marketcaparena

ECBK

ECB Bancorp, Inc. /MD/

Company overview

Market capitalization
$185.50M
Employees
64
Latest publication
2026-09-29
About ECB Bancorp, Inc. /MD/

ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, individual retirement accounts, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. It offers one- to four-family residential real estate, commercial real estate and multifamily real estate, construction and land, commercial, and consumer loans, as well as home equity loans and lines of credit. In addition, the company invests in securities, consisting primarily of U.S. government and federal agency obligations, mortgage-backed securities, and corporate bonds. ECB Bancorp, Inc. was founded in 1890 and is headquartered in Everett, Massachusetts.

Company website

Financial statements

Income Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
Total Revenue21,941,000USD21,400,000USD20,758,000USD19,456,000USD17,892,000USD18,139,000USD17,459,000USD16,675,000USD
Cost Of Revenue11,933,000USD12,129,000USD12,144,000USD12,561,000USD10,963,000USD10,717,000USD10,910,000USD10,665,000USD
Gross Profit10,008,000USD9,271,000USD8,614,000USD6,895,000USD6,929,000USD7,422,000USD6,549,000USD6,010,000USD
Selling General Administrative447,000USD496,000USD3,814,000USD264,000USD3,661,000USD3,818,000USD3,600,000USD3,533,000USD
Selling And Marketing Expenses198,000USD146,000USD172,000USD189,000USD132,000USD155,000USD159,000USD106,000USD
Unclassified Operating Expenses5,100,000USD5,142,000USD1,372,000USD4,527,000USD1,415,000USD1,510,000USD1,252,000USD1,308,000USD
Total Operating Expenses5,745,000USD5,784,000USD5,358,000USD4,980,000USD5,208,000USD5,483,000USD5,011,000USD4,947,000USD
Operating Income4,263,000USD3,487,000USD3,256,000USD1,915,000USD1,721,000USD1,939,000USD1,538,000USD1,063,000USD
Interest Income21,614,000USD21,039,000USD20,417,000USD19,101,000USD17,621,000USD17,811,000USD17,155,000USD16,386,000USD
Interest Expense11,780,000USD11,888,000USD11,961,000USD11,441,000USD10,973,000USD11,028,000USD10,864,000USD10,373,000USD
Net Interest Income9,834,000USD9,152,000USD8,456,000USD7,660,000USD6,648,000USD6,783,000USD6,291,000USD6,013,000USD
Income Before Tax4,263,000USD3,487,000USD3,256,000USD1,915,000USD1,721,000USD1,939,000USD1,538,000USD1,063,000USD
Income Tax Expense1,141,000USD891,000USD817,000USD475,000USD424,000USD493,000USD405,000USD272,000USD
Tax Provision1,141,000USD891,000USD817,000USD475,000USD424,000USD493,000USD405,000USD272,000USD
Net Income3,122,000USD2,597,000USD2,439,000USD1,440,000USD1,297,000USD1,446,000USD1,133,000USD791,000USD
Net Income From Continuing Ops3,122,000USD2,596,000USD2,439,000USD1,440,000USD1,297,000USD1,446,000USD1,133,000USD791,000USD
Ebit4,263,000USD3,487,000USD3,256,000USD1,915,000USD1,721,000USD1,939,000USD1,538,000USD1,063,000USD
Ebitda4,338,000USD3,560,000USD3,330,000USD1,990,000USD1,796,000USD2,014,000USD1,614,000USD1,139,000USD
Depreciation And Amortization75,000USD73,000USD74,000USD75,000USD75,000USD75,000USD76,000USD76,000USD
Reconciled Depreciation75,000USD73,000USD74,000USD75,000USD75,000USD75,000USD76,000USD76,000USD
Total Other Income Expense Net—-635,000USD6,892,000USD——-585,000USD598,140USD-194,000USD
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Income Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USD
Total Revenue79,506,000USD68,271,000USD55,828,000USD30,558,000USD23,597,000USD22,769,000USD
Cost Of Revenue47,797,000USD42,231,000USD30,789,000USD8,455,000USD4,041,000USD5,930,000USD
