marketcaparena

FLD

Fold Holdings, Inc.

Company overview

Market capitalization
$28.09M
Employees
44
Latest publication
2026-09-29
About Fold Holdings, Inc.

Fold Holdings, Inc., a bitcoin financial services company, provides access to bitcoin through a suite of consumer financial products in the United States. Its financial services platform allows consumers to accumulate, save, and use bitcoin to accomplish financial goals. The company offers consumers an FDIC insured checking account, a Visa prepaid debit card, bill payments services, and an extensive catalog of merchant reward offers, as well as partners with third-party service providers that offer bitcoin exchange and custody services. It also invests in and accumulates bitcoin for treasury. The company offers its products and services through the Fold mobile application. Fold Holdings, Inc. was founded in 2019 and is headquartered in Phoenix, Arizona.

Company website

Financial statements

Income Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
Total Revenue6,089,909USD5,592,309USD9,130,971USD7,398,939USD8,175,926USD7,087,837USD-15,312,000USD5,242,000USD
Selling And Marketing Expenses728,338USD1,978,089USD1,710,256USD1,449,282USD1,885,345USD1,536,253USD—480,875USD
Total Operating Expenses13,858,543USD9,388,355USD32,662,333USD2,845,613USD2,999,355USD3,325,558USD-35,549,000USD8,582,064USD
Total Other Income Expense Net-1,882,923USD-21,334,122USD-28,728,813USD6,493,679USD19,751,966USD-39,374,852USD61,028,000USD-58,135,301USD
Interest Expense921,881USD2,273,828USD1,282,342USD1,179,216USD1,974,849USD1,271,638USD—128,012USD
Income Before Tax-9,651,557USD-29,164,435USD-34,693,577USD553,361USD13,426,448USD-48,875,222USD64,321,000USD-62,304,301USD
Income Tax Expense0USD3,471USD-2,506USD-881USD881USD3,978USD613,941USD6,699USD
Net Income-9,651,557USD-29,167,906USD-34,691,071USD554,242USD13,425,567USD-48,879,200USD63,707,000USD-62,311,000USD
Net Income Applicable To Common Shares-9,651,557USD———————
Cost Of Revenue—4,034,267USD-17,566,598USD10,493,644USD11,502,089USD13,262,649USD16,945,000USD828,984USD
Gross Profit—1,558,042USD26,697,569USD-3,094,705USD-3,326,163USD-6,174,812USD-32,256,000USD4,413,000USD
Selling General Administrative—1,667,414USD1,057,681USD1,294,394USD1,270,345USD1,788,505USD526,000USD3,171,000USD
Unclassified Operating Expenses—5,742,852USD29,894,396USD———-36,075,000USD4,930,189USD
Operating Income—-7,830,313USD-5,964,764USD-5,940,318USD-6,325,518USD-9,500,370USD3,292,000USD-4,169,000USD
Net Interest Income—-2,273,828USD-1,282,342USD-1,179,216USD-1,974,849USD-1,271,638USD—540,736USD
Tax Provision—3,471USD-2,506USD-881USD881USD3,978USD613,941USD136,342USD
Net Income From Continuing Ops—-29,167,906USD-34,691,072USD554,242USD13,425,567USD-48,879,200USD63,706,639USD-397,026USD
Ebit—-26,890,607USD-33,411,240USD1,732,577USD15,401,297USD-47,603,584USD948,341USD-4,243,250USD
Ebitda—-26,734,528USD-33,284,014USD1,965,430USD15,508,134USD-47,512,513USD955,615USD-4,233,377USD
Depreciation And Amortization—156,079USD127,226USD232,853USD106,837USD91,071USD7,274USD9,873USD
Reconciled Depreciation—156,079USD127,226USD232,848USD106,837USD91,071USD—88,155USD
