LIFE
Ethos Technologies Inc.
Company overview
- Market capitalization
- —
- Employees
- 614
- Latest publication
- 2026-09-29
About Ethos Technologies Inc.
Ethos Technologies Inc. provides third-party administrator services for insurance policies in the United States. The company offers Ethos, a three-sided technology platform that serves an ecosystem of consumers, agents, and carriers. It also provides term life insurance, whole life insurance, and indexed universal life insurance products, as well as wills and estate planning, and supplemental health insurance products. The company was formerly known as Ethos Insurance Corporation and changed its name to Ethos Technologies Inc. in August 2016. The company was incorporated in 2016 and is based in San Francisco, California.
Financial statements
Income Quarterly
| Metric | Q2 20262026-06-30 · USD | Q1 20262026-03-31 · USD | Q4 20252025-12-31 · USD | Q3 20252025-09-30 · USD | Q2 20252025-06-30 · USD | Q1 20252025-03-31 · USD | Q4 20242024-12-31 · USD |
|---|---|---|---|---|---|---|---|
| Total Revenue | 189,562,000USD | 193,099,000USD | 110,077,000USD | 93,794,000USD | 88,849,000USD | 94,888,000USD | 66,524,000USD |
| Cost Of Revenue | 4,026,000USD | 3,230,000USD | 2,059,000USD | 4,787,000USD | 4,234,000USD | 1,575,000USD | 1,558,000USD |
| Gross Profit | 185,536,000USD | 189,869,000USD | 108,018,000USD | 89,007,000USD | 84,615,000USD | 93,313,000USD | 64,966,000USD |
| Selling And Marketing Expenses | 128,086,000USD | 144,107,000USD | 64,113,000USD | — | — | — | — |
| General And Administrative Expenses | 23,910,000USD | — | — | — | — | — | — |
| Total Operating Expenses | 167,417,000USD | 353,183,000USD | 83,548,000USD | 71,936,000USD | 65,773,000USD | 82,349,000USD | 54,022,000USD |
| Operating Income | 18,119,000USD | -163,314,000USD | 24,470,000USD | 17,071,000USD | 18,842,000USD | 12,539,000USD | 12,502,000USD |
| Total Other Income Expense Net | 1,201,000USD | 768,000USD | 655,000USD | 666,000USD | 929,000USD | 32,000USD | 24,000USD |
| Communications And Information Technology | 13,871,000USD | — | — | — | — | — | — |
| Depreciation And Amortization | 1,550,000USD | 1,603,000USD | 1,284,000USD | 1,555,000USD | 1,406,000USD | — | — |
| Income Before Tax | 19,320,000USD | -162,546,000USD | 25,125,000USD | 17,737,000USD | 19,771,000USD | 13,111,000USD | 13,710,000USD |
| Income Tax Expense | -211,000USD | 3,845,000USD | 564,000USD | 1,863,000USD | 1,302,000USD | — | — |
| Net Income | 19,531,000USD | -166,391,000USD | 24,561,000USD | 15,874,000USD | 18,469,000USD | 12,247,000USD | 9,548,000USD |
| Net Income Applicable To Common Shares | 19,531,000USD | — | — | — | — | — | — |
| Selling General Administrative | — | 180,644,000USD | 9,233,000USD | — | — | 69,779,000USD | 44,829,000USD |
| Unclassified Operating Expenses | — | 28,432,000USD | 10,202,000USD | 71,936,000USD | 65,773,000USD | 12,570,000USD | 9,193,000USD |
| Interest Income | — | 1,377,000USD | 1,359,000USD | — | — | 1,513,000USD | 1,322,000USD |
| Interest Expense | — | 662,000USD | 765,000USD | 786,000USD | 646,000USD | 973,000USD | 138,000USD |
| Net Interest Income | — | 715,000USD | 594,000USD | — | — | 540,000USD | 1,184,000USD |
| Tax Provision | — | 3,845,000USD | 564,000USD | — | — | 864,000USD | 4,162,000USD |
| Net Income From Continuing Ops | — | -166,391,000USD | 24,561,000USD | — | — | 12,247,000USD | 9,548,000USD |
| Ebit | — | -161,884,000USD | 25,890,000USD | 18,523,000USD | 20,417,000USD | — | — |
