AII
American Integrity Insurance Group, Inc.
Company overview
- Market capitalization
- $489.44M
- Employees
- 313
- Latest publication
- 2026-09-29
About American Integrity Insurance Group, Inc.
American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and specialty insurance products. In addition, the company offers optional endorsements that provide higher levels of standard coverage and optional coverage, such as personal injury, animal liability, identity recovery, and golf cart physical; and flood insurance products. It distributes its products through the Voluntary Market, which includes partnerships with independent agents, national and regional insurance companies, homebuilder-affiliated agents, and direct-to-consumer channels. American Integrity Insurance Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
Financial statements
Income Quarterly
| Metric | Q2 20262026-06-30 · USD | Q1 20262026-03-31 · USD | Q4 20252025-12-31 · USD | Q3 20252025-09-30 · USD | Q2 20252025-06-30 · USD | Q1 20252025-03-31 · USD | Q4 20242024-12-31 · USD | Q3 20242024-09-30 · USD |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | 115,171,000USD | 90,931,000USD | 68,075,000USD | 62,026,000USD | 74,499,000USD | 71,886,000USD | 67,119,000USD | 46,543,000USD |
| Selling General Administrative | 18,186,000USD | 15,966,000USD | 6,661,000USD | 7,347,000USD | 22,932,000USD | 5,008,000USD | 11,727,000USD | 7,185,000USD |
| General And Administrative Expenses | 18,186,000USD | — | — | — | — | — | — | — |
| Total Operating Expenses | 18,186,000USD | 31,951,000USD | 28,107,000USD | 7,347,000USD | 22,932,000USD | 5,008,000USD | 11,727,000USD | 7,185,000USD |
| Income Before Tax | 46,424,000USD | 27,255,000USD | 29,278,000USD | 18,773,000USD | 24,097,000USD | 42,909,000USD | 10,747,000USD | 6,551,000USD |
| Income Tax Expense | 12,278,000USD | 7,345,000USD | 8,409,000USD | 5,610,000USD | -3,397,000USD | 4,813,000USD | 2,349,000USD | 2,038,000USD |
| Net Income | 34,146,000USD | 19,910,000USD | 20,869,000USD | 13,163,000USD | 27,494,000USD | 38,096,000USD | 8,398,000USD | 4,513,000USD |
| Net Income Applicable To Common Shares | 34,146,000USD | — | — | 13,163,000USD | 27,494,000USD | 35,906,000USD | — | — |
| Cost Of Revenue | — | 31,725,000USD | 10,689,000USD | 35,906,000USD | 27,470,000USD | 23,969,000USD | 44,645,000USD | 32,807,000USD |
| Gross Profit | — | 59,206,000USD | 57,385,000USD | 26,120,000USD | 47,029,000USD | 47,917,000USD | 22,474,000USD | 13,736,000USD |
| Unclassified Operating Expenses | — | 15,985,000USD | 21,446,000USD | — | — | — | — | — |
| Operating Income | — | 27,255,000USD | 29,278,000USD | 18,773,000USD | 24,097,000USD | 42,909,000USD | 10,747,000USD | 6,551,000USD |
| Tax Provision | — | 7,345,000USD | 8,409,000USD | 5,610,000USD | -3,397,000USD | 4,813,000USD | 2,349,000USD | 2,038,000USD |
| Net Income From Continuing Ops | — | 19,910,000USD | 20,868,000USD | 13,163,000USD | 27,494,000USD | 38,096,000USD | 8,398,000USD | 4,513,000USD |
| Ebit | — | 27,255,000USD | 29,278,000USD | 18,773,000USD | 24,097,000USD | 42,909,000USD | 10,747,000USD | 6,551,000USD |
| Ebitda | — | 28,053,000USD | 30,013,000USD | 19,171,000USD | 24,747,000USD | 43,406,000USD | 11,471,000USD | 7,274,000USD |
