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    COMMUNITY FINANCIAL SYSTEM, INC.

    Company overview

    Market capitalization
    $3.18B
    Employees
    2,853
    Latest publication
    2026-09-29
    About COMMUNITY FINANCIAL SYSTEM, INC.

    Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to individuals, businesses, and governmental units. The Employee Benefit Segment provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, health and welfare consulting services and introducing broker-dealer services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services, as well as employee benefit related services. The Wealth Management Services provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services, and personal financial planning services. This segment also offers a range of investment products including stocks, bonds, exchange-traded funds, mutual funds, insurance, and advisory products. Community Financial System, Inc. was founded in 1866 and is headquartered in Syracuse, New York.

    Company website

    Financial statements

    Income Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
    Total Revenue258,561,000USD263,778,000USD256,170,000USD247,386,000USD243,683,000USD246,245,000USD240,097,000USD231,428,000USD
    Cost Of Revenue50,911,000USD53,021,000USD54,682,000USD52,247,000USD54,125,000USD56,166,000USD58,864,000USD50,337,000USD
    Gross Profit207,650,000USD210,757,000USD201,488,000USD195,139,000USD189,558,000USD190,079,000USD181,233,000USD181,091,000USD
    Selling General Administrative95,204,000USD81,920,000USD76,532,000USD79,021,000USD76,442,000USD76,247,000USD78,022,000USD73,447,000USD
    Selling And Marketing Expenses2,535,000USD3,419,000USD4,585,000USD4,001,000USD3,130,000USD4,510,000USD4,365,000USD4,139,000USD
    Unclassified Operating Expenses35,297,000USD53,498,000USD47,202,000USD46,080,000USD45,718,000USD44,782,000USD41,816,000USD41,413,000USD
    Total Operating Expenses133,036,000USD138,837,000USD128,319,000USD129,102,000USD125,290,000USD125,539,000USD124,203,000USD118,999,000USD
    Operating Income74,614,000USD71,920,000USD73,169,000USD66,037,000USD64,268,000USD64,540,000USD57,030,000USD62,092,000USD
    Interest Income179,987,000USD181,467,000USD177,283,000USD172,878,000USD167,647,000USD169,931,000USD163,900,000USD157,038,000USD
    Interest Expense45,275,000USD48,042,000USD49,118,000USD48,130,000USD47,435,000USD49,958,000USD51,155,000USD47,629,000USD
    Net Interest Income134,712,000USD133,425,000USD128,165,000USD124,748,000USD120,212,000USD119,973,000USD112,745,000USD109,409,000USD
    Income Before Tax74,614,000USD71,920,000USD73,169,000USD66,037,000USD64,268,000USD64,540,000USD57,030,000USD62,092,000USD
    Income Tax Expense17,396,000USD17,498,000USD18,081,000USD14,706,000USD14,654,000USD14,747,000USD13,129,000USD14,177,000USD
    Tax Provision17,396,000USD17,498,000USD18,081,000USD14,706,000USD14,654,000USD14,747,000USD13,129,000USD14,177,000USD
    Net Income57,218,000USD54,422,000USD55,088,000USD51,331,000USD49,614,000USD49,793,000USD43,901,000USD47,915,000USD
    Net Income From Continuing Ops57,218,000USD54,422,000USD55,088,000USD51,331,000USD49,614,000USD49,793,000USD43,901,000USD47,915,000USD
    Ebit74,614,000USD71,920,000USD73,169,000USD66,037,000USD64,268,000USD64,540,000USD57,030,000USD62,092,000USD
    Ebitda84,323,000USD80,264,000USD80,489,000USD73,255,000USD71,588,000USD71,731,000USD64,002,000USD69,542,000USD
    Depreciation And Amortization9,709,000USD8,344,000USD7,320,000USD7,218,000USD7,320,000USD7,191,000USD6,972,000USD7,450,000USD
