BETR
Better Home & Finance Holding Co
Company overview
- Market capitalization
- —
- Employees
- 1,329
- Latest publication
- 2026-09-29
About Better Home & Finance Holding Co
Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise (GSE) conforming loans, Federal Housing Administration insured loans, Department of Veterans Affairs guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It offers real estate agent services, title insurance and settlement services, and homeowners insurance services. It also offers home equity lines of credit and closed-end second-lien loans. The company formerly known as Better Mortgage Corporation and changed its name to Better Home & Finance Holding Company in August 2023. Better Home & Finance Holding Company is headquartered in New York, New York.
Financial statements
Income Quarterly
| Metric | Q2 20262026-06-30 · USD | Q1 20262026-03-31 · USD | Q4 20252025-12-31 · USD | Q3 20252025-09-30 · USD | Q2 20252025-06-30 · USD | Q1 20252025-03-31 · USD | Q4 20242024-12-31 · USD | Q3 20242024-09-30 · USD |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | 54,702,000USD | 53,226,999USD | 53,266,000USD | 44,241,000USD | 51,331,000USD | 34,794,000USD | 47,237,000USD | 26,747,000USD |
| Cost Of Revenue | 57,562,000USD | 13,726,999USD | 10,669,000USD | 10,524,000USD | 41,418,000USD | 55,669,000USD | 36,953,000USD | 43,198,000USD |
| Gross Profit | -56,468,000USD | 39,500,000USD | 42,597,000USD | 33,717,000USD | 9,913,000USD | -20,875,000USD | 10,284,000USD | -16,451,000USD |
| Research Development | 8,771,000USD | — | — | — | — | — | — | — |
| Selling General Administrative | 10,327,000USD | 18,165,000USD | 20,058,000USD | 10,167,000USD | 11,507,000USD | 11,630,000USD | 10,417,000USD | 12,611,000USD |
| Selling And Marketing Expenses | 9,444,000USD | — | — | 10,490,000USD | 11,140,000USD | 8,687,000USD | 8,798,000USD | 12,101,000USD |
| General And Administrative Expenses | 10,327,000USD | — | — | — | — | — | — | — |
| Total Operating Expenses | 28,542,000USD | 84,686,000USD | 68,773,000USD | 59,694,000USD | 36,631,000USD | 29,347,000USD | 36,907,000USD | 40,768,000USD |
| Operating Income | -85,010,000USD | -45,185,999USD | -26,176,000USD | -25,977,000USD | -26,718,000USD | -50,222,000USD | -26,623,000USD | -57,219,000USD |
| Total Other Income Expense Net | 53,608,000USD | -5,730,000USD | -14,074,000USD | -13,003,000USD | -9,458,000USD | -190,000USD | -32,222,000USD | 3,135,000USD |
| Interest Income | 8,333,000USD | 343,000USD | — | 3,220,000USD | 2,476,000USD | 2,130,000USD | — | 4,467,000USD |
| Interest Expense | 6,213,000USD | 5,729,999USD | 14,074,000USD | 12,186,000USD | 10,079,000USD | 1,705,000USD | — | 2,268,000USD |
| Net Interest Income | 2,120,000USD | 343,000USD | — | -3,339,000USD | -7,603,000USD | 2,130,000USD | — | 4,467,000USD |
| Revenue Net Of Interest Expense | 54,702,000USD | — | — | — | — | — | — | — |
| Labor And Related Expense | 51,579,000USD | — | — | — | — | — | — | — |
| Income Before Tax | -31,402,000USD | -50,915,999USD | -40,250,000USD | -38,980,000USD | -36,176,000USD | -50,412,000USD | -58,845,000USD | -54,084,000USD |
| Income Tax Expense | 63,000USD | -1,566,000USD | -331,000USD | 145,000USD | 94,000USD | 145,000USD | 378,000USD | 126,000USD |
| Discontinued Operations | 872,000USD | — | — | — | — | — | — | — |
| Net Income | -30,593,000USD | -70,310,999USD | -39,919,000USD | -39,125,000USD | -36,270,000USD | -50,557,000USD | -59,223,000USD | -54,210,000USD |
| Unclassified Operating Expenses | — | 66,521,000USD | 48,715,000USD | 39,037,000USD | 13,984,000USD | 9,030,000USD | 17,692,000USD | 16,056,000USD |
| Tax Provision | — | -1,566,000USD | -331,000USD | 145,000USD | 94,000USD | 145,000USD | 378,000USD | 126,000USD |
| Net Income From Continuing Ops | — | -49,350,000USD | -39,920,000USD | -39,125,000USD | -36,270,000USD | -50,557,000USD | -59,223,000USD | -54,210,000USD |
| Ebit | — | -45,185,999USD | -26,176,000USD | -25,977,000USD | -26,097,000USD | -50,222,000USD | -26,623,000USD | -57,219,000USD |
| Ebitda | — | -42,189,000USD | -23,014,000USD | -22,579,000USD | -22,562,000USD | -46,247,000USD | -18,719,000USD | -48,960,000USD |
| Depreciation And Amortization | — | 2,996,999USD | 3,162,000USD | 3,398,000USD | 3,535,000USD | 3,975,000USD | 7,904,000USD | 8,259,000USD |