| Ebitda | — | -160,281,000USD | 27,174,000USD | 20,078,000USD | 21,823,000USD | — | — |
| Reconciled Depreciation | — | 1,603,000USD | 1,284,000USD | — | — | 1,564,000USD | 1,269,000USD |
| Source | DisclosureDeterministicFinal | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Income Yearly
| Metric | FY 20252025-12-31 · USD | FY 20242024-12-31 · USD | FY 20232023-12-31 · USD |
|---|---|---|---|
| Total Revenue | 387,608,000USD | 254,926,000USD | 159,754,000USD |
| Cost Of Revenue | 6,733,000USD | 6,527,000USD | 5,902,000USD |
| Gross Profit | 380,875,000USD | 248,399,000USD | 153,852,000USD |
| Selling General Administrative | 39,647,000USD | 171,081,000USD | 128,762,000USD |
| Selling And Marketing Expenses | 229,318,000USD | — | — |
| Unclassified Operating Expenses | 38,988,000USD | 35,098,000USD | 33,903,000USD |
| Total Operating Expenses | 307,953,000USD | 206,179,000USD | 162,665,000USD |
| Operating Income | 72,922,000USD | 48,747,000USD | -2,911,000USD |
| Interest Income | 5,831,000USD | 5,599,000USD | 5,792,000USD |
| Interest Expense | 3,170,000USD | 595,000USD | 723,000USD |
| Net Interest Income | 2,661,000USD | 5,004,000USD | 5,069,000USD |
| Income Before Tax | 75,744,000USD | 53,936,000USD | 2,275,000USD |
| Income Tax Expense | 4,593,000USD | — | — |
| Tax Provision | 4,593,000USD | 5,104,000USD | 586,000USD |
| Net Income | 71,151,000USD | 48,832,000USD | 1,689,000USD |
| Net Income From Continuing Ops | 71,151,000USD | 48,832,000USD | 1,689,000USD |
| Ebit | 78,914,000USD | — | — |
| Ebitda | 85,176,000USD | — | — |
| Depreciation And Amortization | 6,262,000USD | — | — |
| Reconciled Depreciation | 6,262,000USD | 5,480,000USD | 5,713,000USD |
| Total Other Income Expense Net | 2,822,000USD | 185,000USD | 117,000USD |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Balance sheet Quarterly
| Metric | Q2 20262026-06-30 · USD | Q1 20262026-03-31 · USD | Q4 20252025-12-31 · USD | Q3 20252025-09-30 · USD | Q2 20252025-06-30 · USD | Q4 20242024-12-31 · USD |
|---|---|---|---|---|---|---|
| Total Assets | 696,084,000USD | 619,364,000USD | 515,337,000USD | 488,302,000USD | 466,232,000USD | 395,881,000USD |
| Cash And Equivalents | 112,158,000USD | — | — | — | — | — |
| Cash And Short Term Investments | 168,319,000USD | 144,601,000USD | 125,967,000USD | 129,739,000USD | 129,024,000USD | — |
| Short Term Investments | 56,161,000USD | 36,692,000USD | 34,876,000USD | 45,470,000USD | 48,740,000USD | 68,279,000USD |
| Long Term Investments | 84,536,000USD | 79,203,000USD | 31,468,000USD | 31,452,000USD | — | 35,002,000USD |
| Total Current Assets | 302,001,000USD | 489,341,000USD | 245,804,000USD | 234,865,000USD | 381,797,000USD | 174,806,000USD |
| Other Current Assets | 45,585,000USD | 8,121,000USD | 54,553,000USD | 48,094,000USD | — | 3,543,000USD |
| Total Liabilities | 219,918,000USD | — | — | — | — | — |
| Total Current Liabilities | 199,045,000USD | 11,853,000USD | 113,190,000USD | 108,058,000USD | 13,049,000USD | 67,600,000USD |
| Other Current Liabilities | 46,117,000USD | — | — | — | — | — |
| Total Stockholder Equity | 476,166,000USD | 441,323,000USD | -24,116,000USD | -48,918,000USD | 338,989,000USD | -107,150,000USD |
| Total Equity Including Noncontrolling Interest | 476,166,000USD | — | — | — | — | — |
| Net Receivables | 57,211,000USD | 344,740,000USD | 65,284,000USD | 57,032,000USD | 252,773,000USD | 45,382,000USD |
| Property Plant Equipment Net | 12,609,000USD | 12,180,000USD | 10,372,000USD | 10,377,000USD | 9,692,000USD | 9,960,000USD |
