CLST

MKT CAP:$65M

Catalyst Bancorp, Inc.

Market Cap

$65M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$16.00+$0.25 (+1.59%)

Apr 22, 2026

Company Details

Catalyst Bancorp, Inc. operates as a holding company for St. Landry Homestead Federal Savings Bank that provides banking products and services in the Acadiana region of south-central Louisiana. The company accepts various deposit products, ...

CEO

Don Ledet

IPO Date

Oct 13, 2021

Website

www.stlandryhomestead.com

Key Metrics TTM

Revenue

$15M

+55.7% YoY

Net Income

$2M

EPS (Diluted)

$0.56

Free Cash Flow

$3M

Revenue / Share

$4.13

Gross Margin

72.9%

Operating Margin

16.3%

Net Margin

13.3%

FCF Margin

20.2%

P/S

4.2x

P/E

31.6x

Earnings Reports

FY 2025

Mar 31, 2026

$15M+55.3%EPS $0.56

Q4 2025

Mar 31, 2026

$4M+1.6%EPS $0.13

Q3 2025

Nov 13, 2025

$4M-10.8%EPS $0.13

Q2 2025

Aug 13, 2025

$4M-2.3%EPS $0.14

Q1 2025

May 14, 2025

$4M+287.0%EPS $0.16

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q1 22	$2M	$2M	-$182.0K
Q2 22	$2M	$2M	-$6.0K
Q3 22	$2M	$2M	$148.0K
Q4 22	$2M	$2M	$178.0K
Q1 23	$3M	$2M	$75.0K
Q2 23	$3M	$2M	-$43.0K
Q3 23	$3M	$2M	$173.0K
Q4 23	$3M	$2M	$382.0K
Q1 24	-$2M	-$3M	-$6M
Q2 24	$4M	$3M	$647.0K
Q3 24	$4M	$3M	$555.0K
Q4 24	$4M	$3M	$771.0K
Q1 25	$4M	$3M	$720.0K
Q2 25	$4M	$3M	$634.0K
Q3 25	$4M	$3M	$599.0K
Q4 25	$4M	$3M	$551.0K

Valuation

Quarter	P/S	P/E
Q1 22	6.1x	39.7x
Q2 22	6.0x	46.7x
Q3 22	7.1x	705.6x
Q4 22	7.2x	398.2x
Q1 23	6.9x	172.2x
Q2 23	6.7x	188.7x
Q3 23	6.4x	180.3x
Q4 23	5.9x	123.4x
Q1 24	10.1x	—
Q2 24	8.4x	—
Q3 24	7.0x	—
Q4 24	6.6x	—
Q1 25	4.1x	29.7x
Q2 25	4.1x	29.8x
Q3 25	4.2x	29.2x
Q4 25	4.2x	31.6x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 22	-$123.0K	-$142.0K
Q2 22	$174.0K	-$38.0K
Q3 22	$325.0K	$321.0K
Q4 22	$396.0K	$379.0K
Q1 23	-$116.0K	-$116.0K
Q2 23	$654.0K	$644.0K
Q3 23	$540.0K	$392.0K
Q4 23	$930.0K	$916.0K
Q1 24	$247.0K	$223.0K
Q2 24	$1M	$1M
Q3 24	$896.0K	$771.0K
Q4 24	$636.0K	$581.0K
Q1 25	$427.0K	$361.0K
Q2 25	$1M	$1M
Q3 25	$912.0K	$827.0K
Q4 25	$797.0K	$794.0K

Capital Expenditures

Quarter	CapEx
Q1 22	$19.0K
Q2 22	$212.0K
Q3 22	$4.0K
Q4 22	$17.0K
Q1 23	$0
Q2 23	$10.0K
Q3 23	$148.0K
Q4 23	$14.0K
Q1 24	$24.0K
Q2 24	$226.0K
Q3 24	$125.0K
Q4 24	$55.0K
Q1 25	$66.0K
Q2 25	$34.0K
Q3 25	$85.0K
Q4 25	$3.0K

