DCOM

MKT CAP:$2B

Dime Community Bancshares, Inc.

Market Cap

$2B

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$37.47+$7.60 (+25.44%)

Apr 23, 2026

Company Details

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local...

CEO

Stuart H. Lubow

IPO Date

Jan 12, 1999

Website

www.dime.com

Key Metrics TTM

Revenue

$683M

+5.7% YoY

Net Income

$89M

EPS (Diluted)

$1.92

Free Cash Flow

$182M

Revenue / Share

—

Gross Margin

46.2%

Operating Margin

18.8%

Net Margin

13.1%

FCF Margin

26.7%

P/S

2.3x

P/E

17.7x

Earnings Reports

Q1 2026

Apr 23, 2026

NEW

$124M-27.7%EPS $0.00

FY 2025

Feb 20, 2026

$730M+13.0%EPS $2.37

Q4 2025

Feb 20, 2026

$192M+45.9%EPS $0.68

Q3 2025

Nov 3, 2025

$188M+9.2%EPS $0.59

Q2 2025

Aug 5, 2025

$179M+4.6%EPS $0.65

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q2 22	$113M	$106M	$54M
Q3 22	$124M	$103M	$55M
Q4 22	$139M	$106M	$55M
Q1 23	$150M	$98M	$51M
Q2 23	$162M	$90M	$38M
Q3 23	$166M	$83M	$23M
Q4 23	$168M	$79M	$25M
Q1 24	$171M	$77M	$24M
Q2 24	$171M	$82M	$26M
Q3 24	$172M	$76M	$18M
Q4 24	$132M	$44M	-$17M
Q1 25	$171M	$94M	$29M
Q2 25	$179M	$100M	$40M
Q3 25	$188M	$102M	$40M
Q4 25	$192M	$113M	$48M
Q1 26	$124M	$0	$0

Valuation

Quarter	P/S	P/E
Q2 22	3.7x	10.8x
Q3 22	3.6x	10.7x
Q4 22	3.3x	10.4x
Q1 23	3.0x	10.2x
Q2 23	2.8x	11.0x
Q3 23	2.6x	13.2x
Q4 23	2.5x	16.5x
Q1 24	2.4x	20.7x
Q2 24	2.3x	23.5x
Q3 24	2.3x	24.1x
Q4 24	2.4x	54.4x
Q1 25	2.4x	48.2x
Q2 25	2.4x	35.9x
Q3 25	2.4x	27.1x
Q4 25	2.2x	14.3x
Q1 26	2.3x	17.7x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 22	$80M	$78M
Q2 22	$68M	$68M
Q3 22	$100M	$99M
Q4 22	$48M	$47M
Q1 23	$13M	$13M
Q2 23	$31M	$30M
Q3 23	$86M	$85M
Q4 23	-$40M	-$42M
Q1 24	$31M	$29M
Q2 24	$13M	$11M
Q3 24	-$33M	-$34M
Q4 24	$89M	$87M
Q1 25	$65M	$65M
Q2 25	$23M	$21M
Q3 25	$52M	$51M
Q4 25	$46M	$45M

Capital Expenditures

Quarter	CapEx
Q1 22	$2M
Q2 22	$89.0K
Q3 22	$868.0K
Q4 22	$1M
Q1 23	$787.0K
Q2 23	$2M
Q3 23	$2M
Q4 23	$1M
Q1 24	$1M
Q2 24	$2M
Q3 24	$778.0K
Q4 24	$2M
Q1 25	$570.0K
Q2 25	$2M
Q3 25	$864.0K
Q4 25	$591.0K

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q2 22	-13.0%	+2.6%
Q3 22	+12.2%	+20.1%
Q4 22	+30.2%	+50.7%
Q1 23	+48.0%	+85.9%
Q2 23	+43.8%	+110.8%
Q3 23	+33.8%	+106.9%
Q4 23	+20.3%	+69.2%
Q1 24	+14.6%	+49.1%
Q2 24	+5.4%	+16.2%
Q3 24	+3.7%	+7.7%
Q4 24	-21.5%	+4.5%
Q1 25	+0.0%	-3.0%
Q2 25	+4.6%	-4.3%
Q3 25	+9.2%	-3.9%
Q4 25	+45.9%	-3.1%
Q1 26	-27.7%	-13.2%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 22	$1M	1.2%
Q2 22	$946.0K	0.8%
Q3 22	$1M	0.9%
Q4 22	$1M	0.8%
Q1 23	$1M	0.9%
Q2 23	$1M	0.8%
Q3 23	$538.0K	0.3%
Q4 23	$2M	1.2%
Q1 24	$2M	1.4%
Q2 24	$668.0K	0.4%
Q3 24	$2M	1.1%
Q4 24	$3M	2.5%
Q1 25	$1M	0.7%
Q2 25	$2M	1.3%
Q3 25	$2M	1.1%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q2 22	$34M	$2M
Q3 22	$30M	$2M
Q4 22	$23M	$2M
Q1 23	$29M	$1M
Q2 23	$36M	$1M
Q3 23	$32M	$2M
Q4 23	$34M	$2M
Q1 24	$34M	$1M
Q2 24	$39M	$2M
Q3 24	$38M	$2M
Q4 24	$39M	$2M
Q1 25	$38M	$2M
Q2 25	$38M	$2M
Q3 25	$40M	$2M
Q4 25	$41M	$2M

War Chest

Quarter	Cash	Short-term Investments	Total
Q2 22	$281M	$1.0B	$1.3B
Q3 22	$313M	$963M	$1.3B
Q4 22	$169M	$951M	$1.1B
Q1 23	$663M	$927M	$1.6B
Q2 23	$453M	$895M	$1.3B
Q3 23	$359M	$870M	$1.2B
Q4 23	$458M	$886M	$1.3B
Q1 24	$371M	$859M	$1.2B
Q2 24	$414M	$819M	$1.2B
Q3 24	$626M	$775M	$1.4B
Q4 24	$1.3B	$7M	$1.3B
Q1 25	$1.0B	$8M	$1.0B
Q2 25	$1.2B	$9M	$1.2B
Q3 25	$1.7B	$497M	$2.2B
Q4 25	$2.4B	$798M	$3.2B
Q1 26	$2.1B	$838M	$2.9B

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q2 22	39M	-3.2%	-7.0%
Q3 22	38M	-1.2%	-7.1%
Q4 22	39M	+1.1%	-4.5%
Q1 23	39M	-0.0%	-3.3%
Q2 23	39M	+0.9%	+0.7%
Q3 23	39M	-0.5%	+1.4%
Q4 23	39M	+0.3%	+0.6%
Q1 24	39M	-0.3%	+0.4%
Q2 24	39M	+0.1%	-0.4%
Q3 24	40M	+2.4%	+2.5%
Q4 24	41M	+2.8%	+5.0%
Q1 25	44M	+7.0%	+12.7%
Q2 25	43M	-1.4%	+11.1%
Q3 25	43M	+0.1%	+8.5%
Q4 25	43M	0.0%	+5.6%
Q1 26	0	-100.0%	-100.0%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q2 22	$140.9K	802
Q3 22	$154.5K	802
Q4 22	$169.3K	823
Q1 23	$181.9K	823
Q2 23	$197.4K	823
Q3 23	$201.4K	823
Q4 23	$197.0K	851
Q1 24	$201.5K	851
Q2 24	$201.2K	851
Q3 24	$202.0K	851
Q4 24	$148.4K	887
Q1 25	$193.3K	887
Q2 25	$202.0K	887
Q3 25	$211.7K	887
Q4 25	$212.8K	902
Q1 26	$137.4K	902

Revenue / Employee