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AII

American Integrity Insurance Group, Inc.

Company overview

Market capitalization
$489.44M
Employees
313
Latest publication
2026-09-29
About American Integrity Insurance Group, Inc.

American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and specialty insurance products. In addition, the company offers optional endorsements that provide higher levels of standard coverage and optional coverage, such as personal injury, animal liability, identity recovery, and golf cart physical; and flood insurance products. It distributes its products through the Voluntary Market, which includes partnerships with independent agents, national and regional insurance companies, homebuilder-affiliated agents, and direct-to-consumer channels. American Integrity Insurance Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Company website

Financial statements

Income Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
Total Revenue115,171,000USD90,931,000USD68,075,000USD62,026,000USD74,499,000USD71,886,000USD67,119,000USD46,543,000USD
Selling General Administrative18,186,000USD15,966,000USD6,661,000USD7,347,000USD22,932,000USD5,008,000USD11,727,000USD7,185,000USD
General And Administrative Expenses18,186,000USD———————
Total Operating Expenses18,186,000USD31,951,000USD28,107,000USD7,347,000USD22,932,000USD5,008,000USD11,727,000USD7,185,000USD
Income Before Tax46,424,000USD27,255,000USD29,278,000USD18,773,000USD24,097,000USD42,909,000USD10,747,000USD6,551,000USD
Income Tax Expense12,278,000USD7,345,000USD8,409,000USD5,610,000USD-3,397,000USD4,813,000USD2,349,000USD2,038,000USD
Net Income34,146,000USD19,910,000USD20,869,000USD13,163,000USD27,494,000USD38,096,000USD8,398,000USD4,513,000USD
Net Income Applicable To Common Shares34,146,000USD——13,163,000USD27,494,000USD35,906,000USD——
Cost Of Revenue—31,725,000USD10,689,000USD35,906,000USD27,470,000USD23,969,000USD44,645,000USD32,807,000USD
Gross Profit—59,206,000USD57,385,000USD26,120,000USD47,029,000USD47,917,000USD22,474,000USD13,736,000USD
Unclassified Operating Expenses—15,985,000USD21,446,000USD—————
Operating Income—27,255,000USD29,278,000USD18,773,000USD24,097,000USD42,909,000USD10,747,000USD6,551,000USD
Tax Provision—7,345,000USD8,409,000USD5,610,000USD-3,397,000USD4,813,000USD2,349,000USD2,038,000USD
Net Income From Continuing Ops—19,910,000USD20,868,000USD13,163,000USD27,494,000USD38,096,000USD8,398,000USD4,513,000USD
Ebit—27,255,000USD29,278,000USD18,773,000USD24,097,000USD42,909,000USD10,747,000USD6,551,000USD
Ebitda—28,053,000USD30,013,000USD19,171,000USD24,747,000USD43,406,000USD11,471,000USD7,274,000USD
Depreciation And Amortization—798,000USD735,000USD398,000USD650,000USD497,000USD724,000USD723,000USD
Reconciled Depreciation—798,000USD735,000USD398,000USD650,000USD497,000USD724,000USD723,000USD
Total Other Income Expense Net—273,000USD356,000USD275,000USD61,683,000USD161,000USD-184,000USD376,000USD
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Income Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USD
Total Revenue276,485,000USD204,354,000USD200,871,000USD
Cost Of Revenue98,034,000USD122,364,000USD122,004,000USD
Gross Profit178,451,000USD81,990,000USD78,867,000USD
Selling General Administrative41,948,000USD30,951,000USD34,112,000USD
Unclassified Operating Expenses21,446,000USD——