Research Development—————100,000USD——
Interest Income———————668,748USD
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Income Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USD
Total Revenue31,793,673USD23,753,148USD21,534,000USD28,877,975USD—
Cost Of Revenue17,691,784USD25,925,637USD3,883,000USD35,734,696USD—
Gross Profit14,101,889USD-2,172,489USD17,651,000USD-6,856,721USD—
Selling General Administrative5,410,925USD2,920,000USD3,730,000USD491,020USD—
Selling And Marketing Expenses6,581,136USD——1,938,637USD—
Unclassified Operating Expenses29,840,798USD——1,041,457USD—
Total Operating Expenses41,832,859USD2,920,000USD3,730,488USD3,471,114USD120,622USD
Operating Income-27,730,970USD-2,920,000USD-3,730,488USD-10,327,835USD-120,622USD
Interest Expense5,708,045USD434,696USD0USD——
Net Interest Income-5,708,045USD2,519,224USD11,207,609USD3,619,061USD—
Income Before Tax-69,588,990USD-1,240,000USD6,769,000USD-11,962,037USD-119,986USD
Income Tax Expense1,472USD628,508USD2,325,000USD10,715USD636USD
Tax Provision1,472USD628,508USD2,325,087USD726,410USD—
Net Income-69,590,462USD-1,869,000USD4,444,000USD-11,972,752USD-120,000USD
Net Income From Continuing Ops-69,590,462USD-1,868,532USD4,443,634USD1,115,764USD—
Ebit-63,880,945USD-2,920,094USD-3,730,488USD-10,327,835USD-119,986USD
Ebitda-63,322,963USD-2,891,000USD-3,701,394USD-10,077,698USD636USD
Depreciation And Amortization557,982USD29,094USD29,094USD250,137USD120,622USD
Reconciled Depreciation557,982USD292,266USD229,094USD182,788USD—
Total Other Income Expense Net-41,858,020USD1,680,000USD10,499,000USD-1,634,202USD636USD
Interest Income—2,953,920USD11,207,609USD3,619,061USD—
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Balance sheet Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
Total Assets52,494,797USD78,328,926USD153,467,654USD190,966,112USD182,103,006USD148,548,465USD52,216,095USD83,655,309USD
Cash And Equivalents28,386,785USD———————
Total Current Assets39,020,753USD19,976,061USD18,115,802USD19,075,423USD20,651,393USD24,415,497USD926,452USD18,869,501USD
Other Current Assets1,913,981USD7,449,742USD9,257,554USD11,755,971USD13,013,812USD8,985,395USD20,409USD7,315,302USD
Other Non Current Assets131,770USD———————
Total Liabilities21,243,867USD———————
Total Current Liabilities21,243,867USD41,976,955USD21,110,096USD12,951,139USD12,891,000USD11,110,050USD9,292,665USD15,404,625USD
Other Non Current Liabilities0USD———————
Total Stockholder Equity31,250,930USD36,351,971USD62,990,647USD94,689,241USD88,525,245USD71,875,770USD-8,322,918USD-74,007,902USD
Total Equity Including Noncontrolling Interest31,250,930USD———————
Deferred Revenue228,148USD———————
Net Receivables614,801USD539,147USD728,000USD289,940USD697,560USD3,326,955USD451,455USD616,193USD
Inventory847,308USD460,701USD478,045USD366,049USD330,302USD403,595USD262,813USD178,983USD
Accounts Payable698,556USD1,653,305USD704,789USD1,051,437USD1,308,838USD1,486,978USD533,197USD1,787,902USD
Common Stock5,542USD5,076USD4,849USD4,873USD4,658USD4,625USD959USD707USD
Retained Earnings-209,758,447USD-200,106,890USD-170,938,984USD-136,247,912USD-136,802,154USD-150,227,722USD-14,332,652USD-101,834,907USD
