HFBL

MKT CAP:$58M

Home Federal Bancorp, Inc. of Louisiana

Market Cap

$58M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$19.10+$1.30 (+7.30%)

Apr 23, 2026

Company Details

Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations. The company accepts various deposits, such a...

CEO

James R. Barlow

IPO Date

Jun 20, 2007

Website

www.hfb.bank

Key Metrics TTM

Revenue

$33M

+1.3% YoY

Net Income

$5M

EPS (Diluted)

$1.68

Free Cash Flow

$8M

Revenue / Share

$10.71

Gross Margin

66.7%

Operating Margin

20.0%

Net Margin

15.7%

FCF Margin

22.9%

P/S

1.7x

P/E

11.1x

Earnings Reports

Q3 2026

Apr 29, 2026

PENDING

Q2 2026

Feb 12, 2026

$8M+3.5%EPS $0.54

Q1 2026

Nov 10, 2025

$9M+7.6%EPS $0.52

FY 2025

Sep 26, 2025

$32M-2.9%EPS $1.26

Q4 2025

Sep 26, 2025

$8M-0.1%EPS $0.38

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q3 22	$5M	$5M	$2M
Q4 22	$6M	$5M	$1M
Q1 23	$6M	$5M	$2M
Q2 23	$7M	$6M	$2M
Q3 23	$7M	$6M	$1M
Q4 23	$8M	$6M	$2M
Q1 24	$8M	$6M	$2M
Q2 24	$8M	$5M	$807.0K
Q3 24	$8M	$5M	$908.0K
Q4 24	$8M	$5M	$824.0K
Q1 25	$8M	$5M	$939.0K
Q2 25	$8M	$5M	$1M
Q3 25	$8M	$5M	$955.0K
Q4 25	$8M	$6M	$2M
Q1 26	$9M	$6M	$2M
Q2 26	$8M	$6M	$2M

Valuation

Quarter	P/S	P/E
Q3 22	2.6x	11.3x
Q4 22	2.6x	11.8x
Q1 23	2.5x	11.1x
Q2 23	2.4x	10.1x
Q3 23	2.2x	10.5x
Q4 23	2.0x	10.1x
Q1 24	1.9x	11.0x
Q2 24	1.8x	12.7x
Q3 24	1.7x	13.7x
Q4 24	1.7x	16.0x
Q1 25	1.8x	17.4x
Q2 25	1.8x	17.3x
Q3 25	1.8x	17.2x
Q4 25	1.8x	14.8x
Q1 26	1.8x	12.7x
Q2 26	1.7x	11.1x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q3 22	$9M	$9M
Q4 22	$1M	$858.0K
Q1 23	$4M	$4M
Q2 23	$694.0K	$530.0K
Q3 23	$4M	$3M
Q4 23	$3M	$3M
Q1 24	$2M	$2M
Q2 24	-$3M	-$3M
Q3 24	$650.0K	-$142.0K
Q4 24	$2M	$1M
Q1 25	$871.0K	$859.0K
Q2 25	$3M	$3M
Q3 25	$991.0K	$973.0K
Q4 25	$1M	$1M
Q1 26	$3M	$3M
Q2 26	$3M	$3M

Capital Expenditures

Quarter	CapEx
Q3 22	$506.0K
Q4 22	$157.0K
Q1 23	$106.0K
Q2 23	$164.0K
Q3 23	$727.0K
Q4 23	$184.0K
Q1 24	$656.0K
Q2 24	$864.0K
Q3 24	$792.0K
Q4 24	$374.0K
Q1 25	$12.0K
Q2 25	$6.0K
Q3 25	$18.0K
Q4 25	$10.0K
Q1 26	$8.0K
Q2 26	$8.0K

