marketcaparena

LIFE

Ethos Technologies Inc.

Company overview

Market capitalization
—
Employees
614
Latest publication
2026-09-29
About Ethos Technologies Inc.

Ethos Technologies Inc. provides third-party administrator services for insurance policies in the United States. The company offers Ethos, a three-sided technology platform that serves an ecosystem of consumers, agents, and carriers. It also provides term life insurance, whole life insurance, and indexed universal life insurance products, as well as wills and estate planning, and supplemental health insurance products. The company was formerly known as Ethos Insurance Corporation and changed its name to Ethos Technologies Inc. in August 2016. The company was incorporated in 2016 and is based in San Francisco, California.

Company website

Financial statements

Income Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USD
Total Revenue189,562,000USD193,099,000USD110,077,000USD93,794,000USD88,849,000USD94,888,000USD66,524,000USD
Cost Of Revenue4,026,000USD3,230,000USD2,059,000USD4,787,000USD4,234,000USD1,575,000USD1,558,000USD
Gross Profit185,536,000USD189,869,000USD108,018,000USD89,007,000USD84,615,000USD93,313,000USD64,966,000USD
Selling And Marketing Expenses128,086,000USD144,107,000USD64,113,000USD————
General And Administrative Expenses23,910,000USD——————
Total Operating Expenses167,417,000USD353,183,000USD83,548,000USD71,936,000USD65,773,000USD82,349,000USD54,022,000USD
Operating Income18,119,000USD-163,314,000USD24,470,000USD17,071,000USD18,842,000USD12,539,000USD12,502,000USD
Total Other Income Expense Net1,201,000USD768,000USD655,000USD666,000USD929,000USD32,000USD24,000USD
Communications And Information Technology13,871,000USD——————
Depreciation And Amortization1,550,000USD1,603,000USD1,284,000USD1,555,000USD1,406,000USD——
Income Before Tax19,320,000USD-162,546,000USD25,125,000USD17,737,000USD19,771,000USD13,111,000USD13,710,000USD
Income Tax Expense-211,000USD3,845,000USD564,000USD1,863,000USD1,302,000USD——
Net Income19,531,000USD-166,391,000USD24,561,000USD15,874,000USD18,469,000USD12,247,000USD9,548,000USD
Net Income Applicable To Common Shares19,531,000USD——————
Selling General Administrative—180,644,000USD9,233,000USD——69,779,000USD44,829,000USD
Unclassified Operating Expenses—28,432,000USD10,202,000USD71,936,000USD65,773,000USD12,570,000USD9,193,000USD
Interest Income—1,377,000USD1,359,000USD——1,513,000USD1,322,000USD
Interest Expense—662,000USD765,000USD786,000USD646,000USD973,000USD138,000USD
Net Interest Income—715,000USD594,000USD——540,000USD1,184,000USD
Tax Provision—3,845,000USD564,000USD——864,000USD4,162,000USD
Net Income From Continuing Ops—-166,391,000USD24,561,000USD——12,247,000USD9,548,000USD
Ebit—-161,884,000USD25,890,000USD18,523,000USD20,417,000USD——
Ebitda—-160,281,000USD27,174,000USD20,078,000USD21,823,000USD——
Reconciled Depreciation—1,603,000USD1,284,000USD——1,564,000USD1,269,000USD
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Income Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USD
Total Revenue387,608,000USD254,926,000USD159,754,000USD
Cost Of Revenue6,733,000USD6,527,000USD5,902,000USD
Gross Profit380,875,000USD248,399,000USD153,852,000USD
Selling General Administrative39,647,000USD171,081,000USD128,762,000USD
Selling And Marketing Expenses229,318,000USD——
Unclassified Operating Expenses38,988,000USD35,098,000USD33,903,000USD
Total Operating Expenses307,953,000USD206,179,000USD162,665,000USD
Operating Income72,922,000USD48,747,000USD-2,911,000USD
Interest Income5,831,000USD5,599,000USD5,792,000USD
Interest Expense3,170,000USD595,000USD723,000USD
Net Interest Income2,661,000USD5,004,000USD5,069,000USD
Income Before Tax75,744,000USD53,936,000USD2,275,000USD
Income Tax Expense4,593,000USD——
Tax Provision4,593,000USD5,104,000USD586,000USD
Net Income71,151,000USD48,832,000USD1,689,000USD
Net Income From Continuing Ops71,151,000USD48,832,000USD1,689,000USD
Ebit78,914,000USD——
Ebitda85,176,000USD——
Depreciation And Amortization6,262,000USD——
Reconciled Depreciation6,262,000USD5,480,000USD5,713,000USD
Total Other Income Expense Net2,822,000USD185,000USD117,000USD