Intangible Assets—1,704,704USD1,393,752USD1,188,750USD1,236,977USD1,175,215USD1,000,065USD855,917USD
Total Liab—41,976,955USD90,477,007USD96,276,871USD93,577,761USD76,672,695USD60,539,013USD157,663,211USD
Other Current Liab—40,015,023USD20,039,055USD11,516,719USD11,291,645USD9,264,356USD1,801,451USD13,193,835USD
Capital Stock—5,076USD4,849USD4,873USD4,658USD4,625USD51,247,307USD51,997,230USD
Cash—11,526,471USD7,652,203USD6,663,463USD6,609,719USD11,699,552USD906,043USD4,387,072USD
Cash And Short Term Investments—11,526,471USD7,652,203USD6,663,463USD6,609,719USD11,699,552USD906,043USD10,759,023USD
Current Deferred Revenue—308,627USD366,252USD382,983USD290,517USD358,716USD—422,888USD
Net Debt—-11,526,471USD-7,652,203USD-6,663,463USD73,332,135USD53,392,917USD4,835,724USD-4,387,072USD
Short Long Term Debt—32,151,382USD10,000,000USD———5,741,767USD3,438,501USD
Long Term Investments—56,355,303USD133,658,791USD170,392,495USD159,861,386USD122,957,753USD93,568,700USD63,929,891USD
Common Stock Shares Outstanding—49,656,409shares42,218,965shares46,915,361shares47,561,116shares25,436,000shares38,664,000shares7,072,000shares
Non Current Assets Total—58,352,865USD135,351,852USD171,890,689USD161,451,613USD124,132,968USD51,289,643USD64,785,808USD
Non Current Liabilities Total—0USD69,366,911USD83,325,732USD80,686,761USD65,562,645USD51,246,348USD142,258,586USD
Non Currrent Assets Other—58,352,865USD135,351,852USD171,890,689USD353,250USD—51,289,643USD-12,789,537USD
Net Working Capital—-22,000,894USD-2,994,294USD6,124,284USD7,760,393USD13,305,447USD-8,366,213USD-6,246,983USD
Unclassified Non Current Assets—-58,060,007USD-135,052,543USD-171,581,245USD——-94,568,765USD-12,789,537USD
Unclassified Current Liabilities—-32,151,382USD-10,000,000USD———-4,525,517USD-6,877,002USD
Unclassified Equity—236,448,709USD233,919,933USD230,927,407USD225,318,083USD222,094,242USD-45,238,532USD-24,170,932USD
Long Term Debt——68,677,231USD82,394,322USD79,941,854USD65,092,469USD——
Non Current Liabilities Other——689,680USD491,397USD293,114USD—171,080,533USD141,750,580USD
Short Long Term Debt Total————79,941,854USD65,092,469USD5,741,767USD3,438,501USD
Short Term Debt——————5,741,767USD3,438,501USD
Unclassified Non Current Liabilities——————-119,834,185USD—
Other Assets———————12,789,537USD
Short Term Investments———————6,371,951USD
Accumulated Other Comprehensive Income———————0USD
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Balance sheet Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USD
Total Assets153,467,654USD52,216,095USD165,959,208USD12,416,932USD225,170,164USD
Intangible Assets1,393,752USD1,000,065USD553,766USD471,526USD—
Other Current Assets9,257,554USD20,409USD276,215USD1,407,995USD411,358USD
Total Liab90,477,007USD60,539,013USD170,270,908USD13,684,997USD8,948,582USD
Total Stockholder Equity62,990,647USD-8,322,918USD-4,311,700USD-1,268,065USD216,221,582USD
Other Current Liab20,039,055USD1,801,451USD1,369,026USD3,341,648USD16,451USD
Common Stock4,849USD959USD959USD707USD222,200,965USD
Capital Stock4,849USD51,247,307USD165,722,841USD253,815,214USD222,200,965USD
Retained Earnings-170,938,984USD-14,332,652USD-11,296,875USD-29,086,737USD-5,979,383USD
Cash7,652,203USD906,043USD29,844USD5,352,771USD1,227,914USD
