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CLST

Catalyst Bancorp, Inc.

Company overview

Market capitalization
$71.74M
Employees
49
Latest publication
2026-09-29
About Catalyst Bancorp, Inc.

Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana. The company accepts various deposit products, including demand and NOW accounts, money market accounts, savings accounts, and certificates of deposit. It offers single family residential first mortgage loans, commercial real estate mortgage loans, multi-family residential mortgage loans, commercial and industrial loans, construction and land loans, consumer loans, and other loans. In addition, the company invests in various types of securities, such as mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. Catalyst Bancorp, Inc. was founded in 1922 and is headquartered in Opelousas, Louisiana.

Company website

Financial statements

Income Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
Total Revenue3,945,000USD3,921,999USD3,892,999USD3,805,000USD3,776,000USD3,905,000USD3,831,000USD4,267,000USD
Cost Of Revenue1,526,000USD954,999USD1,136,999USD1,027,000USD993,000USD1,009,000USD1,039,000USD1,476,000USD
Selling And Marketing Expenses47,000USD33,000USD37,000USD35,000USD20,000USD39,000USD17,000USD31,000USD
Total Operating Expenses47,000USD2,283,000USD2,205,000USD2,179,000USD2,149,000USD2,176,000USD2,021,000USD2,236,000USD
Interest Income3,584,000USD3,570,000USD3,548,000USD3,513,000USD3,461,000USD3,374,000USD3,511,000USD3,671,000USD
Interest Expense993,000USD1,024,999USD1,040,999USD1,063,000USD993,000USD1,009,000USD1,039,000USD1,139,000USD
Net Interest Income2,591,000USD2,545,000USD2,507,000USD2,450,000USD2,468,000USD2,365,000USD2,472,000USD2,532,000USD
Non Interest Income361,000USD———————
Revenue Net Of Interest Expense2,952,000USD———————
Non Interest Expense2,380,000USD———————
Labor And Related Expense1,343,000USD———————
Communications And Information Technology183,000USD———————
Income Before Tax676,000USD684,000USD551,000USD599,000USD634,000USD720,000USD771,000USD555,000USD
Income Tax Expense152,000USD126,000USD95,000USD110,000USD113,000USD134,000USD145,000USD108,000USD
Net Income524,000USD558,000USD456,000USD489,000USD521,000USD586,000USD626,000USD447,000USD
Gross Profit—2,967,000USD2,756,000USD2,778,000USD2,783,000USD2,896,000USD2,792,000USD2,791,000USD
Selling General Administrative—1,442,000USD1,493,000USD1,435,000USD1,379,000USD1,359,000USD1,456,000USD1,342,000USD
Operating Income—684,000USD551,000USD599,000USD634,000USD720,000USD771,000USD555,000USD
Tax Provision—126,000USD95,000USD110,000USD113,000USD134,000USD145,000USD108,000USD
Net Income From Continuing Ops—558,000USD456,000USD489,000USD521,000USD586,000USD626,000USD447,000USD
Ebit—684,000USD551,000USD599,000USD634,000USD720,000USD771,000USD555,000USD
Ebitda—789,000USD658,000USD706,000USD739,000USD823,000USD877,000USD659,000USD
Depreciation And Amortization—105,000USD107,000USD107,000USD105,000USD103,000USD106,000USD104,000USD
Reconciled Depreciation—105,000USD107,000USD107,000USD105,000USD103,000USD106,000USD104,000USD
Total Other Income Expense Net———-1,000USD——-212,000USD280,000USD
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Income Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20192019-12-31 · USD
Total Revenue15,339,000USD11,000,000USD9,019,000USD10,099,000USD9,285,000USD
Cost Of Revenue4,166,000USD2,084,000USD308,000USD135,000USD1,982,000USD
Gross Profit11,173,000USD8,916,000USD8,711,000USD9,964,000USD7,303,000USD
Selling General Administrative5,976,000USD5,385,000USD5,402,000USD5,088,000USD3,778,000USD
Unclassified Operating Expenses2,693,000USD2,844,000USD2,910,000USD2,434,000USD1,724,000USD
Total Operating Expenses8,669,000USD8,329,000USD8,552,000USD7,565,000USD5,646,000USD
Operating Income2,504,000USD587,000USD159,000USD2,399,000USD1,657,000USD
Interest Income13,896,000USD9,164,000USD8,014,000USD7,699,000USD8,968,000USD
Interest Expense4,106,000USD1,956,000USD683,000USD795,000USD1,907,000USD
Net Interest Income9,790,000USD7,741,000USD7,331,000USD6,904,000USD7,061,000USD
Income Before Tax2,504,000USD587,000USD159,000USD2,399,000USD1,657,000USD