| Depreciation And Amortization | — | 798,000USD | 735,000USD | 398,000USD | 650,000USD | 497,000USD | 724,000USD | 723,000USD |
| Reconciled Depreciation | — | 798,000USD | 735,000USD | 398,000USD | 650,000USD | 497,000USD | 724,000USD | 723,000USD |
| Total Other Income Expense Net | — | 273,000USD | 356,000USD | 275,000USD | 61,683,000USD | 161,000USD | -184,000USD | 376,000USD |
| Source | DisclosureDeterministicFinal | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Income Yearly
| Metric | FY 20252025-12-31 · USD | FY 20242024-12-31 · USD | FY 20232023-12-31 · USD |
|---|---|---|---|
| Total Revenue | 276,485,000USD | 204,354,000USD | 200,871,000USD |
| Cost Of Revenue | 98,034,000USD | 122,364,000USD | 122,004,000USD |
| Gross Profit | 178,451,000USD | 81,990,000USD | 78,867,000USD |
| Selling General Administrative | 41,948,000USD | 30,951,000USD | 34,112,000USD |
| Unclassified Operating Expenses | 21,446,000USD | — | — |
| Total Operating Expenses | 63,394,000USD | 30,951,000USD | 34,112,000USD |
| Operating Income | 115,057,000USD | 51,039,000USD | 44,755,000USD |
| Income Before Tax | 115,057,000USD | 51,039,000USD | 44,755,000USD |
| Income Tax Expense | 15,436,000USD | 11,297,000USD | 6,958,000USD |
| Tax Provision | 15,436,000USD | 11,297,000USD | 6,958,000USD |
| Net Income | 99,621,000USD | 39,742,000USD | 37,797,000USD |
| Net Income From Continuing Ops | 99,621,000USD | 39,742,000USD | 37,797,000USD |
| Ebit | 115,057,000USD | 51,039,000USD | 44,755,000USD |
| Ebitda | 117,337,000USD | 53,880,000USD | 45,979,000USD |
| Depreciation And Amortization | 2,280,000USD | 2,841,000USD | 1,224,000USD |
| Reconciled Depreciation | 2,280,000USD | 2,841,000USD | 1,224,000USD |
| Total Other Income Expense Net | 892,000USD | 607,000USD | 923,000USD |
| Net Income Applicable To Common Shares | — | 38,031,000USD | 36,115,000USD |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Balance sheet Quarterly
| Metric | Q2 20262026-06-30 · USD | Q1 20262026-03-31 · USD | Q4 20252025-12-31 · USD | Q3 20252025-09-30 · USD | Q2 20252025-06-30 · USD | Q1 20252025-03-31 · USD | Q4 20242024-12-31 · USD | Q3 20242024-09-30 · USD |
|---|---|---|---|---|---|---|---|---|
| Total Assets | 1,612,281,000USD | 1,175,054,000USD | 1,225,074,000USD | 1,433,680,000USD | 1,591,470,000USD | 1,134,748,000USD | 1,198,145,000USD | — |
| Cash And Equivalents | 288,453,000USD | — | — | 144,784,000USD | 259,609,000USD | 236,416,000USD | — | — |
| Cash And Short Term Investments | 293,191,000USD | 171,182,000USD | 203,902,000USD | 501,765,000USD | 339,998,000USD | 442,648,000USD | 262,253,000USD | — |
| Short Term Investments | 4,738,000USD | 211,399,000USD | 170,453,000USD | 356,981,000USD | 80,389,000USD | 206,232,000USD | 89,033,000USD | — |
| Total Liabilities | 1,242,762,000USD | — | — | — | — | — | — | — |
| Total Stockholder Equity | 369,519,000USD | 335,483,000USD | 337,022,000USD | 315,880,000USD | 301,874,000USD | 186,058,000USD | 162,392,000USD | — |
| Total Equity Including Noncontrolling Interest | 369,519,000USD | — | — | — | — | — | — | — |
| Property Plant Equipment Net | 47,403,000USD | 42,092,000USD | 6,167,000USD | 7,247,000USD | 3,504,000USD | 3,774,000USD | 4,341,000USD | — |
