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    Midland States Bancorp, Inc.

    Company overview

    Market capitalization
    —
    Employees
    839
    Latest publication
    2026-09-29
    About Midland States Bancorp, Inc.

    Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.

    Company website

    Financial statements

    Income Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USDQ1 20242024-03-31 · USD
    Total Revenue111,945,000USD108,144,000USD115,514,000USD118,082,000USD67,699,000USD137,573,000USD134,567,000USD138,395,000USD
    Selling And Marketing Expenses1,211,000USD—1,460,000USD1,283,000USD30,914,000USD967,000USD741,000USD737,000USD
    Other Operating Expenses664,000USD———————
    Total Operating Expenses1,875,000USD50,424,000USD46,819,000USD46,616,000USD40,574,000USD44,798,000USD46,229,000USD43,636,000USD
    Interest Income88,177,000USD86,022,000USD98,493,000USD97,924,000USD99,355,000USD104,834,000USD103,295,000USD101,675,000USD
    Interest Expense28,588,000USD28,605,000USD37,376,000USD39,229,000USD41,065,000USD49,884,000USD48,243,000USD45,755,000USD
    Net Interest Income59,589,000USD57,417,000USD61,117,000USD58,695,000USD58,290,000USD54,950,000USD55,052,000USD55,920,000USD
    Non Interest Income23,768,000USD———————
    Revenue Net Of Interest Expense83,357,000USD———————
    Provision For Credit Losses6,819,000USD———————
    Non Interest Expense50,755,000USD———————
    Labor And Related Expense27,354,000USD———————
    Professional Fees1,665,000USD———————
    Income Before Tax25,783,000USD24,112,000USD11,314,000USD14,868,000USD18,774,000USD24,966,000USD31,813,000USD29,062,000USD
    Income Tax Expense5,895,000USD5,649,000USD3,757,000USD2,844,000USD3,975,000USD4,535,000USD6,094,000USD6,399,000USD
    Net Income19,888,000USD18,463,000USD7,557,000USD12,024,000USD14,799,000USD20,431,000USD25,719,000USD22,663,000USD
    Cost Of Revenue—33,608,000USD57,381,000USD56,598,000USD—67,809,000USD56,525,000USD65,697,000USD
    Gross Profit—74,536,000USD58,133,000USD61,484,000USD67,699,000USD69,764,000USD78,042,000USD72,698,000USD
    Selling General Administrative—30,692,000USD27,905,000USD27,107,000USD9,660,000USD25,784,000USD24,091,000USD25,376,000USD
    Unclassified Operating Expenses—19,732,000USD17,454,000USD18,226,000USD—18,047,000USD21,397,000USD17,523,000USD
    Operating Income—24,112,000USD11,314,000USD14,868,000USD27,125,000USD24,966,000USD31,813,000USD29,062,000USD
    Tax Provision—5,649,000USD3,757,000USD2,844,000USD3,172,000USD4,080,000USD1,679,000USD4,355,000USD
    Net Income From Continuing Ops—18,463,000USD7,557,000USD12,024,000USD-140,974,000USD18,476,000USD6,750,000USD13,885,000USD
    Ebit—24,112,000USD11,314,000USD14,868,000USD27,125,000USD24,966,000USD31,813,000USD29,062,000USD
    Ebitda—26,826,000USD14,227,000USD17,865,000USD18,774,000USD28,150,000USD35,152,000USD32,460,000USD
    Depreciation And Amortization—2,714,000USD2,913,000USD2,997,000USD—3,184,000USD3,339,000USD3,398,000USD
    Reconciled Depreciation—2,714,000USD2,913,000USD2,997,000USD3,124,000USD3,184,000USD3,339,000USD3,398,000USD
    Total Other Income Expense Net———-8,697,000USD-8,351,000USD-7,933,000USD-13,423,000USD-10,308,000USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Income Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20242024-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USDFY 20172017-12-31 · USDFY 20162016-12-31 · USD
