IMXI (International Money Express, Inc.) Stock Financials & Earnings | Market Cap Arena

IMXI (International Money Express, Inc.) Stock Financials & Earnings | Market Cap Arena

IMXIInternational Money Express, Inc.

Mkt Cap$469M

Technology·Software - Infrastructure·🇺🇸 United States·NASDAQ

Revenue (TTM)$625M

Net Income (TTM)$39M

EPS (TTM)$1.28

Free Cash Flow (TTM)$27M

Gross Margin32.0%

Op. Margin11.0%

Net Margin6.3%

FCF Margin4.3%

P/S Ratio (TTM)0.8x

P/E Ratio (TTM)12.0x

YoY Rev Growth-6.1%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q4 22	$154M	$52M	$22M
Q1 23	$145M	$49M	$19M
Q2 23	$169M	$58M	$25M
Q3 23	$172M	$60M	$24M
Q4 23	$172M	$42M	$28M
Q1 24	$150M	$34M	$20M
Q2 24	$172M	$58M	$23M
Q3 24	$172M	$155M	$28M
Q4 24	$165M	$52M	$25M
Q1 25	$144M	$32M	$14M
Q2 25	$161M	$59M	$19M
Q3 25	$155M	$56M	$11M

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q4 22	0.9x	8.2x
Q1 23	0.8x	8.2x
Q2 23	0.8x	8.2x
Q3 23	0.7x	8.5x
Q4 23	0.7x	7.9x
Q1 24	0.7x	7.8x
Q2 24	0.7x	8.0x
Q3 24	0.7x	7.7x
Q4 24	0.7x	8.0x
Q1 25	0.7x	8.6x
Q2 25	0.7x	9.1x
Q3 25	0.8x	12.0x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q4 22	$25M	$22M
Q1 23	$1M	-$961K
Q2 23	-$1M	-$4M
Q3 23	$82M	$79M
Q4 23	$61M	$56M
Q1 24	$48M	$35M
Q2 24	-$20M	-$26M
Q3 24	$29M	$23M
Q4 24	-$5M	-$9M
Q1 25	$41M	$36M
Q2 25	$40M	$35M
Q3 25	-$29M	-$36M

Capital Expenditures

CapEx

Quarter	CapEx
Q4 22	$3M
Q1 23	$2M
Q2 23	$2M
Q3 23	$3M
Q4 23	$5M
Q1 24	$13M
Q2 24	$7M
Q3 24	$6M
Q4 24	$4M
Q1 25	$5M
Q2 25	$5M
Q3 25	$7M

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q4 22	+21.4%	+22.5%
Q1 23	+26.8%	+29.7%
Q2 23	+23.5%	+27.0%
Q3 23	+22.5%	+23.5%
Q4 23	+11.2%	+8.7%
Q1 24	+3.5%	+3.4%
Q2 24	+1.4%	+2.9%
Q3 24	-0.3%	-2.7%
Q4 24	-4.1%	-2.8%
Q1 25	-4.1%	-0.5%
Q2 25	-6.1%	-4.7%
Q3 25	-9.9%	+0.2%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q4 22	$2M	1.0%
Q1 23	$2M	1.2%
Q2 23	$2M	1.3%
Q3 23	$2M	1.3%
Q4 23	$2M	1.1%
Q1 24	$2M	1.4%
Q2 24	$2M	1.4%
Q3 24	$2M	1.3%
Q4 24	$186K	0.1%
Q1 25	$2M	1.5%
Q2 25	$2M	1.3%
Q3 25	$3M	1.8%

OpEx Breakdown

Quarter	G&A	S&M
Q4 22	$25M	—
Q1 23	$28M	—
Q2 23	$30M	—
Q3 23	$31M	—
Q4 23	$11M	—
Q1 24	$10M	—
Q2 24	$27M	—
Q3 24	$29M	—
Q4 24	$20M	$1M
Q1 25	$11M	—
Q2 25	$31M	—
Q3 25	$34M	—

Rule of 40

Rule of 40

Quarter	Rev Growth %	EBITDA Margin %	Rule of 40
Q4 22	21.4%	15.9%	37.4
Q1 23	26.8%	15.0%	41.7
Q2 23	23.5%	16.5%	40.0
Q3 23	22.5%	16.1%	38.6
Q4 23	11.2%	18.1%	29.3
Q1 24	3.5%	15.2%	18.6
Q2 24	1.4%	15.3%	16.7
Q3 24	-0.3%	18.1%	17.9
Q4 24	-4.1%	19.2%	15.1
Q1 25	-4.1%	12.3%	8.2
Q2 25	-6.1%	14.8%	8.8
Q3 25	-9.9%	9.6%	-0.3

Revenue Segments

Quarter	Financial Service, Other	Foreign Exchange Gain	Wire Transfer and Money Order	Wire Transfer And Money Order
Q4 22	$1M	$20M	$133M	—
Q1 23	$2M	$19M	$124M	—
Q2 23	$2M	$22M	$145M	—
Q3 23	$2M	$23M	$147M	—
Q4 23	$3M	$24M	$145M	—
Q1 24	$3M	$20M	$127M	—
Q2 24	$3M	$23M	$146M	—
Q3 24	$3M	$24M	$145M	—
Q1 25	$4M	$20M	$120M	—
Q2 25	$4M	$24M	—	$133M
Q3 25	$5M	$22M	—	$128M

War Chest

Quarter	Cash	Short-term Investments	Total
Q4 22	$149M	$0	$149M
Q1 23	$85M	$0	$85M
Q2 23	$147M	$0	$147M
Q3 23	$222M	$0	$222M
Q4 23	$239M	$0	$239M
Q1 24	$219M	$0	$219M
Q2 24	$233M	$0	$233M
Q3 24	$157M	$0	$157M
Q4 24	$131M	$0	$131M
Q1 25	$152M	$0	$152M
Q2 25	$175M	$0	$175M
Q3 25	$152M	$0	$152M

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q4 22	38M	-1.7%
Q1 23	37M	-1.1%
Q2 23	37M	-1.3%
Q3 23	36M	-2.1%
Q4 23	35M	-1.8%
Q1 24	34M	-3.5%
Q2 24	33M	-3.2%
Q3 24	33M	-1.1%
Q4 24	31M	-4.1%
Q1 25	31M	-1.8%
Q2 25	30M	-3.0%
Q3 25	30M	-0.3%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 15	—	—
FY 16	—	—
FY 17	$101M	2
FY 18	$1M	252
FY 19	$1M	247
FY 20	$1M	262
FY 21	$2M	305
FY 22	$958K	571
FY 23	$1M	534
FY 24	$1M	523