| Reconciled Depreciation | — | 2,997,000USD | 3,161,000USD | 3,398,000USD | 3,535,000USD | 3,975,000USD | 7,904,000USD | 8,259,000USD |
| Source | DisclosureDeterministicFinal | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Income Yearly
| Metric | FY 20252025-12-31 · USD | FY 20242024-12-31 · USD | FY 20232023-12-31 · USD | FY 20222022-12-31 · USD | FY 20212021-12-31 · USD | FY 20202020-12-31 · USD | FY 20192019-12-31 · USD | FY 20162016-12-31 · USD |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | 191,373,000USD | 120,053,000USD | 88,500,000USD | 395,082,000USD | 1,311,599,000USD | — | — | 270,811,000USD |
| Cost Of Revenue | 42,639,000USD | 162,577,000USD | 149,811,000USD | 693,570,000USD | 969,295,000USD | — | — | 140,698,000USD |
| Gross Profit | 148,734,000USD | -42,524,000USD | -61,311,000USD | -298,488,000USD | 342,304,000USD | — | — | 130,113,000USD |
| Selling General Administrative | 83,679,000USD | 52,230,000USD | 92,838,000USD | 99,563,000USD | 100,685,000USD | — | — | 6,156,000USD |
| Unclassified Operating Expenses | 188,030,000USD | 59,278,000USD | 31,232,000USD | 267,553,000USD | 87,910,000USD | -54,740,000USD | — | 32,049,000USD |
| Total Operating Expenses | 271,709,000USD | 145,492,000USD | 229,965,000USD | 560,432,000USD | 581,980,000USD | -54,740,000USD | — | 70,254,000USD |
| Operating Income | -122,975,000USD | -188,016,000USD | -291,276,000USD | -858,920,000USD | -239,676,000USD | -20,000USD | — | 60,364,000USD |
| Interest Expense | 42,843,000USD | — | 31,596,000USD | 303,176,000USD | 100,974,000USD | — | — | 22,898,000USD |
| Income Before Tax | -165,818,000USD | -205,440,000USD | -534,422,000USD | -875,977,000USD | -303,511,000USD | -20,000USD | — | 42,653,000USD |
| Income Tax Expense | 53,000USD | 850,000USD | 1,998,000USD | 1,100,000USD | -2,383,000USD | -20,000USD | 271,000USD | 15,360,000USD |
| Tax Provision | 53,000USD | 850,000USD | 1,998,000USD | 1,100,000USD | -2,383,000USD | — | — | — |
| Net Income | -165,871,000USD | -206,290,000USD | -536,420,000USD | -877,077,000USD | -301,128,000USD | -20,000USD | — | 27,293,000USD |
| Net Income From Continuing Ops | -165,872,000USD | -206,290,000USD | -536,420,000USD | -888,802,000USD | -301,128,000USD | — | — | — |
| Ebit | -122,975,000USD | -188,016,000USD | -502,826,000USD | -572,801,000USD | -202,537,000USD | -40,000USD | — | 65,551,000USD |
| Ebitda | -108,905,000USD | -154,789,000USD | -459,935,000USD | -523,378,000USD | -175,317,000USD | -20,000USD | — | 75,050,000USD |
| Depreciation And Amortization | 14,070,000USD | 33,227,000USD | 42,891,000USD | 49,423,000USD | 27,220,000USD | 20,000USD | — | 9,499,000USD |
| Reconciled Depreciation | 14,069,000USD | 33,227,000USD | 42,891,000USD | 49,042,000USD | 27,220,000USD | — | — | — |
| Total Other Income Expense Net | -42,843,000USD | -17,424,000USD | -243,146,000USD | -17,057,000USD | -63,835,000USD | 54,700,000USD | — | -17,711,000USD |
| Selling And Marketing Expenses | — | 33,984,000USD | 22,080,000USD | 69,008,000USD | 248,895,000USD | — | — | 32,049,000USD |
| Research Development | — | — | 83,815,000USD | 124,308,000USD | 144,490,000USD | — | — | — |
| Net Interest Income | — | — | -31,596,000USD | -303,176,000USD | -100,974,000USD | — | — | — |
| Net Income Applicable To Common Shares | — | — | — | -888,802,000USD | -301,128,000USD | 74,832,000USD | -67,580,000USD | — |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Balance sheet Quarterly
| Metric | Q2 20262026-06-30 · USD | Q1 20262026-03-31 · USD | Q4 20252025-12-31 · USD | Q3 20252025-09-30 · USD | Q2 20252025-06-30 · USD | Q1 20252025-03-31 · USD | Q4 20242024-12-31 · USD | Q3 20242024-09-30 · USD |
|---|---|---|---|---|---|---|---|---|
| Total Assets | 1,542,294,000USD | 1,568,795,000USD | 1,505,434,000USD | 1,393,294,000USD | 1,231,861,000USD | 1,004,992,000USD | 913,057,000USD | 845,163,000USD |
| Cash And Equivalents | 102,250,000USD | — | — | — | — | — | — | — |
| Total Liabilities | 1,484,397,000USD | — | — | — | — | — | — | — |
| Total Stockholder Equity | 57,897,000USD | 8,552,999USD | 37,183,000USD | 51,072,000USD | 76,557,000USD | -102,145,000USD | -58,170,000USD | 388,000USD |
