From Financing Activities-201,230,000USD289,460,000USD-105,392,000USD-328,728,000USD984,813,000USD1,023,151,000USD-53,232,000USD291,137,000USD
    Dividends Paid-72,594,000USD-62,263,000USD-55,886,000USD-49,765,000USD-47,738,000USD-47,207,000USD-46,010,000USD-43,269,000USD
    Sale Purchase Of Stock-10,185,000USD-251,000USD-4,944,000USD-14,713,000USD-21,714,000USD-7,980,000USD-725,000USD-1,893,000USD
    Change In Cash203,060,000USD78,867,000USD7,839,000USD-1,071,721,000USD596,390,000USD455,838,000USD35,888,000USD21,291,000USD
    Begin Period Cash Flow284,056,000USD205,189,000USD197,350,000USD1,269,071,000USD672,681,000USD216,843,000USD180,955,000USD159,664,000USD
    End Period Cash Flow487,116,000USD284,056,000USD205,189,000USD197,350,000USD1,269,071,000USD672,681,000USD216,843,000USD180,955,000USD
    Other Cashflows From Investing Activities28,369,000USD-324,282,000USD-333,487,000USD-57,057,000USD-33,464,000USD-45,767,000USD-167,641,000USD-334,098,000USD
    Other Cashflows From Financing Activities83,969,000USD575,835,000USD162,299,000USD-251,551,000USD-2,931,000USD-3,715,000USD12,889,000USD195,682,000USD
    Unclassified Investing Cash Flow37,944,000USD336,024,000USD618,193,000USD————333,121,000USD
    Unclassified Operating Cash Flow—8,729,000USD5,958,000USD—-3,737,000USD53,721,000USD23,606,000USD—
    Change To Liabilities———0USD0USD0USD0USD0USD
    Cash And Cash Equivalents Changes———-1,071,721,000USD596,390,000USD455,838,000USD35,888,000USD21,291,000USD
    Unclassified Financing Cash Flow———-488,736,000USD1,152,889,000USD1,496,234,000USD206,548,000USD3,189,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Operating metrics

    No operating metrics are currently published for this company.

    Revenue breakdown

    PeriodDimensionBusiness / regionRevenueCurrencySource
    FY 2025Yearly · 2025-12-31ProductAdministrative Service61,585,000USD0001140361-26-007179
    FY 2025Yearly · 2025-12-31ProductAsset Management144,755,000USD0001140361-26-007179
    FY 2025Yearly · 2025-12-31ProductATMAnd Debit Card Fees23,988,000USD0001140361-26-007179
    FY 2025Yearly · 2025-12-31ProductDeposit Account19,067,000USD0001140361-26-007179
    FY 2025Yearly · 2025-12-31ProductFinancial Service Other15,522,000USD0001140361-26-007179
    FY 2025Yearly · 2025-12-31ProductInsurance Revenue18,035,000USD0001140361-26-007179
    FY 2024Yearly · 2024-12-31ProductAdministrative Service56,587,000USD0001140361-26-007179
    FY 2024Yearly · 2024-12-31ProductAsset Management141,641,000USD0001140361-26-007179
    FY 2024Yearly · 2024-12-31ProductATMAnd Debit Card Fees22,331,000USD0001140361-26-007179
    FY 2024Yearly · 2024-12-31ProductDeposit Account17,087,000USD0001140361-26-007179
    FY 2024Yearly · 2024-12-31ProductFinancial Service Other11,032,000USD0001140361-26-007179
    FY 2024Yearly · 2024-12-31ProductInsurance Revenue17,032,000USD0001140361-26-007179
    FY 2023Yearly · 2023-12-31ProductAdministrative Service47,221,000USD0001140361-26-007179
    FY 2023Yearly · 2023-12-31ProductAsset Management134,763,000USD0001140361-26-007179
    FY 2023Yearly · 2023-12-31ProductATMAnd Debit Card Fees20,829,000USD0001140361-26-007179
    FY 2023Yearly · 2023-12-31ProductDeposit Account15,425,000USD0001140361-26-007179
