HOMB

MKT CAP:$5B

Home Bancshares, Inc.

Market Cap

$5B

Financial Services·Banks - Regional·🇺🇸 United States·NYSE

Financials·Banks - Regional·🇺🇸·NYSE

Stock Price

$26.46-$1.45 (-5.20%)

Apr 24, 2026

Company Details

Home Bancshares, Inc. (Conway, AR) operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and mu...

CEO

John W. Allison

IPO Date

Jun 23, 2006

Website

www.homebancshares.com

Key Metrics TTM

Revenue

$1.0B

-29.8% YoY

Net Income

$360M

EPS (Diluted)

$1.83

Free Cash Flow

$311M

Revenue / Share

—

Gross Margin

79.0%

Operating Margin

44.5%

Net Margin

35.3%

FCF Margin

30.5%

P/S

5.2x

P/E

14.9x

Earnings Reports

Q1 2026

Apr 15, 2026

NEW

$57.1K-100.0%EPS $0.00

FY 2025

Feb 27, 2026

$1.4B-5.3%EPS $2.41

Q4 2025

Feb 27, 2026

$374M+3.8%EPS $0.60

Q3 2025

Nov 4, 2025

$280M-24.8%EPS $0.63

Q2 2025

Aug 5, 2025

$366M+0.4%EPS $0.60

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q2 22	$258M	$181M	$19M
Q3 22	$282M	$252M	$142M
Q4 22	$325M	$263M	$148M
Q1 23	$315M	$244M	$133M
Q2 23	$333M	$248M	$137M
Q3 23	$334M	$240M	$129M
Q4 23	$343M	$236M	$113M
Q1 24	$355M	$238M	$130M
Q2 24	$364M	$241M	$133M
Q3 24	$372M	$235M	$129M
Q4 24	$360M	$238M	$129M
Q1 25	$355M	$257M	$147M
Q2 25	$366M	$264M	$152M
Q3 25	$280M	$274M	$149M
Q4 25	$374M	$268M	$153M
Q1 26	$57.1K	$0	$0

Valuation

Quarter	P/S	P/E
Q2 22	5.6x	19.3x
Q3 22	5.3x	17.8x
Q4 22	4.4x	15.0x
Q1 23	3.7x	12.7x
Q2 23	3.7x	10.8x
Q3 23	3.2x	9.8x
Q4 23	3.7x	12.6x
Q1 24	3.5x	12.4x
Q2 24	3.4x	12.2x
Q3 24	3.8x	13.9x
Q4 24	3.9x	14.0x
Q1 25	3.8x	13.4x
Q2 25	3.9x	12.9x
Q3 25	4.1x	12.2x
Q4 25	4.0x	11.7x
Q1 26	5.1x	14.5x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 22	$89M	$87M
Q2 22	$13M	$9M
Q3 22	$167M	$169M
Q4 22	$144M	$139M
Q1 23	$118M	$116M
Q2 23	$47M	$40M
Q3 23	$99M	$91M
Q4 23	$115M	$114M
Q1 24	$148M	$146M
Q2 24	$109M	$99M
Q3 24	$129M	$116M
Q4 24	$75M	$61M
Q1 25	$117M	$110M
Q2 25	$78M	$70M
Q3 25	$115M	$112M
Q4 25	$40M	$18M

Capital Expenditures

Quarter	CapEx
Q1 22	$2M
Q2 22	$5M
Q3 22	$2M
Q4 22	$5M
Q1 23	$2M
Q2 23	$7M
Q3 23	$8M
Q4 23	$2M
Q1 24	$2M
Q2 24	$10M
Q3 24	$12M
Q4 24	$14M
Q1 25	$7M
Q2 25	$8M
Q3 25	$3M
Q4 25	$22M