| Total Equity Including Noncontrolling Interest | 57,897,000USD | — | — | — | — | — | — | — |
| Property Plant Equipment Net | 6,411,000USD | 6,403,999USD | 6,621,000USD | 6,521,000USD | 6,741,000USD | 7,892,000USD | 4,104,000USD | 16,317,000USD |
| Goodwill | 10,995,000USD | — | — | — | — | — | — | — |
| Intangible Assets | 17,464,000USD | 28,963,000USD | 21,985,000USD | 21,520,000USD | 21,273,000USD | 20,488,000USD | 20,936,000USD | 24,685,000USD |
| Common Stock | 2,000USD | 2,000USD | 2,000USD | 2,000USD | 2,000USD | 2,000USD | 2,000USD | 2,000USD |
| Retained Earnings | -2,177,142,000USD | -2,146,549,000USD | -2,076,238,000USD | -2,036,318,000USD | -1,997,193,000USD | -1,960,923,000USD | -1,910,366,000USD | -1,851,143,000USD |
| Accumulated Other Comprehensive Income | 2,077,000USD | 2,028,000USD | 3,657,000USD | 3,867,000USD | 5,605,000USD | 287,000USD | -1,936,000USD | 2,608,000USD |
| Total Liab | — | 1,560,242,000USD | 1,468,251,000USD | 1,342,222,000USD | 1,155,304,000USD | 1,107,137,000USD | 971,227,000USD | 844,775,000USD |
| Other Current Liab | — | 778,721,000USD | -69,931,000USD | -74,267,000USD | 7,308,000USD | 6,531,000USD | 6,190,000USD | 4,736,000USD |
| Capital Stock | — | 2,000USD | 2,000USD | 2,000USD | 2,000USD | 2,000USD | 2,000USD | 2,000USD |
| Good Will | — | 10,995,000USD | 10,995,000USD | 24,513,000USD | 24,765,000USD | 23,994,000USD | 23,615,000USD | 33,403,000USD |
| Cash | — | 73,676,999USD | 116,615,000USD | 86,444,000USD | 87,134,000USD | 110,565,000USD | 211,101,000USD | 207,673,000USD |
| Cash And Short Term Investments | — | 73,676,999USD | 220,222,000USD | 218,346,000USD | 221,524,000USD | 227,976,000USD | 264,875,000USD | 262,087,000USD |
| Total Current Assets | — | 96,458,999USD | 241,272,000USD | 264,867,000USD | 1,173,834,000USD | 948,657,000USD | 861,863,000USD | 766,334,000USD |
| Total Current Liabilities | — | 511,963,999USD | 416,491,000USD | 354,896,000USD | 1,125,048,000USD | 562,423,000USD | 435,562,000USD | 305,556,000USD |
| Net Debt | — | 637,089,000USD | 498,678,000USD | 467,254,000USD | 490,496,000USD | 654,307,000USD | 556,799,000USD | 449,644,000USD |
| Short Term Debt | — | 511,963,999USD | 411,862,000USD | 354,896,000USD | 571,598,000USD | 235,956,000USD | 244,070,000USD | 134,481,000USD |
| Short Long Term Debt | — | 507,581,000USD | 411,862,000USD | 548,573,000USD | 571,598,000USD | 235,956,000USD | 244,070,000USD | 134,481,000USD |
| Short Long Term Debt Total | — | 710,765,999USD | 615,293,000USD | 553,698,000USD | 577,630,000USD | 764,872,000USD | 767,900,000USD | 657,317,000USD |
| Long Term Debt | — | 198,802,000USD | 198,802,000USD | 198,802,000USD | 200,409,000USD | 521,449,000USD | 519,749,000USD | 518,012,000USD |
| Net Receivables | — | 22,782,000USD | 21,050,000USD | 46,521,000USD | 40,294,000USD | 42,545,000USD | 32,191,000USD | 33,595,000USD |
| Accounts Payable | — | 60,447,000USD | 74,560,000USD | 74,267,000USD | 63,782,000USD | 58,873,000USD | 48,134,000USD | 68,557,000USD |
| Property Plant Equipment Gross | — | 6,404,000USD | 12,035,000USD | 6,521,000USD | 6,741,000USD | 7,892,000USD | 10,899,000USD | 16,317,000USD |
| Common Stock Shares Outstanding | — | 16,410,000shares | 15,696,000shares | 15,263,321shares | 15,188,035shares | 15,188,035shares | 15,168,795shares | 15,136,302shares |
| Non Current Assets Total | — | 1,472,336,000USD | 1,264,162,000USD | 1,128,427,000USD | 58,027,000USD | 56,335,000USD | 51,194,000USD | 78,830,000USD |
| Non Current Liabilities Total | — | 1,048,278,000USD | 1,051,760,000USD | 987,326,000USD | 30,256,000USD | 544,714,000USD | 535,665,000USD | 539,219,000USD |
| Non Currrent Assets Other | — | 1,426,908,000USD | 496,666,000USD | 1,075,873,000USD | 5,248,000USD | 3,961,000USD | 2,539,000USD | 4,425,000USD |
| Net Working Capital | — | 179,998,000USD | 207,243,000USD | 3,054,000USD | 48,786,000USD | 386,234,000USD | 426,301,000USD | 460,778,000USD |
| Unclassified Current Liabilities | — | -1,346,749,000USD | -481,793,000USD | -622,840,000USD | -571,598,000USD | -235,956,000USD | -244,070,000USD | -134,481,000USD |
| Unclassified Non Current Liabilities | — | 849,476,000USD | 850,693,000USD | 781,992,000USD | -190,224,000USD | 8,646,000USD | 13,011,000USD | 6,234,000USD |
