ACGL (Arch Capital Group Ltd.) Stock Financials & Earnings | Market Cap Arena

ACGLArch Capital Group Ltd.

Mkt Cap$35B

Financial Services·Insurance - Diversified·🇧🇲 Bermuda·NASDAQ

Revenue (TTM)$19.3B

Net Income (TTM)$4.4B

EPS (TTM)$11.56

Free Cash Flow (TTM)$6.1B

Gross Margin39.2%

Op. Margin26.1%

Net Margin22.8%

FCF Margin31.7%

P/S Ratio (TTM)1.8x

P/E Ratio (TTM)7.9x

YoY Rev Growth+14.1%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$3.1B	$1.1B	$694M
Q2 23	$3.1B	$1.0B	$645M
Q3 23	$3.3B	$1.1B	$682M
Q4 23	$3.8B	$1.5B	$1.1B
Q1 24	$3.9B	$1.5B	$1.1B
Q2 24	$4.1B	$1.6B	$1.2B
Q3 24	$4.5B	$1.4B	$1.1B
Q4 24	$4.5B	$1.4B	$937M
Q1 25	$4.6B	$1.2B	$678M
Q2 25	$5.0B	$1.8B	$1.4B
Q3 25	$5.0B	$2.0B	$1.5B
Q4 25	$4.8B	$2.5B	$1.4B

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	3.2x	17.5x
Q2 23	3.0x	15.5x
Q3 23	2.8x	11.8x
Q4 23	2.6x	7.9x
Q1 24	2.5x	7.2x
Q2 24	2.3x	6.4x
Q3 24	2.2x	6.1x
Q4 24	2.1x	8.1x
Q1 25	2.0x	9.3x
Q2 25	1.9x	9.4x
Q3 25	1.8x	8.5x
Q4 25	1.8x	7.9x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	$963M	$952M
Q2 23	$1.2B	$1.1B
Q3 23	$2.0B	$2.0B
Q4 23	$1.7B	$1.6B
Q1 24	$1.6B	$1.5B
Q2 24	$1.5B	$1.5B
Q3 24	$2.0B	$2.0B
Q4 24	$1.6B	$1.6B
Q1 25	$1.5B	$1.4B
Q2 25	$1.1B	$1.1B
Q3 25	$2.2B	$2.2B
Q4 25	$1.4B	$1.4B

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$11M
Q2 23	$15M
Q3 23	$11M
Q4 23	$15M
Q1 24	$15M
Q2 24	$11M
Q3 24	$12M
Q4 24	$13M
Q1 25	$9M
Q2 25	$12M
Q3 25	$12M
Q4 25	$11M

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+60.2%	+34.9%
Q2 23	+36.5%	+28.7%
Q3 23	+32.2%	+5.4%
Q4 23	+28.3%	+28.3%
Q1 24	+24.4%	+16.0%
Q2 24	+31.2%	+18.6%
Q3 24	+36.0%	+31.4%
Q4 24	+19.1%	+32.3%
Q1 25	+18.4%	+39.2%
Q2 25	+22.4%	+22.5%
Q3 25	+11.1%	+1.3%
Q4 25	+6.0%	-6.8%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$41M	1.3%
Q2 23	$17M	0.5%
Q3 23	$15M	0.5%
Q4 23	$20M	0.5%
Q1 24	$68M	1.8%
Q2 24	$16M	0.4%
Q3 24	$16M	0.4%
Q4 24	$33M	0.7%
Q1 25	$74M	1.6%
Q2 25	$25M	0.5%
Q3 25	$25M	0.5%
Q4 25	$24M	0.5%

OpEx Breakdown

Quarter	G&A
Q1 23	$30M
Q2 23	$21M
Q3 23	$20M
Q4 23	$31M
Q1 24	$46M
Q2 24	$23M
Q3 24	$19M
Q4 24	$31M
Q1 25	$50M
Q2 25	$29M

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$803M	$6.3B	$7.1B
Q2 23	$904M	$6.6B	$7.5B
Q3 23	$859M	$6.8B	$7.6B
Q4 23	$917M	$7.1B	$8.0B
Q1 24	$993M	$7.9B	$8.8B
Q2 24	$1.0B	$8.1B	$9.1B
Q3 24	$1.0B	$9.3B	$10.3B
Q4 24	$979M	$8.3B	$9.3B
Q1 25	$1.2B	$8.8B	$10.0B
Q2 25	$983M	$9.3B	$10.3B
Q3 25	$1.1B	$10.1B	$11.2B
Q4 25	$993M	$0	$993M

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	378M	+3.2%
Q2 23	378M	+0.2%
Q3 23	379M	+0.3%
Q4 23	380M	+0.1%
Q1 24	381M	+0.2%
Q2 24	382M	+0.3%
Q3 24	382M	+0.2%
Q4 24	383M	+0.1%
Q1 25	382M	-0.2%
Q2 25	380M	-0.5%
Q3 25	376M	-1.0%
Q4 25	376M	+0.0%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$2M	2K
FY 15	$2M	2K
FY 16	$1M	3K
FY 17	$2M	3K
FY 18	$2M	4K
FY 19	$2M	4K
FY 20	$3M	3K
FY 21	$3M	3K
FY 22	$2M	6K
FY 23	$4M	4K
FY 24	$2M	7K
FY 25	$2M	8K

ACGL (Arch Capital Group Ltd.) Stock Financials & Earnings | Market Cap Arena