    Total Revenue546,051,000USD436,509,000USD313,234,000USD315,970,000USD326,939,000USD294,709,000USD210,521,000USD191,349,000USD
    Cost Of Revenue310,114,000USD132,784,000USD33,535,000USD90,113,000USD76,688,000USD52,710,000USD33,007,000USD21,586,000USD
    Gross Profit235,937,000USD303,725,000USD279,699,000USD225,857,000USD250,251,000USD241,999,000USD177,514,000USD169,763,000USD
    Selling General Administrative98,917,000USD93,641,000USD90,229,000USD85,557,000USD91,906,000USD97,410,000USD80,518,000USD68,000,000USD
    Selling And Marketing Expenses3,926,000USD3,318,000USD3,239,000USD3,498,000USD3,927,000USD4,757,000USD3,290,000USD2,733,000USD
    Unclassified Operating Expenses86,194,000USD75,380,000USD87,119,000USD104,788,000USD81,947,000USD89,027,000USD67,235,000USD48,599,000USD
    Total Operating Expenses189,037,000USD172,339,000USD180,587,000USD193,843,000USD177,780,000USD191,194,000USD151,043,000USD119,332,000USD
    Operating Income46,900,000USD131,386,000USD99,112,000USD32,014,000USD72,471,000USD50,805,000USD26,471,000USD50,422,000USD
    Interest Income426,128,000USD301,755,000USD237,817,000USD244,888,000USD249,518,000USD223,367,000USD153,113,000USD121,249,000USD
    Interest Expense189,782,000USD56,020,000USD30,142,000USD45,752,000USD59,703,000USD43,280,000USD23,451,000USD15,995,000USD
    Net Interest Income236,346,000USD245,735,000USD207,675,000USD199,136,000USD189,815,000USD180,087,000USD129,662,000USD105,254,000USD
    Income Before Tax46,900,000USD131,386,000USD99,112,000USD32,014,000USD72,471,000USD50,805,000USD26,471,000USD50,422,000USD
    Income Tax Expense8,856,000USD31,149,000USD17,795,000USD9,477,000USD16,687,000USD11,384,000USD10,415,000USD18,889,000USD
    Tax Provision8,856,000USD30,813,000USD17,795,000USD9,477,000USD16,687,000USD11,384,000USD10,415,000USD18,889,000USD
    Net Income38,044,000USD100,237,000USD81,317,000USD22,537,000USD55,784,000USD39,421,000USD16,056,000USD31,542,000USD
    Net Income From Continuing Ops38,044,000USD99,025,000USD81,317,000USD41,491,000USD55,784,000USD39,421,000USD16,056,000USD31,533,000USD
    Ebit46,900,000USD131,386,000USD99,112,000USD32,014,000USD72,471,000USD50,805,000USD26,471,000USD50,431,000USD
    Ebitda60,056,000USD145,763,000USD115,457,000USD51,525,000USD91,901,000USD66,876,000USD39,917,000USD63,799,000USD
    Depreciation And Amortization13,156,000USD14,377,000USD16,345,000USD19,511,000USD19,430,000USD16,071,000USD13,446,000USD13,368,000USD
    Reconciled Depreciation13,156,000USD14,377,000USD16,345,000USD19,511,000USD19,430,000USD16,071,000USD13,446,000USD—
    Total Other Income Expense Net—-31,571,000USD99,112,000USD-54,119,000USD72,471,000USD-66,876,000USD-22,574,000USD-20,326,000USD
    Net Income Applicable To Common Shares—94,752,000USD81,317,000USD22,537,000USD55,261,000USD39,018,000USD15,876,000USD31,376,000USD
    Research Development—————0USD0USD0USD
    Minority Interest———————38,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Assets6,700,616,000USD6,547,963,000USD6,513,420,000USD6,911,515,000USD7,107,878,000USD7,457,753,000USD7,529,055,000USD7,751,483,000USD
    Cash And Equivalents298,747,000USD———————
    Total Liabilities6,130,928,000USD———————
    Total Stockholder Equity569,688,000USD558,954,000USD565,499,000USD584,001,000USD573,705,000USD744,384,000USD736,113,000USD818,259,000USD
    Total Equity Including Noncontrolling Interest569,688,000USD———————
