BWIN (The Baldwin Insurance Group, Inc.) Stock Financials & Earnings

BWINThe Baldwin Insurance Group, Inc.

Mkt Cap$1B

Revenue (TTM)$1.5B

Net Income (TTM)-$34M

EPS (TTM)-$0.49

Free Cash Flow (TTM)-$69M

Gross Margin23.9%

Op. Margin5.9%

Net Margin-2.3%

FCF Margin-4.6%

P/S Ratio (TTM)0.9x

P/E Ratio (TTM)—

YoY Rev Growth+8.7%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$327M	$96M	$4M
Q2 23	$295M	$70M	-$17M
Q3 23	$304M	$83M	$86K
Q4 23	$286M	$51M	-$30M
Q1 24	$378M	$116M	$34M
Q2 24	$339M	$94M	$16M
Q3 24	$336M	$89M	$15M
Q4 24	$323M	$45M	-$5M
Q1 25	$409M	$145M	$56M
Q2 25	$374M	$105M	$28M
Q3 25	$365M	$93M	$3M
Q4 25	$347M	$14M	$2M

Valuation

Operating Cash Flow

Capital Expenditures

CapEx

OpEx vs Revenue Growth (YoY)

Stock-Based Compensation

Revenue Segments

Quarter	Commission Revenue	Consulting and Service Fee Revenue	Earned Premium	Insurance, Other	Policy Fee and Installment Fee Revenue	Profit Sharing Revenue
Q1 25	$339M	$20M	$4M	$5M	$18M	$24M
Q2 25	$299M	$27M	$5M	$4M	$20M	$20M

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$81M	$0	$81M
Q2 23	$106M	$0	$106M
Q3 23	$79M	$0	$79M
Q4 23	$116M	$0	$116M
Q1 24	$112M	$0	$112M
Q2 24	$208M	$0	$208M
Q3 24	$182M	$163M	$345M
Q4 24	$148M	$0	$148M
Q1 25	$82M	$0	$82M
Q2 25	$106M	$0	$106M
Q3 25	$90M	$0	$90M
Q4 25	$124M	$0	$124M

Shares Outstanding

Revenue Per Employee

Revenue / Employee