BOTJ

MKT CAP:$103M

Bank of the James Financial Group

Market Cap

$103M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$22.95+$4.58 (+24.93%)

Jun 5, 2026

52W High $23.4052W Low $13.31

Company Details

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental aut...

CEO

—

IPO Date

Aug 10, 2000

Website

www.bankofthejames.bank

Key Metrics TTM

Revenue

$59M

-0.5% YoY

Net Income

$11M

EPS (Diluted)

Free Cash Flow

$15M

Revenue / Share

$13.07

Gross Margin

77.6%

Operating Margin

16.2%

Net Margin

18.5%

FCF Margin

24.4%

P/S

1.7x

P/E

9.4x

Earnings Reports

Q1 2026

May 12, 2026

$12M-17.3%

FY 2025

Mar 27, 2026

$63M+6.0%

Q4 2025

Mar 27, 2026

$16M+7.1%

Q3 2025

Nov 14, 2025

$16M+3.5%

Q2 2025

Aug 13, 2025

$15M+3.7%

Revenue & Profitability

Valuation

Operating Cash Flow

CapEx Spend

OpEx vs Revenue Growth (YoY)

Stock-Based Compensation

OpEx Breakdown

War Chest

Shares Outstanding

Revenue Per Employee

Revenue / Employee