Cash And Short Term Investments7,652,203USD906,043USD29,844USD8,362,433USD1,227,914USD
Total Current Assets18,115,802USD926,452USD306,059USD11,768,142USD1,639,272USD
Total Current Liabilities21,110,096USD9,292,665USD3,394,026USD4,305,217USD93,582USD
Current Deferred Revenue366,252USD——661,426USD—
Net Debt-7,652,203USD4,835,724USD1,995,156USD-5,352,771USD-1,227,914USD
Short Long Term Debt10,000,000USD5,741,767USD2,025,000USD——
Long Term Debt68,677,231USD————
Long Term Investments133,658,791USD93,568,700USD82,631USD177,264USD—
Net Receivables728,000USD451,455USD624,903USD1,646,875USD—
Inventory478,045USD262,813USD129,194USD350,839USD—
Accounts Payable704,789USD533,197USD114,659USD302,143USD77,131USD
Common Stock Shares Outstanding42,218,965shares14,970,000shares32,058,000shares46,139,000shares5,996,000shares
Non Current Assets Total135,351,852USD51,289,643USD165,653,149USD648,790USD223,530,892USD
Non Current Liabilities Total69,366,911USD51,246,348USD166,876,882USD9,379,780USD8,855,000USD
Non Current Liabilities Other689,680USD171,080,533USD10,601,545USD8,727,540USD—
Non Currrent Assets Other135,351,852USD51,289,643USD165,653,149USD254,757,960USD223,530,892USD
Net Working Capital-2,994,294USD-8,366,213USD-3,087,967USD-234,042USD1,545,690USD
Unclassified Non Current Assets-135,052,543USD-94,568,765USD—-254,757,960USD—
Unclassified Current Liabilities-10,000,000USD-4,525,517USD-2,139,659USD——
Unclassified Equity233,919,933USD-45,238,532USD-158,738,625USD-225,997,249USD-222,200,965USD
Short Term Debt—5,741,767USD2,025,000USD——
Short Long Term Debt Total—5,741,767USD2,025,000USD——
Unclassified Non Current Liabilities—-119,834,185USD156,275,337USD—8,855,000USD
Short Term Investments——5,333,384USD3,009,662USD—
Unclassified Current Assets——-6,087,481USD——
Accumulated Other Comprehensive Income————0USD
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Cash flow Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
Net Income-29,167,906USD-34,690,872USD554,242USD13,425,568USD-48,879,200USD63,706,639USD-62,310,678USD-2,319,447USD
Depreciation156,079USD127,226USD232,848USD106,837USD91,071USD226,796USD88,155USD62,392USD
Stock Based Compensation1,696,766USD1,498,180USD1,575,452USD1,725,205USD5,170,275USD—0USD0USD
Other Non Cash Items19,165,360USD27,499,072USD-7,917,314USD-21,383,919USD38,659,167USD-62,293,098USD58,009,050USD1,088,913USD
Change To Account Receivables188,854USD-438,061USD407,620USD245,328USD-491,433USD-8,710USD81,699USD-34,589USD
Change To Inventory17,344USD-111,996USD-35,747USD73,293USD-140,782USD49,789USD8,277USD-46,206USD
Change In Working Capital1,557,334USD872,930USD3,079,622USD2,129,428USD4,487USD-1,680,610USD2,034,032USD308,589USD
Total Cash From Operating Activities-6,592,367USD-4,693,464USD-2,475,150USD-3,996,881USD-4,954,200USD-40,273USD-2,179,441USD-859,553USD
Capital Expenditures-467,031USD-332,223USD-184,626USD-168,599USD-266,221USD-205,535USD-205,535USD-133,382USD
Free Cash Flow-7,059,398USD-5,025,687USD-2,659,776USD-4,165,480USD-5,220,421USD409,126USD-2,384,976USD-992,935USD
Investments13,659,968USD-4,876,646USD-949,219USD-979,656USD-1,829,194USD119,028,673USD183,920USD323,840USD
