GSBC

MKT CAP:$733M

Great Southern Bancorp, Inc.

Market Cap

$733M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$66.92+$5.61 (+9.15%)

Apr 22, 2026

Company Details

Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that offers a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market a...

CEO

Joseph William Turner

IPO Date

Dec 15, 1989

Website

www.greatsouthernbank.com

Key Metrics TTM

Revenue

$328M

-8.4% YoY

Net Income

$71M

EPS (Diluted)

$6.29

Free Cash Flow

$66M

Revenue / Share

$29.65

Gross Margin

67.7%

Operating Margin

24.2%

Net Margin

21.7%

FCF Margin

20.2%

P/S

2.2x

P/E

10.3x

Earnings Reports

Q1 2026

Apr 16, 2026

NEW

$71M-18.3%EPS $1.58

FY 2025

Mar 6, 2026

$343M-3.4%EPS $6.19

Q4 2025

Mar 6, 2026

$81M-9.8%EPS $1.43

Q3 2025

Nov 6, 2025

$87M-4.7%EPS $1.56

Q2 2025

Aug 7, 2025

$90M-1.3%EPS $1.72

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q2 22	$62M	$56M	$23M
Q3 22	$68M	$58M	$23M
Q4 22	$76M	$61M	$27M
Q1 23	$79M	$60M	$26M
Q2 23	$81M	$58M	$23M
Q3 23	$83M	$56M	$20M
Q4 23	$83M	$53M	$16M
Q1 24	$84M	$51M	$17M
Q2 24	$91M	$57M	$21M
Q3 24	$91M	$54M	$20M
Q4 24	$90M	$55M	$18M
Q1 25	$87M	$57M	$21M
Q2 25	$90M	$60M	$24M
Q3 25	$87M	$59M	$22M
Q4 25	$81M	$56M	$19M
Q1 26	$71M	$48M	$14M

Valuation

Quarter	P/S	P/E
Q2 22	3.1x	10.4x
Q3 22	2.9x	10.3x
Q4 22	2.8x	9.5x
Q1 23	2.2x	7.7x
Q2 23	2.0x	7.8x
Q3 23	1.8x	7.3x
Q4 23	2.1x	10.1x
Q1 24	1.9x	10.1x
Q2 24	1.9x	10.7x
Q3 24	1.9x	11.2x
Q4 24	2.0x	11.3x
Q1 25	1.8x	9.6x
Q2 25	1.9x	9.8x
Q3 25	2.0x	10.0x
Q4 25	2.1x	10.0x
Q1 26	2.2x	10.0x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 22	$31M	$30M
Q2 22	$5M	-$4M
Q3 22	$17M	$12M
Q4 22	$13M	$8M
Q1 23	$15M	$13M
Q2 23	$44M	$42M
Q3 23	$8M	$6M
Q4 23	$41M	$39M
Q1 24	-$27M	-$28M
Q2 24	$44M	$42M
Q3 24	$18M	$17M
Q4 24	$10M	$8M
Q1 25	$15M	$13M
Q2 25	$39M	$35M
Q3 25	$6M	$4M
Q4 25	$18M	$14M

Capital Expenditures

Quarter	CapEx
Q1 22	$1M
Q2 22	$9M
Q3 22	$5M
Q4 22	$4M
Q1 23	$3M
Q2 23	$2M
Q3 23	$2M
Q4 23	$1M
Q1 24	$809.0K
Q2 24	$2M
Q3 24	$1M
Q4 24	$1M
Q1 25	$2M
Q2 25	$4M
Q3 25	$2M
Q4 25	$3M