    Reconciled Depreciation9,709,000USD8,344,000USD7,320,000USD7,218,000USD7,320,000USD7,191,000USD6,972,000USD7,450,000USD
    Total Other Income Expense Net—-16,259,000USD——49,000USD186,229,000USD-12,000USD-104,000USD
    Net Income Applicable To Common Shares—54,206,000USD54,846,000USD51,091,000USD49,416,000USD49,577,000USD43,709,000USD—
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Income Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Revenue1,011,017,000USD940,714,000USD755,980,000USD702,454,000USD633,655,000USD617,276,000USD616,346,000USD587,110,000USD
    Cost Of Revenue214,075,000USD217,184,000USD115,306,000USD37,872,000USD4,169,000USD35,087,000USD34,982,000USD28,515,000USD
    Gross Profit796,942,000USD723,530,000USD640,674,000USD664,582,000USD629,486,000USD582,189,000USD581,364,000USD558,595,000USD
    Selling General Administrative313,915,000USD300,779,000USD281,803,000USD257,339,000USD241,501,000USD228,384,000USD261,323,000USD246,457,000USD
    Selling And Marketing Expenses15,135,000USD16,059,000USD15,731,000USD13,095,000USD9,319,000USD9,463,000USD11,416,000USD9,383,000USD
    Unclassified Operating Expenses192,498,000USD169,987,000USD174,909,000USD153,834,000USD137,318,000USD138,266,000USD99,287,000USD89,767,000USD
    Total Operating Expenses521,548,000USD486,825,000USD472,443,000USD424,268,000USD388,138,000USD376,113,000USD372,026,000USD345,607,000USD
    Operating Income275,394,000USD236,705,000USD168,231,000USD240,314,000USD241,348,000USD206,076,000USD209,338,000USD212,988,000USD
    Interest Income699,275,000USD643,528,000USD519,045,000USD443,729,000USD387,420,000USD389,278,000USD385,727,000USD362,733,000USD
    Interest Expense192,725,000USD194,411,000USD104,103,000USD23,099,000USD13,008,000USD20,875,000USD26,552,000USD17,678,000USD
    Net Interest Income506,550,000USD449,117,000USD440,318,000USD420,630,000USD374,412,000USD368,403,000USD359,175,000USD345,055,000USD
    Income Before Tax275,394,000USD236,705,000USD168,231,000USD240,314,000USD241,348,000USD206,076,000USD209,338,000USD212,988,000USD
    Income Tax Expense64,939,000USD54,224,000USD36,307,000USD52,233,000USD51,654,000USD41,400,000USD40,275,000USD44,347,000USD
    Tax Provision64,939,000USD54,224,000USD40,997,000USD52,233,000USD51,654,000USD41,400,000USD40,275,000USD44,347,000USD
    Net Income210,455,000USD182,481,000USD131,924,000USD188,081,000USD189,694,000USD164,676,000USD169,063,000USD168,641,000USD
    Net Income From Continuing Ops210,455,000USD182,481,000USD150,748,000USD188,081,000USD189,694,000USD164,676,000USD169,063,000USD168,641,000USD
    Ebit275,394,000USD236,705,000USD168,231,000USD240,314,000USD241,348,000USD206,076,000USD209,338,000USD212,988,000USD
    Ebitda305,596,000USD265,362,000USD196,582,000USD270,740,000USD271,510,000USD236,715,000USD241,563,000USD247,341,000USD
    Depreciation And Amortization30,202,000USD28,657,000USD28,351,000USD30,426,000USD30,162,000USD30,639,000USD32,225,000USD34,353,000USD
    Reconciled Depreciation30,202,000USD28,657,000USD28,879,000USD15,214,000USD14,051,000USD30,639,000USD32,225,000USD34,353,000USD
    Total Other Income Expense Net-16,259,000USD-60,403,000USD-58,853,000USD-43,304,000USD-33,352,000USD-40,174,000USD-48,654,000USD-39,175,000USD
    Net Income Applicable To Common Shares209,582,000USD181,741,000USD131,477,000USD188,081,000USD189,694,000USD164,676,000USD169,063,000USD168,641,000USD
    Research Development———————0USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
    Total Assets17,744,859,000USD17,413,800,000USD16,957,804,000USD16,665,018,000USD16,764,296,000USD16,386,044,000USD16,404,700,000USD15,906,816,000USD