    Property Plant Equipment Net82,898,000USD84,169,000USD85,134,000USD86,005,000USD86,240,000USD86,719,000USD85,710,000USD84,672,000USD
    Goodwill7,927,000USD———————
    Intangible Assets7,495,000USD19,847,000USD20,808,000USD25,784,000USD27,082,000USD11,189,000USD12,100,000USD31,452,000USD
    Common Stock207,000USD208,000USD212,000USD215,000USD215,000USD633,836,000USD—214,000USD
    Retained Earnings107,032,000USD96,171,000USD86,825,000USD99,036,000USD100,725,000USD97,714,000USD247,698,000USD334,522,000USD
    Accumulated Other Comprehensive Income-67,931,000USD-69,582,000USD-60,333,000USD-62,966,000USD-73,988,000USD——-60,640,000USD
    Other Current Assets—-1,617,796,000USD-23,824,000USD-289,938,000USD-4,938,000USD——130,519,000USD
    Total Liab—5,989,009,000USD5,947,921,000USD6,327,514,000USD6,534,173,000USD6,713,369,000USD6,792,942,000USD6,933,224,000USD
    Other Current Liab—5,440,067,000USD5,424,379,000USD5,604,825,000USD5,946,919,000USD——6,256,836,000USD
    Capital Stock—110,756,000USD110,760,000USD110,763,000USD110,763,000USD110,763,000USD110,763,000USD110,762,000USD
    Good Will—7,927,000USD7,927,000USD7,927,000USD7,927,000USD161,904,000USD161,904,000USD161,904,000USD
    Cash—113,024,000USD127,279,000USD165,673,000USD175,897,000USD102,006,000USD114,766,000USD121,220,000USD
    Cash And Short Term Investments—1,451,856,000USD1,419,096,000USD1,313,127,000USD180,283,000USD1,470,411,000USD1,327,132,000USD1,333,310,000USD
    Total Current Assets—1,477,731,000USD1,442,920,000USD1,629,737,000USD537,096,000USD1,470,411,000USD1,327,132,000USD1,777,940,000USD
    Total Current Liabilities—5,593,492,000USD5,484,560,000USD5,811,591,000USD6,037,573,000USD40,224,000USD87,499,000USD6,524,422,000USD
    Net Debt—305,425,000USD252,921,000USD381,107,000USD255,516,000USD-61,782,000USD-27,267,000USD400,373,000USD
    Short Term Debt—153,425,000USD60,181,000USD206,766,000USD90,654,000USD40,224,000USD87,499,000USD163,849,000USD
    Short Long Term Debt—153,425,000USD60,181,000USD206,766,000USD90,654,000USD280,224,000USD87,499,000USD150,000,000USD
    Short Long Term Debt Total—418,449,000USD380,200,000USD546,780,000USD431,413,000USD667,336,000USD87,499,000USD521,593,000USD
    Long Term Debt—265,024,000USD320,019,000USD340,014,000USD340,759,000USD335,754,000USD335,749,000USD357,744,000USD
    Long Term Investments—1,626,055,000USD1,559,834,000USD1,420,391,000USD1,392,344,000USD1,412,947,000USD1,246,089,000USD1,257,965,000USD
    Short Term Investments—1,338,832,000USD1,291,817,000USD1,147,454,000USD4,386,000USD1,368,405,000USD1,212,366,000USD1,212,090,000USD
    Net Receivables—25,875,000USD23,824,000USD316,610,000USD356,813,000USD24,269,000USD25,329,000USD444,630,000USD
    Property Plant Equipment Gross—148,923,000USD148,705,000USD148,357,000USD147,403,000USD146,883,000USD144,638,000USD142,371,000USD
    Common Stock Shares Outstanding—21,301,246shares21,854,033shares21,863,911shares21,820,000shares22,054,000shares21,678,000shares21,678,000shares
    Non Current Assets Total—5,070,232,000USD5,070,500,000USD5,281,778,000USD6,570,782,000USD259,812,000USD259,714,000USD5,973,543,000USD
    Non Current Liabilities Total—395,517,000USD463,361,000USD515,923,000USD496,600,000USD6,713,369,000USD6,705,443,000USD408,802,000USD
    Non Currrent Assets Other—434,791,000USD442,184,000USD404,827,000USD413,431,000USD——396,155,000USD
    Unclassified Non Current Assets—2,897,443,000USD-1,801,823,000USD-1,899,868,000USD-808,284,000USD-7,140,477,000USD-7,188,298,000USD4,041,395,000USD