Gross Profit31,709,000USD26,040,000USD25,039,000USD22,103,000USD19,556,000USD16,839,000USD
Selling General Administrative1,368,000USD14,648,000USD13,053,000USD10,582,000USD10,185,000USD6,430,000USD
Selling And Marketing Expenses639,000USD551,000USD794,000USD752,000USD648,000USD601,000USD
Unclassified Operating Expenses19,323,000USD5,470,000USD5,207,000USD7,273,000USD3,252,000USD3,275,000USD
Total Operating Expenses21,330,000USD20,669,000USD19,054,000USD18,607,000USD14,085,000USD10,306,000USD
Operating Income10,379,000USD5,371,000USD5,985,000USD3,496,000USD5,471,000USD6,533,000USD
Interest Income78,180,000USD67,045,000USD49,556,000USD29,149,000USD22,375,000USD21,487,000USD
Interest Expense46,263,000USD42,057,000USD29,986,000USD5,515,000USD3,681,000USD5,637,000USD
Net Interest Income31,917,000USD24,988,000USD25,655,000USD23,634,000USD18,694,000USD15,850,000USD
Income Before Tax10,379,000USD5,371,000USD5,985,000USD3,496,000USD5,471,000USD6,533,000USD
Income Tax Expense2,607,000USD1,380,000USD1,529,000USD776,000USD1,429,000USD1,673,000USD
Tax Provision2,607,000USD1,380,000USD1,645,000USD776,000USD1,429,000USD1,673,000USD
Net Income7,772,000USD3,991,000USD4,456,000USD2,720,000USD4,042,000USD4,860,000USD
Net Income From Continuing Ops7,772,000USD3,991,000USD4,643,000USD2,720,000USD4,042,000USD4,860,000USD
Ebit10,379,000USD5,371,000USD5,985,000USD3,496,000USD5,471,000USD6,533,000USD
Ebitda10,676,000USD5,673,000USD6,264,000USD3,798,000USD5,771,000USD6,883,000USD
Depreciation And Amortization297,000USD302,000USD279,000USD302,000USD300,000USD350,000USD
Reconciled Depreciation297,000USD302,000USD284,000USD302,000USD300,000USD350,000USD
Total Other Income Expense Net—-2,290,000USD-2,325,000USD-4,790,000USD-1,268,000USD-1,237,000USD
Net Income Applicable To Common Shares————4,042,000USD4,860,000USD
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Balance sheet Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
Total Assets1,650,295,000USD1,605,653,000USD1,552,653,000USD1,515,014,000USD1,452,191,000USD1,418,153,000USD1,357,954,000USD1,335,938,000USD
Total Liab1,474,368,000USD1,433,719,000USD1,383,344,000USD1,346,737,000USD1,283,613,000USD1,249,885,000USD1,191,905,000USD1,169,474,000USD
Total Stockholder Equity175,927,000USD171,934,000USD169,309,000USD168,277,000USD168,578,000USD168,268,000USD166,049,000USD166,464,000USD
Common Stock88,000USD88,000USD88,000USD89,000USD90,000USD91,000USD92,000USD92,000USD
Capital Stock88,000USD88,000USD88,000USD89,000USD90,000USD91,000USD92,000USD92,000USD
Retained Earnings98,739,000USD95,617,000USD93,021,000USD90,582,000USD89,142,000USD87,845,000USD86,399,000USD85,266,000USD
Other Assets1,525,269,000USD1,504,421,000USD1,435,743,000USD1,402,636,000USD1,452,191,000USD—640,595,662USD1,212,018,000USD
Cash3,043,000USD94,920,000USD110,618,000USD98,662,000USD148,208,000USD157,717,000USD119,830,000USD111,442,000USD
Cash And Short Term Investments3,043,000USD103,803,000USD120,877,000USD112,979,000USD164,515,000USD172,283,000USD123,993,000USD111,442,000USD
Total Current Assets8,372,000USD109,017,000USD126,128,000USD117,754,000USD168,858,000USD176,298,000USD128,157,000USD115,653,000USD
Net Debt257,772,000USD189,895,000USD149,197,000USD166,153,000USD85,792,000USD76,283,000USD114,170,000USD112,558,000USD
Short Long Term Debt Total260,815,000USD284,815,000USD259,815,000USD264,815,000USD234,000,000USD234,000,000USD234,000,000USD224,000,000USD
Long Term Debt260,815,000USD284,815,000USD259,815,000USD264,815,000USD234,000,000USD234,000,000USD234,000,000USD224,000,000USD