| Goodwill | 2,238,000USD | — | — | — | — | — |
| Intangible Assets | 611,000USD | 2,875,000USD | 662,000USD | 183,000USD | 2,434,000USD | 221,000USD |
| Accounts Payable | 80,353,000USD | 76,632,000USD | 66,820,000USD | 73,410,000USD | — | 33,685,000USD |
| Short Term Debt | 1,031,000USD | 11,853,000USD | 1,125,000USD | 1,003,000USD | 13,049,000USD | — |
| Common Stock | 6,000USD | 6,000USD | 2,000USD | 2,000USD | 2,000USD | — |
| Retained Earnings | -249,374,000USD | -268,905,000USD | -102,514,000USD | -127,075,000USD | -142,949,000USD | -173,665,000USD |
| Accumulated Other Comprehensive Income | -1,426,000USD | -1,103,000USD | -554,000USD | -498,000USD | -417,000USD | — |
| Total Liab | — | 178,041,000USD | 539,453,000USD | 537,220,000USD | 127,243,000USD | 503,031,000USD |
| Other Current Liab | — | 446,000USD | 44,153,000USD | 32,600,000USD | — | 66,000USD |
| Capital Stock | — | 6,000USD | 2,000USD | 2,000USD | — | 2,000USD |
| Good Will | — | 2,238,000USD | 2,238,000USD | 2,238,000USD | 2,238,000USD | 2,238,000USD |
| Cash | — | 107,909,000USD | 91,091,000USD | 84,269,000USD | 80,284,000USD | 35,075,000USD |
| Net Debt | — | -84,675,000USD | -88,738,000USD | -81,725,000USD | -47,433,000USD | — |
| Short Long Term Debt Total | — | 23,234,000USD | 2,353,000USD | 2,544,000USD | 32,851,000USD | — |
| Property Plant Equipment Gross | — | 31,832,000USD | 28,717,000USD | 27,466,000USD | — | 23,232,000USD |
| Common Stock Shares Outstanding | — | 48,130,000shares | 62,558,380shares | 62,558,380shares | 62,869,653shares | 62,558,380shares |
| Non Current Assets Total | — | 130,023,000USD | 269,533,000USD | 253,437,000USD | 84,435,000USD | 221,075,000USD |
| Non Current Liabilities Total | — | 166,188,000USD | 426,263,000USD | 429,162,000USD | 114,194,000USD | 435,431,000USD |
| Non Current Liabilities Other | — | 10,459,000USD | 12,509,000USD | 16,234,000USD | — | 25,663,000USD |
| Non Currrent Assets Other | — | 35,765,000USD | 224,793,000USD | 209,187,000USD | 40,558,000USD | 558,000USD |
| Net Working Capital | — | 104,395,000USD | 132,614,000USD | 126,807,000USD | — | 107,206,000USD |
| Unclassified Current Assets | — | -8,121,000USD | — | — | — | 22,527,000USD |
| Unclassified Non Current Assets | — | -2,238,000USD | — | — | 29,513,000USD | 173,096,000USD |
| Unclassified Current Liabilities | — | -77,078,000USD | — | — | — | 33,849,000USD |
| Unclassified Non Current Liabilities | — | 155,729,000USD | 413,754,000USD | 412,928,000USD | 114,194,000USD | 409,768,000USD |
| Unclassified Equity | — | 711,319,000USD | 78,948,000USD | 78,651,000USD | 482,353,000USD | 66,513,000USD |
| Source | DisclosureDeterministicFinal | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Balance sheet Yearly
| Metric | FY 20252025-12-31 · USD | FY 20242024-12-31 · USD | FY 20232023-12-31 · USD |
|---|---|---|---|
| Total Assets | 515,337,000USD | 395,881,000USD | 279,654,000USD |
| Intangible Assets | 662,000USD | 221,000USD | 30,000USD |
| Other Current Assets | 54,553,000USD | 3,543,000USD | 2,168,000USD |
| Total Liab | 539,453,000USD | 503,031,000USD | 438,834,000USD |
| Total Stockholder Equity | -24,116,000USD | -107,150,000USD | -159,180,000USD |
| Other Current Liab | 44,153,000USD | 66,000USD | 22,000USD |
| Common Stock | 2,000USD | — | — |
| Capital Stock | 2,000USD | 2,000USD | 2,000USD |
| Retained Earnings | -102,514,000USD | -173,665,000USD | -222,497,000USD |
| Good Will | 2,238,000USD | 2,238,000USD | 2,238,000USD |
| Cash | 91,091,000USD | 35,075,000USD | 25,020,000USD |
