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    ISBA

    ISABELLA BANK CORP

    Company overview

    Market capitalization
    $288.98M
    Employees
    341
    Latest publication
    2026-09-29
    About ISABELLA BANK CORP

    Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services. Its loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. In addition, the company provides mobile and internet banking, investment management, trust and estate services, automated teller machines, and insurance products. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.

    Company website

    Financial statements

    Income YTD

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USD
    Total Revenue60,081,000USD
    Interest Income51,345,000USD
    Interest Expense16,379,000USD
    Net Interest Income34,966,000USD
    Non Interest Income8,736,000USD
    Revenue Net Of Interest Expense43,702,000USD
    Provision For Credit Losses1,499,000USD
    Non Interest Expense30,048,000USD
    Labor And Related Expense16,075,000USD
    Income Before Tax12,155,000USD
    Income Tax Expense2,122,000USD
    Net Income10,033,000USD
    Net Income Applicable To Common Shares10,033,000USD
    Source0000842517-26-000180DeterministicFinal

    Income Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Revenue30,591,000USD29,490,000USD31,358,000USD28,595,000USD26,373,000USD25,675,000USD25,759,000USD26,366,000USD
    Interest Income26,216,000USD25,129,000USD25,278,000USD24,882,000USD23,242,000USD22,633,000USD23,169,000USD23,341,000USD
    Interest Expense8,132,000USD8,247,000USD8,550,000USD8,720,000USD8,113,000USD8,108,000USD8,614,000USD8,853,000USD
    Net Interest Income18,084,000USD16,882,000USD16,728,000USD16,162,000USD15,129,000USD14,525,000USD14,555,000USD14,488,000USD
    Non Interest Income4,375,000USD———————
    Revenue Net Of Interest Expense22,459,000USD———————
    Provision For Credit Losses895,000USD———————
    Non Interest Expense15,386,000USD———————
    Labor And Related Expense8,147,000USD———————
    Income Before Tax6,178,000USD5,977,000USD6,817,000USD6,276,000USD6,169,000USD4,861,000USD4,821,000USD3,842,000USD
    Income Tax Expense1,137,000USD985,000USD2,127,000USD1,036,000USD1,138,000USD912,000USD825,000USD561,000USD
    Net Income5,041,000USD4,992,000USD4,690,000USD5,240,000USD5,031,000USD3,949,000USD3,996,000USD3,281,000USD
    Net Income Applicable To Common Shares5,041,000USD———————
    Cost Of Revenue—8,247,000USD8,984,000USD8,929,000USD7,014,000USD8,001,000USD8,990,000USD9,799,000USD
    Gross Profit—21,243,000USD22,374,000USD19,666,000USD19,359,000USD17,674,000USD16,769,000USD16,567,000USD
    Selling General Administrative—14,156,000USD17,232,000USD7,901,000USD7,763,000USD7,686,000USD7,649,000USD588,000USD
    Selling And Marketing Expenses—506,000USD547,000USD514,000USD469,000USD459,000USD1,712,000USD9,896,000USD
    Total Operating Expenses—15,266,000USD17,546,000USD13,390,000USD13,190,000USD12,813,000USD11,948,000USD12,725,000USD
    Operating Income—5,977,000USD4,828,000USD6,276,000USD6,169,000USD4,861,000USD4,821,000USD3,842,000USD
    Tax Provision—985,000USD2,127,000USD1,036,000USD1,138,000USD912,000USD825,000USD561,000USD
    Net Income From Continuing Ops—4,992,000USD4,690,000USD5,240,000USD5,031,000USD3,949,000USD3,996,000USD3,281,000USD
    Ebit—5,977,000USD4,828,000USD6,276,000USD6,169,000USD4,861,000USD4,821,000USD3,842,000USD
    Ebitda—6,539,000USD5,365,000USD6,805,000USD6,706,000USD5,396,000USD5,352,000USD4,372,000USD
    Depreciation And Amortization—562,000USD537,000USD529,000USD537,000USD535,000USD531,000USD530,000USD
    Reconciled Depreciation—562,000USD537,000USD529,000USD537,000USD535,000USD531,000USD530,000USD
    Total Other Income Expense Net——1,989,000USD—————
    Unclassified Operating Expenses———4,975,000USD4,958,000USD4,668,000USD2,587,000USD2,241,000USD