Total Operating Expenses63,394,000USD30,951,000USD34,112,000USD
Operating Income115,057,000USD51,039,000USD44,755,000USD
Income Before Tax115,057,000USD51,039,000USD44,755,000USD
Income Tax Expense15,436,000USD11,297,000USD6,958,000USD
Tax Provision15,436,000USD11,297,000USD6,958,000USD
Net Income99,621,000USD39,742,000USD37,797,000USD
Net Income From Continuing Ops99,621,000USD39,742,000USD37,797,000USD
Ebit115,057,000USD51,039,000USD44,755,000USD
Ebitda117,337,000USD53,880,000USD45,979,000USD
Depreciation And Amortization2,280,000USD2,841,000USD1,224,000USD
Reconciled Depreciation2,280,000USD2,841,000USD1,224,000USD
Total Other Income Expense Net892,000USD607,000USD923,000USD
Net Income Applicable To Common Shares—38,031,000USD36,115,000USD
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Balance sheet Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
Total Assets1,612,281,000USD1,175,054,000USD1,225,074,000USD1,433,680,000USD1,591,470,000USD1,134,748,000USD1,198,145,000USD—
Cash And Equivalents288,453,000USD——144,784,000USD259,609,000USD236,416,000USD——
Cash And Short Term Investments293,191,000USD171,182,000USD203,902,000USD501,765,000USD339,998,000USD442,648,000USD262,253,000USD—
Short Term Investments4,738,000USD211,399,000USD170,453,000USD356,981,000USD80,389,000USD206,232,000USD89,033,000USD—
Total Liabilities1,242,762,000USD———————
Total Stockholder Equity369,519,000USD335,483,000USD337,022,000USD315,880,000USD301,874,000USD186,058,000USD162,392,000USD—
Total Equity Including Noncontrolling Interest369,519,000USD———————
Property Plant Equipment Net47,403,000USD42,092,000USD6,167,000USD7,247,000USD3,504,000USD3,774,000USD4,341,000USD—
Common Stock20,000USD20,000USD20,000USD20,000USD20,000USD10,287,000USD10,287,000USD—
Retained Earnings263,263,000USD229,117,000USD229,178,000USD208,310,000USD195,147,000USD175,653,000USD152,432,000USD—
Accumulated Other Comprehensive Income-420,000USD184,000USD1,928,000USD1,729,000USD987,000USD118,000USD-327,000USD—
Total Liab—839,571,000USD888,052,000USD1,117,800,000USD1,289,596,000USD948,690,000USD1,035,753,000USD—
Other Current Liab—-5,350,000USD-206,464,000USD386,342,000USD405,652,000USD-1,277,000USD-68,633,000USD—
Capital Stock—20,000USD20,000USD20,000USD20,000USD10,287,000USD10,287,000USD—
Other Assets—908,405,000USD961,338,000USD1,220,822,000USD1,261,025,000USD838,065,000USD1,198,145,000USD—
Cash—171,182,000USD203,902,000USD144,784,000USD259,609,000USD442,648,000USD173,220,000USD—
Total Current Assets—215,614,000USD248,933,000USD1,414,584,000USD1,377,162,000USD292,909,000USD——
Total Current Liabilities—4,734,000USD2,680,000USD1,090,307,000USD1,262,913,000USD18,290,000USD——
Net Debt—-170,667,000USD-203,284,000USD-143,035,000USD-257,226,000USD-439,612,000USD-169,579,000USD—
Short Long Term Debt Total—515,000USD618,000USD1,749,000USD2,383,000USD3,036,000USD3,641,000USD—
Long Term Debt—515,000USD618,000USD721,000USD824,000USD926,000USD617,000USD—
Long Term Investments—349,743,000USD348,610,000USD356,981,000USD275,418,000USD206,232,000USD214,045,000USD—
Net Receivables—44,432,000USD45,031,000USD429,237,000USD454,109,000USD496,197,000USD513,691,000USD—
Accounts Payable—5,350,000USD78,526,000USD177,568,000USD344,764,000USD1,277,000USD56,348,000USD—
Common Stock Shares Outstanding—19,579,308shares19,577,036shares19,572,595shares16,962,075shares19,582,000shares19,582,000shares19,581,828shares