Income Tax Expense452,000USD61,000USD-21,000USD484,000USD329,000USD
Tax Provision452,000USD47,000USD-21,000USD487,000USD329,000USD
Net Income2,052,000USD526,000USD180,000USD1,915,000USD1,328,000USD
Net Income From Continuing Ops2,052,000USD453,000USD180,000USD1,927,000USD1,328,000USD
Ebit2,504,000USD587,000USD159,000USD2,399,000USD1,657,000USD
Ebitda2,926,000USD990,000USD607,000USD2,823,000USD1,953,000USD
Depreciation And Amortization422,000USD403,000USD448,000USD424,000USD296,000USD
Reconciled Depreciation422,000USD406,000USD448,000USD424,000USD296,000USD
Total Other Income Expense Net-1,000USD-895,000USD-866,000USD-721,000USD-998,000USD
Selling And Marketing Expenses—100,000USD240,000USD43,000USD144,000USD
Net Income Applicable To Common Shares——180,000USD1,927,000USD1,328,000USD
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Balance sheet Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
Total Assets290,013,000USD288,508,000USD282,927,000USD283,834,000USD273,785,000USD271,648,000USD276,697,000USD280,617,000USD
Cash And Equivalents36,982,000USD———————
Total Liabilities207,483,000USD———————
Total Stockholder Equity82,530,000USD82,209,000USD81,725,000USD81,585,000USD80,799,000USD80,591,000USD80,204,000USD81,667,000USD
Total Equity Including Noncontrolling Interest82,530,000USD———————
Property Plant Equipment Net5,648,000USD5,749,000USD5,850,000USD5,954,000USD5,977,000USD6,049,000USD6,085,000USD6,135,000USD
Common Stock40,000USD41,000USD41,000USD41,000USD41,000USD42,000USD43,000USD44,000USD
Retained Earnings52,994,000USD52,470,000USD51,912,000USD51,456,000USD50,967,000USD50,446,000USD49,860,000USD49,234,000USD
Accumulated Other Comprehensive Income-2,547,000USD-2,476,000USD-2,409,000USD-2,649,000USD-2,872,000USD-3,092,000USD-3,558,000USD-2,681,000USD
Other Current Assets—-48,216,000USD21,107,000USD—131,537,000USD——46,741,000USD
Total Liab—206,299,000USD201,202,000USD202,249,000USD192,986,000USD191,057,000USD196,493,000USD198,950,000USD
Other Current Liab—195,373,000USD185,274,000USD186,372,000USD182,211,000USD180,598,000USD185,674,000USD167,436,000USD
Capital Stock—41,000USD41,000USD41,000USD41,000USD42,000USD43,000USD44,000USD
Cash—38,533,000USD25,205,000USD37,271,000USD40,056,000USD40,318,000USD44,295,000USD45,753,000USD
Cash And Short Term Investments—85,201,000USD74,093,000USD82,124,000USD69,350,000USD68,649,000USD44,295,000USD77,949,000USD
Total Current Assets—86,050,000USD75,000,000USD82,985,000USD70,233,000USD69,515,000USD45,146,000USD78,764,000USD
Total Current Liabilities—195,373,000USD185,274,000USD186,372,000USD182,211,000USD180,598,000USD185,674,000USD167,436,000USD
Net Debt—-28,774,000USD-10,473,000USD-22,578,000USD-30,409,000USD-30,715,000USD-34,737,000USD-36,240,000USD
Short Long Term Debt Total—9,759,000USD14,732,000USD14,693,000USD9,647,000USD9,603,000USD9,558,000USD9,513,000USD
Long Term Debt—9,759,000USD14,732,000USD14,693,000USD9,647,000USD9,603,000USD9,558,000USD9,513,000USD
Long Term Investments—63,130,000USD65,384,000USD59,798,000USD44,242,000USD43,285,000USD42,159,000USD45,646,000USD
Short Term Investments—46,668,000USD48,888,000USD44,853,000USD29,294,000USD28,331,000USD28,712,000USD32,196,000USD
Net Receivables—849,000USD907,000USD861,000USD883,000USD866,000USD851,000USD815,000USD
Common Stock Shares Outstanding—3,720,000shares3,726,000shares3,726,000shares3,726,000shares3,726,000shares3,912,500shares3,905,000shares
Non Current Assets Total—202,458,000USD207,927,000USD200,849,000USD203,552,000USD202,133,000USD231,551,000USD201,853,000USD
Non Current Liabilities Total—10,926,000USD15,928,000USD15,877,000USD10,775,000USD10,459,000USD10,819,000USD31,514,000USD
Non Currrent Assets Other—18,865,000USD17,738,000USD17,580,000USD17,489,000USD17,553,000USD18,753,000USD18,800,000USD
Unclassified Non Current Assets—114,714,000USD-137,826,000USD-166,317,000USD69,806,000USD70,558,000USD164,554,000USD59,308,000USD
Unclassified Non Current Liabilities—1,167,000USD1,196,000USD1,184,000USD1,128,000USD—1,261,000USD22,001,000USD
Unclassified Equity—32,133,000USD32,140,000USD32,696,000USD32,622,000USD33,153,000USD33,816,000USD35,026,000USD