| Cash And Short Term Investments | 125,967,000USD | — | — |
| Total Current Assets | 245,804,000USD | 174,806,000USD | 148,875,000USD |
| Total Current Liabilities | 113,190,000USD | 67,600,000USD | 27,093,000USD |
| Net Debt | -88,738,000USD | — | — |
| Short Term Debt | 1,125,000USD | — | — |
| Short Long Term Debt Total | 2,353,000USD | — | — |
| Long Term Investments | 31,468,000USD | 35,002,000USD | 0USD |
| Short Term Investments | 34,876,000USD | 68,279,000USD | 103,957,000USD |
| Net Receivables | 65,284,000USD | 45,382,000USD | 17,730,000USD |
| Accounts Payable | 66,820,000USD | 33,685,000USD | 13,058,000USD |
| Property Plant Equipment Net | 10,372,000USD | 9,960,000USD | 9,086,000USD |
| Property Plant Equipment Gross | 28,717,000USD | 23,232,000USD | 17,641,000USD |
| Accumulated Other Comprehensive Income | -554,000USD | — | — |
| Common Stock Shares Outstanding | 62,558,380shares | 62,558,380shares | 62,558,380shares |
| Non Current Assets Total | 269,533,000USD | 221,075,000USD | 130,779,000USD |
| Non Current Liabilities Total | 426,263,000USD | 435,431,000USD | 411,741,000USD |
| Non Current Liabilities Other | 12,509,000USD | 25,663,000USD | 7,495,000USD |
| Non Currrent Assets Other | 224,793,000USD | 558,000USD | 180,000USD |
| Net Working Capital | 132,614,000USD | 107,206,000USD | 121,782,000USD |
| Unclassified Non Current Liabilities | 413,754,000USD | 409,768,000USD | 404,246,000USD |
| Unclassified Equity | 78,948,000USD | 66,513,000USD | 63,315,000USD |
| Unclassified Current Assets | — | 22,527,000USD | — |
| Unclassified Non Current Assets | — | 173,096,000USD | 119,245,000USD |
| Unclassified Current Liabilities | — | 33,849,000USD | 14,013,000USD |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Cash flow Quarterly
| Metric | Q1 20262026-03-31 · USD | Q4 20252025-12-31 · USD | Q3 20252025-09-30 · USD | Q1 20252025-03-31 · USD | Q4 20242024-12-31 · USD |
|---|---|---|---|---|---|
| Net Income | -166,391,000USD | 24,561,000USD | 15,874,000USD | 12,247,000USD | 9,548,000USD |
| Depreciation | 1,625,000USD | 1,552,000USD | 1,555,000USD | 1,564,000USD | 1,318,000USD |
| Stock Based Compensation | 192,724,000USD | — | — | 9,814,000USD | 897,000USD |
| Other Non Cash Items | 196,243,000USD | 1,660,000USD | 2,459,000USD | 541,000USD | -410,000USD |
| Change To Account Receivables | -14,435,000USD | -8,252,000USD | 441,000USD | -8,927,000USD | -15,355,000USD |
| Change In Working Capital | -268,000USD | -22,829,000USD | -12,641,000USD | -13,881,000USD | -13,007,000USD |
| Total Cash From Operating Activities | 31,209,000USD | 4,944,000USD | 7,247,000USD | 10,810,000USD | 2,164,000USD |
| Capital Expenditures | -1,926,000USD | -4,676,000USD | -523,000USD | -1,015,000USD | -1,052,000USD |
| Free Cash Flow | 29,283,000USD | 268,000USD | 6,724,000USD | 9,795,000USD | 1,112,000USD |
| Investments | -50,172,000USD | — | — | 2,990,000USD | -11,123,000USD |
| Total Cashflows From Investing Activities | -52,098,000USD | 8,752,000USD | 1,900,000USD | — | — |
| Total Cash From Financing Activities | 37,784,000USD | -6,866,000USD | -5,144,000USD | 3,391,000USD | 23,093,000USD |
| Issuance Of Capital Stock | 91,580,000USD | — | — | 0USD | — |
| Change In Cash | 16,818,000USD | 6,822,000USD | 3,985,000USD | 16,176,000USD | 13,082,000USD |
| Begin Period Cash Flow | 91,091,000USD | 84,269,000USD | 80,284,000USD | 35,075,000USD | 21,993,000USD |
| End Period Cash Flow | 107,909,000USD | 91,091,000USD | 84,269,000USD | 51,247,000USD | 35,075,000USD |