Long Term Investments88,690,000USD90,081,000USD89,505,000USD86,883,000USD82,031,000USD79,779,000USD81,396,000USD80,458,000USD
Short Term Investments108,248,000USD8,883,000USD10,259,000USD14,317,000USD16,307,000USD14,566,000USD4,163,000USD39,202,000USD
Net Receivables5,329,000USD5,214,000USD5,251,000USD4,775,000USD4,343,000USD4,015,000USD4,164,000USD4,211,000USD
Property Plant Equipment Net3,358,000USD3,429,000USD3,427,000USD3,430,000USD3,455,000USD3,512,000USD3,587,000USD3,663,000USD
Accumulated Other Comprehensive Income-144,000USD-896,000USD-998,000USD-1,092,000USD-385,000USD382,000USD-781,000USD556,000USD
Common Stock Shares Outstanding8,299,710shares8,258,297shares8,328,891shares8,369,819shares8,343,771shares8,375,643shares8,343,736shares8,342,516shares
Non Current Assets Total1,641,923,000USD1,496,636,000USD1,426,525,000USD1,397,260,000USD1,283,333,000USD1,241,855,000USD1,229,797,000USD1,220,285,000USD
Non Current Liabilities Total1,474,368,000USD301,375,000USD274,739,000USD279,299,000USD246,993,000USD251,352,000USD247,580,000USD236,697,000USD
Non Currrent Assets Other22,451,000USD34,166,000USD32,693,000USD32,508,000USD31,608,000USD31,767,000USD27,739,000USD28,050,000USD
Unclassified Current Assets-108,248,000USD—————-70,640,531USD-154,855,000USD
Unclassified Non Current Liabilities1,213,553,000USD16,560,000USD14,924,000USD14,484,000USD12,993,000USD17,352,000USD13,580,000USD12,697,000USD
Unclassified Equity77,156,000USD77,037,000USD77,110,000USD78,609,000USD79,641,000USD79,859,000USD80,247,000USD80,458,000USD
Other Current Liab—1,132,344,000USD1,108,605,000USD1,067,438,000USD1,036,620,000USD998,533,000USD944,325,000USD932,777,000USD
Total Current Liabilities—1,132,344,000USD1,108,605,000USD1,067,438,000USD1,036,620,000USD998,533,000USD944,325,000USD932,777,000USD
Property Plant Equipment Gross—8,482,000USD———8,395,000USD——
Unclassified Non Current Assets—-135,461,000USD-134,843,000USD-128,197,000USD-285,952,000USD1,126,797,000USD476,479,338USD-103,904,000USD
Short Term Debt—————25,191,000USD——
Unclassified Current Liabilities—————-25,191,000USD——
Other Current Assets——————70,640,531USD115,653,000USD
Inventory——————-123,794,000USD-115,653,000USD
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Balance sheet Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USD
Total Assets1,605,653,000USD1,418,153,000USD1,280,335,000USD1,064,462,000USD666,489,000USD587,625,000USD
Other Current Assets7,998,000USD—122,802,000USD64,982,000USD54,456,000USD-50,268,000USD
Total Liab1,433,719,000USD1,249,885,000USD1,115,434,000USD901,732,000USD589,216,000USD514,591,000USD
Total Stockholder Equity171,934,000USD168,268,000USD164,901,000USD162,730,000USD77,273,000USD73,034,000USD
Other Current Liab1,132,344,000USD998,533,000USD868,214,000USD718,149,000USD571,754,000USD491,398,000USD
Common Stock88,000USD91,000USD93,000USD92,000USD——
Capital Stock88,000USD91,000USD93,000USD92,000USD0USD—
Retained Earnings95,617,000USD87,845,000USD83,854,000USD80,076,000USD77,356,000USD73,314,000USD
Other Assets1,505,519,000USD1,248,095,000USD-574,000USD991,738,000USD16,588,000USD-5,362,000USD
Cash94,920,000USD157,717,000USD119,036,000USD62,350,000USD52,975,000USD43,411,000USD
Cash And Short Term Investments103,803,000USD172,283,000USD124,039,000USD67,351,000USD57,985,000USD48,448,000USD
Total Current Assets109,017,000USD176,298,000USD127,805,000USD69,983,000USD59,466,000USD50,268,000USD
Total Current Liabilities1,132,344,000USD998,533,000USD868,214,000USD718,149,000USD571,754,000USD491,398,000USD
Net Debt189,895,000USD76,283,000USD114,964,000USD111,650,000USD-43,975,000USD-25,411,000USD