    FY 2023Yearly · 2023-12-31ProductFinancial Service Other10,838,000USD0001140361-26-007179
    FY 2023Yearly · 2023-12-31ProductInsurance Revenue15,667,000USD0001140361-26-007179
    FY 2022Yearly · 2022-12-31ProductAdministrative Service48,112,000USD0001140361-25-006528
    FY 2022Yearly · 2022-12-31ProductAsset Management133,311,000USD0001140361-25-006528
    FY 2022Yearly · 2022-12-31ProductATMAnd Debit Card Fees29,058,000USD0001140361-25-006528
    FY 2022Yearly · 2022-12-31ProductDeposit Account14,630,000USD0001140361-25-006528
    FY 2022Yearly · 2022-12-31ProductFinancial Service Other10,858,000USD0001140361-25-006528
    FY 2022Yearly · 2022-12-31ProductInsurance Revenue14,696,000USD0001140361-25-006528
    FY 2021Yearly · 2021-12-31ProductAdministrative Service42,188,000USD0001140361-24-010464
    FY 2021Yearly · 2021-12-31ProductAsset Management133,718,000USD0001140361-24-010464
    FY 2021Yearly · 2021-12-31ProductATMAnd Debit Card Fees34,682,000USD0001140361-24-010464
    FY 2021Yearly · 2021-12-31ProductDeposit Account13,348,000USD0001140361-24-010464
    FY 2021Yearly · 2021-12-31ProductFinancial Service Other12,992,000USD0001140361-24-010464
    FY 2021Yearly · 2021-12-31ProductInsurance Revenue14,083,000USD0001140361-24-010464
    FY 2020Yearly · 2020-12-31ProductAdministrative Service35,851,000USD0001140361-23-009417
    FY 2020Yearly · 2020-12-31ProductAsset Management129,247,000USD0001140361-23-009417
    FY 2020Yearly · 2020-12-31ProductATMAnd Debit Card Fees28,611,000USD0001140361-23-009417
    FY 2020Yearly · 2020-12-31ProductDeposit Account13,201,000USD0001140361-23-009417
    FY 2020Yearly · 2020-12-31ProductFinancial Service Other19,254,000USD0001140361-23-009417
    FY 2020Yearly · 2020-12-31ProductInsurance Revenue14,757,000USD0001140361-23-009417
    FY 2019Yearly · 2019-12-31ProductAdministrative Service30,388,000USD0001140361-22-007333
    FY 2019Yearly · 2019-12-31ProductAsset Management128,400,000USD0001140361-22-007333
    FY 2019Yearly · 2019-12-31ProductATMAnd Debit Card Fees23,893,000USD0001140361-22-007333
    FY 2019Yearly · 2019-12-31ProductDeposit Account17,151,000USD0001140361-22-007333
    FY 2019Yearly · 2019-12-31ProductFinancial Service Other18,853,000USD0001140361-22-007333
    FY 2019Yearly · 2019-12-31ProductInsurance Revenue15,770,000USD0001140361-22-007333
    FY 2018Yearly · 2018-12-31ProductAdministrative Service26,992,000USD0001140361-21-006657
    FY 2018Yearly · 2018-12-31ProductAsset Management128,747,000USD0001140361-21-006657
    FY 2018Yearly · 2018-12-31ProductATMAnd Debit Card Fees22,699,000USD0001140361-21-006657
    FY 2018Yearly · 2018-12-31ProductDeposit Account17,224,000USD0001140361-21-006657
    FY 2018Yearly · 2018-12-31ProductFinancial Service Other15,228,000USD0001140361-21-006657
    FY 2018Yearly · 2018-12-31ProductInsurance Revenue15,122,000USD0001140361-21-006657
    Q3 2018Quarterly · 2018-09-30ProductAdministrative Service7,244,000USD0001140361-18-042840
    Q3 2018Quarterly · 2018-09-30ProductATMAnd Debit Card Fees5,906,000USD0001140361-18-042840
    Q3 2018Quarterly · 2018-09-30ProductDeposit Account4,503,000USD0001140361-18-042840
    Q3 2018Quarterly · 2018-09-30ProductFiduciary And Trust4,808,000USD0001140361-18-042840