| Other Cashflows From Financing Activities | -49,085,000USD | — | — | — | — |
| Unclassified Operating Cash Flow | -192,724,000USD | — | — | — | 3,818,000USD |
| Unclassified Financing Cash Flow | -4,711,000USD | — | — | 3,391,000USD | — |
| Unclassified Investing Cash Flow | — | 13,428,000USD | 2,423,000USD | — | — |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Cash flow Yearly
| Metric | FY 20252025-12-31 · USD | FY 20242024-12-31 · USD | FY 20232023-12-31 · USD |
|---|---|---|---|
| Net Income | 71,151,000USD | 48,832,000USD | 1,689,000USD |
| Depreciation | 6,262,000USD | 5,480,000USD | 5,729,000USD |
| Stock Based Compensation | 10,596,000USD | 3,166,000USD | 3,607,000USD |
| Other Non Cash Items | 1,656,000USD | -2,538,000USD | -2,879,000USD |
| Change To Account Receivables | -76,025,000USD | -13,626,000USD | -36,444,000USD |
| Change In Working Capital | -58,062,000USD | -69,556,000USD | -45,287,000USD |
| Total Cash From Operating Activities | 36,225,000USD | -10,908,000USD | -37,124,000USD |
| Capital Expenditures | -6,277,000USD | -4,584,000USD | -4,908,000USD |
| Free Cash Flow | 29,948,000USD | -15,492,000USD | -42,032,000USD |
| Investments | 38,144,000USD | 3,688,000USD | -4,251,000USD |
| Total Cashflows From Investing Activities | 31,867,000USD | — | — |
| Total Cash From Financing Activities | -12,049,000USD | 21,857,000USD | -1,642,000USD |
| Change In Cash | 56,016,000USD | 10,053,000USD | -47,925,000USD |
| Begin Period Cash Flow | 35,075,000USD | 25,020,000USD | 72,947,000USD |
| End Period Cash Flow | 91,091,000USD | 35,075,000USD | 25,020,000USD |
| Other Cashflows From Investing Activities | -4,786,000USD | — | — |
| Other Cashflows From Financing Activities | -13,107,000USD | — | — |
| Unclassified Operating Cash Flow | 4,622,000USD | 3,708,000USD | — |
| Unclassified Investing Cash Flow | 4,786,000USD | — | — |
| Unclassified Financing Cash Flow | 1,058,000USD | — | — |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Operating metrics
No operating metrics are currently published for this company.
Revenue breakdown
| Period | Dimension | Business / region | Revenue | Currency | Source |
|---|---|---|---|---|---|
| FY 2012Yearly · 2012-12-31 | Product | Applied Sciences | 718,473,000 | USD | 0001193125-13-080895 |
| FY 2012Yearly · 2012-12-31 | Product | Corporate And Other | 1,034,000 | USD | 0001193125-13-080895 |
| FY 2012Yearly · 2012-12-31 | Product | Genetics | 1,462,905,000 | USD | 0001193125-13-080895 |
| FY 2012Yearly · 2012-12-31 | Product | Research Consumables | 1,616,098,000 | USD | 0001193125-13-080895 |
| FY 2011Yearly · 2011-12-31 | Product | Applied Sciences | 673,533,000 | USD | 0001193125-13-080895 |
| FY 2011Yearly · 2011-12-31 | Product | Corporate And Other | 48,665,000 | USD | 0001193125-13-080895 |
| FY 2011Yearly · 2011-12-31 | Product | Genetics | 1,456,966,000 | USD | 0001193125-13-080895 |
| FY 2011Yearly · 2011-12-31 | Product | Research Consumables | 1,596,508,000 | USD | 0001193125-13-080895 |
| FY 2010Yearly · 2010-12-31 | Product | Applied Sciences | 633,444,000 | USD | 0001193125-13-080895 |
| FY 2010Yearly · 2010-12-31 | Product | Corporate And Other | 4,315,000 | USD | 0001193125-13-080895 |
| FY 2010Yearly · 2010-12-31 | Product | Genetics | 1,374,470,000 | USD | 0001193125-13-080895 |
| FY 2010Yearly · 2010-12-31 | Product | Research Consumables | 1,575,865,000 | USD | 0001193125-13-080895 |
Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.