AIFU

MKT CAP:$171M

AIFU Inc.

Market Cap

$171M

Financial Services·Insurance - Specialty·🇨🇳 China·NASDAQ

Financials·Insurance·🇨🇳·NASDAQ

Stock Price

$1.40-$1.31 (-48.34%)

Apr 22, 2026

Company Details

AIFU, Inc. engages in the provision of agency services and insurance claims adjusting services. It operates through the Insurance Agency and Claims Adjusting segments. The Insurance Agency segment includes providing agency services for insu...

CEO

Mingxiu Luan

IPO Date

Nov 1, 2007

Website

www.aifugroup.com

Key Metrics TTM

Revenue

$525M

+0.6% YoY

Net Income

-$3M

EPS (Diluted)

-$0.01

Free Cash Flow

$7M

Revenue / Share

$4.88

Gross Margin

32.6%

Operating Margin

9.0%

Net Margin

-0.5%

FCF Margin

1.4%

P/S

0.3x

P/E

—

Earnings Reports

Q1 2023

Mar 31, 2023

$121MEPS $0.03

Q4 2020

Dec 31, 2020

$124M-15.9%EPS $0.02

Q4 2019

Dec 31, 2019

$148MEPS -$0.11

Q2 2019

Jun 30, 2019

$131M-7.6%EPS $0.05

Q1 2019

Mar 31, 2019

$142M+15.2%EPS $0.06

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q2 17	$146M	$39M	$11M
Q1 18	$123M	$36M	$13M
Q2 18	$142M	$44M	$19M
Q3 18	$115M	$44M	$18M
Q1 19	$142M	$44M	$18M
Q2 19	$131M	$45M	$11M
Q4 19	$148M	$47M	$17M
Q4 20	$124M	$39M	$11M
Q1 23	$121M	$40M	$9M

Valuation

Quarter	P/S	P/E
Q2 17	—	—
Q1 18	—	—
Q2 18	—	—
Q3 18	0.1x	0.8x
Q1 19	0.1x	0.8x
Q2 19	0.1x	0.9x
Q4 19	0.1x	2.4x
Q4 20	0.1x	7.6x
Q1 23	0.1x	—

Operating Cash Flow

Quarter	Operating CF	Free CF
Q2 17	$16M	$16M
Q1 18	$4M	$4M
Q2 18	-$634.0K	-$1M
Q3 18	$45M	$45M
Q1 19	$7M	$7M
Q2 19	-$18M	-$18M
Q4 19	$18M	$15M
Q4 20	$15M	$12M
Q1 23	-$3M	-$3M

Capital Expenditures

Quarter	CapEx
Q2 17	$115.9K
Q1 18	$586.2K
Q2 18	$845.4K
Q3 18	$0
Q1 19	$677.5K
Q2 19	$635.6K
Q4 19	$3M
Q4 20	$0
Q1 23	$0

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 19	-3.1%	-9.2%
Q2 19	+6.5%	+9.0%
Q4 19	+4.2%	+6.4%
Q4 20	+8.7%	+18.3%
Q1 23	-14.8%	-9.2%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q2 17	$0	0.0%
Q1 18	$0	0.0%
Q2 18	$0	0.0%
Q3 18	$0	0.0%
Q1 19	$482.8K	0.3%
Q2 19	$6M	4.5%
Q4 19	$0	0.0%
Q4 20	$0	0.0%
Q1 23	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q2 17	$21M	$8M
Q1 18	$16M	$7M
Q2 18	$17M	$8M
Q3 18	$18M	$8M
Q1 19	$16M	$9M
Q2 19	$20M	$14M
Q4 19	$19M	$11M
Q4 20	$17M	$11M
Q1 23	$22M	$10M

War Chest

Quarter	Cash	Short-term Investments	Total
Q4 20	$36M	$191M	$227M
Q1 21	$112M	$125M	$237M
Q2 21	$50M	$162M	$212M
Q3 21	$90M	$114M	$204M
Q4 21	$83M	$127M	$210M
Q1 22	$92M	$133M	$225M
Q2 22	$74M	$85M	$159M
Q3 22	$55M	$79M	$134M
Q4 22	$83M	$51M	$134M
Q1 23	$84M	$102M	$186M
Q2 23	$85M	$150M	$235M
Q3 23	$81M	$138M	$219M
Q4 23	$76M	$150M	$226M
Q2 24	$28M	$85M	$113M
Q4 24	$28M	$92M	$120M
Q2 25	$11M	$79M	$91M

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q2 17	128M	—	—
Q1 18	130M	+2.1%	—
Q2 18	130M	-0.1%	—
Q3 18	130M	-0.1%	—
Q1 19	112M	-13.7%	-12.0%
Q2 19	110M	-2.2%	-15.7%
Q4 19	107M	-2.2%	-17.5%
Q4 20	107M	+0.0%	-17.4%
Q1 23	107M	0.0%	-4.3%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q2 17	$32.0K	5K
Q1 18	$36.8K	3K
Q2 18	$42.5K	3K
Q3 18	$34.3K	3K
Q1 19	$36.8K	4K
Q2 19	$34.0K	4K
Q4 19	$31.2K	5K
Q4 20	$25.3K	5K
Q1 23	$22.7K	5K

Revenue / Employee