Non Current Assets Total—51,035,000USD14,803,000USD19,096,000USD214,308,000USD3,774,000USD——
Non Current Liabilities Total—834,837,000USD885,372,000USD27,493,000USD26,683,000USD930,400,000USD947,062,000USD—
Non Currrent Assets Other—-138,344,000USD-366,731,000USD5,194,000USD7,068,000USD-210,006,000USD-218,386,000USD—
Unclassified Current Assets—-211,399,000USD-170,453,000USD——-852,168,000USD——
Unclassified Non Current Assets—-1,249,205,000USD-1,301,312,000USD-1,571,148,000USD-1,332,707,000USD-1,044,297,000USD——
Unclassified Non Current Liabilities—834,322,000USD884,754,000USD26,772,000USD25,859,000USD929,474,000USD946,445,000USD—
Unclassified Equity—106,142,000USD105,876,000USD105,801,000USD105,700,000USD-10,287,000USD-10,287,000USD—
Current Deferred Revenue——206,464,000USD525,093,000USD509,695,000USD———
Unclassified Current Liabilities——-282,310,000USD——17,013,000USD——
Other Current Assets———483,582,000USD583,055,000USD-645,936,000USD-775,944,000USD—
Short Term Debt———574,000USD0USD0USD412,000USD—
Short Long Term Debt——————412,000USD—
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Balance sheet Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USD
Total Assets1,225,074,000USD1,198,145,000USD862,035,000USD
Total Liab888,052,000USD1,035,753,000USD728,069,000USD
Total Stockholder Equity337,022,000USD162,392,000USD133,966,000USD
Common Stock20,000USD10,287,000USD10,287,000USD
Capital Stock20,000USD10,287,000USD10,287,000USD
Retained Earnings229,178,000USD152,432,000USD124,714,000USD
Other Assets961,338,000USD1,198,145,000USD523,000USD
Cash203,902,000USD173,220,000USD61,645,000USD
Cash And Short Term Investments203,902,000USD262,253,000USD256,802,000USD
Total Current Assets248,933,000USD1,044,198,000USD845,559,000USD
Total Current Liabilities2,680,000USD88,691,000USD66,610,000USD
Net Debt-202,826,000USD-169,579,000USD-55,563,000USD
Short Long Term Debt Total1,076,000USD3,641,000USD6,082,000USD
Long Term Debt618,000USD617,000USD1,029,000USD
Long Term Investments348,610,000USD214,045,000USD195,157,000USD
Short Term Investments170,453,000USD89,033,000USD195,157,000USD
Net Receivables45,031,000USD513,691,000USD362,827,000USD
Accounts Payable78,526,000USD56,348,000USD61,061,000USD
Property Plant Equipment Net6,167,000USD4,341,000USD5,817,000USD
Accumulated Other Comprehensive Income1,928,000USD-327,000USD-1,035,000USD
Common Stock Shares Outstanding17,235,376shares19,582,000shares19,582,000shares
Non Current Assets Total14,803,000USD153,947,000USD16,476,000USD
Non Current Liabilities Total885,372,000USD947,062,000USD661,459,000USD
Non Currrent Assets Other-366,731,000USD-218,386,000USD205,816,000USD
Unclassified Current Assets-170,453,000USD268,254,000USD—
Unclassified Non Current Assets-1,301,312,000USD-1,262,584,000USD-390,837,000USD
Unclassified Current Liabilities-75,846,000USD11,461,000USD—
Unclassified Non Current Liabilities884,754,000USD946,445,000USD660,430,000USD
Unclassified Equity105,876,000USD-10,287,000USD-10,287,000USD
Other Current Assets—-775,944,000USD225,930,000USD
Other Current Liab—20,058,000USD5,137,000USD
Cash And Equivalents—173,220,000USD61,645,000USD
Short Term Debt—412,000USD412,000USD
Short Long Term Debt—412,000USD412,000USD
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Cash flow YTD