    Source0000842517-26-000180DeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Income Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Revenue112,001,000USD101,713,000USD90,764,000USD76,551,000USD71,276,000USD75,752,000USD76,338,000USD72,519,000USD
    Cost Of Revenue32,928,000USD36,027,000USD22,316,000USD5,800,000USD6,894,000USD15,490,000USD17,891,000USD16,609,000USD
    Gross Profit79,073,000USD65,686,000USD68,448,000USD70,751,000USD64,382,000USD60,262,000USD58,447,000USD55,910,000USD
    Selling General Administrative40,582,000USD29,708,000USD26,827,000USD25,424,000USD25,142,000USD25,079,000USD24,204,000USD24,193,000USD
    Selling And Marketing Expenses1,989,000USD1,712,000USD2,074,000USD1,979,000USD939,000USD877,000USD762,000USD596,000USD
    Unclassified Operating Expenses14,368,000USD17,868,000USD17,715,000USD16,504,000USD14,954,000USD22,434,000USD19,077,000USD15,737,000USD
    Total Operating Expenses56,939,000USD49,288,000USD46,616,000USD43,907,000USD41,035,000USD48,390,000USD44,043,000USD40,526,000USD
    Operating Income22,134,000USD16,398,000USD21,832,000USD26,844,000USD23,347,000USD11,872,000USD14,404,000USD15,384,000USD
    Interest Income96,035,000USD89,978,000USD79,631,000USD65,798,000USD60,113,000USD64,172,000USD67,306,000USD63,864,000USD
    Interest Expense33,491,000USD34,143,000USD21,687,000USD5,317,000USD7,412,000USD13,825,000USD17,861,000USD15,631,000USD
    Net Interest Income62,544,000USD55,835,000USD57,944,000USD60,481,000USD52,701,000USD50,347,000USD49,445,000USD48,233,000USD
    Income Before Tax24,123,000USD16,398,000USD21,832,000USD26,844,000USD23,347,000USD11,872,000USD14,404,000USD15,384,000USD
    Income Tax Expense5,213,000USD2,509,000USD3,665,000USD4,606,000USD3,848,000USD987,000USD1,380,000USD1,363,000USD
    Tax Provision5,213,000USD2,509,000USD3,665,000USD4,606,000USD3,848,000USD987,000USD1,380,000USD1,363,000USD
    Net Income18,910,000USD13,889,000USD18,167,000USD22,238,000USD19,499,000USD10,885,000USD13,024,000USD14,021,000USD
    Net Income From Continuing Ops18,910,000USD13,889,000USD18,167,000USD26,844,000USD23,347,000USD10,885,000USD13,024,000USD14,021,000USD
    Ebit22,134,000USD16,398,000USD21,832,000USD26,844,000USD23,347,000USD11,872,000USD14,404,000USD15,384,000USD
    Ebitda22,280,000USD18,484,000USD23,810,000USD28,915,000USD26,287,000USD15,044,000USD17,691,000USD18,638,000USD
    Depreciation And Amortization146,000USD2,086,000USD1,978,000USD2,071,000USD2,940,000USD3,172,000USD3,287,000USD3,254,000USD
    Reconciled Depreciation2,138,000USD2,086,000USD1,978,000USD2,183,000USD2,940,000USD3,172,000USD3,287,000USD3,254,000USD
    Total Other Income Expense Net1,989,000USD——————0USD
    Net Income Applicable To Common Shares———22,238,000USD19,499,000USD10,885,000USD13,024,000USD14,021,000USD
    Research Development———————0USD
    Non Operating Income Net Other———————0USD
    Minority Interest———————0USD
    Discontinued Operations———————0USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Assets2,219,641,000USD2,251,956,000USD2,209,448,000USD2,259,654,000USD2,156,168,000USD2,102,587,000USD2,086,241,000USD2,106,901,000USD
    Cash And Equivalents41,774,000USD———————
    Total Liabilities1,970,937,000USD———————
    Total Stockholder Equity248,704,000USD233,961,000USD231,396,000USD227,420,000USD220,500,000USD215,556,000USD210,276,000USD212,985,000USD
    Total Equity Including Noncontrolling Interest248,704,000USD———————
    Property Plant Equipment Net28,894,000USD29,064,000USD29,000,000USD28,659,000USD28,171,000USD28,108,000USD27,659,000USD27,674,000USD
    Common Stock135,079,000USD123,251,000USD123,204,000USD124,284,000USD124,607,000USD125,547,000USD126,224,000USD125,218,000USD
    Retained Earnings119,844,000USD116,790,000USD113,849,000USD111,172,000USD107,949,000USD104,940,000USD103,024,000USD101,065,000USD
    Accumulated Other Comprehensive Income-8,751,000USD-8,602,000USD-8,023,000USD-10,409,000USD-14,387,000USD-17,439,000USD-21,355,000USD-17,279,000USD
    Other Current Assets—360,000USD——————
