HIPO (Hippo Holdings Inc.) Stock Financials & Earnings | Market Cap Arena

HIPO (Hippo Holdings Inc.) Stock Financials & Earnings | Market Cap Arena

HIPOHippo Holdings Inc.

Mkt Cap$684M

Financial Services·Insurance - Specialty·🇺🇸 United States·NYSE

Revenue (TTM)$469M

Net Income (TTM)$58M

EPS (TTM)$2.14

Free Cash Flow (TTM)$9M

Gross Margin30.5%

Op. Margin13.5%

Net Margin12.3%

FCF Margin1.9%

P/S Ratio (TTM)1.5x

P/E Ratio (TTM)11.9x

YoY Rev Growth+25.9%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$40M	-$6M	-$68M
Q2 23	$48M	-$39M	-$105M
Q3 23	$58M	$10M	-$51M
Q4 23	$65M	$16M	-$39M
Q1 24	$85M	$200K	-$33M
Q2 24	$90M	-$8M	-$37M
Q3 24	$96M	$30M	-$5M
Q4 24	$102M	-$25M	$47M
Q1 25	$110M	-$12M	-$46M
Q2 25	$117M	$40M	$4M
Q3 25	$121M	$40M	$98M
Q4 25	$120M	$75M	$7M

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	5.1x	—
Q2 23	4.4x	—
Q3 23	3.8x	—
Q4 23	3.3x	—
Q1 24	2.7x	—
Q2 24	2.3x	—
Q3 24	2.0x	—
Q4 24	1.8x	—
Q1 25	1.7x	—
Q2 25	1.6x	—
Q3 25	1.5x	7.1x
Q4 25	1.5x	11.9x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	-$36M	-$40M
Q2 23	-$9M	-$43M
Q3 23	$1M	-$4M
Q4 23	-$49M	-$53M
Q1 24	$18M	$14M
Q2 24	-$11M	-$14M
Q3 24	$47M	$54M
Q4 24	-$6M	-$8M
Q1 25	-$36M	-$36M
Q2 25	$25M	$25M
Q3 25	$17M	$17M
Q4 25	$3M	$3M

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$4M
Q2 23	$34M
Q3 23	$5M
Q4 23	$5M
Q1 24	$3M
Q2 24	$4M
Q3 24	$7M
Q4 24	$1M
Q1 25	$100K
Q2 25	$100K
Q3 25	$100K
Q4 25	$0

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+62.4%	+18.5%
Q2 23	+66.2%	+52.1%
Q3 23	+87.9%	-31.4%
Q4 23	+80.2%	+8.0%
Q1 24	+113.8%	+9.7%
Q2 24	+87.8%	-17.4%
Q3 24	+65.5%	-7.0%
Q4 24	+58.0%	-47.1%
Q1 25	+29.6%	+32.1%
Q2 25	+30.9%	-10.2%
Q3 25	+26.3%	-77.7%
Q4 25	+18.2%	+107.3%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$16M	40.5%
Q2 23	$17M	35.0%
Q3 23	$14M	24.1%
Q4 23	$11M	16.7%
Q1 24	$8M	9.9%
Q2 24	$12M	13.3%
Q3 24	$9M	9.4%
Q4 24	$9M	8.7%
Q1 25	$0	0.0%
Q2 25	$0	0.0%
Q3 25	$0	0.0%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q1 23	$23M	$22M
Q2 23	$25M	$23M
Q3 23	$24M	$19M
Q4 23	$24M	$16M
Q1 24	$18M	$14M
Q2 24	$20M	$13M
Q3 24	$19M	$13M
Q4 24	$8M	$11M
Q1 25	$17M	$9M
Q2 25	$17M	$9M
Q3 25	$17M	$8M

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$189M	$308M	$497M
Q2 23	$200M	$289M	$489M
Q3 23	$228M	$253M	$481M
Q4 23	$142M	$349M	$491M
Q1 24	$223M	$186M	$409M
Q2 24	$176M	$220M	$396M
Q3 24	$191M	$153M	$344M
Q4 24	$198M	$0	$198M
Q1 25	$141M	$252M	$393M
Q2 25	$199M	$255M	$454M
Q3 25	$248M	$0	$248M
Q4 25	$250M	$0	$250M

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	23M	+0.7%
Q2 23	23M	+0.8%
Q3 23	24M	+1.5%
Q4 23	24M	+1.8%
Q1 24	24M	+0.3%
Q2 24	25M	+1.7%
Q3 24	25M	+1.8%
Q4 24	25M	-0.8%
Q1 25	25M	+0.5%
Q2 25	26M	+4.2%
Q3 25	26M	+0.0%
Q4 25	26M	+0.8%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 19	—	—
FY 20	$26M	2
FY 21	$147K	621
FY 22	$203K	590
FY 23	$406K	516
FY 24	$778K	478
FY 25	$980K	478