    Intangible Assets53,967,000USD54,741,000USD44,177,000USD43,564,000USD45,810,000USD48,246,000USD48,130,000USD53,522,000USD
    Total Liab15,720,867,000USD15,407,766,000USD15,018,854,000USD14,781,927,000USD14,930,221,000USD14,623,209,000USD14,619,753,000USD14,236,636,000USD
    Total Stockholder Equity2,023,992,000USD2,006,034,000USD1,938,950,000USD1,883,091,000USD1,834,075,000USD1,762,835,000USD1,784,947,000USD1,670,180,000USD
    Common Stock54,997,000USD54,907,000USD54,886,000USD54,887,000USD54,853,000USD54,696,000USD54,573,000USD54,549,000USD
    Capital Stock54,997,000USD54,907,000USD54,886,000USD54,887,000USD54,853,000USD54,696,000USD54,573,000USD54,549,000USD
    Retained Earnings1,420,143,000USD1,387,636,000USD1,357,973,000USD1,327,660,000USD1,300,658,000USD1,275,331,000USD1,249,793,000USD1,230,133,000USD
    Good Will943,314,000USD887,975,000USD855,790,000USD854,817,000USD854,522,000USD853,225,000USD852,493,000USD852,258,000USD
    Cash572,173,000USD301,755,000USD230,487,000USD231,178,000USD512,911,000USD191,894,000USD346,110,000USD201,493,000USD
    Cash And Short Term Investments572,173,000USD301,755,000USD3,104,559,000USD2,689,790,000USD834,271,000USD508,963,000USD3,232,053,000USD3,010,446,000USD
    Total Current Assets572,173,000USD359,489,000USD3,159,085,000USD2,747,373,000USD887,806,000USD563,303,000USD3,282,868,000USD3,068,531,000USD
    Total Current Liabilities201,027,000USD241,971,000USD14,348,919,000USD14,012,789,000USD14,158,628,000USD13,821,260,000USD13,793,619,000USD13,530,941,000USD
    Net Debt75,173,000USD444,906,000USD532,862,000USD663,282,000USD349,125,000USD806,971,000USD602,308,000USD730,681,000USD
    Short Term Debt201,027,000USD241,971,000USD292,069,000USD311,021,000USD266,581,000USD379,553,000USD317,448,000USD393,053,000USD
    Short Long Term Debt Total647,346,000USD746,661,000USD763,349,000USD894,460,000USD862,036,000USD998,865,000USD948,418,000USD932,174,000USD
    Long Term Debt446,319,000USD458,770,000USD471,280,000USD583,439,000USD595,455,000USD619,312,000USD630,970,000USD539,121,000USD
    Long Term Investments4,044,223,000USD4,057,783,000USD4,028,503,000USD3,898,122,000USD4,229,103,000USD4,139,536,000USD4,213,392,000USD4,088,156,000USD
    Short Term Investments2,530,944,000USD2,875,341,000USD2,859,312,000USD2,458,612,000USD321,360,000USD317,069,000USD2,885,943,000USD2,808,953,000USD
    Net Receivables56,559,000USD57,734,000USD54,526,000USD57,583,000USD53,535,000USD54,340,000USD50,815,000USD58,085,000USD
    Property Plant Equipment Net247,445,000USD246,505,000USD212,667,000USD201,101,000USD189,762,000USD183,759,000USD178,429,000USD178,095,000USD
    Accumulated Other Comprehensive Income-423,992,000USD-418,990,000USD-453,164,000USD-486,835,000USD-505,114,000USD-548,085,000USD-494,032,000USD-585,794,000USD
    Common Stock Shares Outstanding52,967,000shares52,959,000shares53,036,000shares53,117,000shares52,781,000shares53,078,000shares52,680,000shares52,935,000shares
    Non Current Assets Total17,172,686,000USD17,054,311,000USD1,149,984,000USD13,917,645,000USD15,876,490,000USD15,822,741,000USD13,121,832,000USD12,838,285,000USD
    Non Current Liabilities Total15,519,840,000USD15,165,795,000USD15,018,854,000USD769,138,000USD771,593,000USD801,949,000USD826,134,000USD705,695,000USD
    Non Currrent Assets Other789,648,000USD369,363,000USD—941,387,000USD540,352,000USD561,793,000USD539,824,000USD522,792,000USD
    Unclassified Current Assets-2,587,503,000USD-3,177,096,000USD————-346,110,000USD-261,240,000USD
