CZNC

MKT CAP:$371M

Citizens & Northern Corp

Market Cap

$371M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$21.35+$1.87 (+9.61%)

Jun 5, 2026

52W High $23.6152W Low $17.30

Company Details

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company's deposit products include various types...

CEO

—

IPO Date

May 30, 1996

Website

www.cnbankpa.com

Key Metrics TTM

Revenue

$165M

+5.2% YoY

Net Income

$17M

EPS (Diluted)

Free Cash Flow

$36M

Revenue / Share

$9.36

Gross Margin

59.4%

Operating Margin

12.9%

Net Margin

10.5%

FCF Margin

22.0%

P/S

2.2x

P/E

21.3x

Earnings Reports

Q2 2026

Jul 23, 2026

PENDING

Q1 2026

May 8, 2026

$49M+27.3%

FY 2025

Mar 6, 2026

$154M-0.8%

Q4 2025

Mar 6, 2026

$36M-11.1%

Q3 2025

Nov 7, 2025

$40M+1.8%

Revenue & Profitability

Valuation

Operating Cash Flow

CapEx Spend

OpEx vs Revenue Growth (YoY)

Stock-Based Compensation

OpEx Breakdown

War Chest

Shares Outstanding

Revenue Per Employee

Revenue / Employee