    Total Liab—2,017,995,000USD1,978,052,000USD2,032,234,000USD1,935,668,000USD1,887,031,000USD1,875,965,000USD1,893,916,000USD
    Other Current Liab—1,859,845,000USD1,819,654,000USD1,925,602,000USD1,849,376,000USD1,797,909,000USD1,747,060,000USD1,781,832,000USD
    Capital Stock—123,251,000USD123,204,000USD124,284,000USD124,607,000USD125,547,000USD126,224,000USD125,218,000USD
    Good Will—48,282,000USD48,282,000USD———48,282,000USD—
    Cash—50,105,000USD26,041,000USD161,301,000USD108,554,000USD69,179,000USD24,542,000USD27,019,000USD
    Cash And Short Term Investments—50,105,000USD226,854,000USD673,271,000USD227,539,000USD582,219,000USD253,028,000USD533,825,000USD
    Total Current Assets—50,465,000USD226,854,000USD673,271,000USD227,539,000USD582,219,000USD253,028,000USD533,825,000USD
    Total Current Liabilities—1,973,375,000USD1,887,654,000USD1,987,624,000USD1,892,584,000USD1,845,219,000USD1,800,627,000USD1,834,266,000USD
    Net Debt—92,962,000USD116,473,000USD-69,787,000USD-35,877,000USD7,578,000USD88,449,000USD69,817,000USD
    Short Term Debt—113,530,000USD68,000,000USD62,022,000USD43,208,000USD47,310,000USD53,567,000USD52,434,000USD
    Short Long Term Debt Total—143,067,000USD142,514,000USD91,514,000USD72,677,000USD76,757,000USD112,991,000USD96,836,000USD
    Long Term Debt—29,537,000USD74,514,000USD29,492,000USD29,469,000USD29,447,000USD59,424,000USD44,402,000USD
    Long Term Investments—492,744,000USD497,791,000USD511,970,000USD500,560,000USD513,040,000USD489,029,000USD506,806,000USD
    Short Term Investments—430,764,000USD200,813,000USD511,970,000USD118,985,000USD513,040,000USD228,486,000USD506,806,000USD
    Common Stock Shares Outstanding—7,341,176shares7,380,000shares7,380,000shares7,398,109shares7,450,943shares7,453,033shares7,473,184shares
    Non Current Assets Total—2,201,491,000USD1,982,594,000USD1,586,383,000USD1,928,629,000USD1,520,368,000USD1,833,213,000USD1,573,076,000USD
    Non Current Liabilities Total—44,620,000USD90,398,000USD44,610,000USD43,084,000USD41,812,000USD75,338,000USD59,650,000USD
    Non Currrent Assets Other—1,625,801,000USD85,274,000USD89,949,000USD86,010,000USD88,862,000USD85,810,000USD84,967,000USD
    Unclassified Current Assets—-430,764,000USD——————
    Unclassified Non Current Liabilities—15,083,000USD15,884,000USD15,118,000USD13,615,000USD12,365,000USD15,914,000USD15,248,000USD
    Unclassified Equity—-120,729,000USD-120,838,000USD-121,911,000USD-122,276,000USD-123,039,000USD-123,841,000USD-121,237,000USD
    Property Plant Equipment Gross——80,004,000USD———76,639,000USD—
    Unclassified Non Current Assets——1,322,247,000USD907,523,000USD1,265,606,000USD842,076,000USD1,182,432,000USD905,346,000USD
    Intangible Assets———48,282,000USD48,282,000USD48,282,000USD1,000USD48,283,000USD
    Source0000842517-26-000180DeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Assets2,209,448,000USD2,086,241,000USD2,058,968,000USD2,030,267,000USD2,032,158,000USD1,957,378,000USD1,814,198,000USD1,837,307,000USD
    Total Liab1,978,052,000USD1,875,965,000USD1,856,566,000USD1,844,057,000USD1,821,110,000USD1,738,790,000USD1,604,016,000USD1,641,788,000USD
    Total Stockholder Equity231,396,000USD210,276,000USD202,402,000USD186,210,000USD211,048,000USD218,588,000USD210,182,000USD195,519,000USD
    Other Current Liab1,819,654,000USD1,747,060,000USD1,723,695,000USD1,744,275,000USD1,710,339,000USD1,566,317,000USD1,313,851,000USD1,292,693,000USD
    Common Stock123,204,000USD126,224,000USD127,323,000USD128,651,000USD129,052,000USD142,247,000USD141,069,000USD140,416,000USD
    Capital Stock123,204,000USD126,224,000USD127,323,000USD128,651,000USD129,052,000USD142,247,000USD141,069,000USD140,416,000USD
    Retained Earnings113,849,000USD103,024,000USD97,282,000USD89,748,000USD75,592,000USD64,460,000USD62,099,000USD57,357,000USD
    Good Will48,282,000USD48,282,000USD48,282,000USD48,282,000USD48,282,000USD48,282,000USD48,282,000USD48,282,000USD