    Unclassified Current Liabilities—-153,425,000USD-60,181,000USD-206,766,000USD-214,920,000USD-280,224,000USD-211,765,000USD-150,000,000USD
    Unclassified Non Current Liabilities—130,493,000USD143,342,000USD175,909,000USD155,841,000USD6,377,615,000USD6,369,694,000USD51,058,000USD
    Unclassified Equity—421,401,000USD428,035,000USD436,953,000USD435,990,000USD-97,929,000USD377,652,000USD433,401,000USD
    Other Assets——4,756,436,000USD5,236,712,000USD5,452,042,000USD5,727,530,000USD5,942,209,000USD-2,897,385,000USD
    Accounts Payable————124,266,000USD—124,266,000USD103,737,000USD
    Unclassified Current Assets—————-24,269,000USD-25,329,000USD-130,519,000USD
    Inventory———————-157,618,000USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Assets6,513,420,000USD7,506,809,000USD7,866,868,000USD7,855,501,000USD7,443,805,000USD6,868,540,000USD6,087,017,000USD5,637,673,000USD
    Intangible Assets20,808,000USD29,942,000USD36,361,000USD22,071,000USD53,239,000USD68,536,000USD88,710,000USD90,823,000USD
    Other Current Assets-23,824,000USD-19,826,000USD169,107,000USD177,363,000USD714,200,000USD389,632,000USD6,362,000USD244,252,000USD
    Total Liab5,947,921,000USD6,795,962,000USD7,075,015,000USD7,096,927,000USD6,779,968,000USD6,247,149,000USD5,425,106,000USD5,029,148,000USD
    Total Stockholder Equity565,499,000USD710,847,000USD791,853,000USD758,574,000USD663,837,000USD621,391,000USD661,911,000USD608,525,000USD
    Other Current Liab5,424,379,000USD6,197,243,000USD6,309,529,000USD6,364,652,000USD6,110,648,000USD5,101,016,000USD4,544,254,000USD4,074,170,000USD
    Common Stock212,000USD215,000USD216,000USD222,000USD221,000USD223,000USD244,000USD238,000USD
    Capital Stock110,760,000USD110,763,000USD110,764,000USD110,770,000USD221,000USD223,000USD244,000USD3,019,000USD
    Retained Earnings86,825,000USD247,698,000USD322,379,000USD282,405,000USD212,472,000USD156,327,000USD165,920,000USD133,781,000USD
    Good Will7,927,000USD161,904,000USD161,904,000USD161,904,000USD161,904,000USD161,904,000USD171,758,000USD164,673,000USD
    Other Assets4,756,436,000USD5,942,209,000USD-464,238,000USD6,662,856,000USD4,174,319,000USD4,365,546,000USD3,624,295,000USD3,426,429,000USD
    Cash127,279,000USD114,055,000USD134,212,000USD153,345,000USD673,297,000USD337,080,000USD392,694,000USD210,780,000USD
    Cash And Short Term Investments1,419,096,000USD1,066,311,000USD1,050,107,000USD921,579,000USD1,579,900,000USD1,013,791,000USD1,042,127,000USD868,231,000USD
    Total Current Assets1,442,920,000USD1,468,391,000USD1,548,391,000USD1,433,636,000USD2,022,650,000USD1,447,400,000USD1,397,416,000USD1,157,651,000USD
    Total Current Liabilities5,484,560,000USD6,409,008,000USD6,604,853,000USD6,629,491,000USD6,281,332,000USD5,169,973,000USD4,632,683,000USD4,236,100,000USD
    Net Debt252,921,000USD309,193,000USD470,199,000USD491,049,000USD-136,689,000USD692,630,000USD374,487,000USD648,039,000USD
    Short Term Debt60,181,000USD87,499,000USD184,865,000USD184,622,000USD76,803,000USD68,957,000USD82,029,000USD157,075,000USD
    Short Long Term Debt60,181,000USD87,499,000USD184,865,000USD142,311,000USD——0USD0USD
    Short Long Term Debt Total380,200,000USD423,248,000USD604,411,000USD644,394,000USD536,608,000USD1,029,710,000USD767,181,000USD858,819,000USD
    Long Term Debt320,019,000USD335,749,000USD419,546,000USD149,747,000USD188,465,000USD218,609,000USD669,783,000USD734,584,000USD