| Common Stock | 20,000USD | 20,000USD | 20,000USD | 20,000USD | 20,000USD | 10,287,000USD | 10,287,000USD | — |
| Retained Earnings | 263,263,000USD | 229,117,000USD | 229,178,000USD | 208,310,000USD | 195,147,000USD | 175,653,000USD | 152,432,000USD | — |
| Accumulated Other Comprehensive Income | -420,000USD | 184,000USD | 1,928,000USD | 1,729,000USD | 987,000USD | 118,000USD | -327,000USD | — |
| Total Liab | — | 839,571,000USD | 888,052,000USD | 1,117,800,000USD | 1,289,596,000USD | 948,690,000USD | 1,035,753,000USD | — |
| Other Current Liab | — | -5,350,000USD | -206,464,000USD | 386,342,000USD | 405,652,000USD | -1,277,000USD | -68,633,000USD | — |
| Capital Stock | — | 20,000USD | 20,000USD | 20,000USD | 20,000USD | 10,287,000USD | 10,287,000USD | — |
| Other Assets | — | 908,405,000USD | 961,338,000USD | 1,220,822,000USD | 1,261,025,000USD | 838,065,000USD | 1,198,145,000USD | — |
| Cash | — | 171,182,000USD | 203,902,000USD | 144,784,000USD | 259,609,000USD | 442,648,000USD | 173,220,000USD | — |
| Total Current Assets | — | 215,614,000USD | 248,933,000USD | 1,414,584,000USD | 1,377,162,000USD | 292,909,000USD | — | — |
| Total Current Liabilities | — | 4,734,000USD | 2,680,000USD | 1,090,307,000USD | 1,262,913,000USD | 18,290,000USD | — | — |
| Net Debt | — | -170,667,000USD | -203,284,000USD | -143,035,000USD | -257,226,000USD | -439,612,000USD | -169,579,000USD | — |
| Short Long Term Debt Total | — | 515,000USD | 618,000USD | 1,749,000USD | 2,383,000USD | 3,036,000USD | 3,641,000USD | — |
| Long Term Debt | — | 515,000USD | 618,000USD | 721,000USD | 824,000USD | 926,000USD | 617,000USD | — |
| Long Term Investments | — | 349,743,000USD | 348,610,000USD | 356,981,000USD | 275,418,000USD | 206,232,000USD | 214,045,000USD | — |
| Net Receivables | — | 44,432,000USD | 45,031,000USD | 429,237,000USD | 454,109,000USD | 496,197,000USD | 513,691,000USD | — |
| Accounts Payable | — | 5,350,000USD | 78,526,000USD | 177,568,000USD | 344,764,000USD | 1,277,000USD | 56,348,000USD | — |
| Common Stock Shares Outstanding | — | 19,579,308shares | 19,577,036shares | 19,572,595shares | 16,962,075shares | 19,582,000shares | 19,582,000shares | 19,581,828shares |
| Non Current Assets Total | — | 51,035,000USD | 14,803,000USD | 19,096,000USD | 214,308,000USD | 3,774,000USD | — | — |
| Non Current Liabilities Total | — | 834,837,000USD | 885,372,000USD | 27,493,000USD | 26,683,000USD | 930,400,000USD | 947,062,000USD | — |
| Non Currrent Assets Other | — | -138,344,000USD | -366,731,000USD | 5,194,000USD | 7,068,000USD | -210,006,000USD | -218,386,000USD | — |
| Unclassified Current Assets | — | -211,399,000USD | -170,453,000USD | — | — | -852,168,000USD | — | — |
| Unclassified Non Current Assets | — | -1,249,205,000USD | -1,301,312,000USD | -1,571,148,000USD | -1,332,707,000USD | -1,044,297,000USD | — | — |
| Unclassified Non Current Liabilities | — | 834,322,000USD | 884,754,000USD | 26,772,000USD | 25,859,000USD | 929,474,000USD | 946,445,000USD | — |
| Unclassified Equity | — | 106,142,000USD | 105,876,000USD | 105,801,000USD | 105,700,000USD | -10,287,000USD | -10,287,000USD | — |