    Cash26,041,000USD24,542,000USD33,672,000USD38,924,000USD105,330,000USD246,640,000USD60,572,000USD73,471,000USD
    Cash And Short Term Investments226,854,000USD253,028,000USD561,820,000USD619,405,000USD595,931,000USD585,868,000USD490,411,000USD568,305,000USD
    Total Current Assets226,854,000USD253,028,000USD596,950,000USD652,991,000USD615,913,000USD606,924,000USD496,912,000USD575,233,000USD
    Total Current Liabilities1,887,654,000USD1,800,627,000USD1,770,496,000USD1,814,812,000USD1,771,952,000USD1,648,790,000USD1,357,461,000USD1,346,983,000USD
    Net Debt116,473,000USD88,449,000USD82,464,000USD48,092,000USD-6,010,000USD-87,893,000USD215,427,000USD266,828,000USD
    Short Term Debt68,000,000USD53,567,000USD46,801,000USD57,771,000USD50,162,000USD68,747,000USD30,999,000USD40,299,000USD
    Short Long Term Debt Total142,514,000USD112,991,000USD116,136,000USD87,016,000USD99,320,000USD158,747,000USD275,999,000USD340,299,000USD
    Long Term Debt74,514,000USD59,424,000USD69,335,000USD87,016,000USD99,320,000USD90,000,000USD245,000,000USD300,000,000USD
    Long Term Investments497,791,000USD489,029,000USD543,996,000USD1,835,183,000USD1,784,270,000USD356,611,000USD451,468,000USD519,782,000USD
    Short Term Investments200,813,000USD228,486,000USD528,148,000USD580,481,000USD490,601,000USD339,228,000USD429,839,000USD494,834,000USD
    Property Plant Equipment Net29,000,000USD27,659,000USD27,639,000USD25,553,000USD24,419,000USD25,140,000USD26,242,000USD27,815,000USD
    Property Plant Equipment Gross80,004,000USD76,639,000USD76,821,000USD73,070,000USD73,034,000USD72,563,000USD71,714,000USD0USD
    Accumulated Other Comprehensive Income-8,023,000USD-21,355,000USD-25,896,000USD-37,194,000USD1,859,000USD7,698,000USD1,971,000USD-7,685,000USD
    Common Stock Shares Outstanding7,380,000shares7,482,000shares7,575,000shares7,647,612shares7,965,961shares8,106,000shares8,095,000shares8,073,000shares
    Non Current Assets Total1,982,594,000USD1,833,213,000USD1,462,018,000USD1,377,276,000USD1,416,245,000USD1,350,454,000USD1,315,731,000USD1,262,074,000USD
    Non Current Liabilities Total90,398,000USD75,338,000USD86,070,000USD29,245,000USD49,158,000USD90,000,000USD245,000,000USD300,000,000USD
    Non Currrent Assets Other85,274,000USD85,810,000USD49,740,000USD32,988,000USD32,472,000USD28,292,000USD39,946,000USD45,365,000USD
    Unclassified Non Current Assets1,322,247,000USD1,182,432,000USD792,359,000USD-1,935,853,000USD-1,797,624,000USD-446,890,000USD-499,113,000USD-584,239,000USD
    Unclassified Non Current Liabilities15,884,000USD15,914,000USD16,735,000USD-83,048,000USD-72,813,000USD-13,191,000USD-11,751,000USD-13,165,000USD
    Unclassified Equity-120,838,000USD-123,841,000USD-123,630,000USD-123,646,000USD-124,507,000USD-138,064,000USD-136,026,000USD-134,985,000USD
    Intangible Assets—1,000USD2,000USD5,000USD20,000USD49,000USD97,000USD169,000USD
    Net Receivables——35,130,000USD33,586,000USD19,982,000USD21,056,000USD6,501,000USD6,928,000USD
    Other Current Assets———7,851,000USD21,717,000USD10,123,000USD9,146,000USD8,906,000USD
    Other Liab———12,511,000USD11,200,000USD13,191,000USD11,751,000USD13,165,000USD
    Other Assets———1,371,118,000USD1,324,406,000USD1,338,970,000USD1,248,809,000USD1,204,900,000USD
    Inventory———439,000USD211,000USD527,000USD456,000USD355,000USD
    Accounts Payable———12,766,000USD11,451,000USD13,726,000USD12,611,000USD13,991,000USD
    Non Current Liabilities Other———12,766,000USD11,451,000USD——0USD
    Net Tangible Assets———137,923,000USD162,746,000USD170,257,000USD161,803,000USD147,068,000USD
    Unclassified Current Assets———-8,290,000USD-21,928,000USD-10,650,000USD-9,602,000USD-9,261,000USD
    Short Long Term Debt——————55,000,000USD100,000,000USD
    Unclassified Current Liabilities——————-55,000,000USD-100,000,000USD
    Deferred Long Term Liab———————0USD
    Accumulated Depreciation———————0USD
    Additional Paid In Capital———————0USD
    Treasury Stock———————0USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow YTD