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 22	-0.1%	+19.1%
Q2 22	+9.4%	+28.9%
Q3 22	-41.2%	+3.7%
Q4 22	-7.0%	-10.3%
Q1 23	+21.6%	+8.3%
Q2 23	+9.1%	+10.7%
Q3 23	+20.2%	+20.4%
Q4 23	+36.9%	+30.5%
Q1 24	-183.4%	+59.3%
Q2 24	+49.9%	+22.8%
Q3 24	+57.6%	+46.5%
Q4 24	+19.3%	+8.1%
Q1 25	+287.0%	-17.7%
Q2 25	-2.3%	-2.4%
Q3 25	-10.8%	-13.6%
Q4 25	+1.6%	+9.2%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 22	$72.0K	3.5%
Q2 22	$70.0K	3.0%
Q3 22	$117.0K	5.2%
Q4 22	$213.0K	9.1%
Q1 23	$208.0K	8.3%
Q2 23	$199.0K	7.7%
Q3 23	$165.0K	6.1%
Q4 23	$197.0K	6.1%
Q1 24	$201.0K	—
Q2 24	$203.0K	5.3%
Q3 24	$204.0K	4.8%
Q4 24	$204.0K	5.3%
Q1 25	$201.0K	5.1%
Q2 25	$209.0K	5.5%
Q3 25	$239.0K	6.3%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q1 22	$2M	$42.0K
Q2 22	$1M	$109.0K
Q3 22	$1M	$36.0K
Q4 22	$687.0K	$53.0K
Q1 23	$1M	$30.0K
Q2 23	$1M	$22.0K
Q3 23	$1M	$25.0K
Q4 23	$1M	$23.0K
Q1 24	$1M	$38.0K
Q2 24	$1M	$43.0K
Q3 24	$1M	$31.0K
Q4 24	$1M	$17.0K
Q1 25	$1M	$39.0K
Q2 25	$1M	$20.0K
Q3 25	$1M	$35.0K
Q4 25	$1M	$37.0K

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 22	$40M	$85M	$125M
Q2 22	$29M	$82M	$111M
Q3 22	$36M	$79M	$115M
Q4 22	$13M	$80M	$93M
Q1 23	$28M	$79M	$106M
Q2 23	$20M	$76M	$96M
Q3 23	$13M	$72M	$85M
Q4 23	$19M	$2M	$21M
Q1 24	$76M	$26M	$102M
Q2 24	$75M	$30M	$105M
Q3 24	$46M	$32M	$78M
Q4 24	$44M	$0	$44M
Q1 25	$40M	$28M	$69M
Q2 25	$40M	$29M	$69M
Q3 25	$37M	$45M	$82M
Q4 25	$4M	$0	$4M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q1 22	4M	+5.2%	-17.5%
Q2 22	5M	+21.1%	0.0%
Q3 22	5M	-12.4%	-12.4%
Q4 22	4M	-7.7%	+3.0%
Q1 23	4M	-14.6%	-16.4%
Q2 23	4M	+12.3%	-22.5%
Q3 23	4M	0.0%	-11.5%
Q4 23	4M	-2.4%	-6.4%
Q1 24	4M	+2.2%	+12.0%
Q2 24	4M	-2.9%	-3.2%
Q3 24	4M	-1.6%	-4.8%
Q4 24	4M	+0.2%	-2.2%
Q1 25	4M	-4.8%	-8.9%
Q2 25	4M	0.0%	-6.1%
Q3 25	4M	0.0%	-4.6%
Q4 25	4M	0.0%	-4.8%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q1 22	$36.8K	56
Q2 22	$42.2K	56
Q3 22	$40.2K	56
Q4 22	$46.9K	50
Q1 23	$50.1K	50
Q2 23	$51.6K	50
Q3 23	$54.1K	50
Q4 23	$66.9K	48
Q1 24	-$43.5K	48
Q2 24	$80.5K	48
Q3 24	$88.9K	48
Q4 24	$78.2K	49
Q1 25	$79.7K	49
Q2 25	$77.1K	49
Q3 25	$77.7K	49
Q4 25	$79.4K	49

Revenue / Employee