CRD-A (Crawford & Company) Stock Financials & Earnings | Market Cap Arena

CRD-A (Crawford & Company) Stock Financials & Earnings | Market Cap Arena

CRD-ACrawford & Company

Mkt Cap$494M

Financial Services·Insurance - Brokers·🇺🇸 United States·NYSE

Revenue (TTM)$1.3B

Net Income (TTM)$27M

EPS (TTM)$0.54

Free Cash Flow (TTM)$89M

Gross Margin21.5%

Op. Margin4.2%

Net Margin2.1%

FCF Margin6.8%

P/S Ratio (TTM)0.4x

P/E Ratio (TTM)18.4x

YoY Rev Growth-2.2%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$328M	$89M	$23M
Q2 23	$338M	$91M	$18M
Q3 23	$342M	$100M	$24M
Q4 23	$321M	$91M	$4M
Q1 24	$313M	$87M	$10M
Q2 24	$327M	$92M	$17M
Q3 24	$343M	$93M	$19M
Q4 24	$358M	$95M	$24M
Q1 25	$323M	$90M	$16M
Q2 25	$335M	$98M	$18M
Q3 25	$322M	$94M	$22M
Q4 25	$331M	$0	$16K

Valuation

Quarter	P/S	P/E
Q1 23	0.4x	—
Q2 23	0.4x	—
Q3 23	0.4x	28.5x
Q4 23	0.4x	16.1x
Q1 24	0.4x	21.7x
Q2 24	0.4x	21.6x
Q3 24	0.4x	24.6x
Q4 24	0.4x	18.6x
Q1 25	0.4x	16.2x
Q2 25	0.4x	16.7x
Q3 25	0.4x	15.2x
Q4 25	0.4x	18.4x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	-$445K	-$9M
Q2 23	$28M	$18M
Q3 23	$41M	$31M
Q4 23	$36M	$27M
Q1 24	-$20M	-$29M
Q2 24	$12M	$12M
Q3 24	$19M	$18M
Q4 24	$41M	$28M
Q1 25	-$14M	-$23M
Q2 25	$35M	$34M
Q3 25	$31M	$29M
Q4 25	$50M	$49M

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$9M
Q2 23	$9M
Q3 23	$10M
Q4 23	$9M
Q1 24	$10M
Q2 24	$123K
Q3 24	$2M
Q4 24	$12M
Q1 25	$9M
Q2 25	$1M
Q3 25	$1M
Q4 25	$994K

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+14.0%	+9.4%
Q2 23	+11.2%	+8.8%
Q3 23	+11.7%	+7.8%
Q4 23	-3.7%	+1.5%
Q1 24	-4.5%	-0.7%
Q2 24	-3.2%	-3.2%
Q3 24	+0.2%	+1.5%
Q4 24	+11.7%	+5.6%
Q1 25	+3.3%	+1.5%
Q2 25	+2.4%	+2.4%
Q3 25	-6.0%	-7.2%
Q4 25	-7.7%	-1.1%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$1M	0.3%
Q2 23	$2M	0.5%
Q3 23	$2M	0.5%
Q4 23	$1M	0.4%
Q1 24	$1M	0.4%
Q2 24	$139K	0.0%
Q3 24	$188K	0.1%
Q4 24	$2M	0.5%
Q1 25	$1M	0.4%
Q2 25	$214K	0.1%
Q3 25	$52K	0.0%
Q4 25	$357K	0.1%

OpEx Breakdown

Quarter	G&A	SG&A
Q1 23	—	$67M
Q2 23	$73M	—
Q3 23	$77M	—
Q4 23	—	$87M
Q1 24	—	$77M
Q2 24	$75M	—
Q3 24	$74M	—
Q4 24	—	$71M
Q1 25	—	$75M
Q2 25	$81M	—

Revenue Segments

Quarter	Reimbursements	Service
Q3 23	$12M	$326M
Q1 24	$11M	$302M
Q2 24	$13M	$314M
Q3 24	$13M	$329M
Q1 25	$11M	$312M
Q2 25	$12M	$323M
Q3 25	$11M	$322M
Q4 25	$12M	$309M

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$43M	$0	$43M
Q2 23	$47M	$0	$47M
Q3 23	$49M	$0	$49M
Q4 23	$58M	$0	$58M
Q1 24	$45M	$0	$45M
Q2 24	$47M	$0	$47M
Q3 24	$52M	$0	$52M
Q4 24	$55M	$0	$55M
Q1 25	$57M	$0	$57M
Q2 25	$59M	$0	$59M
Q3 25	$69M	$0	$69M
Q4 25	$64M	$0	$64M

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	49M	-0.1%
Q2 23	50M	+2.2%
Q3 23	50M	+0.6%
Q4 23	49M	-2.1%
Q1 24	50M	+2.0%
Q2 24	50M	-0.6%
Q3 24	50M	+0.0%
Q4 24	50M	+0.6%
Q1 25	50M	+0.0%
Q2 25	50M	+0.2%
Q3 25	50M	+0.2%
Q4 25	50M	+0.0%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$138K	9K
FY 15	$139K	9K
FY 16	$128K	9K
FY 17	$132K	9K
FY 18	$125K	9K
FY 19	$116K	9K
FY 20	$113K	9K
FY 21	$121K	9K
FY 22	$118K	10K
FY 23	$129K	10K
FY 24	$134K	10K
FY 25	$132K	10K