marketcaparena
Search

    FDSB

    Fifth District Bancorp, Inc.

    Company overview

    Market capitalization
    $90.73M
    Employees
    66
    Latest publication
    2026-09-29
    About Fifth District Bancorp, Inc.

    Fifth District Bancorp, Inc. operates as the bank holding company for Fifth District Savings Bank that provides various banking products and services primarily in the United States. The company offers a range of deposit accounts, including checking accounts, savings and NOW accounts, money market accounts, and certificates of deposit. It also provides fixed-rate one- to four-family residential mortgage loans, as well as originates construction loans, home equity loans, home equity lines of credit, land loans, commercial real estate loans, commercial and industrial loans, share loans; and purchases consumer and commercial business loans. In addition, the company offers electronic banking services, such as mobile banking, on-line banking, telephone banking, bill pay, and electronic funds transfer via SmartPay. Fifth District Bancorp, Inc. was founded in 1926 and is based in New Orleans, Louisiana.

    Company website

    Financial statements

    Income Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Revenue6,035,000USD5,881,000USD5,898,000USD5,921,000USD9,199,000USD5,471,000USD5,384,000USD5,445,000USD
    Selling And Marketing Expenses47,000USD38,000USD35,000USD26,000USD25,000USD19,000USD24,000USD30,000USD
    Total Operating Expenses47,000USD3,288,000USD3,013,000USD3,139,000USD3,832,000USD3,100,000USD2,961,000USD4,243,000USD
    Interest Income5,796,000USD5,652,000USD5,677,000USD5,693,000USD5,480,000USD5,209,000USD5,142,000USD5,193,000USD
    Interest Expense2,080,000USD2,103,000USD2,258,000USD2,348,000USD2,332,000USD2,272,000USD2,293,000USD2,310,000USD
    Net Interest Income3,716,000USD3,549,000USD3,419,000USD3,345,000USD3,148,000USD2,937,000USD2,849,000USD2,883,000USD
    Non Interest Income239,000USD———————
    Revenue Net Of Interest Expense3,955,000USD———————
    Non Interest Expense3,470,000USD———————
    Labor And Related Expense2,065,000USD———————
    Income Before Tax485,000USD490,000USD617,000USD434,000USD3,035,000USD99,000USD130,000USD-998,000USD
    Income Tax Expense101,000USD103,000USD76,000USD91,000USD-91,000USD21,000USD-29,000USD-210,000USD
    Net Income384,000USD387,000USD541,000USD343,000USD3,126,000USD78,000USD159,000USD-788,000USD
    Net Income Applicable To Common Shares384,000USD———————
    Cost Of Revenue—2,103,000USD2,268,000USD2,348,000USD2,332,000USD2,272,000USD2,293,000USD2,200,000USD
    Gross Profit—3,778,000USD3,630,000USD3,573,000USD6,867,000USD3,199,000USD3,091,000USD3,245,000USD
    Selling General Administrative—2,032,000USD1,620,000USD1,902,000USD2,653,000USD1,948,000USD1,875,000USD1,899,000USD
    Unclassified Operating Expenses—1,218,000USD1,358,000USD1,211,000USD1,154,000USD1,133,000USD1,062,000USD2,314,000USD
    Operating Income—490,000USD617,000USD434,000USD3,035,000USD99,000USD130,000USD-998,000USD
    Tax Provision—103,000USD76,000USD91,000USD-91,000USD21,000USD-29,000USD-210,000USD
    Net Income From Continuing Ops—387,000USD541,000USD343,000USD3,126,000USD78,000USD159,000USD-788,000USD
    Ebit—490,000USD617,000USD434,000USD3,035,000USD99,000USD130,000USD-998,000USD
    Ebitda—654,000USD783,000USD602,000USD3,202,000USD269,000USD301,000USD-828,000USD
    Depreciation And Amortization—164,000USD166,000USD168,000USD167,000USD170,000USD171,000USD170,000USD
    Reconciled Depreciation—164,000USD166,000USD168,000USD167,000USD170,000USD171,000USD170,000USD
    Total Other Income Expense Net——-8,558,000USD———2,378,000USD-4,679,000USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Income Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USD