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Balance sheet Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ4 20242024-12-31 · USD
Total Assets696,084,000USD619,364,000USD515,337,000USD488,302,000USD466,232,000USD395,881,000USD
Cash And Equivalents112,158,000USD—————
Cash And Short Term Investments168,319,000USD144,601,000USD125,967,000USD129,739,000USD129,024,000USD—
Short Term Investments56,161,000USD36,692,000USD34,876,000USD45,470,000USD48,740,000USD68,279,000USD
Long Term Investments84,536,000USD79,203,000USD31,468,000USD31,452,000USD—35,002,000USD
Total Current Assets302,001,000USD489,341,000USD245,804,000USD234,865,000USD381,797,000USD174,806,000USD
Other Current Assets45,585,000USD8,121,000USD54,553,000USD48,094,000USD—3,543,000USD
Total Liabilities219,918,000USD—————
Total Current Liabilities199,045,000USD11,853,000USD113,190,000USD108,058,000USD13,049,000USD67,600,000USD
Other Current Liabilities46,117,000USD—————
Total Stockholder Equity476,166,000USD441,323,000USD-24,116,000USD-48,918,000USD338,989,000USD-107,150,000USD
Total Equity Including Noncontrolling Interest476,166,000USD—————
Net Receivables57,211,000USD344,740,000USD65,284,000USD57,032,000USD252,773,000USD45,382,000USD
Property Plant Equipment Net12,609,000USD12,180,000USD10,372,000USD10,377,000USD9,692,000USD9,960,000USD
Goodwill2,238,000USD—————
Intangible Assets611,000USD2,875,000USD662,000USD183,000USD2,434,000USD221,000USD
Accounts Payable80,353,000USD76,632,000USD66,820,000USD73,410,000USD—33,685,000USD
Short Term Debt1,031,000USD11,853,000USD1,125,000USD1,003,000USD13,049,000USD—
Common Stock6,000USD6,000USD2,000USD2,000USD2,000USD—
Retained Earnings-249,374,000USD-268,905,000USD-102,514,000USD-127,075,000USD-142,949,000USD-173,665,000USD
Accumulated Other Comprehensive Income-1,426,000USD-1,103,000USD-554,000USD-498,000USD-417,000USD—
Total Liab—178,041,000USD539,453,000USD537,220,000USD127,243,000USD503,031,000USD
Other Current Liab—446,000USD44,153,000USD32,600,000USD—66,000USD
Capital Stock—6,000USD2,000USD2,000USD—2,000USD
Good Will—2,238,000USD2,238,000USD2,238,000USD2,238,000USD2,238,000USD
Cash—107,909,000USD91,091,000USD84,269,000USD80,284,000USD35,075,000USD
Net Debt—-84,675,000USD-88,738,000USD-81,725,000USD-47,433,000USD—
Short Long Term Debt Total—23,234,000USD2,353,000USD2,544,000USD32,851,000USD—
Property Plant Equipment Gross—31,832,000USD28,717,000USD27,466,000USD—23,232,000USD
Common Stock Shares Outstanding—48,130,000shares62,558,380shares62,558,380shares62,869,653shares62,558,380shares
Non Current Assets Total—130,023,000USD269,533,000USD253,437,000USD84,435,000USD221,075,000USD
Non Current Liabilities Total—166,188,000USD426,263,000USD429,162,000USD114,194,000USD435,431,000USD
Non Current Liabilities Other—10,459,000USD12,509,000USD16,234,000USD—25,663,000USD
Non Currrent Assets Other—35,765,000USD224,793,000USD209,187,000USD40,558,000USD558,000USD
Net Working Capital—104,395,000USD132,614,000USD126,807,000USD—107,206,000USD
Unclassified Current Assets—-8,121,000USD———22,527,000USD
Unclassified Non Current Assets—-2,238,000USD——29,513,000USD173,096,000USD
Unclassified Current Liabilities—-77,078,000USD———33,849,000USD
Unclassified Non Current Liabilities—155,729,000USD413,754,000USD412,928,000USD114,194,000USD409,768,000USD
Unclassified Equity—711,319,000USD78,948,000USD78,651,000USD482,353,000USD66,513,000USD
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Balance sheet Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USD
Total Assets515,337,000USD395,881,000USD279,654,000USD
Intangible Assets662,000USD221,000USD30,000USD
Other Current Assets54,553,000USD3,543,000USD2,168,000USD
Total Liab539,453,000USD503,031,000USD438,834,000USD
Total Stockholder Equity-24,116,000USD-107,150,000USD-159,180,000USD
Other Current Liab44,153,000USD66,000USD22,000USD
Common Stock2,000USD——
Capital Stock2,000USD2,000USD2,000USD
Retained Earnings-102,514,000USD-173,665,000USD-222,497,000USD
Good Will2,238,000USD2,238,000USD2,238,000USD
Cash91,091,000USD35,075,000USD25,020,000USD
Cash And Short Term Investments125,967,000USD——
Total Current Assets245,804,000USD174,806,000USD148,875,000USD
Total Current Liabilities113,190,000USD67,600,000USD27,093,000USD
Net Debt-88,738,000USD——