| Unclassified Equity | — | 2,153,069,999USD | 2,109,760,000USD | 2,083,519,000USD | 2,068,141,000USD | 1,858,487,000USD | 1,854,128,000USD | 1,848,919,000USD |
| Short Term Investments | — | — | 103,607,000USD | 131,902,000USD | 134,390,000USD | 117,411,000USD | 53,774,000USD | 54,414,000USD |
| Non Current Liabilities Other | — | — | 2,265,000USD | 6,532,000USD | 20,071,000USD | 14,619,000USD | 2,905,000USD | 14,973,000USD |
| Unclassified Non Current Assets | — | — | 727,895,000USD | -1,393,294,000USD | — | — | — | — |
| Other Current Assets | — | — | — | -264,867,000USD | 912,016,000USD | 678,136,000USD | 63,237,000USD | 470,652,000USD |
| Other Assets | — | — | — | 1,393,294,000USD | — | — | — | -1,000USD |
| Current Deferred Revenue | — | — | — | — | 482,360,000USD | 261,063,000USD | 137,168,000USD | 97,782,000USD |
| Inventory | — | — | — | — | — | — | 501,560,000USD | — |
| Source | DisclosureDeterministicFinal | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Balance sheet Yearly
| Metric | FY 20252025-12-31 · USD | FY 20242024-12-31 · USD | FY 20232023-12-31 · USD | FY 20222022-12-31 · USD | FY 20212021-12-31 · USD | FY 20202020-12-31 · USD | FY 20192019-12-31 · USD | FY 20162016-12-31 · USD |
|---|---|---|---|---|---|---|---|---|
| Total Assets | 1,505,434,000USD | 913,057,000USD | 905,554,000USD | 1,083,352,000USD | 3,299,717,000USD | — | — | 838,240,000USD |
| Intangible Assets | 21,985,000USD | 20,936,000USD | 38,126,000USD | 61,996,000USD | 72,489,000USD | — | — | 559,996,000USD |
| Total Liab | 1,468,251,000USD | 971,227,000USD | 782,954,000USD | 1,251,255,000USD | 2,623,277,000USD | — | — | 786,506,000USD |
| Total Stockholder Equity | 37,183,000USD | -58,170,000USD | 122,600,000USD | -167,903,000USD | 676,440,000USD | — | — | 51,734,000USD |
| Other Current Liab | -832,915,000USD | 6,190,000USD | 3,376,000USD | 8,001,000USD | 488,888,000USD | — | — | 26,463,000USD |
| Common Stock | 2,000USD | 2,000USD | 74,000USD | 10,000USD | 10,000USD | 8,000USD | 7,000USD | 8,000USD |
| Capital Stock | 2,000USD | 2,000USD | 74,000USD | 436,290,000USD | 436,290,000USD | — | — | — |
| Retained Earnings | -2,076,238,000USD | -1,910,366,000USD | -1,704,076,000USD | -1,167,656,000USD | -292,613,000USD | 7,522,000USD | -160,481,000USD | 41,916,000USD |
| Good Will | 10,995,000USD | 23,615,000USD | 32,390,000USD | 17,388,000USD | 19,811,000USD | — | — | 151,953,000USD |
| Cash | 116,615,000USD | 211,101,000USD | 503,591,000USD | 317,959,000USD | 938,319,000USD | — | — | 10,323,000USD |
| Cash And Short Term Investments | 220,222,000USD | 264,875,000USD | 529,188,000USD | 317,959,000USD | 938,319,000USD | — | — | 10,323,000USD |
| Total Current Assets | 241,272,000USD | 861,863,000USD | 792,087,000USD | 694,164,000USD | 3,085,929,000USD | 2,930,532,000USD | 434,138,000USD | 79,229,000USD |
| Total Current Liabilities | 416,491,000USD | 435,562,000USD | 208,263,000USD | 264,692,000USD | 2,340,071,000USD | 793,039,000USD | 14,550,000USD | 60,036,000USD |
| Current Deferred Revenue | 762,984,000USD | 137,168,000USD | 12,111,000USD | 30,205,000USD | 50,010,000USD | — | — | — |
| Net Debt | 498,678,000USD | 556,799,000USD | 168,473,000USD | 778,001,000USD | 1,429,610,000USD | — | — | -2,654,000USD |
| Short Term Debt | 411,862,000USD | 244,070,000USD | 126,218,000USD | 144,049,000USD | 1,667,917,000USD | — | — | 991,000USD |
| Short Long Term Debt | 411,862,000USD | 244,070,000USD | 126,218,000USD | 894,049,000USD | 2,145,250,000USD | — | — | — |
| Short Long Term Debt Total | 615,293,000USD | 767,900,000USD | 672,064,000USD | 1,095,960,000USD | 2,367,929,000USD | — | — | 7,669,000USD |
| Long Term Debt | 198,802,000USD | 519,749,000USD | 514,644,000USD | 144,403,000USD | 149,022,000USD | — | — | — |
| Short Term Investments | 103,607,000USD | 53,774,000USD | 25,597,000USD | 0USD | — | — | — | — |
| Net Receivables | 21,050,000USD | 32,191,000USD | 35,347,000USD | 300,610,000USD | 502,956USD | 2,480,196,000USD | 370,049,000USD | 42,852,000USD |
| Accounts Payable | 74,560,000USD | 48,134,000USD | 66,558,000USD | 82,437,000USD | 133,256,000USD | 123,849,000USD | 13,623,000USD | 32,582,000USD |
| Property Plant Equipment Net | 6,621,000USD | 4,104,000USD | 36,442,000USD | 70,153,000USD | 97,930,000USD | 20,718,000USD | 8,042,000USD | 45,884,000USD |