    Unclassified Non Current Assets11,094,089,000USD-1,404,236,000USD-16,639,888,000USD7,978,654,000USD10,016,941,000USD-561,793,000USD-4,753,216,000USD7,143,462,000USD
    Unclassified Non Current Liabilities15,073,521,000USD14,707,025,000USD14,547,574,000USD185,699,000USD176,138,000USD182,637,000USD195,164,000USD166,574,000USD
    Unclassified Equity917,847,000USD927,574,000USD924,369,000USD932,492,000USD928,825,000USD926,197,000USD920,040,000USD916,743,000USD
    Other Current Assets—301,755,000USD———-54,340,000USD346,110,000USD261,240,000USD
    Other Current Liab—10,808,000USD14,056,850,000USD13,701,768,000USD13,892,047,000USD13,441,707,000USD13,476,171,000USD13,137,888,000USD
    Other Assets—12,842,180,000USD12,648,735,000USD——10,597,975,000USD12,042,780,000USD—
    Short Long Term Debt—0USD67,900,000USD130,400,000USD0USD118,000,000USD0USD177,600,000USD
    Property Plant Equipment Gross—400,178,000USD———329,303,000USD——
    Unclassified Current Liabilities—-10,808,000USD—————-177,600,000USD
    Inventory———————-259,578,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Assets17,413,800,000USD16,386,044,000USD15,555,753,000USD15,835,651,000USD15,552,657,000USD13,931,094,000USD11,410,295,000USD10,607,295,000USD
    Intangible Assets54,741,000USD48,246,000USD52,591,000USD60,996,000USD65,226,000USD52,940,000USD63,113,000USD73,846,000USD
    Other Current Assets-2,933,075,000USD—246,696,000USD263,009,000USD1,911,658,000USD1,685,736,000USD237,947,000USD244,202,000USD
    Total Liab15,407,766,000USD14,623,209,000USD13,857,816,000USD14,283,946,000USD13,451,850,000USD11,826,987,000USD9,555,061,000USD8,893,512,000USD
    Total Stockholder Equity2,006,034,000USD1,762,835,000USD1,697,937,000USD1,551,705,000USD2,100,807,000USD2,104,107,000USD1,855,234,000USD1,713,783,000USD
    Other Current Liab10,808,000USD13,441,707,000USD12,928,121,000USD13,012,308,000USD-210,797,000USD11,224,974,000USD8,994,967,000USD8,322,371,000USD
    Common Stock54,907,000USD54,696,000USD54,372,000USD54,190,000USD54,092,000USD53,755,000USD51,975,000USD51,577,000USD
    Capital Stock54,907,000USD54,696,000USD54,372,000USD54,190,000USD54,092,000USD53,755,000USD51,975,000USD51,577,000USD
    Retained Earnings1,387,636,000USD1,275,331,000USD1,188,869,000USD1,152,452,000USD1,058,286,000USD960,183,000USD882,851,000USD795,563,000USD
    Good Will887,975,000USD853,225,000USD845,396,000USD841,841,000USD799,109,000USD793,708,000USD773,810,000USD733,503,000USD
    Other Assets17,001,541,000USD12,263,756,000USD-246,696,000USD5,121,429,000USD2,703,414,000USD4,090,716,000USD4,039,286,000USD3,520,433,000USD
    Cash301,755,000USD191,894,000USD190,962,000USD209,896,000USD1,875,064,000USD1,645,805,000USD205,030,000USD211,834,000USD
    Cash And Short Term Investments301,755,000USD508,963,000USD3,110,954,000USD4,361,747,000USD6,809,274,000USD5,193,697,000USD3,249,458,000USD3,147,883,000USD
    Total Current Assets359,489,000USD563,303,000USD3,165,488,000USD4,414,360,000USD6,845,168,000USD5,232,728,000USD3,281,105,000USD3,178,931,000USD
    Total Current Liabilities241,971,000USD13,821,260,000USD13,285,716,000USD14,261,223,000USD210,797,000USD11,739,706,000USD9,460,196,000USD8,793,597,000USD
    Net Debt444,906,000USD806,971,000USD574,236,000USD927,879,000USD-1,545,179,000USD-1,274,516,000USD139,843,000USD201,848,000USD
    Short Term Debt241,971,000USD379,553,000USD357,595,000USD1,115,052,000USD333,449,000USD284,008,000USD250,008,000USD313,767,000USD
    Short Long Term Debt0USD118,000,000USD53,000,000USD768,400,000USD0USD0USD8,300,000USD54,400,000USD
    Short Long Term Debt Total746,661,000USD998,865,000USD765,198,000USD1,137,775,000USD336,726,000USD371,289,000USD344,873,000USD413,682,000USD