Short Long Term Debt Total284,815,000USD234,000,000USD234,000,000USD174,000,000USD9,000,000USD18,000,000USD
Long Term Debt284,815,000USD234,000,000USD234,000,000USD174,000,000USD9,000,000USD18,000,000USD
Long Term Investments90,081,000USD79,779,000USD81,982,000USD82,592,000USD70,581,000USD58,006,000USD
Short Term Investments8,883,000USD14,566,000USD5,003,000USD5,001,000USD5,010,000USD5,037,000USD
Net Receivables5,214,000USD4,015,000USD3,766,000USD2,632,000USD1,481,000USD1,820,000USD
Property Plant Equipment Net3,429,000USD3,512,000USD3,754,000USD3,698,000USD3,784,000USD3,980,000USD
Property Plant Equipment Gross8,482,000USD8,395,000USD8,359,000USD8,148,000USD7,932,000USD7,887,000USD
Accumulated Other Comprehensive Income-896,000USD382,000USD129,000USD249,000USD-83,000USD-280,000USD
Common Stock Shares Outstanding8,311,966shares8,345,737shares8,523,705shares8,456,218shares12,233,125shares12,233,125shares
Non Current Assets Total1,496,636,000USD1,241,855,000USD1,152,530,000USD994,479,000USD607,023,000USD537,357,000USD
Non Current Liabilities Total301,375,000USD251,352,000USD247,220,000USD183,583,000USD17,462,000USD23,193,000USD
Non Currrent Assets Other34,166,000USD31,767,000USD27,241,000USD23,172,000USD15,963,000USD10,877,000USD
Unclassified Current Assets-7,998,000USD—-122,822,000USD-64,982,000USD-54,456,000USD—
Unclassified Non Current Assets-136,559,000USD-121,298,000USD1,039,553,000USD-106,721,000USD500,107,000USD464,494,000USD
Unclassified Non Current Liabilities16,560,000USD17,352,000USD13,220,000USD9,583,000USD——
Unclassified Equity77,037,000USD79,859,000USD80,732,000USD82,221,000USD——
Short Term Debt—25,191,000USD30,191,000USD55,000,000USD—13,000,000USD
Unclassified Current Liabilities—-25,191,000USD-30,191,000USD-55,000,000USD-571,731,000USD-504,398,000USD
Inventory——20,000USD-64,982,000USD-54,456,000USD-45,231,000USD
Other Liab————8,485,000USD5,193,000USD
Accounts Payable————571,731,000USD491,398,000USD
Net Tangible Assets————77,273,000USD73,034,000USD
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Cash flow Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
Net Income3,122,000USD2,596,000USD2,439,000USD1,440,000USD1,297,000USD1,446,000USD1,133,000USD791,000USD
Depreciation75,000USD73,000USD74,000USD75,000USD75,000USD75,000USD76,000USD76,000USD
Stock Based Compensation469,000USD469,000USD466,000USD424,000USD453,000USD536,000USD452,000USD438,000USD
Other Non Cash Items467,000USD-165,000USD1,662,000USD-337,000USD-166,000USD349,000USD-49,000USD-346,000USD
Change To Account Receivables-115,000USD37,000USD-476,000USD-432,000USD-328,000USD149,000USD47,000USD-160,000USD
Change In Working Capital-1,649,000USD1,052,000USD-482,000USD605,000USD-2,584,000USD1,853,000USD-286,000USD606,000USD
Total Cash From Operating Activities2,810,000USD3,931,000USD4,025,000USD1,895,000USD-631,000USD4,479,000USD861,000USD1,386,000USD
Capital Expenditures-4,000USD-75,000USD-71,000USD-50,000USD-18,000USD0USD0USD-40,000USD
Free Cash Flow2,806,000USD3,856,000USD3,954,000USD1,845,000USD-649,000USD4,479,000USD861,000USD1,346,000USD
Investments-4,056,000USD-501,000USD-34,267,000USD-111,516,000USD-46,292,000USD-19,774,000USD-13,558,000USD-32,915,000USD
Total Cashflows From Investing Activities-21,142,000USD-67,826,000USD-34,267,000USD-111,516,000USD-46,292,000USD-19,774,000USD-13,558,000USD-32,915,000USD
Net Borrowings-24,000,000USD25,000,000USD-5,000,000USD30,815,000USD0USD0USD10,000,000USD—
Total Cash From Financing Activities42,701,000USD48,197,000USD34,200,000USD60,175,000USD37,414,000USD53,282,000USD20,885,000USD30,603,000USD