| Property Plant Equipment Gross | 12,035,000USD | 10,899,000USD | 54,338,000USD | 92,224,000USD | 109,006,000USD | — | — | — |
| Accumulated Other Comprehensive Income | 3,657,000USD | -1,936,000USD | -1,714,000USD | -1,423,000USD | -105,000USD | — | — | -31,469,000USD |
| Common Stock Shares Outstanding | 15,335,000shares | 15,111,701shares | 461,684,130shares | 737,585,438shares | 737,585,438shares | 5shares | — | 71,521,220shares |
| Non Current Assets Total | 1,264,162,000USD | 51,194,000USD | 108,674,000USD | 389,188,000USD | 213,789,000USD | — | — | 759,011,000USD |
| Non Current Liabilities Total | 1,051,760,000USD | 535,665,000USD | 574,691,000USD | 986,563,000USD | 283,206,000USD | — | — | 726,470,000USD |
| Non Current Liabilities Other | 2,265,000USD | 2,905,000USD | 6,093,000USD | 2,983,000USD | 8,608,000USD | — | — | — |
| Non Currrent Assets Other | 496,666,000USD | 2,539,000USD | 1,716,000USD | 239,651,000USD | 23,559,000USD | — | — | -8,615,000USD |
| Net Working Capital | 207,243,000USD | 426,301,000USD | 583,824,000USD | -327,371,000USD | 745,858,000USD | — | — | — |
| Unclassified Non Current Assets | 727,895,000USD | — | -4,793,000USD | — | — | — | — | — |
| Unclassified Current Liabilities | -1,244,777,000USD | -244,070,000USD | -126,218,000USD | -894,049,000USD | -2,145,250,000USD | 669,190,000USD | — | — |
| Unclassified Non Current Liabilities | 850,693,000USD | 13,011,000USD | 53,954,000USD | 752,005,000USD | — | — | — | 726,470,000USD |
| Unclassified Equity | 2,109,760,000USD | 1,854,128,000USD | 1,828,242,000USD | 564,876,000USD | 532,858,000USD | — | — | 41,279,000USD |
| Other Current Assets | — | 63,237,000USD | 227,552,000USD | 74,456,000USD | 2,145,985,044USD | 61,703,000USD | 19,896,000USD | 7,804,000USD |
| Inventory | — | 501,560,000USD | 135,564,000USD | 1,139,000USD | 1,122,000USD | — | — | 18,250,000USD |
| Other Assets | — | — | 4,793,000USD | — | -1,000USD | — | — | — |
| Unclassified Current Assets | — | — | -135,564,000USD | — | — | 388,633,000USD | 44,193,000USD | — |
| Other Liab | — | — | — | 87,172,000USD | 108,529,000USD | 73,737,000USD | 6,712,000USD | — |
| Net Tangible Assets | — | — | — | -690,621,000USD | 147,860,000USD | 15,835,000USD | -165,745,000USD | — |
| Deferred Long Term Liab | — | — | — | — | 14,263,000USD | — | — | — |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Cash flow Quarterly
| Metric | Q1 20262026-03-31 · USD | Q4 20252025-12-31 · USD | Q3 20252025-09-30 · USD | Q2 20252025-06-30 · USD | Q1 20252025-03-31 · USD | Q4 20242024-12-31 · USD | Q3 20242024-09-30 · USD | Q2 20242024-06-30 · USD |
|---|---|---|---|---|---|---|---|---|
| Net Income | -50,349,999USD | -39,919,000USD | -39,125,000USD | -36,270,000USD | -50,557,000USD | -59,223,000USD | -54,210,000USD | -41,365,000USD |
| Depreciation | 2,996,999USD | 3,162,000USD | 3,398,000USD | 3,535,000USD | 3,975,000USD | 7,904,000USD | 8,259,000USD | 7,990,000USD |
| Stock Based Compensation | 23,795,000USD | 7,876,000USD | 4,271,000USD | 4,252,000USD | 4,033,000USD | 4,941,000USD | 5,487,000USD | 7,565,000USD |
| Other Non Cash Items | -20,282,999USD | -20,601,387USD | -27,964,114USD | -33,432,307USD | -18,723,000USD | 17,518,174USD | 2,041,000USD | -187,237,000USD |
| Change To Account Receivables | -5,417,999USD | 18,640,643USD | -1,761,220USD | -3,024,523USD | -11,539,000USD | -1,454,983USD | 3,025,000USD | -8,879,000USD |
| Change In Working Capital | -9,103,000USD | 18,241,204USD | -925,771USD | 5,166,308USD | 4,085,000USD | -20,651,302USD | 27,860,000USD | -7,529,000USD |
| Total Cash From Operating Activities | -76,738,999USD | -39,117,183USD | -64,616,885USD | -61,000,998USD | -57,187,000USD | -54,452,127USD | -10,563,000USD | -220,576,000USD |
| Capital Expenditures | -378,000USD | -332,627USD | -243,914USD | -425,331USD | -2,541,000USD | -424,942USD | -3,241,000USD | -2,949,000USD |
| Free Cash Flow | -77,117,000USD | -39,449,810USD | -64,860,800USD | -61,426,330USD | -59,728,000USD | -54,877,070USD | -13,804,000USD | -223,525,000USD |
| Total Cashflows From Investing Activities | -60,029,999USD | -79,364,138USD | -142,129,627USD | -233,363,941USD | -158,843,000USD | -77,691,495USD | -48,851,000USD | -29,588,000USD |
