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    MERCURY GENERAL CORP

    Company overview

    Market capitalization
    $5.48B
    Employees
    4,380
    Latest publication
    2026-09-29
    About MERCURY GENERAL CORP

    Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.

    Company website

    Financial statements

    Income Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Revenue1,681,765,000USD1,539,809,000USD1,535,779USD1,584,926,000USD1,477,885,000USD1,393,879,000USD1,366,180,000,000USD1,530,374,000USD
    Cost Of Revenue4,200,000USD4,400,000USD—3,900,000USD3,600,000USD3,600,000USD—3,200,000USD
    Gross Profit1,677,565,000USD1,535,409,000USD—1,581,026,000USD1,474,285,000USD1,390,279,000USD—1,527,174,000USD
    Other Operating Expenses122,918,000USD123,887,000USD—108,518,000USD96,025,000USD79,453,000USD—86,861,000USD
    Interest Income89,763,000USD85,636,000USD—83,970,000USD78,759,000USD81,479,000USD—72,738,000USD
    Interest Expense7,909,000USD6,817,000USD—7,181,000USD7,195,000USD7,189,000USD—7,717,000USD
    Income Before Tax327,330,000USD235,653,000USD248,879USD350,318,000USD206,748,000USD-142,296,000USD123,499,000,000USD287,064,000USD
    Income Tax Expense63,828,000USD45,232,000USD46,332USD69,915,000USD40,276,000USD-33,969,000USD22,431,000,000USD56,208,000USD
    Net Income263,502,000USD190,421,000USD202,547USD280,403,000USD166,472,000USD-108,327,000USD101,068,000,000USD230,856,000USD
    Net Income Applicable To Common Shares263,502,000USD———————
    Operating Income——202,455USD———153,891,000,000USD—
    SourceDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosurePreliminaryDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosurePreliminaryDisclosureDeterministicFinal

    Income Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Revenue5,992,468,000USD5,475,633,000USD4,629,631,000USD3,643,066,000USD3,993,357,000USD3,784,511,000USD3,972,518,000USD3,380,004,000USD
    Cost Of Revenue15,200,000USD13,400,000USD11,400,000USD11,000,000USD12,800,000USD11,800,000USD10,500,000USD10,500,000USD
    Gross Profit5,977,268,000USD5,462,233,000USD4,618,231,000USD3,632,066,000USD3,980,557,000USD3,772,711,000USD3,962,018,000USD3,369,504,000USD
    Other Operating Expenses394,226,000USD327,157,000USD279,656,000USD279,718,000USD283,397,000USD285,831,000USD269,305,000USD244,630,000USD
    Interest Income328,701,000USD279,989,000USD234,630,000USD168,356,000USD129,727,000USD134,858,000USD141,263,000USD135,800,000USD
    Interest Expense28,623,000USD30,824,000USD24,169,000USD17,232,000USD17,113,000USD17,048,000USD17,035,000USD17,000,000USD
    Income Before Tax663,649,000USD574,880,000USD99,428,000USD-670,715,000USD299,307,000USD458,501,000USD378,069,000USD-30,615,000USD
    Income Tax Expense122,555,000USD106,927,000USD3,092,000USD-158,043,000USD51,370,000USD83,894,000USD57,982,000USD-24,887,000USD
    Net Income541,094,000USD467,953,000USD96,336,000USD-512,672,000USD247,937,000USD374,607,000USD320,087,000USD-5,728,000USD
    Net Income Applicable To Common Shares541,094,000USD467,953,000USD96,336,000USD-512,672,000USD247,937,000USD374,607,000USD320,087,000USD-5,728,000USD
    SourceDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinal

