FBLA

MKT CAP:$255M

FB Bancorp, Inc. Common Stock

Market Cap

$255M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$13.93+$1.02 (+7.90%)

Apr 22, 2026

Company Details

FB Bancorp, Inc. operates as the bank holding company for Fidelity Bank, a Louisiana-chartered mutual savings bank. The bank primarily engages in accepting deposits from the general public and investing those deposits, along with funds gene...

CEO

Christopher S. Ferris

IPO Date

Feb 29, 2024

Website

www.fidelitybank.com

Key Metrics TTM

Revenue

$87M

+4.5% YoY

Net Income

-$3M

EPS (Diluted)

-$0.23

Free Cash Flow

-$2M

Revenue / Share

$4.76

Gross Margin

77.4%

Operating Margin

-2.2%

Net Margin

-3.1%

FCF Margin

-2.7%

P/S

2.9x

P/E

—

Earnings Reports

Q3 2025

Nov 12, 2025

$23M+7.2%EPS $0.06

Q2 2025

Aug 14, 2025

$22M-4.2%EPS $0.05

Q1 2025

May 12, 2025

$21M+4.2%EPS $0.04

FY 2024

Mar 27, 2025

$86M+8.8%EPS -$0.37

Q4 2024

Mar 27, 2025

$21M+12.3%EPS -$0.38

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q1 23	$17M	$17M	$220.0K
Q2 23	$19M	$17M	-$515.0K
Q3 23	$24M	$20M	$3M
Q4 23	$19M	$15M	-$1M
Q1 24	$20M	$15M	-$1M
Q2 24	$23M	$18M	$1M
Q3 24	$22M	$16M	-$1M
Q4 24	$21M	$16M	-$5M
Q1 25	$21M	$16M	$878.0K
Q2 25	$22M	$17M	$1M
Q3 25	$23M	$18M	$1M

Valuation

Quarter	P/S	P/E
Q1 23	—	—
Q2 23	—	—
Q3 23	—	—
Q4 23	2.1x	151.0x
Q1 24	2.1x	2058.1x
Q2 24	2.0x	133.0x
Q3 24	2.0x	—
Q4 24	2.0x	—
Q1 25	2.4x	—
Q2 25	2.4x	—
Q3 25	2.5x	—

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	-$13M	-$16M
Q2 23	-$11M	-$12M
Q3 23	$9M	$8M
Q4 23	$8M	$7M
Q1 24	-$10M	-$12M
Q2 24	-$5M	-$6M
Q3 24	$215.0K	-$1M
Q4 24	$11M	$9M
Q1 25	$7M	$4M
Q2 25	-$2M	-$3M
Q3 25	-$17M	-$12M

Capital Expenditures

Quarter	CapEx
Q1 23	$4M
Q2 23	$934.0K
Q3 23	$1M
Q4 23	$1M
Q1 24	$1M
Q2 24	$897.0K
Q3 24	$1M
Q4 24	$2M
Q1 25	$3M
Q2 25	$2M
Q3 25	$5M

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 24	+18.1%	+25.8%
Q2 24	+23.0%	+14.1%
Q3 24	-11.4%	+6.1%
Q4 24	+12.3%	+31.8%
Q1 25	+4.2%	-5.1%
Q2 25	-4.2%	-4.4%
Q3 25	+7.2%	-4.1%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$0	0.0%
Q2 23	$0	0.0%
Q3 23	$0	0.0%
Q4 23	$0	0.0%
Q1 24	$0	0.0%
Q2 24	$0	0.0%
Q3 24	$0	0.0%
Q4 24	$0	0.0%
Q1 25	$182.0K	0.9%
Q2 25	$174.0K	0.8%
Q3 25	-$356.0K	-1.5%

OpEx Breakdown

Quarter	G&A	S&M
Q1 23	$12M	$372.0K
Q2 23	$13M	$481.0K
Q3 23	$13M	$433.0K
Q4 23	$12M	$468.0K
Q1 24	$12M	$537.0K
Q2 24	$13M	$691.0K
Q3 24	$13M	$404.0K
Q4 24	$12M	$337.0K
Q1 25	$12M	$210.0K
Q2 25	$12M	$345.0K
Q3 25	$13M	$291.0K

War Chest

Quarter	Cash	Short-term Investments	Total
Q4 23	$87M	$80M	$167M
Q1 24	$48M	$90M	$138M
Q2 24	$59M	$91M	$151M
Q3 24	$294M	$89M	$383M
Q4 24	$99M	$100M	$199M
Q1 25	$99M	$110M	$209M
Q2 25	$86M	$259M	$345M
Q3 25	$66M	$292M	$358M
Q4 25	$10M	$326M	$336M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q1 23	17M	—	—
Q2 23	17M	0.0%	—
Q3 23	17M	0.0%	—
Q4 23	17M	0.0%	—
Q1 24	17M	0.0%	0.0%
Q2 24	17M	0.0%	0.0%
Q3 24	20M	+15.0%	+15.0%
Q4 24	14M	-28.6%	-17.9%
Q1 25	18M	+29.2%	+6.2%
Q2 25	18M	+0.1%	+6.3%
Q3 25	18M	+0.1%	-7.5%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q1 23	—	—
Q2 23	—	—
Q3 23	—	—
Q4 23	—	—
Q1 24	—	—
Q2 24	—	—
Q3 24	—	—
Q4 24	$64.1K	329
Q1 25	$63.5K	329
Q2 25	$67.5K	329
Q3 25	$70.3K	329

Revenue / Employee