| Net Borrowings | 95,719,000USD | 62,091,000USD | -23,024,000USD | 25,233,000USD | -8,114,000USD | 109,589,000USD | -112,873,000USD | — |
| Total Cash From Financing Activities | 105,237,000USD | 150,918,783USD | 193,575,937USD | 257,525,247USD | 118,821,000USD | 144,939,478USD | -51,719,000USD | 145,975,000USD |
| Issuance Of Capital Stock | 11,686,000USD | 28,632,000USD | — | — | 0USD | 0USD | — | — |
| Change In Cash | -42,938,000USD | 30,171,000USD | -11,335,000USD | -37,983,000USD | -99,755,000USD | -1,562,000USD | -110,321,000USD | -103,203,000USD |
| Begin Period Cash Flow | 116,615,000USD | 86,444,000USD | 97,779,000USD | 135,762,000USD | 235,517,000USD | 237,079,000USD | 347,400,000USD | 450,603,000USD |
| End Period Cash Flow | 73,676,999USD | 116,615,000USD | 86,444,000USD | 97,779,000USD | 135,762,000USD | 235,517,000USD | 237,079,000USD | 347,400,000USD |
| Other Cashflows From Investing Activities | -108,111,999USD | -123,784,456USD | -71,632,366USD | -212,737,262USD | -95,940,000USD | -124,557,501USD | -52,701,000USD | -28,296,000USD |
| Other Cashflows From Financing Activities | -7,899,998USD | — | — | 232,293,216USD | 126,933,000USD | 35,057,377USD | 61,187,809USD | 24,782,000USD |
| Unclassified Operating Cash Flow | -23,795,000USD | -7,876,000USD | -4,271,000USD | -4,251,999USD | — | -4,940,999USD | — | — |
| Unclassified Investing Cash Flow | 48,460,000USD | 15,825,945USD | 137,308,653USD | 202,922,652USD | 98,481,000USD | 79,275,948USD | 55,942,000USD | 31,245,000USD |
| Unclassified Financing Cash Flow | 5,731,998USD | 60,195,783USD | 216,599,937USD | — | — | — | — | 121,193,000USD |
| Investments | — | 28,927,000USD | -207,562,000USD | -223,124,000USD | -158,843,000USD | -31,985,000USD | -48,851,000USD | -29,588,000USD |
| Sale Purchase Of Stock | — | — | — | — | — | — | — | 0USD |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Cash flow Yearly
| Metric | FY 20252025-12-31 · USD | FY 20242024-12-31 · USD | FY 20232023-12-31 · USD | FY 20222022-12-31 · USD | FY 20212021-12-31 · USD | FY 20202020-12-31 · USD | FY 20192019-12-31 · USD | FY 20162016-12-31 · USD |
|---|---|---|---|---|---|---|---|---|
| Net Income | -165,871,000USD | -206,290,000USD | -536,420,000USD | -262,938,000USD | -301,128,000USD | -20,000USD | -67,580,000USD | 27,293,000USD |
| Depreciation | 14,070,000USD | 33,227,000USD | 42,891,000USD | 49,423,000USD | 27,220,000USD | 3,484,000USD | 999,000USD | 9,499,000USD |
| Stock Based Compensation | 20,432,000USD | 26,753,000USD | 54,160,000USD | 30,542,000USD | 55,215,000USD | — | — | 5,669,000USD |
| Other Non Cash Items | -106,680,000USD | -223,381,000USD | 332,583,000USD | 11,672,677,000USD | 51,835,977,000USD | 5,000USD | — | -81,274,000USD |
| Change To Account Receivables | 2,295,000USD | -1,908,000USD | -97,000USD | 502,956USD | -502,956USD | — | — | -10,993,000USD |
| Change In Working Capital | 26,327,000USD | -10,280,000USD | -52,934,000USD | -10,551,481,000USD | -51,374,383,000USD | -5,000USD | 8,994,000USD | 39,671,000USD |
| Total Cash From Operating Activities | -232,154,000USD | -379,971,000USD | -159,720,000USD | 938,223,000USD | 361,215,000USD | -20,000USD | -324,159,000USD | -803,000USD |
| Capital Expenditures | -1,193,000USD | -10,082,000USD | -9,778,000USD | -35,283,000USD | -68,648,000USD | -12,399,000USD | -7,047,000USD | -5,937,000USD |
| Free Cash Flow | -233,347,000USD | -390,053,000USD | -169,498,000USD | 902,940,000USD | 292,567,000USD | -20,000USD | — | -6,740,000USD |
| Investments | -46,362,000USD | -143,810,000USD | -38,594,000USD | -34,657,000USD | -68,703,000USD | — | — | — |
| Total Cashflows From Investing Activities | -595,928,000USD | -143,810,000USD | -38,594,000USD | -34,657,000USD | -68,703,000USD | 16,988,000USD | -13,467,000USD | -388,077,000USD |
| Net Borrowings | 56,186,000USD | 116,749,000USD | 363,244,000USD | -1,529,990,000USD | 288,999,000USD | 1,955,472,000USD | 282,832,000USD | — |
| Total Cash From Financing Activities | 714,336,000USD | 239,131,000USD | 381,402,000USD | -1,537,100,000USD | 304,542,000USD | 20,000USD | 369,832,000USD | 380,972,000USD |
| Issuance Of Capital Stock | 29,221,000USD | 0USD | 16,351,000USD | 0USD | — | — | — | — |
| Change In Cash | -118,902,000USD | -292,549,000USD | 182,001,000USD | -632,809,000USD | 597,089,000USD | 328,978,000USD | 32,193,000USD | -8,428,000USD |