    Q3 2018Quarterly · 2018-09-30ProductFinancial Service Other3,048,000USD0001140361-18-042840
    Q3 2018Quarterly · 2018-09-30ProductInsurance And Other Financial Services Revenue6,172,000USD0001140361-18-042840
    Q2 2018Quarterly · 2018-06-30ProductAdministrative Service7,296,000USD0001140361-18-036053
    Q2 2018Quarterly · 2018-06-30ProductATMAnd Debit Card Fees5,816,000USD0001140361-18-036053
    Q2 2018Quarterly · 2018-06-30ProductDeposit Account4,246,000USD0001140361-18-036053
    Q2 2018Quarterly · 2018-06-30ProductFiduciary And Trust5,265,000USD0001140361-18-036053
    Q2 2018Quarterly · 2018-06-30ProductFinancial Service Other4,401,000USD0001140361-18-036053
    Q2 2018Quarterly · 2018-06-30ProductInsurance And Other Financial Services Revenue5,826,000USD0001140361-18-036053
    Q1 2018Quarterly · 2018-03-31ProductATMAnd Debit Card Fees5,273,000USD0001140361-18-022757
    Q1 2018Quarterly · 2018-03-31ProductInsurance And Other Financial Services Revenue6,504,000USD0001140361-18-022757
    Q1 2018Quarterly · 2018-03-31ProductOther Noninterest Income3,892,000USD0001140361-18-022757
    Q1 2018Quarterly · 2018-03-31ProductRetirement Plan Administration Fees5,339,000USD0001140361-18-022757
    Q1 2018Quarterly · 2018-03-31ProductService Charges On Deposit Accounts3,972,000USD0001140361-18-022757
    Q1 2018Quarterly · 2018-03-31ProductTrust4,878,000USD0001140361-18-022757
    Q3 2017Quarterly · 2017-09-30ProductAdministrative Service5,272,000USD0001140361-18-042840
    Q3 2017Quarterly · 2017-09-30ProductATMAnd Debit Card Fees5,557,000USD0001140361-18-042840
    Q3 2017Quarterly · 2017-09-30ProductDeposit Account4,261,000USD0001140361-18-042840
    Q3 2017Quarterly · 2017-09-30ProductFiduciary And Trust4,927,000USD0001140361-18-042840
    Q3 2017Quarterly · 2017-09-30ProductFinancial Service Other3,945,000USD0001140361-18-042840
    Q3 2017Quarterly · 2017-09-30ProductInsurance And Other Financial Services Revenue5,536,000USD0001140361-18-042840
    Q2 2017Quarterly · 2017-06-30ProductAdministrative Service5,437,000USD0001140361-18-036053
    Q2 2017Quarterly · 2017-06-30ProductATMAnd Debit Card Fees5,518,000USD0001140361-18-036053
    Q2 2017Quarterly · 2017-06-30ProductDeposit Account4,161,000USD0001140361-18-036053
    Q2 2017Quarterly · 2017-06-30ProductFiduciary And Trust5,161,000USD0001140361-18-036053
    Q2 2017Quarterly · 2017-06-30ProductFinancial Service Other3,186,000USD0001140361-18-036053
    Q2 2017Quarterly · 2017-06-30ProductInsurance And Other Financial Services Revenue5,621,000USD0001140361-18-036053
    Q1 2017Quarterly · 2017-03-31ProductATMAnd Debit Card Fees4,950,000USD0001140361-18-022757
    Q1 2017Quarterly · 2017-03-31ProductInsurance And Other Financial Services Revenue6,770,000USD0001140361-18-022757
    Q1 2017Quarterly · 2017-03-31ProductOther Noninterest Income2,938,000USD0001140361-18-022757
    Q1 2017Quarterly · 2017-03-31ProductRetirement Plan Administration Fees4,172,000USD0001140361-18-022757
    Q1 2017Quarterly · 2017-03-31ProductService Charges On Deposit Accounts3,977,000USD0001140361-18-022757
    Q1 2017Quarterly · 2017-03-31ProductTrust4,532,000USD0001140361-18-022757

    Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.