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q2 22	+41.1%	+203.6%
Q3 22	+53.7%	+64.2%
Q4 22	+80.5%	+105.0%
Q1 23	+82.6%	+107.9%
Q2 23	+29.0%	-18.0%
Q3 23	+18.3%	+45.9%
Q4 23	+5.4%	+30.1%
Q1 24	+12.6%	+23.2%
Q2 24	+9.5%	+18.0%
Q3 24	+11.5%	+18.9%
Q4 24	+5.1%	+0.3%
Q1 25	-0.1%	-7.7%
Q2 25	+0.4%	-7.4%
Q3 25	-24.8%	-46.2%
Q4 25	+3.8%	-4.4%
Q1 26	-100.0%	-100.0%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 22	$2M	1.2%
Q2 22	$2M	0.9%
Q3 22	$2M	0.8%
Q4 22	$2M	0.7%
Q1 23	$3M	0.8%
Q2 23	$2M	0.7%
Q3 23	$2M	0.7%
Q4 23	$2M	0.6%
Q1 24	$2M	0.6%
Q2 24	$2M	0.5%
Q3 24	$2M	0.7%
Q4 24	$3M	0.7%
Q1 25	$3M	0.8%
Q2 25	$3M	0.7%
Q3 25	$3M	0.9%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q2 22	$70M	$2M
Q3 22	$69M	$2M
Q4 22	$37M	$3M
Q1 23	$69M	$2M
Q2 23	$69M	$2M
Q3 23	$69M	$2M
Q4 23	$81M	$2M
Q1 24	$66M	$2M
Q2 24	$67M	$2M
Q3 24	$64M	$2M
Q4 24	$65M	$2M
Q1 25	$67M	$2M
Q2 25	$67M	$2M
Q3 25	$100M	$25M
Q4 25	$63M	$14M

War Chest

Quarter	Cash	Short-term Investments	Total
Q2 22	$2.8B	$3.8B	$6.6B
Q3 22	$1.6B	$4.1B	$5.7B
Q4 22	$725M	$4.0B	$4.8B
Q1 23	$688M	$3.8B	$4.5B
Q2 23	$611M	$3.6B	$4.3B
Q3 23	$488M	$3.5B	$4.0B
Q4 23	$1.0B	$3.5B	$4.5B
Q1 24	$1.2B	$3.4B	$4.6B
Q2 24	$1.1B	$3.3B	$4.4B
Q3 24	$1.0B	$3.3B	$4.3B
Q4 24	$910M	$1.7B	$2.6B
Q1 25	$1.3B	$3.0B	$4.3B
Q2 25	$1.1B	$1.6B	$2.7B
Q3 25	$801M	$1.6B	$2.4B
Q4 25	$670M	$1.6B	$2.2B
Q1 26	$296M	$2.8B	$3.1B

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q2 22	206M	+25.5%	+24.7%
Q3 22	205M	-0.4%	+24.6%
Q4 22	204M	-0.5%	+24.3%
Q1 23	204M	-0.3%	+24.0%
Q2 23	203M	-0.3%	-1.5%
Q3 23	203M	-0.1%	-1.2%
Q4 23	202M	-0.4%	-1.1%
Q1 24	201M	-0.2%	-1.1%
Q2 24	200M	-0.5%	-1.2%
Q3 24	199M	-0.5%	-1.6%
Q4 24	199M	-0.2%	-1.4%
Q1 25	199M	-0.1%	-1.3%
Q2 25	198M	-0.5%	-1.3%
Q3 25	197M	-0.2%	-1.1%
Q4 25	198M	+0.2%	-0.7%
Q1 26	0	-100.0%	-100.0%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q2 22	$129.4K	2K
Q3 22	$141.6K	2K
Q4 22	$117.3K	3K
Q1 23	$113.7K	3K
Q2 23	$119.9K	3K
Q3 23	$120.3K	3K
Q4 23	$121.6K	3K
Q1 24	$126.0K	3K
Q2 24	$129.2K	3K
Q3 24	$132.0K	3K
Q4 24	$141.2K	3K
Q1 25	$139.0K	3K
Q2 25	$143.3K	3K
Q3 25	$109.6K	3K
Q4 25	$147.1K	3K
Q1 26	$22	3K

Revenue / Employee