    Long Term Debt458,770,000USD619,312,000USD407,603,000USD1,137,775,000USD329,885,000USD80,623,000USD91,115,000USD99,915,000USD
    Long Term Investments4,057,783,000USD4,139,536,000USD4,099,218,000USD5,314,888,000USD4,979,089,000USD7,356,705,000USD6,840,632,000USD6,231,920,000USD
    Short Term Investments2,875,341,000USD317,069,000USD2,919,992,000USD4,151,851,000USD4,934,210,000USD3,547,892,000USD3,044,428,000USD2,936,049,000USD
    Net Receivables57,734,000USD54,340,000USD54,534,000USD52,613,000USD35,894,000USD39,031,000USD31,647,000USD31,048,000USD
    Property Plant Equipment Net246,505,000USD183,759,000USD173,418,000USD160,778,000USD160,651,000USD165,655,000USD164,638,000USD119,988,000USD
    Property Plant Equipment Gross400,178,000USD329,303,000USD308,503,000USD298,205,000USD305,539,000USD165,655,000USD164,638,000USD119,988,000USD
    Accumulated Other Comprehensive Income-418,990,000USD-548,085,000USD-556,892,000USD-686,439,000USD-50,627,000USD62,077,000USD-10,226,000USD-45,305,000USD
    Common Stock Shares Outstanding52,821,000shares52,883,000shares53,725,000shares54,208,000shares54,400,000shares53,321,000shares52,248,000shares51,748,000shares
    Non Current Assets Total17,054,311,000USD15,822,741,000USD12,390,265,000USD11,421,291,000USD6,004,075,000USD8,698,366,000USD8,129,190,000USD7,428,364,000USD
    Non Current Liabilities Total15,165,795,000USD801,949,000USD572,100,000USD22,723,000USD329,885,000USD87,281,000USD94,865,000USD99,915,000USD
    Non Currrent Assets Other369,363,000USD561,793,000USD501,705,000USD524,945,000USD-29,348,000USD323,287,000USD281,250,000USD262,956,000USD
    Unclassified Current Assets-2,875,341,000USD—-383,124,000USD-263,009,000USD-6,890,747,000USD-5,282,705,000USD-3,327,141,000USD-3,225,943,000USD
    Unclassified Non Current Assets-5,563,597,000USD-2,227,574,000USD6,717,937,000USD-603,586,000USD-2,703,414,000USD-4,084,645,000USD-4,033,539,000USD-3,514,282,000USD
    Unclassified Current Liabilities-10,808,000USD——-768,400,000USD-333,449,000USD———
    Unclassified Non Current Liabilities14,707,025,000USD182,637,000USD164,497,000USD-2,379,638,000USD-617,412,000USD-618,127,000USD-546,365,000USD-489,825,000USD
    Unclassified Equity927,574,000USD926,197,000USD957,216,000USD1,003,797,000USD995,574,000USD980,535,000USD885,482,000USD871,899,000USD
    Inventory——136,428,000USD-263,009,000USD-1,911,658,000USD-1,685,736,000USD-237,947,000USD-244,202,000USD
    Other Liab———15,671,000USD81,895,000USD110,053,000USD84,886,000USD72,999,000USD
    Accounts Payable———133,863,000USD210,797,000USD230,724,000USD215,221,000USD157,459,000USD
    Treasury Stock———-26,485,000USD-10,610,000USD-6,198,000USD-6,823,000USD-11,528,000USD
    Non Current Liabilities Other———1,248,915,000USD535,517,000USD514,732,000USD465,229,000USD416,826,000USD
    Net Tangible Assets———661,172,000USD1,236,472,000USD1,271,290,000USD1,034,729,000USD925,030,000USD
    Earning Assets————4,979,089,000USD3,596,969,000USD3,089,194,000USD2,981,741,000USD
    Current Deferred Revenue————-122,652,000USD-56,972,000USD——
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
    Net Income57,218,000USD54,422,000USD55,088,000USD51,331,000USD49,614,000USD49,793,000USD43,901,000USD47,915,000USD
    Depreciation9,491,000USD8,722,000USD7,320,000USD7,218,000USD7,320,000USD7,191,000USD6,972,000USD7,450,000USD
    Stock Based Compensation2,970,000USD2,971,000USD2,325,000USD2,515,000USD3,048,000USD1,868,000USD2,083,000USD2,045,000USD
    Other Non Cash Items9,295,000USD32,062,000USD7,716,000USD6,235,000USD8,357,000USD8,552,000USD9,532,000USD3,717,000USD