Other Assets——256,781,000USD283,834,000USD66,038,000USD64,688,000USD—71,964,000USD
Property Plant Equipment Gross——10,210,000USD———10,163,000USD—
Unclassified Current Assets——-21,107,000USD—-131,537,000USD—-28,712,000USD-46,741,000USD
Short Term Debt——————3,000,000USD—
Unclassified Current Liabilities——————-3,000,000USD—
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Balance sheet Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USD
Total Assets282,927,000USD276,697,000USD270,932,000USD263,362,000USD285,610,000USD224,688,000USD218,499,000USD
Other Current Assets21,107,000USD—19,977,000USD14,465,000USD41,803,000USD26,224,000USD19,545,000USD
Total Liab201,202,000USD196,493,000USD186,373,000USD174,850,000USD187,057,000USD174,155,000USD167,382,000USD
Total Stockholder Equity81,725,000USD80,204,000USD84,559,000USD88,512,000USD98,553,000USD50,533,000USD51,117,000USD
Other Current Liab185,274,000USD185,674,000USD165,622,000USD165,094,000USD176,795,000USD164,598,000USD141,629,000USD
Common Stock41,000USD43,000USD48,000USD53,000USD53,000USD——
Capital Stock41,000USD43,000USD48,000USD53,000USD53,000USD——
Retained Earnings51,912,000USD49,860,000USD52,949,000USD52,778,000USD52,560,000USD50,426,000USD51,129,000USD
Other Assets256,781,000USD226,317,000USD251,550,000USD29,667,000USD47,133,000USD134,407,000USD153,153,000USD
Cash25,205,000USD44,295,000USD19,011,000USD13,472,000USD40,884,000USD25,245,000USD17,909,000USD
Cash And Short Term Investments74,093,000USD44,295,000USD20,654,000USD93,074,000USD129,223,000USD45,975,000USD32,130,000USD
Total Current Assets75,000,000USD45,146,000USD21,560,000USD93,747,000USD129,802,000USD46,539,000USD32,707,000USD
Total Current Liabilities185,274,000USD185,674,000USD165,622,000USD165,094,000USD176,795,000USD164,598,000USD141,629,000USD
Net Debt-10,473,000USD-34,737,000USD-9,633,000USD-13,472,000USD-40,884,000USD-25,245,000USD-17,909,000USD
Short Long Term Debt Total14,732,000USD9,558,000USD9,378,000USD9,198,000USD9,018,000USD8,838,000USD25,000,000USD
Long Term Debt14,732,000USD9,558,000USD9,378,000USD————
Long Term Investments65,384,000USD42,159,000USD84,001,000USD93,077,000USD101,837,000USD38,253,000USD27,350,000USD
Short Term Investments48,888,000USD28,712,000USD1,643,000USD79,602,000USD88,339,000USD20,730,000USD14,221,000USD
Net Receivables907,000USD851,000USD906,000USD673,000USD579,000USD564,000USD577,000USD
Property Plant Equipment Net5,850,000USD6,085,000USD6,072,000USD6,303,000USD6,577,000USD5,489,000USD5,289,000USD
Property Plant Equipment Gross10,210,000USD10,163,000USD9,890,000USD9,718,000USD9,613,000USD8,142,000USD7,665,000USD
Accumulated Other Comprehensive Income-2,409,000USD-3,558,000USD-7,237,000USD-9,074,000USD-683,000USD107,000USD-12,000USD
Common Stock Shares Outstanding3,726,000shares3,939,000shares4,300,000shares4,500,000shares4,817,500shares5,290,000shares5,290,000shares
Non Current Assets Total207,927,000USD231,551,000USD249,372,000USD169,615,000USD155,808,000USD178,149,000USD185,792,000USD
Non Current Liabilities Total15,928,000USD10,819,000USD20,751,000USD9,756,000USD10,262,000USD9,557,000USD25,753,000USD
Non Currrent Assets Other17,738,000USD18,753,000USD16,015,000USD18,037,000USD5,906,000USD6,359,000USD5,792,000USD
Unclassified Current Assets-21,107,000USD-28,712,000USD-19,977,000USD-133,607,000USD-41,803,000USD-26,224,000USD-19,545,000USD
Unclassified Non Current Assets-137,826,000USD-61,763,000USD-108,266,000USD22,531,000USD-5,645,000USD-6,359,000USD-5,792,000USD
Unclassified Non Current Liabilities1,196,000USD1,261,000USD11,373,000USD9,198,000USD9,072,000USD8,838,000USD25,000,000USD
Unclassified Equity32,140,000USD33,816,000USD38,751,000USD44,702,000USD46,570,000USD——
Short Term Debt—3,000,000USD—————
Unclassified Current Liabilities—-3,000,000USD—-165,094,000USD-176,795,000USD-164,598,000USD-141,629,000USD
Inventory——-164,837,000USD119,142,000USD-41,803,000USD-26,224,000USD-19,545,000USD
Other Liab———558,000USD1,190,000USD719,000USD753,000USD
Accounts Payable———165,094,000USD176,795,000USD164,598,000USD141,629,000USD
Net Tangible Assets———88,474,000USD98,346,000USD50,533,000USD51,117,000USD
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Cash flow YTD