Sale Purchase Of Stock-350,000USD-513,000USD-1,966,000USD-1,458,000USD-673,000USD-902,000USD-663,000USD-528,000USD
Change In Cash24,369,000USD-15,698,000USD3,958,000USD-49,446,000USD-9,509,000USD37,987,000USD8,188,000USD-926,000USD
Begin Period Cash Flow86,922,000USD102,620,000USD98,662,000USD148,108,000USD157,617,000USD119,630,000USD111,442,000USD112,368,000USD
End Period Cash Flow111,291,000USD86,922,000USD102,620,000USD98,662,000USD148,108,000USD157,617,000USD119,630,000USD111,442,000USD
Other Cashflows From Investing Activities-22,581,000USD-67,250,000USD-31,841,000USD-106,598,000USD-41,176,000USD-21,394,000USD-12,625,000USD-32,245,000USD
Other Cashflows From Financing Activities67,051,000USD23,739,000USD41,166,000USD30,818,000USD38,087,000USD54,184,000USD11,548,000USD31,131,000USD
Unclassified Investing Cash Flow5,499,000USD—31,912,000USD106,648,000USD41,194,000USD21,394,000USD12,625,000USD32,285,000USD
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Cash flow Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USD
Net Income7,772,000USD3,991,000USD4,456,000USD2,720,000USD4,042,000USD4,860,000USD
Depreciation297,000USD302,000USD279,000USD302,000USD300,000USD350,000USD
Stock Based Compensation1,812,000USD1,869,000USD738,000USD559,000USD2,253,000USD55,000USD
Other Non Cash Items994,000USD111,000USD762,000USD4,592,000USD1,839,000USD-427,000USD
Change To Account Receivables-1,199,000USD-249,000USD-1,134,000USD-1,151,000USD339,000USD-370,000USD
Change In Working Capital-1,409,000USD274,000USD310,000USD1,099,000USD1,385,000USD728,000USD
Total Cash From Operating Activities9,220,000USD6,297,000USD6,434,000USD7,770,000USD6,449,000USD5,077,000USD
Capital Expenditures-214,000USD-60,000USD-335,000USD-216,000USD-104,000USD-110,000USD
Free Cash Flow9,006,000USD6,237,000USD6,099,000USD7,554,000USD6,345,000USD4,967,000USD
Investments-12,822,000USD-95,289,000USD-276,376,000USD-389,336,000USD-12,938,000USD-16,139,000USD
Total Cashflows From Investing Activities-259,901,000USD-95,289,000USD-157,288,000USD-389,336,000USD-68,218,000USD-55,675,000USD
Net Borrowings50,815,000USD0USD60,000,000USD165,000,000USD-9,000,000USD-4,000,000USD
Total Cash From Financing Activities179,986,000USD127,573,000USD207,840,000USD390,641,000USD71,333,000USD63,585,000USD
Sale Purchase Of Stock-4,610,000USD-2,722,000USD-2,225,000USD0USD——
Change In Cash-70,695,000USD38,581,000USD56,986,000USD9,075,000USD9,564,000USD12,987,000USD
Begin Period Cash Flow157,617,000USD119,036,000USD62,050,000USD52,975,000USD43,411,000USD30,424,000USD
End Period Cash Flow86,922,000USD157,617,000USD119,036,000USD62,050,000USD52,975,000USD43,411,000USD
Other Cashflows From Investing Activities-246,865,000USD-97,440,000USD-157,525,000USD-376,918,000USD-55,176,000USD-40,118,000USD
Other Cashflows From Financing Activities133,781,000USD130,295,000USD150,065,000USD146,395,000USD80,333,000USD67,585,000USD
Unclassified Investing Cash Flow—97,500,000USD276,948,000USD377,134,000USD——
Change To Inventory——831,000USD———
Issuance Of Capital Stock——-1,000USD79,246,000USD0USD—
Change To Liabilities———0USD0USD0USD
Unclassified Operating Cash Flow———-1,502,000USD-3,370,000USD—
Unclassified Financing Cash Flow———79,246,000USD——
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Operating metrics

No operating metrics are currently published for this company.

Revenue breakdown

No revenue breakdown is currently published for this company.

Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.