    Long Term Investments1,559,834,000USD1,246,089,000USD963,817,000USD54,216,000USD80,445,000USD214,933,000USD699,559,000USD703,257,000USD
    Short Term Investments1,291,817,000USD952,256,000USD915,895,000USD768,234,000USD906,603,000USD676,711,000USD649,433,000USD657,451,000USD
    Net Receivables23,824,000USD402,080,000USD498,284,000USD512,057,000USD442,750,000USD433,609,000USD348,927,000USD289,420,000USD
    Property Plant Equipment Net85,134,000USD85,710,000USD82,814,000USD78,293,000USD79,220,000USD83,301,000USD105,279,000USD94,840,000USD
    Property Plant Equipment Gross148,705,000USD144,638,000USD137,542,000USD128,923,000USD124,812,000USD83,301,000USD105,279,000USD94,840,000USD
    Accumulated Other Comprehensive Income-60,333,000USD-81,960,000USD-76,753,000USD-83,797,000USD5,237,000USD11,431,000USD7,442,000USD-2,108,000USD
    Common Stock Shares Outstanding21,854,033shares21,738,000shares22,124,000shares22,396,000shares22,547,000shares23,346,000shares24,493,000shares23,549,000shares
    Non Current Assets Total5,070,500,000USD6,038,418,000USD6,318,477,000USD6,421,865,000USD5,421,155,000USD5,421,140,000USD4,695,963,000USD4,480,022,000USD
    Non Current Liabilities Total463,361,000USD386,954,000USD470,162,000USD467,436,000USD498,636,000USD1,077,176,000USD792,423,000USD793,048,000USD
    Non Currrent Assets Other442,184,000USD442,463,000USD396,438,000USD329,067,000USD298,418,000USD271,343,000USD220,886,000USD196,086,000USD
    Unclassified Non Current Assets-1,801,823,000USD-1,869,899,000USD4,677,143,000USD-886,542,000USD573,610,000USD255,577,000USD-214,524,000USD-196,086,000USD
    Unclassified Current Liabilities-60,181,000USD-87,499,000USD-184,865,000USD-142,311,000USD—-5,101,016,000USD——
    Unclassified Non Current Liabilities143,342,000USD51,205,000USD50,616,000USD-142,311,000USD-177,048,000USD-67,129,000USD-510,044,000USD-668,825,000USD
    Unclassified Equity428,035,000USD434,131,000USD435,247,000USD448,974,000USD445,686,000USD453,187,000USD488,061,000USD473,595,000USD
    Accounts Payable—124,266,000USD110,459,000USD80,217,000USD93,881,000USD5,101,016,000USD6,400,000USD4,855,000USD
    Current Deferred Revenue——-110,459,000USD———-75,629,000USD-119,380,000USD
    Inventory——-159,995,000USD-669,107,000USD-714,200,000USD-389,632,000USD-427,958,000USD-244,252,000USD
    Unclassified Current Assets——-169,107,000USD-177,363,000USD-714,200,000USD-389,632,000USD-815,420,000USD-1,081,844,000USD
    Non Current Liabilities Other———460,000,000USD404,052,000USD858,567,000USD556,204,000USD683,960,000USD
    Net Tangible Assets———465,256,000USD477,559,000USD431,105,000USD455,267,000USD403,695,000USD
    Other Liab————83,167,000USD67,129,000USD65,202,000USD43,329,000USD
    Earning Assets——————815,420,000USD837,592,000USD
    Deferred Long Term Liab——————11,278,000USD—
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ4 20232023-12-31 · USDQ2 20232023-06-30 · USD
    Net Income18,463,000USD-2,888,000USD7,557,000USD12,024,000USD14,799,000USD-52,541,000USD14,071,000USD21,575,000USD
    Depreciation2,714,000USD2,918,000USD2,913,000USD2,997,000USD3,124,000USD3,235,000USD3,424,000USD2,926,000USD
    Stock Based Compensation939,000USD728,000USD651,000USD750,000USD784,000USD892,000USD693,000USD567,000USD
    Other Non Cash Items1,532,000USD29,665,000USD44,246,000USD10,800,000USD-14,799,000USD52,541,000USD33,354,000USD6,621,000USD