| Current Deferred Revenue | — | — | 206,464,000USD | 525,093,000USD | 509,695,000USD | — | — | — |
| Unclassified Current Liabilities | — | — | -282,310,000USD | — | — | 17,013,000USD | — | — |
| Other Current Assets | — | — | — | 483,582,000USD | 583,055,000USD | -645,936,000USD | -775,944,000USD | — |
| Short Term Debt | — | — | — | 574,000USD | 0USD | 0USD | 412,000USD | — |
| Short Long Term Debt | — | — | — | — | — | — | 412,000USD | — |
| Source | DisclosureDeterministicFinal | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Balance sheet Yearly
| Metric | FY 20252025-12-31 · USD | FY 20242024-12-31 · USD | FY 20232023-12-31 · USD |
|---|---|---|---|
| Total Assets | 1,225,074,000USD | 1,198,145,000USD | 862,035,000USD |
| Total Liab | 888,052,000USD | 1,035,753,000USD | 728,069,000USD |
| Total Stockholder Equity | 337,022,000USD | 162,392,000USD | 133,966,000USD |
| Common Stock | 20,000USD | 10,287,000USD | 10,287,000USD |
| Capital Stock | 20,000USD | 10,287,000USD | 10,287,000USD |
| Retained Earnings | 229,178,000USD | 152,432,000USD | 124,714,000USD |
| Other Assets | 961,338,000USD | 1,198,145,000USD | 523,000USD |
| Cash | 203,902,000USD | 173,220,000USD | 61,645,000USD |
| Cash And Short Term Investments | 203,902,000USD | 262,253,000USD | 256,802,000USD |
| Total Current Assets | 248,933,000USD | 1,044,198,000USD | 845,559,000USD |
| Total Current Liabilities | 2,680,000USD | 88,691,000USD | 66,610,000USD |
| Net Debt | -202,826,000USD | -169,579,000USD | -55,563,000USD |
| Short Long Term Debt Total | 1,076,000USD | 3,641,000USD | 6,082,000USD |
| Long Term Debt | 618,000USD | 617,000USD | 1,029,000USD |
| Long Term Investments | 348,610,000USD | 214,045,000USD | 195,157,000USD |
| Short Term Investments | 170,453,000USD | 89,033,000USD | 195,157,000USD |
| Net Receivables | 45,031,000USD | 513,691,000USD | 362,827,000USD |
| Accounts Payable | 78,526,000USD | 56,348,000USD | 61,061,000USD |
| Property Plant Equipment Net | 6,167,000USD | 4,341,000USD | 5,817,000USD |
| Accumulated Other Comprehensive Income | 1,928,000USD | -327,000USD | -1,035,000USD |
| Common Stock Shares Outstanding | 17,235,376shares | 19,582,000shares | 19,582,000shares |
| Non Current Assets Total | 14,803,000USD | 153,947,000USD | 16,476,000USD |
| Non Current Liabilities Total | 885,372,000USD | 947,062,000USD | 661,459,000USD |
| Non Currrent Assets Other | -366,731,000USD | -218,386,000USD | 205,816,000USD |
| Unclassified Current Assets | -170,453,000USD | 268,254,000USD | — |
| Unclassified Non Current Assets | -1,301,312,000USD | -1,262,584,000USD | -390,837,000USD |
| Unclassified Current Liabilities | -75,846,000USD | 11,461,000USD | — |
| Unclassified Non Current Liabilities | 884,754,000USD | 946,445,000USD | 660,430,000USD |
| Unclassified Equity | 105,876,000USD | -10,287,000USD | -10,287,000USD |
| Other Current Assets | — | -775,944,000USD | 225,930,000USD |
| Other Current Liab | — | 20,058,000USD | 5,137,000USD |
| Cash And Equivalents | — | 173,220,000USD | 61,645,000USD |
| Short Term Debt | — | 412,000USD | 412,000USD |
| Short Long Term Debt | — | 412,000USD | 412,000USD |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Cash flow YTD