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q3 22	-13.2%	-12.6%
Q4 22	+0.4%	+9.7%
Q1 23	+9.7%	+14.5%
Q2 23	+16.1%	+5.5%
Q3 23	+36.5%	+56.3%
Q4 23	+45.6%	+51.4%
Q1 24	+34.6%	+50.6%
Q2 24	+24.7%	+67.4%
Q3 24	+11.7%	+21.2%
Q4 24	+1.1%	+13.1%
Q1 25	-5.1%	+2.3%
Q2 25	-0.8%	-6.4%
Q3 25	-5.4%	-6.6%
Q4 25	-0.1%	-9.9%
Q1 26	+7.6%	-6.7%
Q2 26	+3.5%	-9.0%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q3 22	$164.0K	3.0%
Q4 22	$172.0K	3.1%
Q1 23	$168.0K	2.7%
Q2 23	$162.0K	2.5%
Q3 23	$155.0K	2.1%
Q4 23	$134.0K	1.6%
Q1 24	$132.0K	1.6%
Q2 24	$114.0K	1.4%
Q3 24	$161.0K	1.9%
Q4 24	$93.0K	1.1%
Q1 25	$93.0K	1.2%
Q2 25	$217.0K	2.7%
Q3 25	$59.0K	0.7%
Q4 25	$55.0K	0.7%
Q1 26	$63.0K	0.7%
Q2 26	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q3 22	$2M	$88.0K
Q4 22	$2M	$96.0K
Q1 23	$2M	$74.0K
Q2 23	$2M	$68.0K
Q3 23	$2M	$97.0K
Q4 23	$3M	$102.0K
Q1 24	$2M	$143.0K
Q2 24	$2M	$82.0K
Q3 24	$3M	$77.0K
Q4 24	$2M	$58.0K
Q1 25	$2M	$57.0K
Q2 25	$2M	$44.0K
Q3 25	$2M	$22.0K
Q4 25	$2M	$22.0K
Q1 26	$2M	$29.0K
Q2 26	$150.0K	$24.0K

War Chest

Quarter	Cash	Short-term Investments	Total
Q3 22	$79M	$21M	$100M
Q4 22	$42M	$28M	$70M
Q1 23	$38M	$31M	$68M
Q2 23	$20M	$31M	$52M
Q3 23	$46M	$45M	$90M
Q4 23	$20M	$40M	$59M
Q1 24	$9M	$40M	$49M
Q2 24	$9M	$37M	$46M
Q3 24	$8M	$30M	$38M
Q4 24	$15M	$27M	$42M
Q1 25	$41M	$30M	$71M
Q2 25	$20M	$30M	$49M
Q3 25	$30M	$32M	$63M
Q4 25	$16M	$34M	$50M
Q1 26	$26M	$204.0K	$27M
Q2 26	$19M	$38M	$58M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q3 22	3M	-0.3%	+0.3%
Q4 22	3M	-0.7%	-1.7%
Q1 23	3M	-6.2%	-8.1%
Q2 23	3M	-3.0%	-9.9%
Q3 23	3M	+0.0%	-9.6%
Q4 23	3M	-0.6%	-9.5%
Q1 24	3M	-0.2%	-3.7%
Q2 24	3M	-0.7%	-1.5%
Q3 24	3M	+0.2%	-1.3%
Q4 24	3M	-1.1%	-1.8%
Q1 25	3M	+0.5%	-1.2%
Q2 25	3M	+0.1%	-0.3%
Q3 25	3M	+0.4%	-0.1%
Q4 25	3M	0.0%	+1.0%
Q1 26	3M	-1.3%	-0.8%
Q2 26	3M	+1.7%	+0.9%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q3 22	$89.9K	61
Q4 22	$80.5K	70
Q1 23	$89.6K	70
Q2 23	$93.8K	70
Q3 23	$107.0K	70
Q4 23	$110.9K	74
Q1 24	$114.2K	74
Q2 24	$110.6K	74
Q3 24	$113.0K	74
Q4 24	$106.3K	78
Q1 25	$102.7K	78
Q2 25	$104.1K	78
Q3 25	$101.5K	78
Q4 25	$123.7K	67
Q1 26	$128.6K	67
Q2 26	$125.4K	67

Revenue / Employee