ITIC

MKT CAP:$464M

Investors Title Company

Market Cap

$464M

Financial Services·Insurance - Specialty·🇺🇸 United States·NASDAQ

Financials·Insurance·🇺🇸·NASDAQ

Stock Price

$240.29-$6.31 (-2.56%)

Apr 21, 2026

Company Details

Investors Title Company, through its subsidiaries, engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. The company underwrites land title insurance for...

CEO

James Allen Fine

IPO Date

Dec 3, 1986

Website

www.invtitle.com

Key Metrics TTM

Revenue

$273M

+5.6% YoY

Net Income

$35M

EPS (Diluted)

$18.56

Free Cash Flow

$25M

Revenue / Share

$143.93

Gross Margin

90.0%

Operating Margin

16.3%

Net Margin

12.9%

FCF Margin

9.3%

P/S

1.7x

P/E

13.2x

Earnings Reports

Q1 2026

May 7, 2026

PENDING

FY 2025

Mar 16, 2026

$273M+5.6%EPS $18.57

Q4 2025

Mar 16, 2026

$70M-1.6%EPS $3.97

Q3 2025

Nov 7, 2025

$73M+6.1%EPS $6.43

Q2 2025

Aug 8, 2025

$74M+12.6%EPS $6.49

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q1 22	$69M	$39M	$8M
Q2 22	$71M	$36M	$3M
Q3 22	$78M	$43M	$10M
Q4 22	$65M	$40M	$9M
Q1 23	$51M	$31M	$2M
Q2 23	$58M	$37M	$10M
Q3 23	$61M	$36M	$9M
Q4 23	$54M	$33M	$6M
Q1 24	$53M	$33M	$6M
Q2 24	$65M	$38M	$11M
Q3 24	$69M	$69M	$12M
Q4 24	$71M	$70M	$11M
Q1 25	$57M	$31M	$4M
Q2 25	$74M	$74M	$16M
Q3 25	$73M	$72M	$15M
Q4 25	$70M	$69M	$10M

Valuation

Quarter	P/S	P/E
Q1 22	1.2x	6.4x
Q2 22	0.9x	7.0x
Q3 22	0.9x	7.8x
Q4 22	1.0x	11.8x
Q1 23	1.1x	15.5x
Q2 23	1.1x	11.5x
Q3 23	1.2x	11.9x
Q4 23	1.3x	13.9x
Q1 24	1.3x	12.0x
Q2 24	1.4x	12.6x
Q3 24	1.8x	15.2x
Q4 24	1.8x	14.6x
Q1 25	1.7x	15.3x
Q2 25	1.5x	12.0x
Q3 25	1.8x	13.8x
Q4 25	1.7x	13.5x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 22	$1M	$441.0K
Q2 22	$7M	$5M
Q3 22	$12M	$10M
Q4 22	$16M	$14M
Q1 23	-$13M	-$15M
Q2 23	$6M	$3M
Q3 23	$702.0K	-$902.0K
Q4 23	$14M	$12M
Q1 24	$1M	-$793.0K
Q2 24	$8M	$6M
Q3 24	$8M	$6M
Q4 24	$12M	$11M
Q1 25	-$75.0K	-$1M
Q2 25	$9M	$7M
Q3 25	$17M	$16M
Q4 25	$5M	$4M

Capital Expenditures

Quarter	CapEx
Q1 22	$908.0K
Q2 22	$2M
Q3 22	$2M
Q4 22	$2M
Q1 23	$2M
Q2 23	$3M
Q3 23	$2M
Q4 23	$3M
Q1 24	$2M
Q2 24	$2M
Q3 24	$2M
Q4 24	$1M
Q1 25	$1M
Q2 25	$2M
Q3 25	$1M
Q4 25	$1M