Total Cashflows From Investing Activities13,192,937USD-5,208,869USD-949,219USD-979,656USD-1,829,194USD119,028,673USD-584,988USD-513,658USD
Net Borrowings-2,166,667USD———0USD———
Total Cash From Financing Activities-2,726,302USD10,891,073USD3,478,113USD-113,296USD152,587USD-121,007,729USD5,000,000USD2,500,000USD
Issuance Of Capital Stock389,665USD891,073USD——0USD———
Change In Cash3,874,268USD988,740USD53,744USD-5,089,833USD-6,630,807USD-3,481,029USD2,235,571USD1,126,789USD
Begin Period Cash Flow7,652,203USD6,663,463USD6,609,719USD11,699,552USD18,330,359USD4,387,072USD2,151,501USD1,024,712USD
End Period Cash Flow11,526,471USD7,652,203USD6,663,463USD6,609,719USD11,699,552USD906,043USD4,387,072USD2,151,501USD
Other Cashflows From Investing Activities13,192,937USD-5,208,869USD-949,219USD-979,656USD—119,028,673USD-584,988USD323,840USD
Other Cashflows From Financing Activities-2,726,302USD10,000,000USD3,478,113USD-113,296USD152,587USD-3,833,233USD5,000,000USD2,500,000USD
Unclassified Investing Cash Flow-13,192,937USD5,208,869USD1,133,845USD1,148,255USD—-118,823,138USD—-1,027,956USD
Unclassified Financing Cash Flow1,777,002USD———————
Sale Purchase Of Stock—————-116,724,496USD0USD0USD
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Cash flow Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USD
Net Income-69,590,462USD-1,868,532USD4,443,634USD-11,972,752USD-119,986USD
Depreciation557,982USD434,696USD229,094USD182,788USD—
Stock Based Compensation9,969,112USD0USD8,333USD13,942USD—
Other Non Cash Items36,857,206USD-1,647,552USD-10,499,209USD2,518,860USD92,171USD
Change To Account Receivables-276,546USD173,448USD1,071,497USD199,688USD—
Change To Inventory-215,232USD-133,619USD221,645USD536,857USD—
Change In Working Capital6,086,467USD-352,110USD973,100USD7,765,191USD-684,323USD
Total Cash From Operating Activities-16,119,695USD-3,433,498USD-5,082,475USD-1,491,971USD-712,138USD
Capital Expenditures-951,669USD-738,565USD-311,334USD-328,428USD0USD
Free Cash Flow-16,119,695USD-3,433,498USD-5,082,475USD-1,820,399USD-712,138USD
Investments-8,015,269USD117,317,426USD99,806,210USD-28,432,159USD—
Total Cashflows From Investing Activities-8,966,938USD117,317,426USD99,806,210USD-4,482,892USD-266,640,000USD
Net Borrowings10,000,000USD3,716,767USD2,025,000USD7,000,000USD—
Total Cash From Financing Activities14,408,477USD-113,007,729USD-94,766,644USD6,978,125USD268,825,000USD
Issuance Of Capital Stock4,369,210USD—0USD28,980,362USD—
Change In Cash-10,678,156USD876,199USD-42,909USD1,003,262USD1,472,862USD
Begin Period Cash Flow18,330,359USD29,844USD72,753USD4,349,509USD—
End Period Cash Flow7,652,203USD906,043USD29,844USD5,352,771USD1,472,862USD
Other Cashflows From Investing Activities-8,966,938USD117,317,426USD103,211,433USD-23,949,267USD-266,640,000USD
Other Cashflows From Financing Activities39,267USD3,716,767USD1,525,000USD-7,000,000USD268,825,000USD
Unclassified Investing Cash Flow8,966,938USD-116,578,861USD-102,900,099USD48,226,962USD—
Sale Purchase Of Stock—-116,724,496USD-96,791,644USD-21,875USD—
Unclassified Financing Cash Flow—-3,716,767USD-1,525,000USD7,000,000USD—
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Operating metrics