    Total Revenue26,488,000USD19,288,000USD17,387,000USD15,351,474USD
    Cost Of Revenue9,220,000USD8,011,000USD6,040,000USD1,616,874USD
    Gross Profit17,268,000USD11,277,000USD11,347,000USD13,734,600USD
    Selling General Administrative8,122,000USD7,191,000USD6,528,000USD6,413,903USD
    Selling And Marketing Expenses105,000USD131,000USD258,000USD301,728USD
    Unclassified Operating Expenses4,856,000USD5,391,000USD3,615,000USD3,396,630USD
    Total Operating Expenses13,083,000USD12,713,000USD10,401,000USD10,112,261USD
    Operating Income4,185,000USD-1,436,000USD946,000USD3,622,339USD
    Interest Income22,058,000USD19,277,000USD16,413,552USD14,399,423USD
    Interest Expense9,210,000USD9,221,000USD6,365,000USD1,616,874USD
    Net Interest Income12,848,000USD10,056,000USD10,048,903USD12,782,549USD
    Income Before Tax4,185,000USD-1,436,000USD946,000USD3,622,339USD
    Income Tax Expense97,000USD-358,000USD149,000USD712,428USD
    Tax Provision97,000USD-358,000USD148,761USD712,428USD
    Net Income4,088,000USD-1,078,000USD797,000USD2,909,911USD
    Net Income From Continuing Ops4,088,000USD-1,078,000USD797,442USD2,909,911USD
    Ebit4,185,000USD-1,436,000USD946,000USD3,622,339USD
    Ebitda4,856,000USD-742,000USD1,494,000USD4,155,270USD
    Depreciation And Amortization671,000USD694,000USD548,000USD532,931USD
    Reconciled Depreciation671,000USD694,000USD548,024USD532,931USD
    Total Other Income Expense Net-8,558,000USD-20,582,000USD-10,075,478USD-2,149,805USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Assets532,125,000USD535,692,000USD534,394,000USD539,500,000USD539,807,000USD531,069,000USD527,307,000USD523,821,000USD
    Cash And Equivalents19,161,000USD———————
    Total Liabilities403,121,000USD———————
    Total Stockholder Equity129,004,000USD129,312,000USD129,757,000USD131,298,000USD130,898,000USD127,261,000USD125,775,000USD127,889,000USD
    Total Equity Including Noncontrolling Interest129,004,000USD———————
    Property Plant Equipment Net11,875,000USD11,774,000USD11,636,000USD11,720,000USD11,825,000USD11,811,000USD11,923,000USD12,069,000USD
    Common Stock53,000USD53,000USD54,000USD55,000USD56,000USD56,000USD56,000USD53,143,000USD
    Retained Earnings87,136,000USD87,032,000USD86,941,000USD87,097,000USD86,897,000USD83,771,000USD83,693,000USD83,534,000USD
    Accumulated Other Comprehensive Income-4,721,000USD-4,588,000USD-4,428,000USD-4,637,000USD-5,130,000USD-5,573,000USD-6,911,000USD-4,507,000USD
    Total Liab—406,380,000USD404,637,000USD408,202,000USD408,909,000USD403,808,000USD401,532,000USD395,932,000USD
    Other Current Liab—395,233,000USD393,162,000USD396,174,000USD398,243,000USD394,385,000USD391,476,000USD384,123,000USD
    Capital Stock—53,000USD54,000USD55,000USD56,000USD56,000USD56,000USD53,199,000USD
    Other Assets—24,630,000USD—35,891,000USD36,346,000USD35,302,000USD43,101,000USD39,430,000USD
    Cash—23,311,000USD4,993,000USD34,380,000USD5,727,000USD30,103,000USD37,916,000USD34,088,000USD
    Cash And Short Term Investments—23,311,000USD4,993,000USD34,380,000USD106,142,000USD126,331,000USD37,916,000USD127,890,000USD
    Total Current Assets—25,115,000USD6,992,000USD36,718,000USD489,662,000USD128,547,000USD39,883,000USD130,040,000USD
    Total Current Liabilities—395,233,000USD393,162,000USD396,174,000USD398,243,000USD394,385,000USD391,476,000USD384,123,000USD
    Net Debt—-23,311,000USD-4,993,000USD-34,380,000USD-5,727,000USD-30,103,000USD-37,916,000USD-34,088,000USD
    Long Term Investments—98,814,000USD99,077,000USD100,689,000USD100,415,000USD96,228,000USD92,987,000USD93,802,000USD
    Short Term Investments—98,814,000USD99,077,000USD100,689,000USD100,415,000USD96,228,000USD92,987,000USD93,802,000USD