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USD
Stock Based Compensation514,000USD
Deferred Income Tax164,000USD
Change To Liabilities143,000USD
Change In Working Capital16,000USD
Operating Cash Flow1,619,000USD
Capital Expenditures-4,000USD
Net Investments4,049,000USD
Unclassified Investing Cash Flow651,000USD
Investing Cash Flow4,696,000USD
Net Common Stock Issuance-653,000USD
Unclassified Financing Cash Flow6,115,000USD
Financing Cash Flow5,462,000USD
Change In Cash11,777,000USD
End Cash Flow36,982,000USD
SourceDisclosureDeterministicFinal

Cash flow Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
Net Income558,000USD456,000USD489,000USD521,000USD586,000USD626,000USD447,000USD527,000USD
Depreciation105,000USD107,000USD107,000USD105,000USD103,000USD106,000USD104,000USD101,000USD
Stock Based Compensation253,000USD248,000USD239,000USD209,000USD201,000USD204,000USD204,000USD203,000USD
Other Non Cash Items-33,000USD164,000USD-95,000USD-55,000USD133,000USD45,000USD435,000USD175,000USD
Change In Working Capital-319,000USD-242,000USD81,000USD285,000USD-667,000USD-490,000USD-399,000USD267,000USD
Total Cash From Operating Activities661,000USD797,000USD912,000USD1,151,000USD427,000USD636,000USD896,000USD1,393,000USD
Capital Expenditures-4,000USD-3,000USD-85,000USD-34,000USD-66,000USD-55,000USD-125,000USD-226,000USD
Free Cash Flow657,000USD794,000USD827,000USD1,117,000USD361,000USD581,000USD771,000USD1,167,000USD
Investments2,153,000USD-5,303,000USD-15,294,000USD-2,284,000USD1,538,000USD1,084,000USD-16,243,000USD-12,222,000USD
Total Cashflows From Investing Activities7,828,000USD-10,958,000USD-12,687,000USD-2,284,000USD1,538,000USD1,084,000USD-16,243,000USD-12,222,000USD
Net Borrowings-5,000,000USD0USD5,000,000USD0USD0USD—-793,000USD—
Total Cash From Financing Activities4,839,000USD-1,905,000USD8,990,000USD871,000USD-5,942,000USD-3,178,000USD-14,355,000USD10,273,000USD
Sale Purchase Of Stock-260,000USD-807,000USD-171,000USD-742,000USD-866,000USD-1,416,000USD-933,000USD-948,000USD
Change In Cash13,328,000USD-12,066,000USD-2,785,000USD-262,000USD-3,977,000USD-1,458,000USD-29,702,000USD-556,000USD
Begin Period Cash Flow25,205,000USD37,271,000USD40,056,000USD40,318,000USD44,295,000USD45,753,000USD75,455,000USD76,011,000USD
End Period Cash Flow38,533,000USD25,205,000USD37,271,000USD40,056,000USD40,318,000USD44,295,000USD45,753,000USD75,455,000USD
Other Cashflows From Investing Activities5,679,000USD-5,652,000USD2,692,000USD-1,551,000USD2,160,000USD-1,216,000USD-12,855,000USD-9,698,000USD
Other Cashflows From Financing Activities10,099,000USD-1,098,000USD4,161,000USD1,613,000USD-5,076,000USD-25,555,000USD-12,629,000USD20,428,000USD
Unclassified Investing Cash Flow———1,585,000USD-2,094,000USD1,271,000USD12,980,000USD9,924,000USD