    Balance sheet Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Assets10,542,365,000USD9,872,865,000USD9,560,669,000USD9,372,742,000USD9,083,027,000USD9,027,658,000USD8,310,632,000USD8,152,948,000USD
    Short Term Investments974,212,000USD883,623,000USD812,787,000USD746,227,000USD687,652,000USD588,341,000USD879,175,000USD870,837,000USD
    Total Liabilities7,706,340,000USD7,282,755,000USD7,143,394,000USD7,140,428,000USD7,113,530,000USD7,207,047,000USD6,364,108,000USD6,290,658,000USD
    Total Equity Including Noncontrolling Interest2,836,025,000USD2,590,110,000USD2,417,275,000USD2,232,314,000USD1,969,497,000USD1,820,611,000USD1,946,524,000USD1,862,290,000USD
    Property Plant Equipment Net170,086,000USD163,007,000USD159,005,000USD160,280,000USD161,283,000USD159,287,000USD151,584,000USD149,866,000USD
    Goodwill42,796,000USD42,796,000USD42,796,000USD42,796,000USD42,796,000USD42,796,000USD42,796,000USD42,796,000USD
    Intangible Assets6,399,000USD6,613,000USD6,827,000USD7,040,000USD7,254,000USD7,468,000USD7,682,000USD7,906,000USD
    Common Stock99,699,000USD99,699,000USD99,699,000USD99,699,000USD99,699,000USD99,699,000USD99,699,000USD98,947,000USD
    Retained Earnings2,736,326,000USD2,490,411,000USD2,317,576,000USD2,132,615,000USD1,869,798,000USD1,720,912,000USD1,846,825,000USD1,763,343,000USD
    Net Receivables975,513,000USD———————
    Total Stockholder Equity2,836,025,000USD———————
    SourceDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinal

    Balance sheet Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Assets9,560,669,000USD8,310,632,000USD7,103,397,000USD6,514,188,000USD6,772,472,000USD6,328,246,000USD5,889,157,000USD5,433,729,000USD
    Short Term Investments812,787,000USD879,175,000USD730,693,000USD699,552,000USD970,939,000USD375,609,000USD494,135,000USD253,299,000USD
    Total Liabilities7,143,394,000USD6,364,108,000USD5,555,252,000USD4,992,057,000USD4,632,191,000USD4,295,649,000USD4,089,655,000USD3,816,045,000USD
    Total Equity Including Noncontrolling Interest2,417,275,000USD1,946,524,000USD1,548,145,000USD1,522,131,000USD2,140,281,000USD2,032,597,000USD1,799,502,000USD1,617,684,000USD
    Property Plant Equipment Net159,005,000USD151,584,000USD165,589,000USD191,625,000USD223,299,000USD219,477,000USD213,895,000USD153,023,000USD
    Goodwill42,796,000USD42,796,000USD42,796,000USD42,796,000USD42,796,000USD42,796,000USD42,796,000USD42,796,000USD
    Intangible Assets6,827,000USD7,682,000USD8,333,000USD9,212,000USD10,255,000USD11,322,000USD10,636,000USD15,534,000USD
    Common Stock99,699,000USD99,699,000USD98,947,000USD98,947,000USD98,943,000USD98,970,000USD98,828,000USD98,026,000USD
    Retained Earnings2,317,576,000USD1,846,825,000USD1,449,198,000USD1,423,184,000USD2,041,338,000USD1,933,627,000USD1,700,674,000USD1,519,658,000USD
    SourceDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinal