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USD
Depreciation1,243,000USD
Stock Based Compensation880,000USD
Deferred Income Tax4,314,000USD
Change To Liabilities3,924,000USD
Change In Working Capital8,066,000USD
Operating Cash Flow129,843,000USD
Capital Expenditures-4,475,000USD
Unclassified Investing Cash Flow-5,318,000USD
Investing Cash Flow-9,793,000USD
Net Debt Issuance-206,000USD
Net Common Stock Issuance-120,000USD
Common Dividends Paid-19,971,000USD
Financing Cash Flow-20,297,000USD
Change In Cash99,753,000USD
End Cash Flow343,872,000USD
SourceDisclosureDeterministicFinal

Cash flow Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
Net Income19,910,000USD20,869,000USD13,163,000USD27,494,000USD38,096,000USD8,398,000USD4,513,000USD14,725,000USD
Depreciation798,000USD735,000USD398,000USD650,000USD497,000USD724,000USD723,000USD706,000USD
Stock Based Compensation266,000USD76,000USD100,000USD10,433,000USD0USD—0USD—
Other Non Cash Items8,807,000USD-2,700,000USD-572,000USD28,657,000USD-517,000USD-546,000USD-542,000USD-594,000USD
Change To Account Receivables599,000USD9,141,000USD4,453,000USD4,899,000USD-4,899,000USD-14,662,000USD14,448,000USD-11,428,000USD
Change In Working Capital-22,723,000USD31,285,000USD-22,619,000USD-31,099,000USD31,099,000USD145,044,000USD-34,260,000USD31,365,000USD
Total Cash From Operating Activities6,792,000USD50,189,000USD-7,478,000USD27,396,000USD68,085,000USD152,701,000USD-31,007,000USD47,366,000USD
Capital Expenditures-1,267,000USD-19,000USD-4,457,000USD-471,000USD-108,000USD-93,000USD-275,000USD-344,000USD
Free Cash Flow5,525,000USD50,208,000USD-11,935,000USD26,925,000USD67,977,000USD152,608,000USD-31,282,000USD47,022,000USD
Investments-3,219,000USD9,690,000USD-84,919,000USD-68,212,000USD8,343,000USD-42,883,000USD-18,452,000USD46,530,000USD
Total Cashflows From Investing Activities-4,486,000USD9,709,000USD-84,919,000USD-68,212,000USD8,343,000USD-42,883,000USD-18,452,000USD46,530,000USD
Net Borrowings-103,000USD-103,000USD-102,000USD-103,000USD-103,000USD-103,000USD-103,000USD—
Total Cash From Financing Activities-20,074,000USD-103,000USD-102,000USD76,917,000USD-14,978,000USD-103,000USD-103,000USD-8,105,000USD
Dividends Paid-19,971,000USD0USD-22,875,000USD-8,000,000USD-14,875,000USD0USD0USD-8,002,000USD
Change In Cash-17,768,000USD59,795,000USD-92,499,000USD36,101,000USD61,450,000USD109,715,000USD-49,562,000USD85,791,000USD
Begin Period Cash Flow244,119,000USD184,324,000USD276,823,000USD240,722,000USD179,272,000USD69,557,000USD119,119,000USD33,328,000USD
End Period Cash Flow226,351,000USD244,119,000USD184,324,000USD276,823,000USD240,722,000USD179,272,000USD69,557,000USD119,119,000USD
Other Cashflows From Investing Activities-4,486,000USD18,999USD-139,752,000USD-59,290,000USD8,451,000USD———
Other Cashflows From Financing Activities-103,000USD-103,000USD22,875,000USD-3,959,000USD-14,875,000USD———
Unclassified Investing Cash Flow4,486,000USD—144,209,000USD59,761,000USD-8,343,000USD———
Issuance Of Capital Stock—0USD0USD———0USD—
Sale Purchase Of Stock——93,000,000USD93,000,000USD————
Unclassified Operating Cash Flow——2,052,000USD-8,739,000USD-1,090,000USD—-1,441,000USD1,164,000USD
Unclassified Financing Cash Flow——-93,000,000USD-4,021,000USD14,875,000USD———
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Cash flow Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USD
Net Income99,621,000USD39,742,000USD37,797,000USD
Depreciation2,280,000USD2,841,000USD1,224,000USD
Stock Based Compensation10,609,000USD0USD—
Other Non Cash Items-485,000USD-2,202,000USD-69,401,000USD
Change To Account Receivables6,563,000USD-14,825,000USD-7,938,000USD
Change In Working Capital36,776,000USD110,638,000USD93,706,000USD
Total Cash From Operating Activities138,192,000USD148,909,000USD64,438,000USD
Capital Expenditures-5,017,000USD-1,307,000USD-756,000USD
Free Cash Flow133,175,000USD147,602,000USD63,682,000USD
Investments-130,062,000USD-19,369,000USD-1,841,000USD
Total Cashflows From Investing Activities-135,079,000USD-19,369,000USD-1,841,000USD
Net Borrowings-411,000USD-412,000USD-515,000USD
Total Cash From Financing Activities61,734,000USD-12,436,000USD-2,352,000USD
Dividends Paid-22,875,000USD-12,024,000USD-1,837,000USD
Issuance Of Capital Stock93,000,000USD0USD—
Change In Cash64,847,000USD117,104,000USD60,245,000USD
Begin Period Cash Flow179,272,000USD62,168,000USD1,923,000USD
End Period Cash Flow244,119,000USD179,272,000USD62,168,000USD
Other Cashflows From Financing Activities-4,164,000USD-12,024,000USD-1,837,000USD
Unclassified Operating Cash Flow-10,609,000USD-2,110,000USD1,112,000USD
Unclassified Financing Cash Flow-3,816,000USD12,024,000USD1,837,000USD
Other Cashflows From Investing Activities—-18,062,000USD-1,085,000USD
Unclassified Investing Cash Flow—19,369,000USD1,841,000USD
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Operating metrics

No operating metrics are currently published for this company.

Revenue breakdown

No revenue breakdown is currently published for this company.

Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.