Dividends Paid————-19,000USD-62,000USD-41,000USD—
Unclassified Financing Cash Flow—————23,855,000USD—-9,207,000USD
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Cash flow Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USD
Net Income2,052,000USD-3,089,000USD526,000USD180,000USD1,927,000USD-703,000USD1,328,000USD
Depreciation422,000USD412,000USD403,000USD448,000USD424,000USD347,000USD296,000USD
Stock Based Compensation897,000USD812,000USD769,000USD472,000USD73,000USD0USD—
Other Non Cash Items-105,000USD5,863,000USD296,000USD320,000USD238,000USD1,434,000USD149,000USD
Change In Working Capital-291,000USD68,000USD26,000USD-639,000USD1,046,000USD-221,000USD-62,000USD
Total Cash From Operating Activities3,287,000USD3,172,000USD2,008,000USD772,000USD3,428,000USD857,000USD1,711,000USD
Capital Expenditures-188,000USD-430,000USD-172,000USD-252,000USD-1,512,000USD-547,000USD-2,292,000USD
Free Cash Flow3,099,000USD2,742,000USD1,836,000USD520,000USD1,916,000USD310,000USD-581,000USD
Investments-21,852,000USD17,817,000USD2,693,000USD-14,143,000USD-46,589,000USD-313,000USD4,163,000USD
Total Cashflows From Investing Activities-24,391,000USD17,817,000USD-267,000USD-14,143,000USD-46,589,000USD-313,000USD4,163,000USD
Net Borrowings5,000,000USD0USD10,000,000USD0USD0USD-15,000,000USD-15,000,000USD
Total Cash From Financing Activities2,014,000USD4,295,000USD3,798,000USD-14,041,000USD58,800,000USD6,792,000USD-4,806,000USD
Sale Purchase Of Stock-2,586,000USD-5,757,000USD-6,315,000USD-2,340,000USD-4,232,000USD——
Change In Cash-19,090,000USD25,284,000USD5,539,000USD-27,412,000USD15,639,000USD7,336,000USD1,068,000USD
Begin Period Cash Flow44,295,000USD19,011,000USD13,472,000USD40,884,000USD25,245,000USD17,909,000USD16,841,000USD
End Period Cash Flow25,205,000USD44,295,000USD19,011,000USD13,472,000USD40,884,000USD25,245,000USD17,909,000USD
Other Cashflows From Investing Activities-2,351,000USD-22,605,000USD-11,096,000USD-11,568,000USD216,000USD11,196,000USD-760,000USD
Other Cashflows From Financing Activities-400,000USD20,052,000USD113,000USD-13,846,000USD7,970,000USD22,969,000USD-4,806,000USD
Unclassified Investing Cash Flow—23,035,000USD8,308,000USD11,820,000USD1,296,000USD-10,649,000USD3,052,000USD
Unclassified Financing Cash Flow—-10,000,000USD—2,160,000USD55,067,000USD-1,177,000USD15,000,000USD
Change To Liabilities———0USD0USD0USD0USD
Dividends Paid———-15,000USD-5,000USD——
Issuance Of Capital Stock———0USD50,835,000USD0USD—
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Operating metrics

No operating metrics are currently published for this company.

Revenue breakdown

No revenue breakdown is currently published for this company.

Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.