    Net Receivables—1,804,000USD1,999,000USD2,338,000USD2,214,000USD2,216,000USD1,967,000USD2,150,000USD
    Common Stock Shares Outstanding—5,145,000shares5,145,000shares5,145,000shares5,145,000shares5,139,000shares5,125,000shares5,125,000shares
    Non Current Assets Total—510,577,000USD527,402,000USD502,782,000USD13,799,000USD402,522,000USD487,424,000USD393,781,000USD
    Non Current Liabilities Total—11,147,000USD11,475,000USD12,028,000USD10,666,000USD9,423,000USD10,056,000USD11,809,000USD
    Non Currrent Assets Other—9,861,000USD99,077,000USD9,240,000USD-480,022,000USD12,349,000USD11,814,000USD11,698,000USD
    Unclassified Current Assets—-98,814,000USD-99,077,000USD-100,689,000USD——-92,987,000USD—
    Unclassified Non Current Assets—365,498,000USD317,612,000USD345,242,000USD-134,787,000USD246,832,000USD327,599,000USD236,782,000USD
    Unclassified Non Current Liabilities—11,147,000USD11,475,000USD12,028,000USD10,666,000USD9,423,000USD10,056,000USD11,809,000USD
    Unclassified Equity—46,762,000USD47,136,000USD48,728,000USD49,019,000USD48,951,000USD48,881,000USD-57,480,000USD
    Property Plant Equipment Gross——21,974,000USD———21,590,000USD—
    Other Current Assets————381,306,000USD—-1,967,000USD—
    Short Long Term Debt——————0USD0USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USD
    Total Assets534,394,000USD527,307,000USD480,797,000USD473,428,000USD
    Total Liab404,637,000USD401,532,000USD403,000,000USD397,359,000USD
    Total Stockholder Equity129,757,000USD125,775,000USD77,798,000USD76,069,000USD
    Other Current Liab393,162,000USD391,476,000USD390,003,000USD388,943,000USD
    Common Stock54,000USD56,000USD——
    Capital Stock54,000USD56,000USD0USD—
    Retained Earnings86,941,000USD83,693,000USD84,771,000USD83,974,000USD
    Other Assets36,877,000USD43,101,000USD379,351,949USD286,877,401USD
    Cash4,993,000USD37,916,000USD19,306,000USD20,284,000USD
    Cash And Short Term Investments4,993,000USD37,916,000USD87,207,000USD96,975,000USD
    Total Current Assets6,992,000USD39,883,000USD88,964,000USD98,744,000USD
    Total Current Liabilities393,162,000USD391,476,000USD394,003,000USD388,943,000USD
    Net Debt-4,993,000USD-37,916,000USD-15,306,000USD-20,284,000USD
    Long Term Investments99,077,000USD92,987,000USD67,901,000USD76,690,989USD
    Short Term Investments99,077,000USD92,987,000USD67,901,000USD76,691,000USD
    Net Receivables1,999,000USD1,967,000USD1,757,000USD1,769,000USD
    Property Plant Equipment Net11,636,000USD11,923,000USD12,475,000USD11,115,000USD
    Property Plant Equipment Gross21,974,000USD21,590,000USD22,415,000USD20,507,000USD
    Accumulated Other Comprehensive Income-4,428,000USD-6,911,000USD-6,973,000USD-7,905,000USD
    Common Stock Shares Outstanding5,145,000shares5,125,000shares5,559,473shares5,559,473shares
    Non Current Assets Total527,402,000USD487,424,000USD391,833,000USD374,684,000USD
    Non Current Liabilities Total11,475,000USD10,056,000USD8,996,000USD8,416,000USD
    Non Currrent Assets Other99,077,000USD12,734,000USD12,257,000USD11,119,000USD
    Unclassified Current Assets-99,077,000USD-92,987,000USD-1,757,000USD—
    Unclassified Non Current Assets280,735,000USD326,679,000USD-80,151,949USD-11,118,390USD
    Unclassified Non Current Liabilities11,475,000USD10,056,000USD8,996,000USD8,416,000USD
    Unclassified Equity47,136,000USD48,881,000USD——
    Short Long Term Debt—0USD4,000,000USD0USD
    Other Current Assets——-1,757,000USD—
    Short Term Debt——4,000,000USD—
    Short Long Term Debt Total——4,000,000USD—
    Inventory——1,757,000USD—
    Unclassified Current Liabilities——-4,000,000USD—
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow YTD