No operating metrics are currently published for this company.

Revenue breakdown

PeriodDimensionBusiness / regionRevenueCurrencySource
Q1 2026Quarterly · 2026-03-31ProductBanking And Payment Revenues4,931,213USD0001193125-26-219476
Q1 2026Quarterly · 2026-03-31ProductCustody And Trading Revenues665,194USD0001193125-26-219476
Q1 2026Quarterly · 2026-03-31ProductOther Revenues97USD0001193125-26-219476
Q4 2025Quarterly · 2025-12-31ProductBanking And Payment Revenues8,424,988USDLegacy provider
Q4 2025Quarterly · 2025-12-31ProductCustody And Trading Revenues722,424USDLegacy provider
Q4 2025Quarterly · 2025-12-31ProductOther Revenues646USDLegacy provider
FY 2025Yearly · 2025-12-31ProductBanking And Payment Revenues30,322,364USD0001193125-26-110808
FY 2025Yearly · 2025-12-31ProductCustody And Trading Revenues1,462,357USD0001193125-26-110808
FY 2025Yearly · 2025-12-31ProductOther Revenues63,663USD0001193125-26-110808
Q3 2025Quarterly · 2025-09-30ProductBanking And Payment Revenues7,054,195USD0001193125-25-274317
Q3 2025Quarterly · 2025-09-30ProductCustody And Trading Revenues346,478USD0001193125-25-274317
Q3 2025Quarterly · 2025-09-30ProductOther Revenues866USD0001193125-25-274317
Q2 2025Quarterly · 2025-06-30ProductBanking And Payment Revenues7,921,556USD0000950170-25-107335
Q2 2025Quarterly · 2025-06-30ProductCustody And Trading Revenues241,600USD0000950170-25-107335
Q2 2025Quarterly · 2025-06-30ProductOther Revenues36,116USD0000950170-25-107335
Q1 2025Quarterly · 2025-03-31ProductBanking And Payment Revenues6,921,625USD0001193125-26-219476
Q1 2025Quarterly · 2025-03-31ProductCustody And Trading Revenues151,855USD0001193125-26-219476
Q1 2025Quarterly · 2025-03-31ProductOther Revenues26,035USD0001193125-26-219476
FY 2024Yearly · 2024-12-31ProductBanking And Payment Revenues23,432,996USD0001193125-26-110808
FY 2024Yearly · 2024-12-31ProductCustody And Trading Revenues170,746USD0001193125-26-110808
FY 2024Yearly · 2024-12-31ProductOther Revenues161,000USD0001193125-26-110808
Q3 2024Quarterly · 2024-09-30ProductBanking And Payment Revenues5,211,631USD0001193125-25-274317
Q3 2024Quarterly · 2024-09-30ProductCustody And Trading Revenues31,067USD0001193125-25-274317
Q3 2024Quarterly · 2024-09-30ProductOther Revenues335USD0001193125-25-274317
Q2 2024Quarterly · 2024-06-30ProductBanking And Payment Revenues5,120,569USD0000950170-25-107335
Q2 2024Quarterly · 2024-06-30ProductCustody And Trading Revenues19,340USD0000950170-25-107335
Q2 2024Quarterly · 2024-06-30ProductOther Revenues15USD0000950170-25-107335
Q1 2024Quarterly · 2024-03-31ProductBanking And Payment Revenues4,920,665USD0000950170-25-072818
Q1 2024Quarterly · 2024-03-31ProductCustody And Trading Revenues11,933USD0000950170-25-072818
Q1 2024Quarterly · 2024-03-31ProductOther Revenues8USD0000950170-25-072818

Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.