    Cash flow Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Depreciation200,000USD200,000USD21,269,000USD18,774,000USD17,702,000USD200,000USD19,589,000USD19,106,000USD
    Change To Liabilities8,418,000USD-26,622,000USD———5,397,000USD——
    Change In Working Capital8,418,000USD-26,622,000USD88,109,000USD278,366,000USD259,186,000USD5,397,000USD118,324,000USD165,749,000USD
    Operating Cash Flow217,702,000USD325,601,000USD———-68,729,000USD——
    Capital Expenditures-16,130,000USD-16,802,000USD-14,015,000USD-16,903,000USD-14,370,000USD-13,143,000USD-12,324,000USD-11,957,000USD
    Net Investments-271,942,000USD-99,224,000USD———307,537,000USD——
    Other Investing Activities-6,204,000USD-3,910,000USD———-837,000USD——
    Unclassified Investing Cash Flow75,061,000USD-152,372,000USD—15,055,000USD-179,856,000USD358,045,000USD-8,422,000USD3,876,000USD
    Investing Cash Flow-219,215,000USD-272,308,000USD———651,602,000USD——
    Net Debt Issuance-376,000USD-398,000USD———-754,000USD——
    Unclassified Financing Cash Flow351,836,000USD-17,586,000USD———-17,586,000USD—293,621,000USD
    Financing Cash Flow351,460,000USD-17,984,000USD———-18,340,000USD——
    Change In Cash349,947,000USD35,309,000USD62,999,000USD130,323,000USD-162,538,000USD564,533,000USD103,982,000USD6,942,000USD
    End Cash Flow1,700,830,000USD1,350,883,000USD———1,284,790,000USD——
    Net Income——202,547,000USD280,402,000USD166,472,000USD—101,067,000USD230,856,000USD
    Other Non Cash Items——-24,052,000USD-81,103,000USD-71,755,000USD—7,938,000USD-97,582,000USD
    Change To Account Receivables——92,754,000USD192,990,000USD228,277,000USD—34,503,000USD101,578,000USD
    Total Cash From Operating Activities——287,873,000USD496,439,000USD371,605,000USD—248,318,000USD318,129,000USD
    Free Cash Flow——273,858,000USD479,536,000USD357,235,000USD—235,994,000USD306,172,000USD
    Investments——-216,537,000USD-348,540,000USD-515,988,000USD—-127,382,000USD-293,621,000USD
    Total Cashflows From Investing Activities——-207,230,000USD-348,540,000USD-515,988,000USD—-127,382,000USD-293,621,000USD
    Net Borrowings——-58,000USD9,000USD-569,000USD—-121,000USD15,000USD
    Total Cash From Financing Activities——-17,644,000USD-17,576,000USD-18,155,000USD—-16,954,000USD-17,566,000USD
    Dividends Paid——-17,586,000USD-17,585,000USD-17,586,000USD—-17,585,000USD-17,581,000USD
    Sale Purchase Of Stock——0USD———752,000USD—
    Begin Period Cash Flow——1,252,575,000USD1,122,252,000USD1,284,790,000USD—616,275,000USD609,333,000USD
    End Period Cash Flow——1,315,574,000USD1,252,575,000USD1,122,252,000USD—720,257,000USD616,275,000USD
    Other Cashflows From Investing Activities——23,322,000USD1,848,000USD194,226,000USD—20,746,000USD8,081,000USD
    Other Cashflows From Financing Activities———9,000USD——752,000USD-293,621,000USD
    Stock Based Compensation——————1,400,000USD—
    SourceDisclosureDeterministicFinalDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacy

    Cash flow YTD

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USDQ3 20232023-09-30 · USDQ2 20232023-06-30 · USDQ3 20222022-09-30 · USD
    Depreciation400,000USD600,000USD400,000USD700,000USD400,000USD700,000USD400,000USD800,000USD
    Change To Liabilities-18,204,000USD40,397,000USD80,281,000USD34,665,000USD36,385,000USD-452,000USD38,795,000USD-2,517,000USD
    Change In Working Capital-18,204,000USD40,397,000USD80,281,000USD34,665,000USD36,385,000USD-452,000USD38,795,000USD-2,517,000USD
    Operating Cash Flow543,303,000USD799,315,000USD302,876,000USD788,799,000USD470,670,000USD227,653,000USD105,362,000USD284,871,000USD
    Capital Expenditures-32,932,000USD-44,416,000USD-27,513,000USD-33,814,000USD-21,857,000USD-26,985,000USD-19,063,000USD-25,589,000USD
    Net Investments-371,166,000USD-227,195,000USD-100,317,000USD-496,105,000USD-383,117,000USD-115,236,000USD-13,225,000USD-289,491,000USD
    Other Investing Activities-10,114,000USD-4,710,000USD-2,892,000USD-8,966,000USD-7,007,000USD-6,143,000USD-3,478,000USD-3,811,000USD
    Unclassified Investing Cash Flow-77,311,000USD63,395,000USD266,336,000USD-130,389,000USD36,328,000USD-36,533,000USD-15,847,000USD123,398,000USD
    Investing Cash Flow-491,523,000USD-212,926,000USD135,614,000USD-669,274,000USD-375,653,000USD-184,897,000USD-51,613,000USD-195,493,000USD
    Net Debt Issuance-774,000USD-1,314,000USD-1,323,000USD-1,412,000USD-1,427,000USD-855,000USD-642,000USD-1,147,000USD
    Unclassified Financing Cash Flow334,250,000USD-52,757,000USD-35,172,000USD-52,741,000USD-35,160,000USD122,259,000USD14,840,000USD-87,902,000USD
    Financing Cash Flow333,476,000USD-54,071,000USD-36,495,000USD-54,153,000USD-36,587,000USD121,404,000USD14,198,000USD-89,049,000USD
    Change In Cash385,256,000USD532,318,000USD401,995,000USD65,372,000USD58,430,000USD164,160,000USD67,947,000USD329,000USD
    End Cash Flow1,700,830,000USD1,252,575,000USD1,122,252,000USD616,275,000USD609,333,000USD453,936,000USD357,723,000USD335,886,000USD
    Stock Based Compensation12,400,000USD——————15,000USD
    SourceDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinal