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USD
    Net Income10,033,000USD
    Depreciation1,141,000USD
    Stock Based Compensation219,000USD
    Other Non Cash Items621,000USD
    Unclassified Operating Cash Flow61,000USD
    Change To Liabilities-381,000USD
    Change In Working Capital-212,000USD
    Operating Cash Flow11,482,000USD
    Capital Expenditures-945,000USD
    Net Investments-64,406,000USD
    Unclassified Investing Cash Flow68,547,000USD
    Investing Cash Flow3,196,000USD
    Common Stock Issuance12,448,000USD
    Net Common Stock Issuance-626,000USD
    Common Dividends Paid-4,038,000USD
    Unclassified Financing Cash Flow-6,729,000USD
    Financing Cash Flow1,055,000USD
    Effect Of Forex Changes On Cash0USD
    Change In Cash15,733,000USD
    End Cash Flow41,774,000USD
    Source0000842517-26-000180DeterministicFinal

    Cash flow Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
    Net Income4,992,000USD4,690,000USD5,240,000USD5,031,000USD3,949,000USD3,996,000USD3,281,000USD3,481,000USD
    Depreciation562,000USD537,000USD529,000USD537,000USD535,000USD531,000USD530,000USD519,000USD
    Stock Based Compensation172,000USD63,000USD56,000USD48,000USD174,000USD73,000USD79,000USD81,000USD
    Other Non Cash Items280,000USD500,000USD-703,000USD-1,090,000USD-53,000USD249,000USD1,198,000USD-13,000USD
    Change In Working Capital-2,228,000USD5,737,000USD-2,375,000USD3,313,000USD99,000USD2,274,000USD-1,354,000USD1,458,000USD
    Total Cash From Operating Activities3,778,000USD11,527,000USD2,747,000USD7,839,000USD4,704,000USD7,123,000USD3,734,000USD5,526,000USD
    Capital Expenditures-536,000USD-878,000USD-1,017,000USD-600,000USD-984,000USD-516,000USD-361,000USD-411,000USD
    Free Cash Flow3,242,000USD10,649,000USD1,730,000USD7,239,000USD3,720,000USD6,607,000USD3,373,000USD5,115,000USD
    Investments4,135,000USD16,567,000USD-6,608,000USD16,123,000USD-23,071,000USD11,609,000USD9,909,000USD-4,832,000USD
    Total Cashflows From Investing Activities-18,415,000USD-88,654,000USD-42,686,000USD-12,642,000USD28,100,000USD11,382,000USD-34,707,000USD-4,832,000USD
    Net Borrowings530,000USD50,978,000USD8,455,000USD6,257,000USD-36,257,000USD16,133,000USD-24,367,000USD—
    Total Cash From Financing Activities38,701,000USD-58,133,000USD92,686,000USD44,178,000USD11,833,000USD-21,341,000USD34,792,000USD-2,353,000USD
    Dividends Paid-2,051,000USD-2,013,000USD-2,017,000USD-2,022,000USD-2,033,000USD-2,037,000USD-2,024,000USD-1,991,000USD
    Sale Purchase Of Stock-402,000USD-1,450,000USD-609,000USD-1,505,000USD-1,145,000USD-998,000USD-1,307,000USD-943,000USD
    Issuance Of Capital Stock433,000USD300,000USD272,000USD340,000USD419,000USD333,000USD350,000USD393,000USD
    Change In Cash24,064,000USD-135,260,000USD52,747,000USD39,375,000USD44,637,000USD-2,836,000USD3,819,000USD-1,659,000USD
    Begin Period Cash Flow26,041,000USD161,301,000USD108,554,000USD69,179,000USD24,542,000USD27,378,000USD23,559,000USD25,218,000USD
    End Period Cash Flow50,105,000USD26,041,000USD161,301,000USD108,554,000USD69,179,000USD24,542,000USD27,378,000USD23,559,000USD
    Other Cashflows From Investing Activities-22,014,000USD-104,343,000USD-35,061,000USD-28,165,000USD52,155,000USD289,000USD-44,160,000USD-16,724,000USD
    Other Cashflows From Financing Activities40,191,000USD-105,948,000USD76,226,000USD51,467,000USD50,849,000USD-34,772,000USD62,140,000USD-48,615,000USD