    Change In Working Capital-7,416,000USD-25,271,000USD28,638,000USD-13,611,000USD-5,830,000USD-1,666,000USD-5,630,000USD-21,340,000USD
    Total Cash From Operating Activities71,558,000USD84,575,000USD101,087,000USD53,688,000USD62,509,000USD65,738,000USD56,858,000USD39,787,000USD
    Capital Expenditures-11,260,000USD-38,413,000USD-17,662,000USD-17,303,000USD-10,555,000USD-7,202,000USD-4,932,000USD-6,010,000USD
    Free Cash Flow60,298,000USD46,162,000USD83,425,000USD36,385,000USD51,954,000USD58,536,000USD51,926,000USD33,777,000USD
    Investments13,804,000USD9,704,000USD-19,205,000USD-153,662,000USD-30,311,000USD-210,631,000USD-239,069,000USD-171,241,000USD
    Total Cashflows From Investing Activities-202,664,000USD283,690,000USD-281,820,000USD-153,662,000USD-30,311,000USD-210,631,000USD-239,069,000USD-171,241,000USD
    Net Borrowings-12,366,000USD-130,444,000USD-124,480,000USD118,464,000USD-141,797,000USD53,342,000USD-36,120,000USD—
    Total Cash From Financing Activities401,524,000USD-311,757,000USD188,732,000USD-180,799,000USD288,819,000USD-4,213,000USD326,828,000USD-5,434,000USD
    Dividends Paid-24,823,000USD-24,734,000USD-24,314,000USD-24,244,000USD-24,268,000USD-24,169,000USD-23,745,000USD-23,835,000USD
    Sale Purchase Of Stock-15,511,000USD-44,000USD-11,034,000USD-42,000USD-48,000USD-47,000USD-46,000USD-11,450,000USD
    Issuance Of Capital Stock6,119,000USD663,000USD947,000USD1,330,000USD2,337,000USD4,389,000USD1,308,000USD438,000USD
    Change In Cash270,418,000USD56,508,000USD7,999,000USD-280,773,000USD321,017,000USD-149,106,000USD144,617,000USD-136,888,000USD
    Begin Period Cash Flow301,755,000USD245,247,000USD237,248,000USD518,021,000USD197,004,000USD346,110,000USD201,493,000USD338,381,000USD
    End Period Cash Flow572,173,000USD301,755,000USD245,247,000USD237,248,000USD518,021,000USD197,004,000USD346,110,000USD201,493,000USD
    Other Cashflows From Investing Activities-180,355,000USD-171,222,000USD-240,783,000USD-115,357,000USD2,453,000USD-189,386,000USD-236,373,000USD-147,346,000USD
    Other Cashflows From Financing Activities-4,796,000USD-157,198,000USD347,613,000USD-276,307,000USD452,595,000USD-37,728,000USD385,431,000USD41,235,000USD
    Unclassified Investing Cash Flow-24,853,000USD483,621,000USD-4,170,000USD132,660,000USD8,102,000USD196,588,000USD241,305,000USD153,356,000USD
    Unclassified Financing Cash Flow459,020,000USD————4,389,000USD—-11,384,000USD
    Unclassified Operating Cash Flow—11,669,000USD——————
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Net Income210,455,000USD182,481,000USD131,924,000USD188,081,000USD189,694,000USD164,676,000USD169,063,000USD168,641,000USD
    Depreciation29,423,000USD28,657,000USD28,351,000USD30,426,000USD30,162,000USD30,639,000USD32,225,000USD34,353,000USD
    Stock Based Compensation10,859,000USD8,374,000USD9,269,000USD7,738,000USD6,334,000USD6,419,000USD5,285,000USD6,064,000USD
    Other Non Cash Items31,880,000USD27,968,000USD65,273,000USD-6,723,000USD-33,697,000USD-2,976,000USD-4,314,000USD-565,000USD
    Change In Working Capital7,573,000USD-5,878,000USD1,106,000USD-6,231,000USD2,064,000USD-16,939,000USD2,545,000USD10,252,000USD
    Total Cash From Operating Activities301,859,000USD242,276,000USD228,420,000USD214,600,000USD202,546,000USD179,483,000USD202,502,000USD221,408,000USD
    Capital Expenditures-68,528,000USD-20,703,000USD-18,585,000USD-12,922,000USD-13,176,000USD-14,395,000USD-5,686,000USD-12,646,000USD
    Free Cash Flow233,331,000USD221,573,000USD209,835,000USD201,678,000USD189,370,000USD165,088,000USD196,816,000USD208,762,000USD