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q2 22	+3.3%	+12.8%
Q3 22	+13.8%	+33.0%
Q4 22	+32.3%	+28.4%
Q1 23	+42.1%	+54.9%
Q2 23	+31.2%	+49.8%
Q3 23	+22.9%	+40.3%
Q4 23	+9.8%	+37.5%
Q1 24	+6.1%	+26.6%
Q2 24	+11.5%	+19.3%
Q3 24	+9.2%	+12.4%
Q4 24	+7.8%	+7.3%
Q1 25	+3.5%	-2.8%
Q2 25	-1.3%	-6.6%
Q3 25	-4.7%	-8.9%
Q4 25	-9.8%	-14.3%
Q1 26	-18.3%	-12.3%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 22	$350.0K	0.6%
Q2 22	$352.0K	0.6%
Q3 22	$352.0K	0.5%
Q4 22	$383.0K	0.5%
Q1 23	$397.0K	0.5%
Q2 23	$399.0K	0.5%
Q3 23	$399.0K	0.5%
Q4 23	$426.0K	0.5%
Q1 24	$433.0K	0.5%
Q2 24	$433.0K	0.5%
Q3 24	$433.0K	0.5%
Q4 24	$471.0K	0.5%
Q1 25	$456.0K	0.5%
Q2 25	$456.0K	0.5%
Q3 25	$457.0K	0.5%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q2 22	$20M	$875.0K
Q3 22	$20M	$953.0K
Q4 22	$20M	$878.0K
Q1 23	$20M	$647.0K
Q2 23	$21M	$903.0K
Q3 23	$21M	$950.0K
Q4 23	$21M	$896.0K
Q1 24	$21M	$350.0K
Q2 24	$21M	$891.0K
Q3 24	$21M	$928.0K
Q4 24	$21M	$955.0K
Q1 25	$27M	—
Q2 25	$27M	—
Q3 25	$27M	—
Q4 25	$29M	—
Q1 26	$35M	—

War Chest

Quarter	Cash	Short-term Investments	Total
Q2 22	$196M	$519M	$715M
Q3 22	$189M	$483M	$672M
Q4 22	$169M	$491M	$659M
Q1 23	$185M	$493M	$678M
Q2 23	$204M	$477M	$681M
Q3 23	$182M	$448M	$630M
Q4 23	$211M	$478M	$690M
Q1 24	$171M	$465M	$637M
Q2 24	$186M	$549M	$736M
Q3 24	$208M	$565M	$774M
Q4 24	$196M	$0	$196M
Q1 25	$217M	$0	$217M
Q2 25	$246M	$476M	$722M
Q3 25	$196M	$478M	$674M
Q4 25	$98M	$728M	$826M
Q1 26	$101M	$514M	$615M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q2 22	13M	-3.1%	-8.2%
Q3 22	12M	-3.0%	-9.1%
Q4 22	12M	-0.2%	-8.3%
Q1 23	12M	-0.1%	-6.2%
Q2 23	12M	-1.6%	-4.8%
Q3 23	12M	-0.8%	-2.7%
Q4 23	12M	-1.1%	-3.6%
Q1 24	12M	+0.2%	-3.3%
Q2 24	12M	-1.3%	-2.9%
Q3 24	12M	+0.0%	-2.2%
Q4 24	12M	0.0%	-1.0%
Q1 25	12M	-0.4%	-1.6%
Q2 25	11M	-2.4%	-2.7%
Q3 25	11M	0.0%	-2.8%
Q4 25	11M	0.0%	-2.8%
Q1 26	11M	-2.9%	-5.2%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q2 22	$56.1K	1K
Q3 22	$61.2K	1K
Q4 22	$67.3K	1K
Q1 23	$70.6K	1K
Q2 23	$72.4K	1K
Q3 23	$74.0K	1K
Q4 23	$83.0K	1K
Q1 24	$84.2K	1K
Q2 24	$90.8K	1K
Q3 24	$90.8K	1K
Q4 24	$89.5K	1K
Q1 25	$87.1K	1K
Q2 25	$89.5K	1K
Q3 25	$86.5K	1K
Q4 25	$80.8K	1K
Q1 26	$71.2K	1K

Revenue / Employee