    Unclassified Financing Cash Flow——10,631,000USD-10,019,000USD———49,196,000USD
    Unclassified Investing Cash Flow———————17,135,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Net Income18,910,000USD13,889,000USD18,167,000USD22,238,000USD19,499,000USD10,885,000USD13,024,000USD14,021,000USD
    Depreciation146,000USD2,086,000USD1,981,000USD2,071,000USD2,940,000USD3,172,000USD3,287,000USD3,254,000USD
    Stock Based Compensation341,000USD476,000USD782,000USD610,000USD86,000USD14,000USD523,000USD612,000USD
    Other Non Cash Items708,000USD1,985,000USD1,575,000USD2,558,000USD2,145,000USD8,625,000USD3,912,000USD3,193,000USD
    Change In Working Capital6,774,000USD1,511,000USD669,000USD-553,000USD1,354,000USD-423,000USD2,149,000USD608,000USD
    Total Cash From Operating Activities26,817,000USD19,637,000USD24,182,000USD26,937,000USD25,501,000USD21,997,000USD23,303,000USD21,963,000USD
    Capital Expenditures-3,479,000USD-2,106,000USD-4,064,000USD-3,205,000USD-1,593,000USD-1,518,000USD-1,335,000USD-2,305,000USD
    Free Cash Flow23,338,000USD17,531,000USD20,118,000USD23,732,000USD23,908,000USD20,479,000USD21,968,000USD19,658,000USD
    Investments3,011,000USD41,102,000USD-25,779,000USD-140,322,000USD-162,390,000USD96,612,000USD75,083,000USD47,680,000USD
    Total Cashflows From Investing Activities-115,882,000USD-37,866,000USD-26,246,000USD-106,204,000USD-229,635,000USD45,133,000USD15,480,000USD6,517,000USD
    Net Borrowings29,433,000USD-3,234,000USD29,030,000USD-12,391,000USD-59,479,000USD-124,895,000USD-64,300,000USD-4,579,000USD
    Total Cash From Financing Activities90,564,000USD9,099,000USD-3,188,000USD12,912,000USD62,824,000USD118,938,000USD-51,682,000USD14,143,000USD
    Dividends Paid-8,085,000USD-8,147,000USD-8,216,000USD-8,082,000USD-8,367,000USD-8,524,000USD-8,282,000USD-8,169,000USD
    Sale Purchase Of Stock-4,709,000USD-4,408,000USD-5,039,000USD-2,313,000USD-14,945,000USD-4,294,000USD-5,134,000USD-7,408,000USD
    Issuance Of Capital Stock1,331,000USD1,523,000USD1,617,000USD1,762,000USD1,593,000USD4,185,000USD4,876,000USD6,864,000USD
    Change In Cash1,499,000USD-9,130,000USD-5,252,000USD-66,406,000USD-141,310,000USD186,068,000USD-12,899,000USD42,623,000USD
    Begin Period Cash Flow24,542,000USD33,672,000USD38,924,000USD105,330,000USD246,640,000USD60,572,000USD73,471,000USD30,848,000USD
    End Period Cash Flow26,041,000USD24,542,000USD33,672,000USD38,924,000USD105,330,000USD246,640,000USD60,572,000USD73,471,000USD
    Other Cashflows From Investing Activities-115,414,000USD-76,862,000USD-85,783,000USD38,960,000USD-65,652,000USD-49,961,000USD-58,268,000USD-38,858,000USD
    Other Cashflows From Financing Activities72,594,000USD23,365,000USD-20,580,000USD33,936,000USD125,437,000USD290,214,000USD11,858,000USD27,435,000USD
    Unclassified Financing Cash Flow1,331,000USD1,523,000USD1,617,000USD1,762,000USD20,178,000USD-33,563,000USD14,176,000USD6,864,000USD
    Change To Account Receivables——-809,000USD-2,813,000USD1,208,000USD-821,000USD427,000USD135,000USD
    Unclassified Operating Cash Flow——1,008,000USD—————
    Unclassified Investing Cash Flow——89,380,000USD-1,637,000USD————
    Change To Liabilities———0USD0USD0USD0USD0USD
    Cash And Cash Equivalents Changes———-66,406,000USD-141,310,000USD——0USD
    Change To Inventory———————0USD
    Exchange Rate Changes———————0USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Operating metrics

