CB

MKT CAP:$127B

Chubb Limited

Market Cap

$127B

Financial Services·Insurance - Property & Casualty·🇨🇭 Switzerland·NYSE

Financials·Insurance·🇨🇭·NYSE

Stock Price

$327.07+$17.01 (+5.49%)

Apr 24, 2026

Company Details

Chubb Limited provides insurance and reinsurance products worldwide. The company's North America Commercial P&C Insurance segment offers commercial property, casualty, workers' compensation, package policies, risk management, financial line...

CEO

Evan G. Greenberg

IPO Date

Mar 25, 1993

Website

www.chubb.com

Key Metrics TTM

Revenue

$57.4B

+14.5% YoY

Net Income

$9.1B

EPS (Diluted)

$16.85

Free Cash Flow

$13.6B

Revenue / Share

$145.42

Gross Margin

32.7%

Operating Margin

19.7%

Net Margin

15.9%

FCF Margin

23.7%

P/S

2.2x

P/E

14.0x

Earnings Reports

Q1 2026

Apr 22, 2026

NEW

$14.8B+10.3%EPS $0.00

FY 2025

Feb 27, 2026

$59.8BEPS $25.73

Q4 2025

Feb 27, 2026

$15.3BEPS $8.10

Q1 2025

Apr 28, 2025

$13.4BEPS $3.29

Q2 2024

Jul 26, 2024

$13.9B+17.8%EPS $5.46

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q1 21	$10.0B	$3.1B	$2.6B
Q2 21	$9.7B	$2.8B	$2.6B
Q3 21	$10.8B	$2.3B	$2.1B
Q4 21	$10.5B	$3.2B	$2.5B
Q1 22	$9.6B	$2.9B	$2.3B
Q2 22	$9.9B	$2.6B	$1.5B
Q3 22	$12.0B	$2.3B	$1.1B
Q4 22	$11.5B	$3.0B	$1.7B
Q1 23	$11.1B	$3.1B	$2.3B
Q2 23	$11.8B	$3.3B	$2.2B
Q3 23	$13.9B	$3.7B	$2.5B
Q4 23	$13.2B	$3.7B	$2.6B
Q2 24	$13.9B	$4.0B	$2.7B
Q1 25	$13.4B	$2.9B	$1.7B
Q4 25	$15.3B	$5.0B	$3.8B
Q1 26	$14.8B	$6.8B	$3.2B

Valuation

Quarter	P/S	P/E
Q1 21	1.9x	12.9x
Q2 21	1.8x	8.7x
Q3 21	1.9x	8.8x
Q4 21	2.0x	9.5x
Q1 22	2.3x	11.3x
Q2 22	2.0x	11.5x
Q3 22	1.8x	12.8x
Q4 22	2.2x	17.6x
Q1 23	1.8x	15.6x
Q2 23	1.7x	13.6x
Q3 23	1.7x	11.9x
Q4 23	1.8x	10.2x
Q2 24	1.9x	11.0x
Q1 25	2.2x	13.7x
Q4 25	2.2x	12.4x
Q1 26	2.2x	14.1x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q4 20	$2.5B	$2.5B
Q1 21	$2.1B	$2.1B
Q2 21	$3.1B	$3.1B
Q3 21	$3.3B	$3.3B
Q4 21	$2.6B	$2.6B
Q1 22	$2.4B	$2.4B
Q2 22	$2.7B	$2.7B
Q3 22	$3.4B	$3.4B
Q4 22	$2.7B	$2.7B
Q1 23	$2.3B	$2.3B
Q2 23	$2.5B	$2.5B
Q3 23	$4.7B	$4.7B
Q4 23	$3.2B	$3.2B
Q2 24	$4.1B	$4.1B
Q1 25	$1.6B	$1.6B
Q4 25	$4.8B	$4.8B

Capital Expenditures

Quarter	CapEx
Q4 20	$0
Q1 21	$0
Q2 21	$0
Q3 21	$0
Q4 21	$0
Q1 22	$0
Q2 22	$0
Q3 22	$0
Q4 22	$0
Q1 23	$0
Q2 23	$0
Q3 23	$0
Q4 23	$0
Q2 24	$0
Q1 25	$0
Q4 25	$0

