AUBN

MKT CAP:$84M

Auburn National Bancorporation, Inc.

Market Cap

$84M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$24.38-$1.87 (-7.12%)

Apr 22, 2026

Company Details

Auburn National Bancorporation, Inc. operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama. The company's deposit products include checking, savings, and transaction deposit ...

CEO

William James Walker

IPO Date

Aug 3, 1995

Website

www.auburnbank.com

Key Metrics TTM

Revenue

$41M

-2.3% YoY

Net Income

$7M

EPS (Diluted)

$2.08

Free Cash Flow

$11M

Revenue / Share

$11.79

Gross Margin

78.0%

Operating Margin

22.3%

Net Margin

17.6%

FCF Margin

26.4%

P/S

2.0x

P/E

11.6x

Earnings Reports

FY 2025

Mar 17, 2026

$33M-22.3%EPS $2.08

Q4 2025

Mar 17, 2026

$8M-21.6%EPS $0.48

Q3 2025

Nov 12, 2025

$11M+4.0%EPS $0.64

Q2 2025

Aug 12, 2025

$11M+4.0%EPS $0.52

Q1 2025

May 2, 2025

$11M+4.9%EPS $0.44

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q1 22	$8M	$7M	$2M
Q2 22	$8M	$7M	$2M
Q3 22	$9M	$8M	$2M
Q4 22	$9M	$7M	$6M
Q1 23	$9M	$8M	$2M
Q2 23	$9M	$8M	$2M
Q3 23	$10M	$7M	$2M
Q4 23	$4M	$304.0K	-$5M
Q1 24	$10M	$7M	$2M
Q2 24	$10M	$8M	$2M
Q3 24	$11M	$8M	$2M
Q4 24	$11M	$8M	$2M
Q1 25	$11M	$8M	$2M
Q2 25	$11M	$8M	$2M
Q3 25	$11M	$9M	$3M
Q4 25	$8M	$8M	$2M

Valuation

Quarter	P/S	P/E
Q1 22	3.9x	14.9x
Q2 22	3.2x	13.0x
Q3 22	2.6x	10.5x
Q4 22	2.5x	7.8x
Q1 23	2.4x	8.2x
Q2 23	2.1x	7.1x
Q3 23	2.1x	7.6x
Q4 23	2.4x	54.0x
Q1 24	2.0x	82.7x
Q2 24	1.8x	102.3x
Q3 24	2.3x	93.9x
Q4 24	2.0x	13.4x
Q1 25	1.8x	11.5x
Q2 25	2.0x	13.1x
Q3 25	2.3x	13.9x
Q4 25	2.3x	13.0x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 22	$2M	$1M
Q2 22	$2M	-$1M
Q3 22	$5M	$3M
Q4 22	$2M	$745.0K
Q1 23	$5M	$5M
Q2 23	$2M	$2M
Q3 23	$3M	$3M
Q4 23	$1M	$961.0K
Q1 24	$3M	$2M
Q2 24	$3M	$2M
Q3 24	$2M	$2M
Q4 24	$3M	$3M
Q1 25	$3M	$2M
Q2 25	$2M	$2M
Q3 25	$4M	$4M
Q4 25	$4M	$3M

Capital Expenditures

Quarter	CapEx
Q1 22	$549.0K
Q2 22	$4M
Q3 22	$1M
Q4 22	$2M
Q1 23	$5.0K
Q2 23	$35.0K
Q3 23	$130.0K
Q4 23	$248.0K
Q1 24	$1M
Q2 24	$837.0K
Q3 24	$50.0K
Q4 24	$159.0K
Q1 25	$211.0K
Q2 25	$219.0K
Q3 25	$415.0K
Q4 25	$640.0K

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 22	-2.7%	-2.2%
Q2 22	+0.7%	+13.8%
Q3 22	+12.9%	+15.2%
Q4 22	+14.6%	-49.2%
Q1 23	+19.2%	+29.7%
Q2 23	+18.1%	+24.1%
Q3 23	+10.3%	+26.5%
Q4 23	-58.4%	+214.4%
Q1 24	+12.1%	+26.3%
Q2 24	+14.1%	+18.7%
Q3 24	+13.6%	+9.0%
Q4 24	+194.1%	-8.3%
Q1 25	+4.9%	+1.2%
Q2 25	+4.0%	+3.8%
Q3 25	+4.0%	-1.8%
Q4 25	-21.6%	-24.6%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 22	$0	0.0%
Q2 22	$0	0.0%
Q3 22	$0	0.0%
Q4 22	$0	0.0%
Q1 23	$0	0.0%
Q2 23	$0	0.0%
Q3 23	$0	0.0%
Q4 23	$0	0.0%
Q1 24	$0	0.0%
Q2 24	$0	0.0%
Q3 24	$0	0.0%
Q4 24	$0	0.0%
Q1 25	$0	0.0%
Q2 25	$0	0.0%
Q3 25	$0	0.0%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q1 22	$3M	—
Q2 22	$3M	—
Q3 22	$3M	—
Q4 22	$2M	—
Q1 23	$3M	—
Q2 23	$3M	—
Q3 23	$3M	—
Q4 23	$4M	—
Q1 24	$3M	—
Q2 24	$3M	—
Q3 24	$3M	—
Q4 24	$4M	—
Q1 25	$3M	—
Q2 25	$385.0K	$4M
Q3 25	$4M	—
Q4 25	$4M	—

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 22	$118M	$417M	$536M
Q2 22	$71M	$429M	$500M
Q3 22	$39M	$412M	$450M
Q4 22	$18M	$405M	$423M
Q1 23	$24M	$406M	$430M
Q2 23	$28M	$394M	$422M
Q3 23	$29M	$373M	$402M
Q4 23	$40M	$271M	$311M
Q1 24	$55M	$261M	$316M
Q2 24	$103M	$254M	$357M
Q3 24	$80M	$269M	$348M
Q4 24	$56M	$37M	$93M
Q1 25	$89M	$30M	$119M
Q2 25	$129M	$24M	$152M
Q3 25	$128M	$15M	$143M
Q4 25	$22M	$21M	$44M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q1 22	4M	-0.1%	-1.3%
Q2 22	4M	-0.2%	-1.2%
Q3 22	4M	-0.2%	-0.8%
Q4 22	4M	-0.1%	-0.6%
Q1 23	4M	-0.1%	-0.5%
Q2 23	4M	-0.1%	-0.4%
Q3 23	3M	-0.1%	-0.3%
Q4 23	3M	-0.1%	-0.3%
Q1 24	3M	0.0%	-0.2%
Q2 24	3M	0.0%	-0.2%
Q3 24	3M	0.0%	-0.1%
Q4 24	3M	0.0%	0.0%
Q1 25	3M	0.0%	0.0%
Q2 25	3M	-0.0%	-0.0%
Q3 25	3M	+0.1%	+0.1%
Q4 25	3M	+0.0%	+0.1%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q1 22	$49.8K	152
Q2 22	$51.2K	152
Q3 22	$56.7K	152
Q4 22	$58.9K	150
Q1 23	$60.2K	150
Q2 23	$61.2K	150
Q3 23	$63.4K	150
Q4 23	$24.7K	149
Q1 24	$67.9K	149
Q2 24	$70.3K	149
Q3 24	$72.5K	149
Q4 24	$74.5K	145
Q1 25	$73.2K	145
Q2 25	$75.2K	145
Q3 25	$77.5K	145
Q4 25	$58.4K	145

Revenue / Employee