    Change To Account Receivables-2,051,000USD2,848,000USD-1,619,000USD-784,000USD1,060,000USD10,969,000USD-651,000USD-466,000USD
    Change In Working Capital-6,681,000USD-37,485,000USD24,618,000USD1,485,000USD1,557,000USD19,091,000USD35,813,000USD8,625,000USD
    Total Cash From Operating Activities16,967,000USD-7,062,000USD79,985,000USD28,056,000USD24,700,000USD98,332,000USD87,355,000USD44,745,000USD
    Capital Expenditures-619,000USD-740,000USD-1,373,000USD1,846,000USD-1,846,000USD-2,716,000USD-1,667,000USD-1,900,000USD
    Free Cash Flow16,348,000USD-7,802,000USD78,612,000USD29,902,000USD22,854,000USD95,616,000USD85,688,000USD42,845,000USD
    Investments-78,592,000USD-133,391,000USD145,241,000USD229,467,000USD39,465,000USD61,688,000USD67,769,000USD-87,430,000USD
    Total Cashflows From Investing Activities-68,354,000USD334,732,000USD145,241,000USD229,467,000USD——67,769,000USD-87,430,000USD
    Net Borrowings38,244,000USD-166,585,000USD115,362,000USD-184,570,000USD192,725,000USD-98,357,000USD—77,765,000USD
    Total Cash From Financing Activities37,234,000USD-366,006,000USD-235,666,000USD-182,942,000USD-76,925,000USD-167,127,000USD-152,195,000USD65,070,000USD
    Dividends Paid-9,117,000USD-9,323,000USD-9,246,000USD-9,013,000USD-9,010,000USD-9,017,000USD-8,793,000USD-8,887,000USD
    Sale Purchase Of Stock-7,924,000USD-9,658,000USD0USD29,000USD0USD29,000USD-2,873,000USD-6,166,000USD
    Change In Cash-14,153,000USD-38,336,000USD-10,440,000USD74,581,000USD-12,760,000USD-121,873,000USD2,929,000USD22,385,000USD
    Begin Period Cash Flow127,811,000USD166,147,000USD176,587,000USD102,006,000USD114,766,000USD121,873,000USD132,132,000USD138,310,000USD
    End Period Cash Flow113,658,000USD127,811,000USD166,147,000USD176,587,000USD121,873,000USD114,766,000USD135,061,000USD160,695,000USD
    Other Cashflows From Investing Activities10,857,000USD468,863,000USD155,919,000USD207,668,000USD——118,911,000USD-19,233,000USD
    Other Cashflows From Financing Activities15,688,000USD-180,446,000USD-342,094,000USD10,485,000USD——-95,396,000USD7,130,968,000USD
    Unclassified Investing Cash Flow——-154,546,000USD-209,514,000USD——-117,244,000USD21,133,000USD
    Unclassified Operating Cash Flow————19,235,000USD75,114,000USD—4,431,000USD
    Unclassified Financing Cash Flow————-260,640,000USD-59,782,000USD-45,133,000USD-7,128,610,000USD
    Issuance Of Capital Stock——————0USD—
    Change To Liabilities———————0USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USDFY 20172017-12-31 · USD
    Net Income-124,281,000USD38,044,000USD75,460,000USD81,317,000USD22,537,000USD55,784,000USD39,421,000USD16,056,000USD
    Depreciation11,952,000USD13,156,000USD12,721,000USD16,345,000USD19,511,000USD19,430,000USD16,071,000USD13,446,000USD
    Stock Based Compensation2,913,000USD3,031,000USD2,489,000USD1,938,000USD2,175,000USD2,364,000USD1,533,000USD1,384,000USD
    Other Non Cash Items244,920,000USD113,687,000USD59,659,000USD230,184,000USD429,088,000USD31,992,000USD19,632,000USD29,122,000USD
    Change To Account Receivables1,505,000USD8,804,000USD-4,621,000USD4,075,000USD-7,199,000USD1,399,000USD-431,000USD-3,633,000USD
    Change In Working Capital-9,825,000USD8,628,000USD4,309,000USD-3,273,000USD-34,410,000USD-2,772,000USD9,914,000USD-1,584,000USD
    Total Cash From Operating Activities125,679,000USD176,546,000USD154,638,000USD334,438,000USD499,147,000USD119,406,000USD97,093,000USD70,456,000USD