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 21	+30.5%	+2.3%
Q2 21	+7.2%	-24.6%
Q3 21	+14.0%	+7.6%
Q4 21	+5.9%	+11.0%
Q1 22	-4.3%	-1.3%
Q2 22	+2.4%	+18.9%
Q3 22	+10.8%	+24.6%
Q4 22	+9.7%	+24.1%
Q1 23	+16.7%	+22.4%
Q2 23	+19.3%	+14.3%
Q3 23	+16.1%	+4.9%
Q4 23	+15.1%	+7.9%
Q2 24	+25.0%	+26.5%
Q1 25	+13.2%	+21.6%
Q4 25	+9.9%	+0.6%
Q1 26	+11.5%	+8.9%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q4 20	$0	0.0%
Q1 21	$0	0.0%
Q2 21	$0	0.0%
Q3 21	$0	0.0%
Q4 21	$0	0.0%
Q1 22	$0	0.0%
Q2 22	$0	0.0%
Q3 22	$0	0.0%
Q4 22	$0	0.0%
Q1 23	$0	0.0%
Q2 23	$0	0.0%
Q3 23	$0	0.0%
Q4 23	$0	0.0%
Q2 24	$0	0.0%
Q1 25	$0	0.0%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q1 21	$744M	—
Q2 21	$775M	—
Q3 21	$806M	—
Q4 21	$811M	—
Q1 22	$778M	—
Q2 22	$818M	—
Q3 22	$883M	—
Q4 22	$916M	—
Q1 23	$930M	—
Q2 23	$969M	—
Q3 23	$1.1B	—
Q4 23	$1.0B	—
Q2 24	$1.1B	—
Q1 25	$1.1B	—
Q4 25	$1.2B	—
Q1 26	$1.1B	$2.6B

War Chest

Quarter	Cash	Short-term Investments	Total
Q2 22	$7.1B	$85.5B	$92.6B
Q3 22	$2.1B	$88.3B	$90.4B
Q4 22	$2.0B	$23.8B	$25.8B
Q1 23	$2.3B	$92.1B	$94.3B
Q2 23	$2.3B	$100.9B	$103.2B
Q3 23	$2.6B	$105.2B	$107.8B
Q4 23	$2.4B	$31.3B	$33.8B
Q1 24	$2.5B	$33.4B	$35.9B
Q2 24	$2.4B	$33.9B	$36.3B
Q3 24	$2.5B	$37.4B	$39.9B
Q4 24	$2.3B	$36.9B	$39.2B
Q1 25	$2.0B	$36.9B	$38.9B
Q2 25	$2.2B	$38.2B	$40.4B
Q3 25	$2.2B	$39.7B	$42.0B
Q4 25	$2.5B	$0	$2.5B
Q1 26	$2.6B	$0	$2.6B

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q1 21	453M	+0.0%	-0.3%
Q2 21	448M	-1.2%	-0.8%
Q3 21	438M	-2.1%	-3.3%
Q4 21	433M	-1.3%	-4.5%
Q1 22	430M	-0.7%	-5.2%
Q2 22	425M	-1.0%	-5.0%
Q3 22	420M	-1.4%	-4.3%
Q4 22	419M	-0.2%	-3.2%
Q1 23	418M	-0.2%	-2.8%
Q2 23	416M	-0.6%	-2.3%
Q3 23	413M	-0.7%	-1.7%
Q4 23	411M	-0.5%	-2.0%
Q2 24	409M	-0.5%	-2.2%
Q1 25	405M	-1.0%	-2.6%
Q4 25	397M	-2.0%	-3.9%
Q1 26	395M	-0.5%	-3.9%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q1 21	$321.8K	31K
Q2 21	$312.2K	31K
Q3 21	$349.1K	31K
Q4 21	$338.1K	31K
Q1 22	$308.1K	31K
Q2 22	$319.9K	31K
Q3 22	$386.6K	31K
Q4 22	$338.2K	34K
Q1 23	$327.9K	34K
Q2 23	$347.9K	34K
Q3 23	$409.4K	34K
Q4 23	$330.9K	40K
Q2 24	$348.3K	40K
Q1 25	$311.3K	43K
Q4 25	$695.6K	22K
Q1 26	$671.0K	22K

Revenue / Employee