CB (Chubb Limited) Stock Financials & Earnings | Market Cap Arena

CB (Chubb Limited) Stock Financials & Earnings | Market Cap Arena

CBChubb Limited

Mkt Cap$129B

Financial Services·Insurance - Property & Casualty·🇨🇭 Switzerland·NYSE

Revenue (TTM)$59.6B

Net Income (TTM)$10.3B

EPS (TTM)$25.73

Free Cash Flow (TTM)$12.8B

Gross Margin46.2%

Op. Margin38.9%

Net Margin17.3%

FCF Margin21.5%

P/S Ratio (TTM)2.2x

P/E Ratio (TTM)12.5x

YoY Rev Growth+6.2%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$11.1B	$3.1B	$2.3B
Q2 23	$11.8B	$3.3B	$2.2B
Q3 23	$13.9B	$3.7B	$2.5B
Q4 23	$13.2B	$3.7B	$2.6B
Q1 24	$12.9B	$3.8B	$2.6B
Q2 24	$13.9B	$4.0B	$2.7B
Q3 24	$15.1B	$4.1B	$3.0B
Q4 24	$14.2B	$4.2B	$3.1B
Q1 25	$13.5B	$3.0B	$1.7B
Q2 25	$14.9B	$4.5B	$3.7B
Q3 25	$16.1B	$5.0B	$3.9B
Q4 25	$15.1B	$15.1B	$13.9B

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	2.9x	24.8x
Q2 23	2.8x	22.2x
Q3 23	2.7x	18.3x
Q4 23	2.6x	14.3x
Q1 24	2.5x	13.9x
Q2 24	2.4x	13.3x
Q3 24	2.3x	12.9x
Q4 24	2.3x	13.9x
Q1 25	2.3x	15.2x
Q2 25	2.2x	14.0x
Q3 25	2.2x	13.3x
Q4 25	2.2x	12.5x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	$2.3B	$2.3B
Q2 23	$2.5B	$2.5B
Q3 23	$4.7B	$4.7B
Q4 23	$3.2B	$3.2B
Q1 24	$3.2B	$3.2B
Q2 24	$4.1B	$4.1B
Q3 24	$4.3B	$4.3B
Q4 24	$4.6B	$4.6B
Q1 25	$1.6B	$1.6B
Q2 25	$3.6B	$3.6B
Q3 25	$3.6B	$3.6B
Q4 25	$4.1B	$4.1B

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$0
Q2 23	$0
Q3 23	$0
Q4 23	$0
Q1 24	$0
Q2 24	$0
Q3 24	$0
Q4 24	$0
Q1 25	$0
Q2 25	$0
Q3 25	$0
Q4 25	$0

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+16.7%	+22.4%
Q2 23	+19.3%	+14.3%
Q3 23	+16.1%	+4.9%
Q4 23	+15.1%	+7.9%
Q1 24	+15.8%	+15.8%
Q2 24	+17.8%	+16.4%
Q3 24	+8.5%	+5.6%
Q4 24	+7.1%	+4.1%
Q1 25	+4.5%	+15.1%
Q2 25	+6.9%	-0.4%
Q3 25	+6.9%	+1.1%
Q4 25	+6.2%	-89.5%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$0	0.0%
Q2 23	$0	0.0%
Q3 23	$0	0.0%
Q4 23	$0	0.0%
Q1 24	$0	0.0%
Q2 24	$0	0.0%
Q3 24	$0	0.0%
Q4 24	$0	0.0%
Q1 25	$0	0.0%
Q2 25	$0	0.0%
Q3 25	$0	0.0%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A
Q1 23	$930M
Q2 23	$969M
Q3 23	$1.1B
Q4 23	$1.0B
Q1 24	$1.1B
Q2 24	$1.1B
Q3 24	$1.1B
Q4 24	$1.1B
Q1 25	$1.1B
Q2 25	$1.1B
Q3 25	$1.1B
Q4 25	$1.2B

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$2.3B	$92.1B	$94.3B
Q2 23	$2.3B	$100.9B	$103.2B
Q3 23	$2.6B	$105.2B	$107.8B
Q4 23	$2.4B	$31.3B	$33.8B
Q1 24	$2.5B	$33.4B	$35.9B
Q2 24	$2.4B	$33.9B	$36.3B
Q3 24	$2.5B	$37.4B	$39.9B
Q4 24	$2.3B	$36.9B	$39.2B
Q1 25	$2.0B	$36.9B	$38.9B
Q2 25	$2.2B	$38.2B	$40.4B
Q3 25	$2.2B	$39.7B	$42.0B
Q4 25	$2.5B	$0	$2.5B

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	418M	-0.2%
Q2 23	416M	-0.6%
Q3 23	413M	-0.7%
Q4 23	411M	-0.5%
Q1 24	410M	-0.2%
Q2 24	409M	-0.3%
Q3 24	408M	-0.2%
Q4 24	428M	+4.9%
Q1 25	405M	-5.4%
Q2 25	404M	-0.2%
Q3 25	403M	-0.1%
Q4 25	397M	-1.7%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$913K	21K
FY 15	$862K	22K
FY 16	$1M	31K
FY 17	$1M	31K
FY 18	$999K	33K
FY 19	$1M	33K
FY 20	$1M	31K
FY 21	$1M	31K
FY 22	$1M	34K
FY 23	$1M	40K
FY 24	$1M	43K
FY 25	$3M	22K