FCCO

MKT CAP:$230M

First Community Corporation

Market Cap

$230M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$30.82+$1.85 (+6.40%)

Apr 22, 2026

Company Details

First Community Corporation operates as the bank holding company for First Community Bank which offers various commercial and retail banking products and services to small-to-medium sized businesses, professional concerns, and individuals. ...

CEO

Michael C. Crapps

IPO Date

Mar 9, 1999

Website

www.firstcommunitysc.com

Key Metrics TTM

Revenue

$115M

+13.9% YoY

Net Income

$21M

EPS (Diluted)

$2.55

Free Cash Flow

$18M

Revenue / Share

$12.30

Gross Margin

68.5%

Operating Margin

22.6%

Net Margin

18.0%

FCF Margin

15.3%

P/S

2.0x

P/E

11.1x

Earnings Reports

Q1 2026

Mar 30, 2026

$30M+15.2%EPS $0.59

FY 2025

Mar 16, 2026

$111M+12.7%EPS $2.47

Q4 2025

Mar 16, 2026

$29M+15.2%EPS $0.62

Q3 2025

Nov 7, 2025

$28M+8.7%EPS $0.67

Q2 2025

Aug 8, 2025

$28M+16.6%EPS $0.67

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q2 22	$14M	$13M	$4M
Q3 22	$15M	$14M	$5M
Q4 22	$14M	$12M	$5M
Q1 23	$17M	$14M	$4M
Q2 23	$19M	$14M	$4M
Q3 23	$19M	$12M	$2M
Q4 23	$22M	$13M	$4M
Q1 24	$23M	$14M	$3M
Q2 24	$24M	$15M	$4M
Q3 24	$26M	$16M	$5M
Q4 24	$25M	$16M	$5M
Q1 25	$26M	$17M	$5M
Q2 25	$28M	$20M	$7M
Q3 25	$28M	$19M	$7M
Q4 25	$29M	$21M	$7M
Q1 26	$30M	$20M	$6M

Valuation

Quarter	P/S	P/E
Q2 22	2.7x	9.7x
Q3 22	2.4x	9.0x
Q4 22	2.9x	11.3x
Q1 23	2.5x	10.3x
Q2 23	2.0x	8.9x
Q3 23	1.8x	10.3x
Q4 23	1.9x	12.6x
Q1 24	1.6x	12.0x
Q2 24	1.4x	11.5x
Q3 24	1.7x	12.6x
Q4 24	1.9x	13.2x
Q1 25	1.7x	11.2x
Q2 25	1.8x	10.8x
Q3 25	2.0x	11.6x
Q4 25	2.1x	11.9x
Q1 26	1.9x	10.7x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 22	-$2M	-$2M
Q2 22	$10M	$10M
Q3 22	$9M	$9M
Q4 22	$4M	$4M
Q1 23	$4M	$3M
Q2 23	-$3M	-$4M
Q3 23	$3M	$3M
Q4 23	$9M	$8M
Q1 24	$5M	$4M
Q2 24	-$292.0K	-$634.0K
Q3 24	$10M	$10M
Q4 24	-$4M	-$4M
Q1 25	$6M	$6M
Q2 25	-$236.0K	-$454.0K
Q3 25	$9M	$9M
Q4 25	$3M	$3M

Capital Expenditures

Quarter	CapEx
Q1 22	$119.0K
Q2 22	$181.0K
Q3 22	$338.0K
Q4 22	$585.0K
Q1 23	$492.0K
Q2 23	$219.0K
Q3 23	$255.0K
Q4 23	$105.0K
Q1 24	$279.0K
Q2 24	$342.0K
Q3 24	$179.0K
Q4 24	$297.0K
Q1 25	$200.0K
Q2 25	$218.0K
Q3 25	$122.0K
Q4 25	$570.0K