    ACL to loans

    Period endPeriodValueUnitSource
    2026-06-30instant0.91percentDisclosure

    ACL to nonaccrual loans

    Period endPeriodValueUnitSource
    2026-06-30instant185.87percentDisclosure

    Available lines of credit

    Period endPeriodValueUnitSource
    2026-06-30instant403,008,000USDDisclosure

    Average interest-bearing liabilities

    Period endPeriodValueUnitSource
    2026-06-30quarterly1,558,335,000USDDisclosure

    Average interest-earning assets

    Period endPeriodValueUnitSource
    2026-06-30quarterly2,064,131,000USDDisclosure

    Average loans

    Period endPeriodValueUnitSource
    2026-06-30quarterly1,544,323,000USDDisclosure

    Bank offices

    Period endPeriodValueUnitSource
    2026-06-30instant31countDisclosure

    Common equity tier 1 capital ratio

    Period endPeriodValueUnitSource
    2026-06-30instant12.34percentDisclosure

    Cost of interest-bearing liabilities

    Period endPeriodValueUnitSource
    2026-06-30quarterly2.09percentDisclosure

    Efficiency ratio

    Period endPeriodValueUnitSource
    2026-06-30quarterly67.84percentDisclosure

    Loan yield

    Period endPeriodValueUnitSource
    2026-06-30quarterly5.86percentDisclosure

    Loan-to-deposit ratio

    Period endPeriodValueUnitSource
    2026-06-30instant87.83percentDisclosure

    Net charge-offs to average loans

    Period endPeriodValueUnitSource
    2026-06-30quarterly0.02percentDisclosure

    Net interest margin yield (FTE)