| Metric | Q2 20262026-06-30 · USD |
|---|---|
| Depreciation | 1,243,000USD |
| Stock Based Compensation | 880,000USD |
| Deferred Income Tax | 4,314,000USD |
| Change To Liabilities | 3,924,000USD |
| Change In Working Capital | 8,066,000USD |
| Operating Cash Flow | 129,843,000USD |
| Capital Expenditures | -4,475,000USD |
| Unclassified Investing Cash Flow | -5,318,000USD |
| Investing Cash Flow | -9,793,000USD |
| Net Debt Issuance | -206,000USD |
| Net Common Stock Issuance | -120,000USD |
| Common Dividends Paid | -19,971,000USD |
| Financing Cash Flow | -20,297,000USD |
| Change In Cash | 99,753,000USD |
| End Cash Flow | 343,872,000USD |
| Source | DisclosureDeterministicFinal |
Cash flow Quarterly
| Metric | Q1 20262026-03-31 · USD | Q4 20252025-12-31 · USD | Q3 20252025-09-30 · USD | Q2 20252025-06-30 · USD | Q1 20252025-03-31 · USD | Q4 20242024-12-31 · USD | Q3 20242024-09-30 · USD | Q2 20242024-06-30 · USD |
|---|---|---|---|---|---|---|---|---|
| Net Income | 19,910,000USD | 20,869,000USD | 13,163,000USD | 27,494,000USD | 38,096,000USD | 8,398,000USD | 4,513,000USD | 14,725,000USD |
| Depreciation | 798,000USD | 735,000USD | 398,000USD | 650,000USD | 497,000USD | 724,000USD | 723,000USD | 706,000USD |
| Stock Based Compensation | 266,000USD | 76,000USD | 100,000USD | 10,433,000USD | 0USD | — | 0USD | — |
| Other Non Cash Items | 8,807,000USD | -2,700,000USD | -572,000USD | 28,657,000USD | -517,000USD | -546,000USD | -542,000USD | -594,000USD |
| Change To Account Receivables | 599,000USD | 9,141,000USD | 4,453,000USD | 4,899,000USD | -4,899,000USD | -14,662,000USD | 14,448,000USD | -11,428,000USD |
| Change In Working Capital | -22,723,000USD | 31,285,000USD | -22,619,000USD | -31,099,000USD | 31,099,000USD | 145,044,000USD | -34,260,000USD | 31,365,000USD |
| Total Cash From Operating Activities | 6,792,000USD | 50,189,000USD | -7,478,000USD | 27,396,000USD | 68,085,000USD | 152,701,000USD | -31,007,000USD | 47,366,000USD |
| Capital Expenditures | -1,267,000USD | -19,000USD | -4,457,000USD | -471,000USD | -108,000USD | -93,000USD | -275,000USD | -344,000USD |
| Free Cash Flow | 5,525,000USD | 50,208,000USD | -11,935,000USD | 26,925,000USD | 67,977,000USD | 152,608,000USD | -31,282,000USD | 47,022,000USD |
| Investments | -3,219,000USD | 9,690,000USD | -84,919,000USD | -68,212,000USD | 8,343,000USD | -42,883,000USD | -18,452,000USD | 46,530,000USD |
| Total Cashflows From Investing Activities | -4,486,000USD | 9,709,000USD | -84,919,000USD | -68,212,000USD | 8,343,000USD | -42,883,000USD | -18,452,000USD | 46,530,000USD |
| Net Borrowings | -103,000USD | -103,000USD | -102,000USD | -103,000USD | -103,000USD | -103,000USD | -103,000USD | — |
| Total Cash From Financing Activities | -20,074,000USD | -103,000USD | -102,000USD | 76,917,000USD | -14,978,000USD | -103,000USD | -103,000USD | -8,105,000USD |
| Dividends Paid | -19,971,000USD | 0USD | -22,875,000USD | -8,000,000USD | -14,875,000USD | 0USD | 0USD | -8,002,000USD |
| Change In Cash | -17,768,000USD | 59,795,000USD | -92,499,000USD | 36,101,000USD | 61,450,000USD | 109,715,000USD | -49,562,000USD | 85,791,000USD |
| Begin Period Cash Flow | 244,119,000USD | 184,324,000USD | 276,823,000USD | 240,722,000USD | 179,272,000USD | 69,557,000USD | 119,119,000USD | 33,328,000USD |