Short Term Debt1,125,000USD——
Short Long Term Debt Total2,353,000USD——
Long Term Investments31,468,000USD35,002,000USD0USD
Short Term Investments34,876,000USD68,279,000USD103,957,000USD
Net Receivables65,284,000USD45,382,000USD17,730,000USD
Accounts Payable66,820,000USD33,685,000USD13,058,000USD
Property Plant Equipment Net10,372,000USD9,960,000USD9,086,000USD
Property Plant Equipment Gross28,717,000USD23,232,000USD17,641,000USD
Accumulated Other Comprehensive Income-554,000USD——
Common Stock Shares Outstanding62,558,380shares62,558,380shares62,558,380shares
Non Current Assets Total269,533,000USD221,075,000USD130,779,000USD
Non Current Liabilities Total426,263,000USD435,431,000USD411,741,000USD
Non Current Liabilities Other12,509,000USD25,663,000USD7,495,000USD
Non Currrent Assets Other224,793,000USD558,000USD180,000USD
Net Working Capital132,614,000USD107,206,000USD121,782,000USD
Unclassified Non Current Liabilities413,754,000USD409,768,000USD404,246,000USD
Unclassified Equity78,948,000USD66,513,000USD63,315,000USD
Unclassified Current Assets—22,527,000USD—
Unclassified Non Current Assets—173,096,000USD119,245,000USD
Unclassified Current Liabilities—33,849,000USD14,013,000USD
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Cash flow Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USD
Net Income-166,391,000USD24,561,000USD15,874,000USD12,247,000USD9,548,000USD
Depreciation1,625,000USD1,552,000USD1,555,000USD1,564,000USD1,318,000USD
Stock Based Compensation192,724,000USD——9,814,000USD897,000USD
Other Non Cash Items196,243,000USD1,660,000USD2,459,000USD541,000USD-410,000USD
Change To Account Receivables-14,435,000USD-8,252,000USD441,000USD-8,927,000USD-15,355,000USD
Change In Working Capital-268,000USD-22,829,000USD-12,641,000USD-13,881,000USD-13,007,000USD
Total Cash From Operating Activities31,209,000USD4,944,000USD7,247,000USD10,810,000USD2,164,000USD
Capital Expenditures-1,926,000USD-4,676,000USD-523,000USD-1,015,000USD-1,052,000USD
Free Cash Flow29,283,000USD268,000USD6,724,000USD9,795,000USD1,112,000USD
Investments-50,172,000USD——2,990,000USD-11,123,000USD
Total Cashflows From Investing Activities-52,098,000USD8,752,000USD1,900,000USD——
Total Cash From Financing Activities37,784,000USD-6,866,000USD-5,144,000USD3,391,000USD23,093,000USD
Issuance Of Capital Stock91,580,000USD——0USD—
Change In Cash16,818,000USD6,822,000USD3,985,000USD16,176,000USD13,082,000USD
Begin Period Cash Flow91,091,000USD84,269,000USD80,284,000USD35,075,000USD21,993,000USD
End Period Cash Flow107,909,000USD91,091,000USD84,269,000USD51,247,000USD35,075,000USD
Other Cashflows From Financing Activities-49,085,000USD————
Unclassified Operating Cash Flow-192,724,000USD———3,818,000USD
Unclassified Financing Cash Flow-4,711,000USD——3,391,000USD—
Unclassified Investing Cash Flow—13,428,000USD2,423,000USD——
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Cash flow Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USD
Net Income71,151,000USD48,832,000USD1,689,000USD
Depreciation6,262,000USD5,480,000USD5,729,000USD
Stock Based Compensation10,596,000USD3,166,000USD3,607,000USD
Other Non Cash Items1,656,000USD-2,538,000USD-2,879,000USD
Change To Account Receivables-76,025,000USD-13,626,000USD-36,444,000USD
Change In Working Capital-58,062,000USD-69,556,000USD-45,287,000USD
Total Cash From Operating Activities36,225,000USD-10,908,000USD-37,124,000USD
Capital Expenditures-6,277,000USD-4,584,000USD-4,908,000USD
Free Cash Flow29,948,000USD-15,492,000USD-42,032,000USD
Investments38,144,000USD3,688,000USD-4,251,000USD
Total Cashflows From Investing Activities31,867,000USD——
Total Cash From Financing Activities-12,049,000USD21,857,000USD-1,642,000USD
Change In Cash56,016,000USD10,053,000USD-47,925,000USD
Begin Period Cash Flow35,075,000USD25,020,000USD72,947,000USD
End Period Cash Flow91,091,000USD35,075,000USD25,020,000USD
Other Cashflows From Investing Activities-4,786,000USD——
Other Cashflows From Financing Activities-13,107,000USD——
Unclassified Operating Cash Flow4,622,000USD3,708,000USD—
Unclassified Investing Cash Flow4,786,000USD——
Unclassified Financing Cash Flow1,058,000USD——
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Operating metrics

