First Carolina Financial Services, Inc.

Market Cap

$397M

Financial Services·Banks - Regional·🇺🇸 United States·NYSE

Financials·Banks - Regional·🇺🇸·NYSE

Stock Price

$12.80+$0.20 (+1.59%)

Jul 15, 2026

52W High $13.2452W Low $12.58

Company Details

First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services for individuals and businesses in the United States. The company offers business services including...

Leadership

Steven G. Deaton

Chief Risk Officer & CFO

IPO Date

Jun 18, 2026

Website

www.firstcarolinabank.com

Key Metrics TTM

Revenue

$51M

- YoY

Net Income

$6M

EPS (Diluted)

Free Cash Flow

$13M

Revenue / Share

$1.68

Gross Margin

60.9%

Operating Margin

14.5%

Net Margin

11.7%

FCF Margin

25.7%

P/S

7.8x

P/E

67.1x

Revenue & Profitability

Operating Cash Flow

CapEx Spend

OpEx vs Revenue Growth (YoY)

Stock-Based Compensation

OpEx Breakdown

War Chest

Shares Outstanding

Revenue Per Employee

Revenue / Employee