    Investments-52,410,000USD-835,617,000USD378,825,000USD-2,092,524,000USD-1,487,917,000USD-415,451,000USD-148,110,000USD31,909,000USD
    Total Cashflows From Investing Activities-182,103,000USD-835,617,000USD335,776,000USD-2,138,985,000USD-1,530,775,000USD-398,720,000USD-157,054,000USD17,495,000USD
    Net Borrowings-278,257,000USD267,927,000USD-330,371,000USD21,837,000USD35,942,000USD30,908,000USD-64,405,000USD-72,546,000USD
    Total Cash From Financing Activities-15,005,000USD599,383,000USD-583,130,000USD259,217,000USD1,557,488,000USD1,660,012,000USD-52,252,000USD-248,107,000USD
    Dividends Paid-97,560,000USD-95,777,000USD-95,102,000USD-93,387,000USD-91,051,000USD-87,131,000USD-80,241,000USD-71,495,000USD
    Sale Purchase Of Stock-11,168,000USD-46,029,000USD-30,233,000USD-16,614,000USD-5,106,000USD-271,000USD-286,000USD-298,000USD
    Issuance Of Capital Stock5,277,000USD7,091,000USD809,000USD1,184,000USD9,821,000USD15,877,000USD13,799,000USD19,004,000USD
    Change In Cash104,751,000USD6,042,000USD-18,934,000USD-1,665,168,000USD229,259,000USD1,440,775,000USD-6,804,000USD-9,204,000USD
    Begin Period Cash Flow197,004,000USD190,962,000USD209,896,000USD1,875,064,000USD1,645,805,000USD205,030,000USD211,834,000USD221,038,000USD
    End Period Cash Flow301,755,000USD197,004,000USD190,962,000USD209,896,000USD1,875,064,000USD1,645,805,000USD205,030,000USD211,834,000USD
    Other Cashflows From Investing Activities-532,831,000USD-759,838,000USD-915,807,000USD-33,539,000USD-29,682,000USD31,126,000USD-3,258,000USD-35,414,000USD
    Other Cashflows From Financing Activities366,703,000USD466,171,000USD-128,439,000USD368,129,000USD1,721,144,000USD1,743,599,000USD101,562,000USD-122,772,000USD
    Unclassified Operating Cash Flow11,669,000USD—-7,503,000USD—7,989,000USD-2,336,000USD-2,302,000USD2,663,000USD
    Unclassified Investing Cash Flow471,666,000USD780,541,000USD891,343,000USD————33,646,000USD
    Unclassified Financing Cash Flow5,277,000USD7,091,000USD—-20,748,000USD-103,441,000USD-27,093,000USD-8,882,000USD19,004,000USD
    Change To Liabilities———0USD0USD0USD0USD0USD
    Cash And Cash Equivalents Changes———-1,665,168,000USD229,259,000USD1,440,775,000USD-6,804,000USD-9,204,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Operating metrics

    No operating metrics are currently published for this company.

    Revenue breakdown

    PeriodDimensionBusiness / regionRevenueCurrencySource
    Q1 2026Quarterly · 2026-03-31SegmentBanking And Corporate Services155,531,000USD0001104659-26-057940
    Q1 2026Quarterly · 2026-03-31SegmentEmployee Benefit Services36,311,000USD0001104659-26-057940
    Q1 2026Quarterly · 2026-03-31SegmentInsurance Services12,331,000USD0001104659-26-057940
    Q1 2026Quarterly · 2026-03-31SegmentWealth Management Services11,063,000USD0001104659-26-057940
    Q4 2025Quarterly · 2025-12-31SegmentBanking And Corporate Services155,969,000USDLegacy provider
    Q4 2025Quarterly · 2025-12-31SegmentEmployee Benefit Services38,390,000USDLegacy provider
    Q4 2025Quarterly · 2025-12-31SegmentInsurance Services12,475,000USDLegacy provider
    Q4 2025Quarterly · 2025-12-31SegmentWealth Management Services10,198,000USDLegacy provider
    FY 2025Yearly · 2025-12-31SegmentBanking And Corporate Services586,793,000USD0001104659-26-021651
    FY 2025Yearly · 2025-12-31SegmentEmployee Benefit Services142,363,000USD0001104659-26-021651
    FY 2025Yearly · 2025-12-31SegmentInsurance Services54,428,000USD0001104659-26-021651
    FY 2025Yearly · 2025-12-31SegmentWealth Management Services39,431,000USD0001104659-26-021651