| End Period Cash Flow | 226,351,000USD | 244,119,000USD | 184,324,000USD | 276,823,000USD | 240,722,000USD | 179,272,000USD | 69,557,000USD | 119,119,000USD |
| Other Cashflows From Investing Activities | -4,486,000USD | 18,999USD | -139,752,000USD | -59,290,000USD | 8,451,000USD | — | — | — |
| Other Cashflows From Financing Activities | -103,000USD | -103,000USD | 22,875,000USD | -3,959,000USD | -14,875,000USD | — | — | — |
| Unclassified Investing Cash Flow | 4,486,000USD | — | 144,209,000USD | 59,761,000USD | -8,343,000USD | — | — | — |
| Issuance Of Capital Stock | — | 0USD | 0USD | — | — | — | 0USD | — |
| Sale Purchase Of Stock | — | — | 93,000,000USD | 93,000,000USD | — | — | — | — |
| Unclassified Operating Cash Flow | — | — | 2,052,000USD | -8,739,000USD | -1,090,000USD | — | -1,441,000USD | 1,164,000USD |
| Unclassified Financing Cash Flow | — | — | -93,000,000USD | -4,021,000USD | 14,875,000USD | — | — | — |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Cash flow Yearly
| Metric | FY 20252025-12-31 · USD | FY 20242024-12-31 · USD | FY 20232023-12-31 · USD |
|---|---|---|---|
| Net Income | 99,621,000USD | 39,742,000USD | 37,797,000USD |
| Depreciation | 2,280,000USD | 2,841,000USD | 1,224,000USD |
| Stock Based Compensation | 10,609,000USD | 0USD | — |
| Other Non Cash Items | -485,000USD | -2,202,000USD | -69,401,000USD |
| Change To Account Receivables | 6,563,000USD | -14,825,000USD | -7,938,000USD |
| Change In Working Capital | 36,776,000USD | 110,638,000USD | 93,706,000USD |
| Total Cash From Operating Activities | 138,192,000USD | 148,909,000USD | 64,438,000USD |
| Capital Expenditures | -5,017,000USD | -1,307,000USD | -756,000USD |
| Free Cash Flow | 133,175,000USD | 147,602,000USD | 63,682,000USD |
| Investments | -130,062,000USD | -19,369,000USD | -1,841,000USD |
| Total Cashflows From Investing Activities | -135,079,000USD | -19,369,000USD | -1,841,000USD |
| Net Borrowings | -411,000USD | -412,000USD | -515,000USD |
| Total Cash From Financing Activities | 61,734,000USD | -12,436,000USD | -2,352,000USD |
| Dividends Paid | -22,875,000USD | -12,024,000USD | -1,837,000USD |
| Issuance Of Capital Stock | 93,000,000USD | 0USD | — |
| Change In Cash | 64,847,000USD | 117,104,000USD | 60,245,000USD |
| Begin Period Cash Flow | 179,272,000USD | 62,168,000USD | 1,923,000USD |
| End Period Cash Flow | 244,119,000USD | 179,272,000USD | 62,168,000USD |
| Other Cashflows From Financing Activities | -4,164,000USD | -12,024,000USD | -1,837,000USD |
| Unclassified Operating Cash Flow | -10,609,000USD | -2,110,000USD | 1,112,000USD |
| Unclassified Financing Cash Flow | -3,816,000USD | 12,024,000USD | 1,837,000USD |
| Other Cashflows From Investing Activities | — | -18,062,000USD | -1,085,000USD |
| Unclassified Investing Cash Flow | — | 19,369,000USD | 1,841,000USD |
| Source | Legacy providerLegacy | Legacy providerLegacy | Legacy providerLegacy |
Operating metrics
No operating metrics are currently published for this company.
Revenue breakdown
No revenue breakdown is currently published for this company.
Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.