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USD
    Depreciation328,000USD
    Stock Based Compensation311,000USD
    Deferred Income Tax-3,000USD
    Change To Liabilities305,000USD
    Change In Working Capital730,000USD
    Operating Cash Flow1,899,000USD
    Capital Expenditures-567,000USD
    Net Investments4,460,000USD
    Unclassified Investing Cash Flow-16,972,000USD
    Investing Cash Flow-13,079,000USD
    Financing Cash Flow-3,511,000USD
    Change In Cash-14,691,000USD
    End Cash Flow19,161,000USD
    SourceDisclosureDeterministicFinal

    Cash flow Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
    Net Income387,000USD541,000USD343,000USD3,126,000USD78,000USD159,000USD-788,000USD683,000USD
    Depreciation164,000USD166,000USD168,000USD167,000USD170,000USD171,000USD170,000USD188,000USD
    Stock Based Compensation84,000USD142,000USD75,000USD68,000USD70,000USD131,000USD115,000USD0USD
    Other Non Cash Items69,000USD-1,498,000USD-67,000USD-2,059,000USD-105,000USD-482,000USD-92,000USD-1,207,000USD
    Change To Account Receivables-328,000USD92,000USD-124,000USD249,000USD-249,000USD183,000USD-79,000USD-149,000USD
    Change In Working Capital338,000USD278,000USD-402,000USD-872,000USD872,000USD-612,000USD1,329,000USD-49,000USD
    Total Cash From Operating Activities1,037,000USD-44,000USD117,000USD430,000USD823,000USD-633,000USD734,000USD-385,000USD
    Capital Expenditures-301,000USD-321,000USD-63,000USD-58,000USD-58,000USD-26,000USD-24,000USD-116,000USD
    Free Cash Flow736,000USD-365,000USD54,000USD488,000USD765,000USD-659,000USD710,000USD-501,000USD
    Investments39,000USD2,131,000USD7,644,000USD-7,087,000USD-10,531,000USD-1,837,000USD-19,324,000USD-19,003,000USD
    Total Cashflows From Investing Activities-12,225,000USD4,944,000USD7,644,000USD-7,087,000USD-10,531,000USD-1,837,000USD-19,324,000USD-19,003,000USD
    Total Cash From Financing Activities647,000USD-5,428,000USD-1,075,000USD4,248,000USD1,895,000USD6,298,000USD6,463,000USD28,978,000USD
    Dividends Paid-6,000USD-13,000USD-6,000USD-13,000USD-7,000USD-7,000USD-14,000USD—
    Sale Purchase Of Stock-893,000USD-2,944,000USD——0USD———
    Change In Cash-10,541,000USD-528,000USD6,686,000USD-2,409,000USD-7,813,000USD3,828,000USD-12,127,000USD9,590,000USD
    Begin Period Cash Flow33,852,000USD34,380,000USD27,694,000USD30,103,000USD37,916,000USD34,088,000USD46,215,000USD36,625,000USD
    End Period Cash Flow23,311,000USD33,852,000USD34,380,000USD27,694,000USD30,103,000USD37,916,000USD34,088,000USD46,215,000USD
    Other Cashflows From Investing Activities-11,963,000USD-4,216,000USD7,100,000USD3,775,000USD-8,879,000USD377,000USD210,000USD-990,000USD
    Other Cashflows From Financing Activities1,540,000USD-4,183,000USD-1,075,000USD4,261,000USD1,895,000USD6,298,000USD6,463,000USD28,978,000USD
    Net Borrowings—0USD0USD0USD0USD0USD0USD—
    Unclassified Investing Cash Flow—7,350,000USD-7,037,000USD-3,717,000USD8,937,000USD——1,106,000USD