    Cash flow Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Depreciation50,500,000USD38,300,000USD34,700,000USD35,300,000USD33,600,000USD29,000,000USD28,300,000USD25,400,000USD
    Deferred Income Tax15,216,000USD-12,841,000USD9,890,000USD-96,472,000USD12,437,000USD13,168,000USD41,303,000USD-41,059,000USD
    Change To Liabilities42,744,000USD42,807,000USD8,583,000USD-18,548,000USD-10,400,000USD66,279,000USD-670,000USD20,249,000USD
    Change In Working Capital42,744,000USD42,807,000USD8,583,000USD-18,548,000USD-10,400,000USD66,279,000USD-670,000USD20,249,000USD
    Operating Cash Flow1,087,188,000USD1,037,117,000USD452,988,000USD352,589,000USD501,584,000USD605,616,000USD519,678,000USD383,434,000USD
    Capital Expenditures-58,431,000USD-46,138,000USD-36,810,000USD-35,508,000USD-41,442,000USD-39,953,000USD-40,088,000USD-27,959,000USD
    Net Investments-508,307,000USD-608,696,000USD-213,638,000USD-458,503,000USD-605,883,000USD-459,248,000USD-38,375,000USD-182,292,000USD
    Other Investing Activities-7,725,000USD-11,411,000USD-10,377,000USD-5,752,000USD-9,096,000USD-20,577,000USD-6,247,000USD-10,105,000USD
    Unclassified Investing Cash Flow154,307,000USD-130,411,000USD-34,612,000USD183,379,000USD282,751,000USD108,492,000USD-316,491,000USD-2,080,000USD
    Investing Cash Flow-420,156,000USD-796,656,000USD-295,437,000USD-316,384,000USD-373,670,000USD-411,286,000USD-401,201,000USD-222,436,000USD
    Net Debt Issuance-1,372,000USD-1,533,000USD-1,102,000USD-1,504,000USD-825,000USD-609,000USD——
    Common Dividends Paid-70,343,000USD-70,326,000USD-70,322,000USD-105,482,000USD-140,226,000USD-139,640,000USD-139,071,000USD-138,478,000USD
    Financing Cash Flow-71,715,000USD-71,107,000USD103,576,000USD-81,986,000USD-140,836,000USD-140,249,000USD-138,370,000USD-138,120,000USD
    Change In Cash595,317,000USD169,354,000USD261,127,000USD-45,781,000USD-12,922,000USD54,081,000USD——
    End Cash Flow1,315,574,000USD720,257,000USD550,903,000USD289,776,000USD335,557,000USD348,479,000USD——
    Unclassified Financing Cash Flow—752,000USD175,000,000USD25,000,000USD215,000USD—701,000USD358,000USD
    Stock Based Compensation————141,000USD142,000USD123,000USD145,000USD
    Net Common Stock Issuance———————0USD
    SourceDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinalDisclosureDeterministicFinal

    Operating metrics

    No operating metrics are currently published for this company.

    Revenue breakdown

    PeriodDimensionBusiness / regionRevenueCurrencySource
    Q4 2024Quarterly · 2024-12-31SegmentNet premiums earned1,352,101,000,000USDDisclosure
    Q4 2024Quarterly · 2024-12-31SegmentOther7,682,000,000USDDisclosure

    Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.