| Begin Period Cash Flow | 235,517,000USD | 528,066,000USD | 346,065,000USD | 978,874,000USD | 381,785,000USD | — | 10,323,000USD | 18,751,000USD |
| End Period Cash Flow | 116,615,000USD | 235,517,000USD | 528,066,000USD | 346,065,000USD | 978,874,000USD | 381,785,000USD | — | 10,323,000USD |
| Other Cashflows From Investing Activities | -472,758,000USD | -105,174,000USD | — | 4,473,000USD | 5,019,000USD | — | — | -16,522,000USD |
| Unclassified Operating Cash Flow | -20,432,000USD | — | — | — | 118,314,000USD | -3,484,000USD | -266,572,000USD | -1,661,000USD |
| Unclassified Investing Cash Flow | -75,615,000USD | 115,256,000USD | 9,778,000USD | 30,810,000USD | 63,629,000USD | 29,387,000USD | -6,420,000USD | -365,618,000USD |
| Unclassified Financing Cash Flow | 628,929,000USD | — | 16,351,000USD | — | — | -1,955,472,000USD | 88,698,000USD | 10,323,000USD |
| Other Cashflows From Financing Activities | — | 122,291,000USD | 1,807,000USD | 838,000USD | 21,191,000USD | 20,000USD | -1,698,000USD | 380,972,000USD |
| Sale Purchase Of Stock | — | — | 0USD | -7,948,000USD | -5,648,000USD | — | — | -10,323,000USD |
| Change To Liabilities | — | — | — | -40,557,000USD | -7,958,000USD | 108,746,000USD | 8,994,000USD | — |
| Change To Inventory | — | — | — | — | — | — | — | -1,857,000USD |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Operating metrics
No operating metrics are currently published for this company.
Revenue breakdown
| Period | Dimension | Business / region | Revenue | Currency | Source |
|---|---|---|---|---|---|
| Q1 2026Quarterly · 2026-03-31 | Product | Other Platform Insurance Services | 578,000 | USD | 0001628280-26-033684 |
| Q1 2026Quarterly · 2026-03-31 | Product | Other Platform International Lending Revenue | 47,000 | USD | 0001628280-26-033684 |
| Q1 2026Quarterly · 2026-03-31 | Product | Other Platform Other Revenue | 347,000 | USD | 0001628280-26-033684 |
| Q1 2026Quarterly · 2026-03-31 | Product | Other Platform Real Estate Services | 170,000 | USD | 0001628280-26-033684 |
| Q4 2025Quarterly · 2025-12-31 | Product | Other Platform Insurance Services | 451,000 | USD | Legacy provider |
| Q4 2025Quarterly · 2025-12-31 | Product | Other Platform International Lending Revenue | 0 | USD | Legacy provider |
| Q4 2025Quarterly · 2025-12-31 | Product | Other Platform Other Revenue | 855,000 | USD | Legacy provider |
| Q4 2025Quarterly · 2025-12-31 | Product | Other Platform Real Estate Services | 332,000 | USD | Legacy provider |
| FY 2025Yearly · 2025-12-31 | Geography | International | 26,044,000 | USD | 0001628280-26-017747 |
| FY 2025Yearly · 2025-12-31 | Geography | United States | 138,828,000 | USD | 0001628280-26-017747 |
| FY 2025Yearly · 2025-12-31 | Product | Other Platform Insurance Services | 2,536,000 | USD | 0001628280-26-017747 |
| FY 2025Yearly · 2025-12-31 | Product | Other Platform International Lending Revenue | 5,185,000 | USD | 0001628280-26-017747 |
| FY 2025Yearly · 2025-12-31 | Product | Other Platform Other Revenue | 1,682,000 | USD | 0001628280-26-017747 |
| FY 2025Yearly · 2025-12-31 | Product | Other Platform Real Estate Services | 1,896,000 | USD | 0001628280-26-017747 |
| FY 2025Yearly · 2025-12-31 | Segment | Banking | 198,000 | USD | 0001628280-26-017747 |
| FY 2025Yearly · 2025-12-31 | Segment | Home Finance | 11,101,000 | USD | 0001628280-26-017747 |
| Q3 2025Quarterly · 2025-09-30 | Product | Other Platform Insurance Services | 587,000 | USD | 0001628280-25-052113 |
| Q3 2025Quarterly · 2025-09-30 | Product | Other Platform International Lending Revenue | 2,267,000 | USD | 0001628280-25-052113 |
| Q3 2025Quarterly · 2025-09-30 | Product | Other Platform Other Revenue | -543,000 | USD | 0001628280-25-052113 |
| Q3 2025Quarterly · 2025-09-30 | Product | Other Platform Real Estate Services | 466,000 | USD | 0001628280-25-052113 |
| Q2 2025Quarterly · 2025-06-30 | Product | Other Platform Insurance Services | 825,000 | USD | 0001628280-25-040157 |
| Q2 2025Quarterly · 2025-06-30 | Product | Other Platform International Lending Revenue | 1,446,000 | USD | 0001628280-25-040157 |
| Q2 2025Quarterly · 2025-06-30 | Product | Other Platform Other Revenue | 878,000 | USD | 0001628280-25-040157 |