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q2 22	-8.2%	-6.7%
Q3 22	-7.7%	-2.2%
Q4 22	+19.8%	+31.7%
Q1 23	+29.7%	+42.0%
Q2 23	+41.7%	+55.6%
Q3 23	+28.0%	+70.1%
Q4 23	+57.4%	+102.5%
Q1 24	+33.9%	+53.9%
Q2 24	+26.1%	+34.8%
Q3 24	+32.4%	+20.3%
Q4 24	+15.1%	+11.7%
Q1 25	+10.7%	+3.2%
Q2 25	+16.6%	+6.9%
Q3 25	+8.7%	+3.1%
Q4 25	+15.2%	+12.4%
Q1 26	+15.2%	+15.4%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 22	$0	0.0%
Q2 22	$0	0.0%
Q3 22	$0	0.0%
Q4 22	$0	0.0%
Q1 23	$0	0.0%
Q2 23	$0	0.0%
Q3 23	$0	0.0%
Q4 23	$0	0.0%
Q1 24	$0	0.0%
Q2 24	$0	0.0%
Q3 24	$0	0.0%
Q4 24	$0	0.0%
Q1 25	$0	0.0%
Q2 25	$0	0.0%
Q3 25	$0	0.0%
Q4 25	-$83.0K	-0.3%

OpEx Breakdown

Quarter	G&A	S&M
Q2 22	$6M	$446.0K
Q3 22	$7M	$163.0K
Q4 22	$4M	$289.0K
Q1 23	$7M	$346.0K
Q2 23	$7M	$370.0K
Q3 23	$7M	$609.0K
Q4 23	$7M	$171.0K
Q1 24	$8M	$566.0K
Q2 24	$8M	$258.0K
Q3 24	$8M	$477.0K
Q4 24	$8M	$210.0K
Q1 25	$8M	$514.0K
Q2 25	$9M	$208.0K
Q3 25	$9M	$557.0K
Q4 25	$8M	$542.0K
Q1 26	$11M	—

War Chest

Quarter	Cash	Short-term Investments	Total
Q2 22	$104M	$337M	$442M
Q3 22	$38M	$338M	$377M
Q4 22	$37M	$332M	$369M
Q1 23	$88M	$336M	$424M
Q2 23	$57M	$328M	$385M
Q3 23	$97M	$281M	$378M
Q4 23	$95M	$282M	$377M
Q1 24	$144M	$274M	$418M
Q2 24	$112M	$270M	$381M
Q3 24	$171M	$270M	$441M
Q4 24	$150M	$8M	$158M
Q1 25	$200M	$287M	$487M
Q2 25	$32M	$0	$32M
Q3 25	$194M	$19M	$213M
Q4 25	$25M	$0	$25M
Q1 26	$0	$0	$0

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q2 22	8M	+0.2%	+0.9%
Q3 22	8M	+0.0%	+0.7%
Q4 22	8M	+0.2%	+0.7%
Q1 23	8M	+0.3%	+0.6%
Q2 23	8M	+0.1%	+0.6%
Q3 23	8M	0.0%	+0.6%
Q4 23	8M	+0.0%	+0.5%
Q1 24	8M	+0.3%	+0.5%
Q2 24	8M	+0.2%	+0.5%
Q3 24	8M	+0.4%	+0.9%
Q4 24	8M	+0.2%	+1.0%
Q1 25	8M	+0.4%	+1.1%
Q2 25	8M	+0.2%	+1.2%
Q3 25	8M	-0.0%	+0.8%
Q4 25	8M	+0.0%	+0.6%
Q1 26	9M	+20.0%	+20.3%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q2 22	$54.5K	250
Q3 22	$60.2K	250
Q4 22	$55.0K	254
Q1 23	$68.4K	254
Q2 23	$76.0K	254
Q3 23	$75.9K	254
Q4 23	$82.1K	268
Q1 24	$86.8K	268
Q2 24	$90.8K	268
Q3 24	$95.2K	268
Q4 24	$97.4K	260
Q1 25	$99.0K	260
Q2 25	$109.2K	260
Q3 25	$106.7K	260
Q4 25	$110.1K	265
Q1 26	$111.9K	265

Revenue / Employee