BFH

MKT CAP:$4B

Bread Financial Holdings, Inc.

Market Cap

$4B

Financial Services·Credit Services·🇺🇸 United States·NYSE

Financials·Credit·🇺🇸·NYSE

Stock Price

$91.42+$16.53 (+22.08%)

Jun 8, 2026

52W High $92.2052W Low $50.08

Company Details

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, u...

CEO

—

IPO Date

Jun 15, 2001

Website

www.breadfinancial.com

Key Metrics TTM

Revenue

$4.7B

-0.8% YoY

Net Income

$561M

EPS (Diluted)

Free Cash Flow

$2.2B

Revenue / Share

$109.14

Gross Margin

64.0%

Operating Margin

14.0%

Net Margin

11.9%

FCF Margin

46.2%

P/S

0.8x

P/E

6.4x

Earnings Reports

Q2 2026

Jul 23, 2026

PENDING

Q1 2026

Apr 28, 2026

$1.2B+1.3%

FY 2025

Feb 13, 2026

$4.7B+22.4%

Q4 2025

Feb 13, 2026

$1.2B+1.6%

Q3 2025

Oct 28, 2025

$1.2B-3.4%

Revenue & Profitability

Valuation

Operating Cash Flow

CapEx Spend

OpEx vs Revenue Growth (YoY)

Stock-Based Compensation

OpEx Breakdown

War Chest

Shares Outstanding

Revenue Per Employee

Revenue / Employee