| Q2 2025Quarterly · 2025-06-30 | Product | Other Platform Real Estate Services | 151,000 | USD | 0001628280-25-040157 |
| Q1 2025Quarterly · 2025-03-31 | Product | Other Platform Insurance Services | 673,000 | USD | 0001628280-26-033684 |
| Q1 2025Quarterly · 2025-03-31 | Product | Other Platform International Lending Revenue | 1,538,000 | USD | 0001628280-26-033684 |
| Q1 2025Quarterly · 2025-03-31 | Product | Other Platform Other Revenue | 492,000 | USD | 0001628280-26-033684 |
| Q1 2025Quarterly · 2025-03-31 | Product | Other Platform Real Estate Services | 947,000 | USD | 0001628280-26-033684 |
| Q4 2024Quarterly · 2024-12-31 | Product | Other Platform Insurance Services | 1,852,000 | USD | Legacy provider |
| Q4 2024Quarterly · 2024-12-31 | Product | Other Platform International Lending Revenue | 482,000 | USD | Legacy provider |
| Q4 2024Quarterly · 2024-12-31 | Product | Other Platform Other Revenue | 1,069,000 | USD | Legacy provider |
| Q4 2024Quarterly · 2024-12-31 | Product | Other Platform Real Estate Services | 717,000 | USD | Legacy provider |
| FY 2024Yearly · 2024-12-31 | Geography | International | 21,836,000 | USD | 0001628280-26-017747 |
| FY 2024Yearly · 2024-12-31 | Geography | United States | 86,652,000 | USD | 0001628280-26-017747 |
| FY 2024Yearly · 2024-12-31 | Product | Other Platform Insurance Services | 3,466,000 | USD | 0001628280-26-017747 |
| FY 2024Yearly · 2024-12-31 | Product | Other Platform International Lending Revenue | 3,999,000 | USD | 0001628280-26-017747 |
| FY 2024Yearly · 2024-12-31 | Product | Other Platform Other Revenue | 2,953,000 | USD | 0001628280-26-017747 |
| FY 2024Yearly · 2024-12-31 | Product | Other Platform Real Estate Services | 2,470,000 | USD | 0001628280-26-017747 |
| FY 2024Yearly · 2024-12-31 | Segment | Banking | 570,000 | USD | 0001628280-26-017747 |
| FY 2024Yearly · 2024-12-31 | Segment | Home Finance | 12,318,000 | USD | 0001628280-26-017747 |
| Q3 2024Quarterly · 2024-09-30 | Product | Other Platform Insurance Services | 438,000 | USD | 0001628280-25-052113 |
| Q3 2024Quarterly · 2024-09-30 | Product | Other Platform International Lending Revenue | 1,190,000 | USD | 0001628280-25-052113 |
| Q3 2024Quarterly · 2024-09-30 | Product | Other Platform Other Revenue | 689,000 | USD | 0001628280-25-052113 |
| Q3 2024Quarterly · 2024-09-30 | Product | Other Platform Real Estate Services | 753,000 | USD | 0001628280-25-052113 |
| Q2 2024Quarterly · 2024-06-30 | Product | Other Platform Insurance Services | 537,000 | USD | 0001628280-25-040157 |
| Q2 2024Quarterly · 2024-06-30 | Product | Other Platform International Lending Revenue | 1,219,000 | USD | 0001628280-25-040157 |
| Q2 2024Quarterly · 2024-06-30 | Product | Other Platform Other Revenue | 472,000 | USD | 0001628280-25-040157 |
| Q2 2024Quarterly · 2024-06-30 | Product | Other Platform Real Estate Services | 653,000 | USD | 0001628280-25-040157 |
| FY 2023Yearly · 2023-12-31 | Product | Other Platform Insurance Services | 3,026,000 | USD | 0001628280-25-013683 |
| FY 2023Yearly · 2023-12-31 | Product | Other Platform International Lending Revenue | 3,410,000 | USD | 0001628280-25-013683 |
| FY 2023Yearly · 2023-12-31 | Product | Other Platform Other Revenue | 2,277,000 | USD | 0001628280-25-013683 |
| FY 2023Yearly · 2023-12-31 | Product | Other Platform Real Estate Services | 7,396,000 | USD | 0001628280-25-013683 |
| FY 2022Yearly · 2022-12-31 | Product | Cash Offer Program | 228,721,000 | USD | 0001628280-24-015134 |
| FY 2022Yearly · 2022-12-31 | Product | Mortgage Platform | 101,285,000 | USD | 0001628280-24-015134 |
| FY 2022Yearly · 2022-12-31 | Product | Other Platform Homeowners Insurance Services | 2,296,000 | USD | 0001628280-24-015134 |
| FY 2022Yearly · 2022-12-31 | Product | Other Platform Other Homeownership Offerings | 1,780,000 | USD | 0001628280-24-015134 |
| FY 2022Yearly · 2022-12-31 | Product | Other Platform Real Estate Services | 37,662,000 | USD | 0001628280-24-015134 |
| FY 2022Yearly · 2022-12-31 | Product | Other Platform Settlement Services | 4,222,000 | USD | 0001628280-24-015134 |
| FY 2022Yearly · 2022-12-31 | Product | Other Platform Title Insurance | 7,010,000 | USD | 0001628280-24-015134 |
Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.