HIG

MKT CAP:$37B

The Hartford Financial Services Group, Inc.

Market Cap

$37B

Financial Services·Insurance - Diversified·🇺🇸 United States·NYSE

Financials·Insurance·🇺🇸·NYSE

Stock Price

$135.16-$1.95 (-1.42%)

Apr 24, 2026

Company Details

The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. Its Commercial Lines segment offers workers' compensat...

CEO

Christopher Jerome Swift

IPO Date

Dec 15, 1995

Website

www.thehartford.com

Key Metrics TTM

Revenue

$28.8B

+7.3% YoY

Net Income

$4.1B

EPS (Diluted)

$14.23

Free Cash Flow

$5.8B

Revenue / Share

—

Gross Margin

35.8%

Operating Margin

13.8%

Net Margin

14.1%

FCF Margin

20.2%

P/S

1.3x

P/E

9.2x

Earnings Reports

Q1 2026

Apr 23, 2026

NEW

$7.2B+6.1%EPS $3.04

FY 2025

Feb 20, 2026

$28.3B+7.1%EPS $13.32

Q4 2025

Feb 20, 2026

$7.3B+7.5%EPS $3.98

Q3 2025

Oct 27, 2025

$7.2B+7.7%EPS $3.77

Q2 2025

Jul 28, 2025

$7.0B+8.0%EPS $3.44

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q2 22	$5.2B	$471M	$554M
Q3 22	$5.5B	$441M	$432M
Q4 22	$5.8B	$634M	$732M
Q1 23	$5.9B	$695M	$653M
Q2 23	$6.0B	$715M	$672M
Q3 23	$6.1B	$815M	$813M
Q4 23	$6.3B	$942M	$950M
Q1 24	$6.4B	$961M	$911M
Q2 24	$6.5B	$963M	$912M
Q3 24	$6.7B	$983M	$952M
Q4 24	$6.8B	$1.1B	$1.1B
Q1 25	$6.8B	$2.8B	$783M
Q2 25	$7.0B	$3.3B	$1.2B
Q3 25	$7.2B	$3.4B	$1.3B
Q4 25	$7.3B	$3.6B	$1.4B
Q1 26	$7.2B	$0	$0

Valuation

Quarter	P/S	P/E
Q2 22	1.0x	10.3x
Q3 22	1.0x	10.2x
Q4 22	1.1x	13.3x
Q1 23	1.0x	11.4x
Q2 23	0.9x	11.0x
Q3 23	0.9x	9.2x
Q4 23	1.0x	9.8x
Q1 24	1.2x	11.1x
Q2 24	1.2x	10.0x
Q3 24	1.3x	11.4x
Q4 24	1.2x	10.3x
Q1 25	1.3x	11.7x
Q2 25	1.3x	11.0x
Q3 25	1.3x	10.4x
Q4 25	1.4x	10.1x
Q1 26	1.3x	9.2x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q2 22	$974M	$928M
Q3 22	$1.5B	$1.5B
Q4 22	$1.1B	$1.0B
Q1 23	$871M	$822M
Q2 23	-$49M	-$99M
Q3 23	$1.8B	$1.7B
Q4 23	$1.6B	$1.6B
Q1 24	$1.1B	$1.0B
Q2 24	$1.3B	$1.2B
Q3 24	$1.7B	$1.6B
Q4 24	$1.9B	$1.9B
Q1 25	$985M	$947M
Q2 25	$1.3B	$1.3B
Q3 25	$1.8B	$1.8B
Q4 25	$1.8B	$1.8B
Q1 26	$1.0B	$1.0B

Capital Expenditures

Quarter	CapEx
Q2 22	$46M
Q3 22	$45M
Q4 22	$53M
Q1 23	$49M
Q2 23	$50M
Q3 23	$52M
Q4 23	$64M
Q1 24	$50M
Q2 24	$61M
Q3 24	$60M
Q4 24	$26M
Q1 25	$38M
Q2 25	$40M
Q3 25	$45M
Q4 25	$46M
Q1 26	$31M

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q2 22	-6.6%	+4.2%
Q3 22	+1.6%	+5.0%
Q4 22	+15.2%	+22.5%
Q1 23	+11.7%	+10.6%
Q2 23	+15.4%	+14.7%
Q3 23	+10.6%	+4.0%
Q4 23	+8.1%	+5.0%
Q1 24	+8.8%	+4.9%
Q2 24	+7.4%	+3.9%
Q3 24	+10.0%	+9.0%
Q4 24	+7.5%	+6.6%
Q1 25	+6.4%	+9.8%
Q2 25	+8.0%	+3.3%
Q3 25	+7.7%	+2.6%
Q4 25	+7.5%	+3.0%
Q1 26	+6.1%	+19.9%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q2 22	$0	0.0%
Q3 22	$0	0.0%
Q4 22	$0	0.0%
Q1 23	$0	0.0%
Q2 23	$0	0.0%
Q3 23	$0	0.0%
Q4 23	$0	0.0%
Q1 24	$0	0.0%
Q2 24	$0	0.0%
Q3 24	$0	0.0%
Q4 24	$0	0.0%
Q1 25	$0	0.0%
Q2 25	$0	0.0%
Q3 25	$65M	0.9%
Q4 25	$0	0.0%
Q1 26	-$39M	-0.5%

War Chest

Quarter	Cash	Short-term Investments	Total
Q2 22	$258M	$2.5B	$2.8B
Q3 22	$175M	$2.7B	$2.9B
Q4 22	$229M	$3.9B	$4.1B
Q1 23	$152M	$41.5B	$41.7B
Q2 23	$150M	$3.2B	$3.4B
Q3 23	$111M	$3.3B	$3.4B
Q4 23	$126M	$0	$126M
Q1 24	$274M	$18.7B	$19.0B
Q2 24	$154M	$19.5B	$19.6B
Q3 24	$223M	$4.0B	$4.2B
Q4 24	$183M	$4.1B	$4.3B
Q1 25	$138M	$3.4B	$3.5B
Q2 25	$166M	$3.6B	$3.8B
Q3 25	$150M	$4.2B	$4.4B
Q4 25	$133M	$4.4B	$4.5B
Q1 26	$166M	$4.2B	$4.4B

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q2 22	332M	-1.6%	-7.4%
Q3 22	326M	-1.7%	-7.0%
Q4 22	323M	-1.1%	-6.4%
Q1 23	319M	-1.3%	-5.5%
Q2 23	313M	-1.7%	-5.6%
Q3 23	309M	-1.4%	-5.3%
Q4 23	305M	-1.3%	-5.4%
Q1 24	303M	-0.8%	-5.0%
Q2 24	300M	-0.9%	-4.3%
Q3 24	298M	-0.8%	-3.7%
Q4 24	298M	0.0%	-2.5%
Q1 25	291M	-2.3%	-3.9%
Q2 25	288M	-1.1%	-4.1%
Q3 25	285M	-0.9%	-4.2%
Q4 25	283M	-0.8%	-5.0%
Q1 26	0	-100.0%	-100.0%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q2 22	$288.4K	18K
Q3 22	$304.9K	18K
Q4 22	$311.0K	19K
Q1 23	$313.0K	19K
Q2 23	$320.3K	19K
Q3 23	$324.5K	19K
Q4 23	$338.1K	19K
Q1 24	$342.2K	19K
Q2 24	$346.0K	19K
Q3 24	$359.0K	19K
Q4 24	$356.0K	19K
Q1 25	$356.5K	19K
Q2 25	$365.8K	19K
Q3 25	$378.6K	19K
Q4 25	$380.8K	19K
Q1 26	$376.4K	19K

Revenue / Employee