No operating metrics are currently published for this company.

Revenue breakdown

PeriodDimensionBusiness / regionRevenueCurrencySource
FY 2012Yearly · 2012-12-31ProductApplied Sciences718,473,000USD0001193125-13-080895
FY 2012Yearly · 2012-12-31ProductCorporate And Other1,034,000USD0001193125-13-080895
FY 2012Yearly · 2012-12-31ProductGenetics1,462,905,000USD0001193125-13-080895
FY 2012Yearly · 2012-12-31ProductResearch Consumables1,616,098,000USD0001193125-13-080895
FY 2011Yearly · 2011-12-31ProductApplied Sciences673,533,000USD0001193125-13-080895
FY 2011Yearly · 2011-12-31ProductCorporate And Other48,665,000USD0001193125-13-080895
FY 2011Yearly · 2011-12-31ProductGenetics1,456,966,000USD0001193125-13-080895
FY 2011Yearly · 2011-12-31ProductResearch Consumables1,596,508,000USD0001193125-13-080895
FY 2010Yearly · 2010-12-31ProductApplied Sciences633,444,000USD0001193125-13-080895
FY 2010Yearly · 2010-12-31ProductCorporate And Other4,315,000USD0001193125-13-080895
FY 2010Yearly · 2010-12-31ProductGenetics1,374,470,000USD0001193125-13-080895
FY 2010Yearly · 2010-12-31ProductResearch Consumables1,575,865,000USD0001193125-13-080895

Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.