    Unclassified Financing Cash Flow—1,712,000USD——————
    Issuance Of Capital Stock—————0USD——
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USD
    Net Income4,088,000USD-1,078,000USD797,000USD2,909,911USD
    Depreciation671,000USD694,000USD548,000USD532,931USD
    Stock Based Compensation355,000USD246,000USD0USD—
    Other Non Cash Items-3,729,000USD-352,000USD-351,000USD195,057USD
    Change To Account Receivables-32,000USD-210,000USD12,000USD-174,081USD
    Change In Working Capital-124,000USD-164,000USD-333,000USD284,656USD
    Total Cash From Operating Activities1,326,000USD-1,054,000USD796,000USD3,970,485USD
    Capital Expenditures-384,000USD-510,000USD-1,908,000USD-1,067,861USD
    Free Cash Flow942,000USD-1,564,000USD-1,112,000USD2,902,624USD
    Investments-2,426,000USD-27,484,000USD-6,639,169USD-25,858,141USD
    Total Cashflows From Investing Activities-5,030,000USD-27,484,000USD-6,639,000USD-25,858,141USD
    Net Borrowings0USD-4,000,000USD4,000,000USD0USD
    Total Cash From Financing Activities-360,000USD47,148,000USD5,114,000USD18,349,769USD
    Sale Purchase Of Stock-2,944,000USD———
    Change In Cash-4,064,000USD18,610,000USD-729,000USD-3,537,887USD
    Begin Period Cash Flow37,916,000USD19,306,000USD20,035,341USD23,573,228USD
    End Period Cash Flow33,852,000USD37,916,000USD19,305,678USD20,035,341USD
    Other Cashflows From Investing Activities-2,220,000USD-675,000USD-14,435,000USD-24,802,863USD
    Other Cashflows From Financing Activities898,000USD2,401,000USD1,114,000USD18,349,769USD
    Unclassified Financing Cash Flow1,686,000USD———
    Issuance Of Capital Stock—48,747,000USD0USD—
    Unclassified Investing Cash Flow—1,185,000USD16,343,169USD25,870,724USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Operating metrics

    No operating metrics are currently published for this company.

    Revenue breakdown

    PeriodDimensionBusiness / regionRevenueCurrencySource
    FY 2025Yearly · 2025-12-31ProductAtm And Check Card Fees393,000USD0001104659-26-033945
    FY 2025Yearly · 2025-12-31ProductDeposit Service And Account Maintenance Fees51,000USD0001104659-26-033945
    FY 2025Yearly · 2025-12-31ProductInsufficient Funds Fees161,000USD0001104659-26-033945
    FY 2024Yearly · 2024-12-31ProductAtm And Check Card Fees402,000USD0001104659-26-033945
    FY 2024Yearly · 2024-12-31ProductDeposit Service And Account Maintenance Fees53,000USD0001104659-26-033945
    FY 2024Yearly · 2024-12-31ProductInsufficient Funds Fees164,000USD0001104659-26-033945
    FY 2023Yearly · 2023-12-31ProductAtm And Check Card Fees410,000USD0001558370-25-003713
    FY 2023Yearly · 2023-12-31ProductDeposit Service And Account Maintenance Fees54,000USD0001558370-25-003713
    FY 2023Yearly · 2023-12-31ProductInsufficient Funds Fees150,000USD0001558370-25-003713

    Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.