    Capital Expenditures-5,346,000USD-6,901,000USD-8,731,000USD-2,718,000USD-2,589,000USD-5,538,000USD-7,200,000USD-6,182,000USD
    Free Cash Flow120,333,000USD169,645,000USD145,907,000USD331,720,000USD496,558,000USD113,868,000USD89,860,000USD64,274,000USD
    Investments-269,213,000USD136,708,000USD-341,765,000USD-505,036,000USD-1,304,135,000USD-72,779,000USD-56,005,000USD-234,614,000USD
    Total Cashflows From Investing Activities748,905,000USD136,708,000USD-76,080,000USD-478,495,000USD-1,312,433,000USD54,459,000USD-6,694,000USD-234,607,000USD
    Net Borrowings-43,068,000USD-181,129,000USD2,709,000USD-500,765,000USD260,653,000USD-116,753,000USD94,177,000USD212,755,000USD
    Total Cash From Financing Activities-861,539,000USD-333,549,000USD-104,128,000USD482,788,000USD760,421,000USD6,940,000USD-91,901,000USD188,644,000USD
    Dividends Paid-36,592,000USD-35,985,000USD-35,486,000USD-25,172,000USD-24,958,000USD-23,790,000USD-20,307,000USD-14,192,000USD
    Sale Purchase Of Stock-9,658,000USD-5,475,000USD-17,898,000USD-11,692,000USD-39,625,000USD-6,655,000USD2,278,000USD-3,225,000USD
    Change In Cash13,045,000USD-20,295,000USD-25,570,000USD338,731,000USD-52,865,000USD180,805,000USD-1,502,000USD24,486,000USD
    Begin Period Cash Flow114,766,000USD135,061,000USD160,631,000USD341,640,000USD394,505,000USD213,700,000USD215,202,000USD190,716,000USD
    End Period Cash Flow127,811,000USD114,766,000USD135,061,000USD680,371,000USD341,640,000USD394,505,000USD213,700,000USD215,202,000USD
    Other Cashflows From Investing Activities1,023,464,000USD-345,862,000USD71,544,000USD29,259,000USD-5,709,000USD132,776,000USD-112,792,000USD-227,923,000USD
    Other Cashflows From Financing Activities-772,864,000USD-110,960,000USD-53,453,000USD8,536,000USD193,000USD570,197,000USD-168,049,000USD-13,144,000USD
    Issuance Of Capital Stock—0USD0USD0USD0USD—0USD—
    Unclassified Investing Cash Flow—352,763,000USD202,872,000USD———169,303,000USD234,112,000USD
    Change To Liabilities———24,626,000USD4,750,000USD5,086,000USD5,568,000USD0USD
    Cash And Cash Equivalents Changes———338,731,000USD-52,865,000USD180,805,000USD-1,502,000USD24,486,000USD
    Unclassified Operating Cash Flow———7,927,000USD60,246,000USD12,608,000USD10,522,000USD12,032,000USD
    Unclassified Financing Cash Flow———1,011,881,000USD564,158,000USD-416,059,000USD—6,450,000USD
    Change To Inventory—————-1,961,000USD1,199,000USD2,720,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Operating metrics

    No operating metrics are currently published for this company.

    Revenue breakdown

    PeriodDimensionBusiness / regionRevenueCurrencySource
    FY 2023Yearly · 2023-12-31ProductAsset Management22,208,000USD0001466026-26-000020
    FY 2023Yearly · 2023-12-31ProductCredit Card Merchant Discount1,592,000USD0001466026-26-000020
    FY 2023Yearly · 2023-12-31ProductInterchange Revenues14,302,000USD0001466026-26-000020
    FY 2023Yearly · 2023-12-31ProductInvestment Advisory Management And Administrative Service1,726,000USD0001466026-26-000020
    FY 2023Yearly · 2023-12-31ProductNonsufficient Fund Fees7,325,000USD0001466026-26-000020
    FY 2023Yearly · 2023-12-31ProductOther Deposit Account4,665,000USD0001466026-26-000020
    FY 2023Yearly · 2023-12-31ProductOther Wealth Management Revenue16,338,000USD0001466026-26-000020
    FY 2023Yearly · 2023-12-31ProductService Other1,726,000USD0001466026-26-000020

    Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.