    Period endPeriodValueUnitSource
    2026-06-30quarterly3.54percentDisclosure

    Nonperforming assets

    Period endPeriodValueUnitSource
    2026-06-30instant8,410,000USDDisclosure

    Nonperforming assets to total assets

    Period endPeriodValueUnitSource
    2026-06-30instant0.38percentDisclosure

    Nonperforming loans

    Period endPeriodValueUnitSource
    2026-06-30instant7,790,000USDDisclosure

    Nonperforming loans to total loans

    Period endPeriodValueUnitSource
    2026-06-30instant0.49percentDisclosure

    Primary liquidity

    Period endPeriodValueUnitSource
    2026-06-30instant237,900,000USDDisclosure

    Primary liquidity to assets

    Period endPeriodValueUnitSource
    2026-06-30instant10.72percentDisclosure

    Return on average shareholders' equity

    Period endPeriodValueUnitSource
    2026-06-30quarterly8.5percentDisclosure

    Return on average tangible shareholders' equity

    Period endPeriodValueUnitSource
    2026-06-30quarterly10.66percentDisclosure

    Return on average total assets

    Period endPeriodValueUnitSource
    2026-06-30quarterly0.91percentDisclosure

    Tier 1 capital ratio

    Period endPeriodValueUnitSource
    2026-06-30instant12.34percentDisclosure

    Tier 1 leverage ratio

    Period endPeriodValueUnitSource
    2026-06-30instant9.59percentDisclosure

    Total capital ratio

    Period endPeriodValueUnitSource
    2026-06-30instant14.63percentDisclosure

    Total cash and liquidity

    Period endPeriodValueUnitSource
    2026-06-30instant754,782,000USDDisclosure

    Uninsured deposit liquidity coverage ratio

    Period endPeriodValueUnitSource
    2026-06-30instant112percentDisclosure

    Uninsured deposits

    Period endPeriodValueUnitSource
    2026-06-30instant673,868,000USDDisclosure

    Wealth assets under management

    Period endPeriodValueUnitSource
    2026-06-30instant750,840,000USDDisclosure

    Yield on interest-earning assets

    Period endPeriodValueUnitSource
    2026-06-30quarterly5.12percentDisclosure

    Revenue breakdown

    PeriodDimensionBusiness / regionRevenueCurrencySource
    Q3 2019Quarterly · 2019-09-30ProductDebit Card672,000USD0000842517-19-000166
    Q3 2019Quarterly · 2019-09-30ProductFiduciary And Trust566,000USD0000842517-19-000166
    Q3 2019Quarterly · 2019-09-30ProductInvestment Advice123,000USD0000842517-19-000166
    Q3 2019Quarterly · 2019-09-30ProductService Charges And Deposit Account Fees78,000USD0000842517-19-000166
    Q2 2019Quarterly · 2019-06-30ProductDebit Card657,000USD0000842517-19-000129
    Q2 2019Quarterly · 2019-06-30ProductFiduciary And Trust602,000USD0000842517-19-000129
    Q2 2019Quarterly · 2019-06-30ProductInvestment Advice178,000USD0000842517-19-000129
    Q2 2019Quarterly · 2019-06-30ProductService Charges And Deposit Account Fees79,000USD0000842517-19-000129
    Q1 2019Quarterly · 2019-03-31ProductDebit Card583,000USD0000842517-19-000097
    Q1 2019Quarterly · 2019-03-31ProductFiduciary And Trust509,000USD0000842517-19-000097
    Q1 2019Quarterly · 2019-03-31ProductInvestment Advice168,000USD0000842517-19-000097
    Q1 2019Quarterly · 2019-03-31ProductService Charges And Deposit Account Fees79,000USD0000842517-19-000097
    Q3 2018Quarterly · 2018-09-30ProductDebit Card600,000USD0000842517-19-000166
    Q3 2018Quarterly · 2018-09-30ProductFiduciary And Trust562,000USD0000842517-19-000166
    Q3 2018Quarterly · 2018-09-30ProductInvestment Advice186,000USD0000842517-19-000166
    Q3 2018Quarterly · 2018-09-30ProductService Charges And Deposit Account Fees83,000USD0000842517-19-000166
    Q2 2018Quarterly · 2018-06-30ProductDebit Card621,000USD0000842517-19-000129
    Q2 2018Quarterly · 2018-06-30ProductFiduciary And Trust564,000USD0000842517-19-000129
    Q2 2018Quarterly · 2018-06-30ProductInvestment Advice174,000USD0000842517-19-000129
    Q2 2018Quarterly · 2018-06-30ProductService Charges And Deposit Account Fees82,000USD0000842517-19-000129
    Q1 2018Quarterly · 2018-03-31ProductDebit Card588,000USD0000842517-19-000097
    Q1 2018Quarterly · 2018-03-31ProductFiduciary And Trust502,000USD0000842517-19-000097
    Q1 2018Quarterly · 2018-03-31ProductInvestment Advice156,000USD0000842517-19-000097
    Q1 2018Quarterly · 2018-03-31ProductService Charges And Deposit Account Fees85,000USD0000842517-19-000097
    Q3 2017Quarterly · 2017-09-30ProductDebit Card579,000USD0000842517-18-000176
    Q3 2017Quarterly · 2017-09-30ProductFiduciary And Trust560,000USD0000842517-18-000176
    Q3 2017Quarterly · 2017-09-30ProductInvestment Advice164,000USD0000842517-18-000176
    Q3 2017Quarterly · 2017-09-30ProductService Charges And Deposit Account Fees88,000USD0000842517-18-000176
    Q2 2017Quarterly · 2017-06-30ProductDebit Card594,000USD0000842517-18-000140
    Q2 2017Quarterly · 2017-06-30ProductFiduciary And Trust500,000USD0000842517-18-000140
    Q2 2017Quarterly · 2017-06-30ProductInvestment Advice166,000USD0000842517-18-000140
    Q2 2017Quarterly · 2017-06-30ProductService Charges And Deposit Account Fees86,000USD0000842517-18-000140
    FY 2016Yearly · 2016-12-31ProductDebit Card2,131,000USD0000842517-19-000052
    FY 2016Yearly · 2016-12-31ProductFiduciary And Trust2,089,000USD0000842517-19-000052
    FY 2016Yearly · 2016-12-31ProductInvestment Advice616,000USD0000842517-19-000052
    FY 2016Yearly · 2016-12-31ProductService Charges And Deposit Account Fees349,000USD0000842517-19-000052

    Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.