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 22	-4.3%	+11.8%
Q2 22	-16.5%	+13.9%
Q3 22	-4.2%	+7.8%
Q4 22	-28.1%	-16.3%
Q1 23	-25.6%	-18.7%
Q2 23	-17.8%	-28.7%
Q3 23	-21.3%	-22.3%
Q4 23	-18.0%	-15.6%
Q1 24	+4.1%	-4.3%
Q2 24	+12.1%	+11.7%
Q3 24	+12.1%	+8.4%
Q4 24	+31.6%	+26.0%
Q1 25	+5.8%	+10.2%
Q2 25	+12.6%	+6.9%
Q3 25	+6.1%	+1.2%
Q4 25	-1.6%	+0.2%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 22	$102.0K	0.1%
Q2 22	$78.0K	0.1%
Q3 22	$79.0K	0.1%
Q4 22	$103.0K	0.2%
Q1 23	$159.0K	0.3%
Q2 23	$61.0K	0.1%
Q3 23	$117.0K	0.2%
Q4 23	$88.0K	0.2%
Q1 24	$96.0K	0.2%
Q2 24	$72.0K	0.1%
Q3 24	$128.0K	0.2%
Q4 24	$98.0K	0.1%
Q1 25	$106.0K	0.2%
Q2 25	$118.0K	0.2%
Q3 25	$175.0K	0.2%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q1 22	$21M	—
Q2 22	$21M	—
Q3 22	$22M	—
Q4 22	$22M	—
Q1 23	$21M	—
Q2 23	$19M	—
Q3 23	$19M	—
Q4 23	$18M	—
Q1 24	$19M	—
Q2 24	$18M	—
Q3 24	$18M	—
Q4 24	$18M	—
Q1 25	$18M	—
Q2 25	$18M	—
Q3 25	$17M	—
Q4 25	$4M	$19M

Revenue Segments

Quarter	Escrow, Title-Related And Other Fees	Investment Related Revenue	Net Premiums Written	Non-Title Services	Other Resources, Miscellaneous
Q1 22	$5M	-$2M	$63M	$2M	$299.0K
Q2 22	$6M	-$8M	$70M	$3M	$348.0K
Q3 22	$6M	$1M	$67M	$4M	$277.0K
Q4 22	$4M	$6M	$49M	$5M	$217.0K
Q1 23	$3M	$3M	$39M	$6M	$140.0K
Q2 23	$5M	$5M	$44M	$5M	$250.0K
Q3 23	$5M	$2M	$50M	$5M	$257.0K
Q4 23	$5M	$6M	$38M	$4M	$344.0K
Q1 24	$4M	$5M	$40M	$4M	$199.0K
Q2 24	$5M	$5M	$51M	$4M	$161.0K
Q3 24	$5M	$5M	$55M	$4M	$388.0K
Q1 25	$4M	$2M	$46M	$5M	$149.0K
Q2 25	$6M	$5M	$54M	$5M	$3M
Q3 25	$5M	$5M	$56M	$6M	$106.0K
Q4 25	$5M	$4M	$55M	$5M	$178.0K

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 22	$37M	$126M	$164M
Q2 22	$35M	$133M	$168M
Q3 22	$41M	$136M	$177M
Q4 22	$35M	$158M	$193M
Q1 23	$30M	$158M	$187M
Q2 23	$26M	$173M	$199M
Q3 23	$30M	$169M	$199M
Q4 23	$24M	$174M	$198M
Q1 24	$22M	$122M	$143M
Q2 24	$27M	$111M	$138M
Q3 24	$25M	$128M	$154M
Q4 24	$25M	$172M	$197M
Q1 25	$28M	$102M	$129M
Q2 25	$30M	$106M	$136M
Q3 25	$23M	$119M	$142M
Q4 25	$21M	$118M	$139M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q1 22	2M	0.0%	+0.3%
Q2 22	2M	-0.2%	0.0%
Q3 22	2M	-0.1%	-0.2%
Q4 22	2M	0.0%	-0.3%
Q1 23	2M	0.0%	-0.3%
Q2 23	2M	-0.1%	-0.2%
Q3 23	2M	-0.3%	-0.3%
Q4 23	2M	0.0%	-0.3%
Q1 24	2M	-0.1%	-0.4%
Q2 24	2M	-0.2%	-0.5%
Q3 24	2M	+0.4%	+0.1%
Q4 24	2M	+0.2%	+0.3%
Q1 25	2M	-0.1%	+0.3%
Q2 25	2M	-0.1%	+0.4%
Q3 25	2M	+0.1%	+0.2%
Q4 25	2M	-0.1%	-0.1%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q1 22	$128.0K	539
Q2 22	$131.5K	539
Q3 22	$144.7K	539
Q4 22	$104.6K	626
Q1 23	$82.0K	626
Q2 23	$93.2K	626
Q3 23	$98.1K	626
Q4 23	$98.5K	545
Q1 24	$98.1K	545
Q2 24	$120.0K	545
Q3 24	$126.3K	545
Q4 24	$135.6K	521
Q1 25	$108.6K	521
Q2 25	$141.4K	521
Q3 25	$140.2K	521
Q4 25	$126.9K	548

Revenue / Employee