FUSB

MKT CAP:$90M

First US Bancshares, Inc.

Market Cap

$90M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$16.18+$2.23 (+15.99%)

Apr 23, 2026

Company Details

First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market d...

CEO

James F. House

IPO Date

Jan 11, 1999

Website

www.fusb.com

Key Metrics TTM

Revenue

$63M

+1.9% YoY

Net Income

$6M

EPS (Diluted)

$0.99

Free Cash Flow

$7M

Revenue / Share

$10.40

Gross Margin

58.7%

Operating Margin

12.6%

Net Margin

9.5%

FCF Margin

11.1%

P/S

1.4x

P/E

15.0x

Earnings Reports

Q1 2026

Apr 28, 2026

PENDING

FY 2025

Mar 12, 2026

$63M+1.9%EPS $0.99

Q4 2025

Mar 12, 2026

$16M+5.6%EPS $0.35

Q3 2025

Nov 6, 2025

$16M+1.4%EPS $0.32

Q2 2025

Aug 7, 2025

$16M+2.1%EPS $0.03

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q1 22	$10M	$9M	$2M
Q2 22	$10M	$9M	$2M
Q3 22	$11M	$9M	$2M
Q4 22	$12M	$10M	$3M
Q1 23	$13M	$10M	$3M
Q2 23	$14M	$10M	$3M
Q3 23	$15M	$10M	$3M
Q4 23	$15M	$10M	$3M
Q1 24	$15M	$10M	$3M
Q2 24	$15M	$10M	$3M
Q3 24	$16M	$10M	$3M
Q4 24	$15M	$9M	$2M
Q1 25	$15M	$9M	$2M
Q2 25	$16M	$8M	$164.0K
Q3 25	$16M	$10M	$3M
Q4 25	$16M	$10M	$3M

Valuation

Quarter	P/S	P/E
Q1 22	1.9x	16.5x
Q2 22	1.6x	13.0x
Q3 22	1.2x	8.3x
Q4 22	1.2x	8.1x
Q1 23	1.1x	6.8x
Q2 23	1.2x	7.1x
Q3 23	1.0x	6.5x
Q4 23	1.0x	6.8x
Q1 24	0.9x	6.5x
Q2 24	0.9x	6.4x
Q3 24	1.1x	7.4x
Q4 24	1.2x	9.0x
Q1 25	1.3x	10.0x
Q2 25	1.2x	12.8x
Q3 25	1.1x	12.6x
Q4 25	1.3x	13.2x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 22	$846.0K	$728.0K
Q2 22	$4M	$4M
Q3 22	$4M	$4M
Q4 22	$3M	$2M
Q1 23	$4M	$3M
Q2 23	$3M	$3M
Q3 23	$4M	$3M
Q4 23	$2M	$2M
Q1 24	$825.0K	-$142.0K
Q2 24	$3M	$2M
Q3 24	$2M	$1M
Q4 24	$2M	$2M
Q1 25	$2M	$2M
Q2 25	$4M	$2M
Q3 25	$4M	$4M
Q4 25	$2M	$54.0K

Capital Expenditures

Quarter	CapEx
Q1 22	$118.0K
Q2 22	$223.0K
Q3 22	$331.0K
Q4 22	$590.0K
Q1 23	$139.0K
Q2 23	$103.0K
Q3 23	$737.0K
Q4 23	$485.0K
Q1 24	$967.0K
Q2 24	$199.0K
Q3 24	$664.0K
Q4 24	$270.0K
Q1 25	$70.0K
Q2 25	$2M
Q3 25	$624.0K
Q4 25	$2M

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 22	-5.6%	-12.0%
Q2 22	-4.5%	-12.2%
Q3 22	+5.2%	-7.8%
Q4 22	+13.4%	+8.5%
Q1 23	+25.5%	+19.4%
Q2 23	+33.0%	+31.4%
Q3 23	+28.2%	+31.2%
Q4 23	+20.8%	+26.1%
Q1 24	+18.4%	+23.0%
Q2 24	+11.5%	+13.6%
Q3 24	+8.1%	+9.0%
Q4 24	+3.6%	+10.9%
Q1 25	-1.6%	+1.5%
Q2 25	+2.1%	+22.9%
Q3 25	+1.4%	+5.0%
Q4 25	+5.6%	+1.8%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 22	$115.0K	1.1%
Q2 22	$123.0K	1.2%
Q3 22	$123.0K	1.1%
Q4 22	$124.0K	1.0%
Q1 23	$153.0K	1.2%
Q2 23	$146.0K	1.1%
Q3 23	$149.0K	1.0%
Q4 23	$148.0K	1.0%
Q1 24	$157.0K	1.0%
Q2 24	$162.0K	1.1%
Q3 24	$149.0K	0.9%
Q4 24	$149.0K	1.0%
Q1 25	$172.0K	1.2%
Q2 25	$209.0K	1.3%
Q3 25	$185.0K	1.1%
Q4 25	$178.0K	1.1%

OpEx Breakdown

Quarter	G&A	S&M
Q1 22	$5M	—
Q2 22	$4M	—
Q3 22	$4M	—
Q4 22	$4M	$44.0K
Q1 23	$5M	—
Q2 23	$4M	—
Q3 23	$5M	—
Q4 23	$4M	—
Q1 24	$5M	—
Q2 24	$4M	—
Q3 24	$4M	—
Q4 24	$4M	—
Q1 25	$4M	—
Q2 25	$4M	—
Q3 25	$4M	—
Q4 25	$5M	—

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 22	$98M	$135M	$233M
Q2 22	$34M	$150M	$184M
Q3 22	$37M	$144M	$181M
Q4 22	$30M	$131M	$161M
Q1 23	$68M	$127M	$195M
Q2 23	$75M	$123M	$198M
Q3 23	$66M	$127M	$193M
Q4 23	$50M	$136M	$186M
Q1 24	$60M	$125M	$186M
Q2 24	$58M	$144M	$202M
Q3 24	$82M	$144M	$227M
Q4 24	$47M	$24M	$71M
Q1 25	$56M	$161M	$217M
Q2 25	$54M	$157M	$211M
Q3 25	$55M	$10M	$65M
Q4 25	$9M	$168M	$177M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q1 22	7M	-0.6%	+1.1%
Q2 22	6M	-5.5%	-4.7%
Q3 22	6M	-0.9%	-1.0%
Q4 22	6M	-0.1%	-7.0%
Q1 23	6M	-1.4%	-7.7%
Q2 23	7M	+3.9%	+1.5%
Q3 23	6M	-1.9%	+0.5%
Q4 23	6M	-1.2%	-0.6%
Q1 24	6M	-2.0%	-1.3%
Q2 24	6M	+0.2%	-4.9%
Q3 24	6M	-0.6%	-3.6%
Q4 24	6M	-4.2%	-6.6%
Q1 25	6M	+2.5%	-2.2%
Q2 25	6M	0.0%	-2.4%
Q3 25	6M	0.0%	-1.8%
Q4 25	6M	0.0%	+2.5%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q1 22	$61.0K	167
Q2 22	$62.1K	167
Q3 22	$68.7K	167
Q4 22	$82.5K	149
Q1 23	$85.8K	149
Q2 23	$92.6K	149
Q3 23	$98.8K	149
Q4 23	$97.1K	153
Q1 24	$99.0K	153
Q2 24	$100.5K	153
Q3 24	$104.0K	153
Q4 24	$102.0K	151
Q1 25	$98.6K	151
Q2 25	$104.0K	151
Q3 25	$106.9K	151
Q4 25	$107.0K	152

Revenue / Employee