    Q3 2025Quarterly · 2025-09-30SegmentBanking And Corporate Services148,430,000USD0001104659-25-107791
    Q3 2025Quarterly · 2025-09-30SegmentEmployee Benefit Services35,965,000USD0001104659-25-107791
    Q3 2025Quarterly · 2025-09-30SegmentInsurance Services14,219,000USD0001104659-25-107791
    Q3 2025Quarterly · 2025-09-30SegmentWealth Management Services9,528,000USD0001104659-25-107791
    Q2 2025Quarterly · 2025-06-30SegmentBanking And Corporate Services143,922,000USD0001410578-25-001649
    Q2 2025Quarterly · 2025-06-30SegmentEmployee Benefit Services33,892,000USD0001410578-25-001649
    Q2 2025Quarterly · 2025-06-30SegmentInsurance Services13,464,000USD0001410578-25-001649
    Q2 2025Quarterly · 2025-06-30SegmentWealth Management Services9,219,000USD0001410578-25-001649
    Q1 2025Quarterly · 2025-03-31SegmentBanking And Corporate Services138,472,000USD0001104659-26-057940
    Q1 2025Quarterly · 2025-03-31SegmentEmployee Benefit Services34,116,000USD0001104659-26-057940
    Q1 2025Quarterly · 2025-03-31SegmentInsurance Services14,270,000USD0001104659-26-057940
    Q1 2025Quarterly · 2025-03-31SegmentWealth Management Services10,486,000USD0001104659-26-057940
    Q4 2024Quarterly · 2024-12-31SegmentBanking And Corporate Services139,203,000USDLegacy provider
    Q4 2024Quarterly · 2024-12-31SegmentEmployee Benefit Services35,582,000USDLegacy provider
    Q4 2024Quarterly · 2024-12-31SegmentInsurance Services12,242,000USDLegacy provider
    Q4 2024Quarterly · 2024-12-31SegmentWealth Management Services10,376,000USDLegacy provider
    FY 2024Yearly · 2024-12-31SegmentBanking And Corporate Services523,962,000USD0001104659-26-021651
    FY 2024Yearly · 2024-12-31SegmentEmployee Benefit Services137,386,000USD0001104659-26-021651
    FY 2024Yearly · 2024-12-31SegmentInsurance Services50,469,000USD0001104659-26-021651
    FY 2024Yearly · 2024-12-31SegmentWealth Management Services38,669,000USD0001104659-26-021651
    Q3 2024Quarterly · 2024-09-30SegmentBanking And Corporate Services132,324,000USD0001104659-25-107791
    Q3 2024Quarterly · 2024-09-30SegmentEmployee Benefit Services34,858,000USD0001104659-25-107791
    Q3 2024Quarterly · 2024-09-30SegmentInsurance Services13,709,000USD0001104659-25-107791
    Q3 2024Quarterly · 2024-09-30SegmentWealth Management Services9,380,000USD0001104659-25-107791
    Q2 2024Quarterly · 2024-06-30SegmentBanking And Corporate Services128,037,000USD0001410578-25-001649
    Q2 2024Quarterly · 2024-06-30SegmentEmployee Benefit Services33,753,000USD0001410578-25-001649
    Q2 2024Quarterly · 2024-06-30SegmentInsurance Services13,364,000USD0001410578-25-001649
    Q2 2024Quarterly · 2024-06-30SegmentWealth Management Services9,151,000USD0001410578-25-001649
    FY 2023Yearly · 2023-12-31SegmentBanking And Corporate Services504,996,000USD0001104659-26-021651
    FY 2023Yearly · 2023-12-31SegmentEmployee Benefit Services122,925,000USD0001104659-26-021651
    FY 2023Yearly · 2023-12-31SegmentInsurance Services47,318,000USD0001104659-26-021651
    FY 2023Yearly · 2023-12-31SegmentWealth Management Services33,645,000USD0001104659-26-021651
    FY 2022Yearly · 2022-12-31SegmentBanking And Corporate Services492,822,000USD0001410578-25-000247
    FY 2022Yearly · 2022-12-31SegmentEmployee Benefit Services118,128,000USD0001410578-25-000247
    FY 2022Yearly · 2022-12-31SegmentInsurance Services39,973,000USD0001410578-25-000247
    FY 2022Yearly · 2022-12-31SegmentWealth Management Services33,020,000USD0001410578-25-000247

    Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.